This morning at 11:40am - my phone rang I can see at just who is calling me.  The number is Overseas 800281 - just frankly I am sick and tired of these incessant nuisance calls by these so called morons that has nothing better to do than to annoy people who are busy or old and have to jump up every time their phone rings.  I am an older person - and as I have said sick and tired of answering to these so called moronic people on the other end of the phone.  I for one will not be taken by these idiots either.

They are a collection agency or third-party debt collector.  Could be for any debt you owed, and maybe even debt you did not owe.  The Do-Not-Call registry has nothing to do with this and cannot help you stop their calls.  Call back, find out what creditor they claim to represent and their address (or get it from this site).  Do NOT believe anything else they say.  Send them a letter by certified mail (return receipt not required) telling them to CEASE AND DESIST all telephone contact with you.  Demand all contact be in writing and ONLY at the address you provide in your letter.  Do NOT sign, just print your signature.  At the bottom of your letter put a "cc" (meaning carbon copy to) the Federal Consumer Protection Agency.  That should stop the calls; if it doesn't, contact your State Attorney General's office and ask for their consumer protection bureau.  Be prepared to file a formal complaint and include a copy of your letter and the proof that you mailed it.

Here's an idea: First, when you receive a letter from them, respond with the Cease and Desist letters recommended by others on this site.  See the federal gov's website for the Consumer Financial Protection Agency and learn what they can and cannot do, legally.

Second, what if each person here sent out 10 fake collection letters made to look like Credit Control's  letterhead, with Credit Control's real phone and address, to random addresses all over. They would get so many nasty complaint calls and letters that they would be forced to shut down.  Give these scum a dose of their own medicine.

I want this company to quit calling
When it says unavaiable. private caller, out of area it is a debt collector. I answer and hang up. I also have a whistle that I should start using.

Never leaves a message they just call all day.

Phone rings about a half-second and caller hangs up before I even have a chance to answer. Does not leave a voice mail.  If they think I'm going to call back an unknown number, they are sadly mistaken!

I keep getting calls from this number as well.  Sometimes they will leave a message - usually a very threatening message telling me I have until 5:00 pm to get ahold of them or they are going to pursue further legal action.  Have no idea who they are, never received a collection letter from them as the law states and they call my house before and after the hours permitted by law - they are operating totally out of the box!!!

they call several times a day and never leave a message   I think it is the scam company from India

This outfit is pretty nasty.  They rarely say who they are.  Half the time they call before 9am (against the law) and hang up.  When they finally leave a message it is usually one of those threatening types.  And, or they claim to be a law firm.  

They do not follow collection law.  Another scumbag collector.

Great advice posted by an attorney on:
http://800notes.com/Phone.aspx/1-718-732-0174

"IF they do not provide you with the verification of the debt, the debt is invalid and not subject to collection.  PAY NOTHING TO ANYBODY UNLESS THEY PROVIDE YOU WITH WRITTEN VERIFICATION OF THE DEBT, AND ONLY THEN IF YOU FEEL THE DEBT IS VALID - otherwise, let them sue you for the debt, as a real law firm will only bring a legal action on a truly valid debt".

Go here to obtain the template for the DV letter and read more on your consumer rights under the FDCPA:  http://www.fair-debt-collection.com/

I got a call today from them. They asked to talk to my husband. I told them that I was his wife and asked how I may help them. They said that they couldn't talk to me. Then hung up. This irratated me so I called them back. They then transferred me back to the person that I had talked to before. He was very unfriendly. Told me that he did not have authority to talk to me that he had to talk to my husband. I told him that if it was concerning a debt that he owed that he was not allowed to contact either me or my husband because we had filed bankruptsy in the last month. He asked for my lawyers info. I gave it to him. Now lets see if he contacts them or if I get any more phone calls from them.

Also received a phone call from this Debra Benson claiming I needed to immediately return her phone call in reference to my deceased fathers wife who I have not had contact with since 2004. Again didn't talk with anyone in person and left a very unpleasant message. Boy are they ever barking up the wrong tree with me concerning that freaking woman.

Got a call today from these lying cheating people, stating  I owe them 34,000 dollars and asked me how do I plan to take care of this. I am going to report them to to the FEDERAL TRADE COMMISSION. They were very rude and demanding. The number that showed up on my phone was 1877-431-7784 and the call back number was 1800-281-2203 ext 3360. and her name was Deborah. then she put her Manager on the phone and his name was Richard Porter and he stated I have 24 hours to decide how I was going to resolve this matter. if this is a scam this people need to be prosecuted to the MAX!!!

Be Careful with this Company cause they don't just call you  They also call Relatives about your Credit.  CreditControl is Breaking the Law!!!!!!!!!!!!!!!!

So I have had this number calling me more than 3 x a day.  This is in fact, prohibited by law.  In addition, they cannot threaten you with ANYTHING other than informing you that they can take you to court.  Even if they do this, they have very limited authority on what can/can't be done to collect a debt.  Once a judgement is passed against you (in their favor) they do have the option to garnish your wages (only up to 25% of your net income).  If you don't make much money, they are not allowed to garnish even that much..they won't be able to garnish anything.  They also can NOT misrepresent who they are, they cannot offer fraudulent claims (eg, this call is about your family members), they MUST identify who they are within 60 seconds, they MUST give you a physical address so you can send them a letter of CEASE & DESIST, and you, as the consumer/debtor DO HAVE RIGHTS.  Each state has different laws about statute of limitations on when a collector can take you to court and get a judgement against you (anywhere from 3-6 yers) but you have the right to end any harassment, communication, etc from these a***oles.  To learn more about what is prohibited by federal law concerning debt collection practices go to: the FDPCA government website to learn of the consumer protection act.  A good website is also at www.CollectionAgency411.com (they have example letters of dease and desist, etc).  I have been so frightened in the past of these predatory collection agencies and got fed up with being bullied, so I contacted some great resources and did my homework and research on what can and can't be done to me in these situations.  For example info, see the Colorado Attorney General page here: http://www.coloradoattorneygeneral.gov/depart ... rmation_english   - This shows the federal laws of what is and ins't allowed and what you can do.  You will want to contact the Attorney General in your state for more info, or if you want to make a formal complaint against companies like Credit Control, then do so on the FDCPA website.  More people that complain, the more they get in trouble.  God Bless Y'all! <3

Got left a voice mail message today - Caller said she was "Debra Benson" and that my name was listed as a personal contact for reference of another person whom I have never heard of.

Caller said "very important for me to call back today as they must reach so-and-so immeidately" then left the 800 281-2203 number, extension, and case ID number to reference when I return their call.

I'm not calling back - no interest.

I just got my first message from this company after many times the calls were just hang ups. I was told to call back in reference to an attempt to collect a debt ? all of my debts have been paid off for 3+ years ? reported the caller as identified John Bud to FTC.

Got a call from this compnay claiming I owe 610.00 to paypal. I know I dont, she got loud with me then hung up. Its a scam...

Anybody from 800-281-2203 reading this message listen up.  Stop being COWARDS and leave a message on our phones stating (who you are, why your calling, your full real name and a number to reach you).  Stop hiding in the dark a show your self YOU cowards.  
For the rest of us I am going to do what Chuck said earlier in the post and contact the FEDERAL TRADE COMMISSION WEBSITE ftccomplaintassistant.gov

These are just very bad people that are doing this and they have a special place in Hell waiting for them.

Credit Control LLc is nothing but a bunch
Of crooks.

I received a call tonight telling me I owed 18,000 to Washington Mutual---I said I had never heard of this company and never had a 18,000 debt---he got very nasty and said are you refusing---I said I did not say that but that I will not a debt to a company I never heard and who couldn't tell what the debt was for and he hung up on me.

Called our main business number and left a VoiceMail ordering for an employee to return the call by a certain time.  At end of message he says this is not a sales call. Employee said he does not know the caller who said he was calling for Credit Control.  Using the information furnished here, I will assist him in sending a cease and desist letter tomorrow.

This number belongs to Credit Control LLC, a collection agency

1-866-417-5776 is another number that Credit Control will call from. BEWARE!!

gotta love the internet...

Central Financial Control is an amazingly hidden business. It appears to be all smoke and mirrors, but is thought to be based in Anaheim, CA, and specialize in the collection of healthcare debt. Central Financial Control operates does business as (?DBA?) an entity called ?Tenet Healthcare.? Then it conceals itself further behind a parent company named ?Syndicated Office Systems, Inc.? Central Financial Control has been subject to at least one class action lawsuit in California, and the Internet is inundated with complaints that Central Financial Control uses unsavory tactics that are illegal. If you should find yourself in Central Financial Control's searchlight, it's imperative that you understand your rights.

Stop Central Financial Control Harassment
When it comes to collecting healthcare debt, debt collection agencies like Central Financial often contact people who are frail, aged, or in some way incapacitated. They prey on the weak and uninformed to get what they want - money at any cost. You should be aware that, regardless of which state you live in, Central Financial (or any other debt collection agency) is bound by a federal law entitled, ?The Fair Debt Collection Practices Act.? This law says that debt collectors are prohibited from a number of practices, such as:

?They may not threaten to use violence or harm you.
?They may not publish lists of names of people who do not pay their debts.
?They may not swear at you
?They may not falsely claim to be an attorney.
?They may not tell you they will arrest you, seize your property, or garnish your wages, unless they prove they are legally entitled to do so.
?They may not use a phony company name or send you anything that may look like an official document from the government or a court unless it is, in actuality, a valid document.
Be especially careful that a debt collection agency such as Central Financial Control does not tack on any fees, interest, or other levies in addition to your outstanding debt. This, too, is against the law.

Central Financial Control Contact Information
Central Financial Control
1500 S. Douglas Road
Anaheim, CA 92806
714-704-4000


http://stopcollector.com/agency.php?n=central_financial

Calls at least four times a day and my name says it all.  This will happen over the space of one hour, or broken up with twice in the a.m. and twice in the p.m., but ALWAYS back-to-back calls.  Seems like harrassment to me.

I GOT A CALL FROM THIS NUMBER YESTERDAY A.M. AND THEY ASKED FOR MY SON WHO IS MARRIED AND DOESN'T RESIDE WITH US. I TOLD THE FEMALE CALLER (WHO LATER TOLD ME THAT SHE WAS VANESSA) HE DID NOT LIVE HERE....SHE ASKED IF I KNEW THIS PERSON AND I SAID YES....SHE ASKED IF I WOULD TAKE HER NUMBER AND HAVE HIM CALL.....THE NUMBER THAT VANESSA GAVE ME WAS 1-800-281-2203 EXTENSION 3360. I PASSED THE INFORMATION ON TO MY SONS' WIFE.....I JUST CAME ACROSS THE NUMBER AND COULD NOT REMEMBER WHY I HAD WRITTEN THIS INFORMATION DOWN SO I CALLED THE NUMBER FROM MY CELL PHONE AND IT RANG JUST A FEW TIMES AND THEN I JUST GOT A SQUEALING NOISE SO I DECIDED TO CALL BACK FROM MY HOME PHONE.....SURPRISE I GOT A FEMALE NAMED MISS ANDERSON AND I TOLD HER THAT MY HUSBAND (NOT REALLY) GOT A CALL AND I NEEDED TO TALK TO VANESSA....SHE SAID VANESSA WAS OUT OF THE OFFICE AND THEN SHE ASKED ME IF I HAD A REFERENCE NUMBER WHEN I TOLD HER THAT I DID NOT SHE SAID HOLD ON SHE SHOULD BE COMING BACK INTO THE OFFICE IN JUST A FEW MINUTES...SHE PUT ME ON HOLD AND CAME BACK ON AND ASKED IF SHE COULD HELP ME I GAVE HER MY DAUGHTER IN LAWS NAME AND THEN I TOLD HER THAT I GOOGLED THE NUMBER AND WAS NOT READING VERY NICE INFO....I ASKED HER NAME AGAIN AND SHE TOLD ME MISS ANDERSON WHEN I ASKED FOR HER FIRST NAME SHE REPEATED... MISS ANDERSON MY RESPONSE WAS OH I SEE PERHAPS WHAT I AM READING IS TRUE AND HER RESPONSE WAS I AM NOT GOING TO GET INGO THIS WITH YOU ...SHE SPOKE WITH ANGER AND I TOLD HER VERY FIRMLY THAT I WAS ON TO HER SCAM  AND HUNG UP.....WHY ARE THESE PEOPLE SO STUPID ...I'M SURE THEY CAN LOOK UP THEIR OWN NUMBER AND SEE WHAT EDUCATED PEOPLE ARE SAYING ABOUT THESE DESPERATE DESPICABLE INDIVIDUALS...HOW ABOUT EARNING YOUR INCOME THE OLD FASHIONED AMERICAN WAY....WE CALL IT "AN HONEST DAYS WORK"

A guy named James Patrick who asked for someone I do not know to call him back at 800-281-2203 ext 3368.  He did not state what company he worked for.

They were abusive, they do not listen, I was called a dead beat, and what is wrong with america( I am Viet Nam Vet & now volunteer at Harry B Chapin Food Bank), and why I called back, I was complaining that they called my wife's work number at the community center and lied as to who they were.

rude person wanted to speak to me. I hung up.