I am having a issue with them right now and would like to know if they are just a collection agency that threatens you or can the really send you to the district attorney and throw you in jail.

I purchased a vehicle as well the dealership was suppose to hold the check for 30 day, the money was in the paym to make payment the checks did not go through so I did pay off one of the 700.00 check cost 55.00 more.  I explained that I had written two checks did hear back on the second check.  So I asssumed it had been taken care of unfortunately it was and now I do not have the funds to cover the second check that was written.  So can these rude people take me to jail or are they similar to telecheck.  I want to make payment arrangement for the balance but no one is trying to work with me.

I just had a message from these idiots on my machine last night.  They are looking for the relative of the people who used to have this phone number almost two years ago!  I called them back and the first guy hung up on me when I tried to tell him the situation.  The next one was halfway human at least when I told him that these people are even putting layaways in at Kmart and still using this phone number and I'm getting the calls when they don't pay for that either.  That must have satisfied the guy because he was decent and promised to take the number off of their records.  If it happens again, I'll let all of you know.

I have been receiving calls from bob the jerk, he has called my job, insulted my boss and secretary.  I told him that I am not able to handle business at work, and the calls keep caming.  I was put on leave without pay because of this a** hole insulting my boss.

Yep, troll, fake post!

until they're done.

Not her real name but call and complain, do not ask for a supervisor, they're worse.

Fake lives, fake threats, etc.

Yes, that is what they do.  All the time.  Just ignore them, or, better yet, tell them you're a lawyer, or ask for a supervisor, say you're a relative and that they are not allowed to you because it's considered "3rd party disclosure"

Ya, they will call neighbors, present and past, relatives (both sides), will call 3 and 4 times a day, but never leave a message.  Borderline all the way.  They even call their employees deadbeats, use the term "you're a piece of work"..  File the lawsuit for SURE.  They are a check guarantee company.  Merchants pay for their service and get any check guaranteed.  Merchant gets their money..

This person named Brian Rodgers keeps calling me and harassing me for information about something I not involvement in.  Brian (if that is even his real name) has called me six times after I explained to him this does not involve me.  He will not tell me who he is or who he works for no address nothing.  I explained to him that I would not answer any questions from any body unless I know who they are.  Brian is so rude and demanding I am forwarding this information to Arizona Attorney General office as a complaint for harassment.  I hope anyone with a complaint does the same.  This is extremley uncalled for and over the line of what is exceptable.

I wrote a check to nelson Mazda that was for June 10,2012 sent the check off on the 1st the received on the 4 cashed it threw cross check the man i spoke to called me broke and i stated i am far from broke my husband is a SGM in the army he told me to give him a pat on the back for being a worthless soldier that couldn't pay his bills and we both needed to be in jail called back to speak to a manger just rude also i am not paying these people crap i wrote the check to the dealer not them they should demand money from them and the check was cashed 6 days before it was suppose to be cashed i rather go to court and pay extra fees than to give them crap they are rude and i might file a claim against them and i told the guy my lawyer would contact him he told me i was broke and couldn't afford a lawyer if the check would of went threw on the date it was suppose to it wouldn't bounced i told them they didn't even know my number so good luck doing anything legal only way they got in contact with me was they keep calling my neighbor harassing him telling him i don't pay my bills so rude.

We sent 4 money orders all at once totaling $1995.00 on the 18th of may. They are claiming they didn't recieve it and my husband lost the receipts for the money orders we have tore our apartment apart looking for them I'm at wits end. Any suggestions? James mcdaniel or whatever says "well I don't believe you sent them then" ugh.

Yes, similar thing happened to me.  Found out dealership added extra income to my monthly income.  This dealership will do whatever they can to do to get your money....it is ridiculous. Crosscheck called me and said that I better pay them in 48hrs when I'm waiting for funds to come in and don't have it.  The money was suppose to be in my account but of course struck of bad  luck and things backfired!...Crosscheck is ridiculous!  They said if I don't pay they  and they can't hold my check they will send it to their legal department....what legal department...why must collectors at this way....I have not received a collections letter from them.  By law, you must receive a letter before a collections company moves forward.  They are just like any other collections company...I am bothered that if I send them the funds they will still send through my check, which they are doing as an EFT (bank draft/electronic funds transfer) and get paid twice...OMG, I don't' trust them. They had extra numbers in my address..and said call your family to borrow the money...First of all I didn't tell Bell Honda to send my account to Crosscheck and secondly I called them 3 weeks prior to let them know that the check would need to be held longer...they swore at the signing of my contract that they could hold the check longer if needed...they lied....my first experience with a post dated check, it backfired because my reimbursement backfired as well.  Never again....while I write a check or buy from Bell Honda...what to do now?

Yes, similar thing happened to me.  Found out dealership added extra income to my monthly income.  This dealership will do whatever they can to do to get your mom....it is ridiculous. They called me and said that I better pay them in 48hrs when I'm waiting for funds to come in...Crosscheck is ridiculous!  They said if I don't pay they can't hold my check...I'm worried that if they are sent the funds they will still send through my check and get paid twice...OMG, I don't' trust them. They had extra numbers in my address..and said call your family to borrow the money...First of all I didn't tell Bell Honda to send my account to Crosscheck and secondly I called them 3 weeks prior to let them know that the check would need to be held longer...they swore at the signing of my contract that they could hold the check longer if needed...they lied....my first experience with a post dated check, it backfired because my reimbursement backfired as well.  Never again....while I write a check or buy from Bell Honda.

I purchased a vehicle from a dealership and was told the downpayment would be $600 and that I had 30 days to come up with it and all they wanted was a post dated check. 3 days later the sales guy told me it would be another $1000 and he was aware that I didnt have it so all I needed to do was right another post dated check and if i couldnt come up with it to give them a call before that date that they were scheduled to be deposited. I called them 2 weeks ahead of time to tell them I couldnt come up with it and asked if they wanted me to return the vehicle. dealership told me not to worry about it, that a company by the name of Cross Check would give me a call to work out a payment arrangement and for me to just make sure that I stayed on time with my car payments which i have been doing.

Cross check didnt call me for another month and I called dealership back to ask them why cross check hadnt contacted me and I asked them if i needed to return the vehicle. They said no and to give them a few more weeks to contact me.

Yesterday, almost 2 months later, a man by the name of Bob Thomas gave me a call on my work phone and was IMMEDIATELY very rude and harrasing. I was originally happy to hear from him and before I could get two words out of my mouth he told me that I had until Friday which was 3 days away to come up with $1625 and that I needed to send it via westerm union. He had no clue how to pronounce my first name, and by the way he read it Im sure he failed english class because he added an additional 6 letters to my first name. And he couldnt even tell me my correct address. instead he listed a address ive never lived at which he said was listed on the check i wrote which was also a lie.

He began yelling at me calling me "stupid, ignorant, and irresponsible." He accused me of commiting check fraud which I did not do according to the law in my state which states

Arizona Revised Statute §13-1807
In addition to explaining the criminality of bad check issuance, section 13-1807 offers three defenses to check fraud prosecution. These defenses are: 1) the payee was notified before trying to cash the check that funds were insufficient, 2) the check is postdated with sufficient funds available on the date written, and 3) the fund insufficiency resulted from a bank institution account change unbeknownst to the check issuer.

Being that I called Bell Honda 2 wks prior to inform them the checks would not go through I have #1. And #2 is also on my side because the date i wrote the checks, the funds were in my account however I signed an agreemene with bell honda for them to deposit the checks at a later date in case i needed to use the funds for the urgent matter I previously told them those funds might have to go to which they ended up having to go to.


Further more, Bob Thomas went on threatening me with jail time, having to pay for my attorney and theres, and restitution and all other fees. He even told me that they now own my car and would take it back if I didnt pay them by Friday. He kept talking over me telling me to send the funds in via western union or that they were going to take it to the attorney general and the DA.

I called their corporate office and asked to speak to a supervisor and the lady simply transferred me back to him as he disguised his voice. Then I called again and some guy came on the phone wouldnt release his name but claimed to be the President of the company and was more rude, arrogant and disrespectful than all the others.

I tried multiple times to set up payment arrangements to have what I owe paid however I am not dumb enough to send money to a company via western union when they didnt even have my name correct, came up with some random address, broke multiple federal laws, used multiple lies as scare tactics, and showed no proffesionalism whatsoever.

I will be paying the dealership directly. Cross-check is going to end up with a class action lawsuit with the way they are going.

We have been getting calls from this munber at our home.  They are asking for my husbands ex-wife that he divorced 15 YEARS AGO!!  I explained this very politely the first time they called, they were rude.  Told me she was a dead beat and that I needed to get away from her and my husband?!?!  They keep calling and last nite when they called I finally lost it!!  I told them to go F themselves and hung up.  When my husband called back to get a manager they answered the phone with "so are you calling back to apologize?"  No hello or anything!!  And I have noticed that they always answer the phone "hello" not with the name.  This is a company called Cross Check.  No idea what they do honestly.  I am filing a lawsuit.

These people have been calling me for MONTHS! I have continues too block the multiple numbers they have called me from! He keeps looking for someone I have NEVER heard of! And the fact that he keeps calling me, I think he doesn't believe that I am NOT THIS PERSON!

I received a call from Christine on Saturday. I phoned back and the guy who answered the phone was really polite and forwarded me on to Christine. She told me that I have 24 hours to pay for the check. I explained I couldn't make the payment in 24 hours and I apologized for the check it wasn't done on purpose. I explained I can send her 2 or 3 payments and have it paid off with any penlities that were applied. She FLIPPED out and would even let me talk after that. She told me I have 24 hours or they are filing felony charges. Are they able to do that if I am trying to make good? What if I just start sending them money (Money order so I can track) can they still try and charge me?  I am really scared as I have never had this happen before. They keep calling my cell and work..any help?

Was called a couple of times about a bill that I had no idea about. Talked to a Mark Samson. I just gave him the same attitude back at him. THEY CANNOT, CANNOT SEND YOU TO JAIL. They are just a fly by night collection agency.

I have been harassed by repeated calls from a person who gives his name as "Bob Thomas" (I don't accept anything he says as true!).  Caller ID shows his calls coming from CROSSCHECK, INC.  He stupidly (and disingenuously) repeats the same story over and over -  with the transparent threat that I will continue to get these harassing phone calls until I go to a particular neighbors' house and do his dirty work for him by giving them "file number" messages - clearly meant to harass them into paying some kind of debt (which, for all I know, my neighbors may be contesting).  Out of respect for my neighbors, I don't even let them know that this slimy cowardly bully (talks big while hiding behind his telephone) keeps calling me.  I can only imagine what tactics he uses on my neighbors!  
Here's what I finally did - and recommend to others, because it's a taste of their own medicine:  call their Corporate Headquarters at 1440 N. McDowell Blvd; Petaluma, CA 94954; tel (707)-665-2100; report in detail the specific CROSSCHECK employee who calls you at home (or at work) with rude and harassing phone calls; and then insist on speaking to a supervisor so that you can insist that this disrespectful harassment cease.  (By the way, also keep a record of the times and dates of these harassing calls.)  The receptionist, of course, will say they can't do anything about it (undoubtedly another lie), but don't take 'no' for an answer (they don't when they call you, do they?)  If they patch you to a VoiceMail, just call back and say you REALLY need to speak to a real person, a supervisor.  Do this repeatedly everytime you get one of these calls - demanding a stop to the calls.   Also, when receiving a harassing call, ask that person (repeatedly!) for THEIR home phone number.  Make them feel the anxiety they're trying to put on you.  Remember, you're dealing with a manipulator AND a cowardly bully on the other end of phone line whenever you get a call from CROSSCHECK, INC.

When I returned their call the person answered the phone "hello".  Not with a company name or anything.  I asked where I was calling and they asked for a case number.  I again asked where I was calling and they finally answered Cross something.  When I spoke with Abby I explained to her that I was a victim of identity theft on December 2, 2011 and requested she send me something in writing regarding the check she was trying to collect on.  She told me they do not send anything in writing.  At that point I again told her considering the circumstances I was not going to pay something until I had it in writing.  She told me did I really think she was making all of this up.  I told her I did not think she was making anything up but I just simply wanted to protect myself and my money and would like something in writing.  I even offered to allow her to email me or fax me something.  She again refused.  She proceeded to ask me where I work and I told her I did not want to disclose that information nor did I feel it was relevant to the situation.  She asked me what my husband's name was and I again said that was irrelevant and if she truly had a check with my name on it she would know what my husband's name was.  She asked where my husband work and again I told her it was irrelevant.  She asked me if I was being serious and I told her dead serious.  She hung up on me.  I have gotten several more phone calls from another person named Brad Smith and his voicemail is hilarious.  He is laughing as he leaves the message.  Do you really think I am going to return your call if you can't even be professional on your message.  

Once you make a formal request for the information in writing do they have to provide it to you????

They called  me today and threatened me with jail time and felony fraud charges. I didn't mean to write them a bad check. My husband and I separated and my bank went into default. It was my fault by not keeping up with my checking. I have fibromyalgia and I easily forget things. I am in the process of getting my disability checks onto a card so that I cannot bounce any more checks. My husband was helping me with that. I told them I didn't have the money but could pay them in three monthly payments. They said no. They said if they didn't get the money in two days that they are pressing charges. I am going to contact the vet (where the check is) and see if I can pay them in installments. I have every intention on paying for this check. I told them this but they won't listen. I'm under stress now from 1. separation from my husband of 16 years of marriage. 2. trying to find insurance in the new state that I am in. 3. settling in at my sister's house. 3. this stupid check thing. and 4. a negative bank account. The stress makes the disease worse, but what can I do. I am disabled from the fibro, and I also have dystonia, and OA. I spend 60 percent of my time in a wheelchair. I live in Georgia. Will I go to jail???

Receive a call my a Bob Thomas around 7 pm EST demanding to speak to a Pamela Tucker, and when I asked him what company he was representing, he refused to give me that information.  I told him Ms. Tucker no longer resided at my residence but he demanded that I take his name, telephone and claim number for Ms Tucker to call him back.  I stated that she had until 5 pm his time to call him back.  I called the toll free number and found out that it belong to the Check Center.  I am assuming that Bob Thomas was a Debt collector for the Check Center.

You should take them to court and go in front of  a judge and explain your situation that you are willing to pay for the check and they are not working with you.  Any court will let you pay in payments.  They will work with you,  these people are thugs that bully people over the phone they think there so perfect they never make mistakes they pay everything on time,  yeh right,  they probably have the worst credit!  Dont ever let anyone bully you and scare you,  you are an American citizen and you have rights!  They think we're stupid and ignorant regarding our laws!  You go ahead and send what you can, by money order or cashiers check and if they do take you to court, which they wont, they dont have the time or money to do that,  you have your proof that you are working with them and are willing to pay for the returned check!  The Judge will see your side!  They know this!!

This guy name Brian Rodgers keeps calling me and degrading me and using profanity and harrassing me constantly all day. Even when I demand them to cease and assist calling me they still continue to do so even telling me that's why my broke a** can't afford my car and he was going to take my car away from me. (Which I know he cannot do).

UNPROFESSIONAL is not the word for this company the guy with a million Names picks up the phone every time and when you ask about his manger he is the manger. I told him I hope the phone call is recorded  the man was actually braking like a dog on the phone and calling me names.

HEY WHAT CAN I DO I HAVE APROBLEM I BUY A CAR AND THE DAY I WAS MAKING THE DEAL I TOLD  THE SALESPERSON  THE MONEY FOR THE DOWN PAYMENT  ITS COMING FROM MY TAXES BUT I HAD A PROBLEM MY CHECK NEVER CAME AND THEY MAKE ME GIVE THEM A CHECK SAYING THEY GOING TO CALL ME BEFORE THEY DEPOSIT THE CHECK WICH THEY DID TRY TO DEPOSIT BUT THE MONEY WASNT THERE SO NOY THEY CALLING SAYING THEY NEED THE MONEY NOW BECAUSE ITS A CRIME TO SIGN A CHECK WITH OUT FOUNDS BUT I CALL THE DEALER THEY ITS OK DON WORRY JUST TRY TO PAY DONT BUT I DONT KNOW WHATS GOING TO HAPPEND THANK YOU

You are nuts. This whole company is like a pinball machine!

Please don't believe a thing a rep from this company tells you.  "The lovely Brian Rodgers" badgered my wife at her job(a schoolteacher).  She called him back and they both agreed on a date that we would wire him the funds direct.  Yet 2 days before the agreed date they attempted to process the check again which of course comes back insufficient with penalty on us.  So my wife calls him to find out what happended and  "The lovely Brian Rodgers" goes off on her like she is his child and then hangs up on her.  She calls back and he gets indignant like HE is being treated unfairly.  Now I call to find clarity on the matter and within 60 seconds the female that answers yells ever so gently, "This matter was handled why are you calling!"  Now she hangs up on ME!  My first call to this establishment and I get berated because I have questions??  I call again and speak to another woman who won't let me speak to "The lovely Brian Rodgers" but tells me that their accounting dept. run checks seperately and they have no control over that.  From her comments I realize that "The lovely Brian Rodgers" lied to my wife yet didn't have the balls to even speak with me over the phone.  Trust me, if you wire them money THEY WILL STILL TRY TO PROCESS YOUR CHECK!!! Don't let any of them upset you or muscle you over the phone.  Talk to them when they call or call them back when they call you at work that way you control the situation not them.