I activated a new trac phone, with a new phone number, and got a call from this 800-326-8298 number less than a minute after activation!  I answered it thinking it was from the phone company, and got some male mumbling in a foreign language and heavy music in the background.  Just by answering my phone I let these people steal a minute of my phone time!  If they are cheating as many people as it sounds like, isn't there a way to fine them out of business?

A few days ago we received a call from this number. I didn't call back.

just got a call from this number at 10pm... no message, but only a fool would answer a call from a random 800 number at that hour! sheesh good thing my ringer was off... don't want to wake the kids

THEY CALL FOR SOMEONE WHO IS NOT AT THIS NUMBER BUT HAS THE SAME LAST NAME AS I DO (JOHNSON)   I AM OLD AND AM BEING HARRASED BY THESE CALLS.  THEY UPSET ME SO MUCH.  THE MORE UPSET I GET THE MORE THEY ENJOY CALLING.

THEY CALL FOR SOMEONE WHO IS NOT AT THIS NUMBER BUT HAS THE SAME LAST NAME AS I DO (JOHNSON)   I AM OLD AND AM BEING HARRASED BY THESE CALLS.  THEY UPSET ME SO MUCH.

calls early in the morning lets it ring 30x till it finally wakes me up when i say hello  then they hang up

Foreign, rude, hangs up when answered, all I heard one time was a woman coughing before she hung up.  Called several times in a row for several days.  I think it's some kind of loan shark scam.

This number called me on Thanksgiving day. The woman with the accent was very rude. They gave me no info as to who they were. I informed them that if it was indeed a sales or solicited call that they would in fact get in trouble for calling on a National Holiday. I intend to investigate this further and possibly notify the local news. I recomend others to do so as well in order to have a voice heard against this kind of crap!

I have been receiving calls from this number for weeks now asking for a John from a man with an accent. On numerous occassions I have informed these people that I do not know the person they are looking for and to remove this number from the list they are working from. They acknowledge my request, apologize and state they will remove this number. Again, the next day (sometimes more than once a day), another similar call is received from the same number and we go through this process again. I cannot get them to stop calling my number. Reading other comments about this number tells me that they routinely call old numbers that may have been associated with whomever they are looking for and they do not remove it from the system.

Woman with a foreign accent asking for Travis Remington, a former resident of the rental trailer in which I live. I told her that I have lived here for over a year and live alone and do not know former residents.
Apparently this is Allied Interstate Collection agency again.

Call asking for Guy Mitchel.
I told him my name and said this was my residence.
He said, sorry, I must have the wrong number.

Phone rang, no one came online.
I called the number back, he asked for my number,
said he was looking for Travis Remington, a former
resident. I told him that I had been here for over
a year and did not know him.

I found 800-326-8298 listed on my cell phone (which is NOT under my name) as a missed call, I called it back, a woman (no accent) asks 'how can I help you?'
I said 'you called me", she then asks 'are you calling from the number we called', and 'is this (my name)?' I (dumb me) said yes.
I ask who is calling me, she refused to answer, says she will transfer me to supervisor. Then a man (no accent) says they are Allied Interstate, says he can't find me in his records, claims he will remove my name from call list, chants a spiel about the call may be monitored...and hangs up.
What the heck?

They wanted a payment on paycheck loan we did not made. Also, to verify name and SS#.

I'm not sure what company it is but I just called and they were looking for a person by another name.  I advised them they have the wrong # listed and they removed it from their system.  I've been getting 3 or more phone calls everyday from this number.  I've had two today so I'll see in a couple hours if it worked.

They hang up every time I answer the phone and they call several times a day

I have received at least 4 phone calls a day, they do not leave a message.  I answered today at 7:15am, a heavy thick Indian accented man was on the phone.  Said he was with a financial institution (Allied Interstate), after explaining I am on the do not call list  I then asked what kind of company and or their business tax id number, he refused, the phone faded,came back and he argued with me.  I really have no idea why they are calling, we do not have any credit or financial loans that are outstanding.  Something is not right, I asked where they are located, he would not tell, asked what company  the represent if they are making calls for some financial institution, would not give.  Very rude and abnoxious.

Received a message with this phone number 1-800-326-8298. They said that their name was David and that I needed to call ASAP. No business ID was told on the message.

I got the same call from the same jerk, so I hung up on him.  I called back to inquire.  They had my phone number correct, but were looking for "John S. Smith", when my name is "John M. Smith" (alias, obviously).  I told them that their data was wrong, and she advised that she would take me off the list.

The initial call referred to Checksmart, I believe, with whom I have never done business.

After i said hello, a man mumbled something and then loud music came on. They have called at least 3 times in the last week.

They call numerous times a day not sure what they want or need

I also recieved a call from 800-326-8298. He was very unprofessional and rude. Claimed it was a personal business call but no furthert=r information.

I am only 13 and I am recieving this strange call. Why do they think I have Allied Interstate?? Don't be fooled they are going after everyone.

This is a collection agency making blind calls to everyone of the same name listed in the phone book. They have no Idea who they are calling and request a SS# to verify. Do not give them your SS#. instead go to the FTC web site and make a complaint.
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

This number has called me 2-3 times per day for the past month.  I have answered once and the phone rang to connect me to an operator.  I have no debt and no clue why these people keep calling, but if I were you and this keeps happening, voice a complaint with the FTC, tell your cell provider to block the number, and don't answer the phone or give these a***oles any personal information.

Received a call from this number at 8:15 this morning.  There was a few seconds pause before anyone said hello.  I hung up.  Didn't think anyone could call before 9:00 a.m.

Why don't you learn how to spell before preaching to others.

WRONG - THEY ARE A US COMPANY THAT MUST FOLLOW US LAWS -NO EXCEPTIONS!
Yes they outsource to a call center in India where they get cheap (SLAVE) labor and NO BENEFITS!

Your ignorance is the problem.   They can be held accountable for their illegal collection attempts.


THE CORRECT WAY TO HANDLE ALL COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS  AND STATUTE OF LIMITATIONS BY STATE
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

EXECUTIONER IS UPSET because he is calling the wrong people over and over again and no is paying the bill  that they do NOT OWE- SO HE DOES NOT GET HIS COMMISSION CHECK.

THEY ARE NOT VALID DEBTS - ALLIED IGNORES DEBT VALIDATION LETTERS - BECAUSE THEY CAN'T PROVE ANYONE OWES ANYTHING!




The Debt Collector
Money Beggars
Liars, Lawyers,
Con-Men & Thieves

Who Seeks a Career as a Debt Collector?
The average debt collector is male, has a large ego, bounces from job to job, suffers low self-esteem and enjoys using the telephone as an instrument of empowerment.

You shouldn't be surprised to find most of them have great debt problems themselves. (Even though they post on complaint boards that they do not)

Collectors see themselves in a position to take advantage of those they deem weaker, in an effort to overcome their own insecurities.

They normally will talk-over any issues you may have, threaten and intimidate you, lie, misrepresent themselves, abuse, annoy and attempt to push you as far as they can.

only 2 out of 10 are honest and hard working.

The greater percentage are deadbeat scum either just out of, or heading back into a jail cell.  

Collecting is a male dominated business and because of the shortage of skilled workers, agencies are hiring anyone who can walk and chew gum to make their calls.

Social skills, education and career orientation are NOT normally the prerequisites for a debt collector ? money beggar position.


After all, a portion of what they collect from you becomes theirs.
You'll hear standard phrases such as: "what is your intent" or "I'm going to recommend that our client take immediate legal action against you."
The innocent unsuspecting consumer feels threatened, even terrorized by the antics of unscrupulous debt collectors.
The really bad ones will call you at work, violate third party disclosure, or worse, threaten you with arrest or wage garnishment if they don't have the money today!
They'll try to persuade you to pay off old debts using your new credit card, via Western Union wire transfers, bank drafting, debit checks and cash.  They will tell you your credit report will be clean if you just send them the $ MONEY$.
The National Consumer Law Center (NCLC) and the National Association of Consumer Advocates, (NACA) assist attorneys across the country in pursuing agencies and collectors who violate the law and your rights.
Collectors are learning that the phone name they use and the perceived anonymity of hiding behind a telephone can easily be overcome with today's modern technology and investigative techniques.

Some collectors are learning first-hand that they too, can be charged with making threats over the phone and that their employers don't provide bail money or legal representation.

Creditors are increasingly becoming less tolerant of agencies that allow abuse and will drop those that don't comply.
I urge you to complain about collector abuse by contacting the FTC, the American Collectors Association, the original creditor and your state bar association (against attorneys), or me if you feel your rights are being violated.

There is a nationwide group of professional consumer attorneys, skilled in debt collection laws that passionately defend the rights of consumers against these illegal collectors. No consumer should ever suffer abuse from a debt collector.

The laws WILL protect you!

Don't ever answer these calls.  If you answer, they will know they have a real person connected with the phone number and they will call back even more.  Just ignore them and they will go away.