did anyone hear of calling them back ...and back ...and back...i harassed thje s*** out of them....i just would call and say now i want to talk....you guys want to talk to me......so lets talk......about the weather ....the news....about getting a job there...3 days of that and i never heard from them again.

I need to locate a lawyer to go after ucb for their continued violations if calling me at work and at home after dending four letters to cease contact all by certified mail. Also they disclosed information about my ex-husband bills he created AFTER our divorce was finalized 6yrs ago.  I have sent them proof of the divorce and that it was dated years before he went to the hospital for what they are collecting for. I have gave them all his contact information and they call him everytime they call him. I have been told to just pay his debt since I more then lukely took all his money in the divorce. I'm sick of the calls and abuse they feel is their right to give me.

They are NOT BBB rated !
BBB Accreditation
United Collection Bureau, Inc. is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

231 complaints to the BBB

I received a call from this number.  It apparently is UCB or United Credit Bureau.  I was unable to talk when I answered the phone so I said "I" was not there and could I take a message.  She asked who I was ad I said "her cousin".  The message she left was a phone number and a case number saying she had a warrenty for my arrest on her desk and would issue that warrent if she did not hear from me by the end of the day!!!   When I called her to find out what the matter was about (it was a collection call of course).  I told her that I would definately pursue the fact that she said she had a warrent for my arrest which she of course denied.  In calling the Federal Trade Commission, my only recourse (and yes, this is considered a huge no-no) is to get a lawyer.  Well heck, if I had the money to hire a lawyer.... would I owe this bet.  Just shows me that these rude collectors CAN and obviously do what they are not allowed to do because they know we have no recourse!!  How sad.

Called at 8:00am on a Saturday, just an automated voice on my answering machine leaving phone number 800-344-8183 and a reference number.  No name, or any details about why the phone call.

This collection agency (United Collections Services) called me on behalf of Citibank and tried to intimidate me with their usual illegal tactics. The way they got in touch with me is by calling my Mother-in-law's number (out of all people) and started leaving a case # and call back number. I am contacting my lawyer group and making sure they think twice before trying this again.

start by reading
Dealing with Debt Collector
Statute of limitations by State
Recording calls - laws by state

File formal complaints as outlined

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

I spoke with someone from UCB and I asked them to send me validation of the charge from back in 2006 and they refused.  They said for the small pittance of $220 they were not going to send me anything and that I can just pay for it over the phone by credit card or check.  I refused and they said they would start the garnishment of my wages.  I am not sure what to do now...I don't even know what those charges are for.

Ucb called tryed to collect from a debt that I have already filed banckrupcy and has been dischared... the mans name is jay roberts.

I had the very same experience, but guess what? I paid what
I owed and they stopped calling me since, plus I don't feel
like I'm a thief anymore.

They want to talk with a Nora Sandoval.  Regarding case 50194211 with a Dawn exstention 6806.

Here's the address of the crooks who called your child:

United Collections Bureau
5620 Southwyck Boulevard
Toledo, OH  43614

This is typical UCB conduct.  And it's illegal. I don't know about blocking this crook's phone number, but I do know that he broke federal law by threatening to harass you with more frequent calls. The FDCPA also requires debt collectors to be respectful of consumers; I'd say he obviously broke that legal provision, too.

A few suggestions:

1) Report Federal Trade Commission. You can do that online here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

2) File a complaint with your state's attorney general and, since UCB is in Ohio, file a complaint with the Ohio attorney general. In most cases, each state's AG has a website where you can either file a complaint online.

3) You can easily defend your rights and protect your child from these debt collector outlaws by simply sending them a letter directing them to cease all attempts to contact you and your family and warning them that you'll seek legal sanctions against them if they ignore your cease-communication notice.  (Federal law requires them to comply with your request.) If they contact you more than once after receiving your cease-communication notice, then they are in violation of the law and subject to paying you monetary fines.  You may also want to tell them that because the UCB debt collector who talked to you violated provisions of the FDCPA, you will file complaints with your state's attorney general, the Ohio attorney general and the Federal Trade Commission.  Just be sure to send the letter via certified US mail with a return receipt request, and save a copy of your letter.

If you want more information on dealing with outlaw debt collectors and require legal assistance, check out these websites:

http://www.budhibbs.com/First.htm
http://naca.net/debt-collection-abuse/
http://fairdebtlawyers.com

called my 12 year olds cell phone for an individual unknown to us.  I called and explainded that they obviously had the wrong number, the gentleman a "mr. Hammer" threatened me.  Called me a liar, said I was protecting the individual he was trying to reach and he would be calling even more frequently now.  Is there no way to block this individual?

I received a phone call from a lady from this number.  She actually left a messege on my answering machine in regards to someone else that me or my wife do not know and left a case number.  She called the number and of course was told that if you didn't know this person we'll take you off the list or something to that effect. Ok? Why are you calling my house? What list? It definatly sounds fishy.

Lady called my mother that I am getting sued for some law suit and that I must get a lawyer urgently. She was rushing and sluring and she did not give a reason why I am getting sued. I was confuse I didn't do anything wrong.Said that I must call unrgently to the number 1-800-344-8183 ext"6897".

I just received a very rushed, obviously script-read telephone call from a lady who said "this is in reference to 500---36.  We need to get some vital information from you in regards to this investigation.  Call me back at 1-800-344-8183 (Ext. 6910)."

She spoke very quickly and slurred her words badly.  She did not leave her name, nor the name of the company she was representing.

But, as I have already done some online investigating myself regarding this telephone number, I have determined that it was none other than that infamous debt-collection agency - United Collection Bureau (UCB).

I just received a very rushed, obviously script-read telephon call from a lady who said "this is in reference to 500---36.  We need to get some vital information from you in regards to this investigation.  Call me back at 1-800-344-8183 (Ext. 6910)."

She spoke very quickly and slurred her words badly.  She did not leave her name, nor the name of the company she was representing.

But, as I have already done some online investigating myself regarding this telephone number, I have determined that it was none other that that infamous debt-collection agency - United Collection Bureau (UCB).

They called my home and left this 800 number and ex.6986 and then said it was "case 19235xxxx" and to call "Nicole".  We searched for the 800# on the internet but never found anything till we just put the phone number and google search and this is the what came up first

They violate quite a number of laws.

I had the SAME experience as you - just a different extension number.  And the call was NOT even for me but for my son who lives in a different state.

I had exactly the SAME experience with this bunch!

This is United Collections Bureau. They are notorious for violating the FDCPA.

9078 State Road 84
Fort Lauderdale, FL  33324
Phone: 954-236-6027
Fax: 954-236-6011

5620 Southwyck Boulevard
Toledo, Ohio, 43614


http://ripoffreport.com/reports/0/033/RipOff0033340.htm

http://www.ripoffreport.com/reports/0/169/ripoff0169131.htm

Received a call from a lady called Ms. Daniel.
She said she is calling from a company called UCB.
Her extendion is 6745

Received a threatening call today from this number...the person who called said their name, but it was muffled. They gave no name of company...and stated I must call within 24 hours