They called my job!!!!!!! How the hell they know where I work at? and most importantly, WHO ARE THIS PEOPLE?????

Ok, here goes...

About a week ago, I started getting Indian accented messages on my home voice mail.  I don't really check it much since i mostly use a cell phone.  I just keep the home phone around for ordering pizzas and... well not much else really...jeez why do i still even have that thing?  uh..right so..anyway...what I can make out is that Nathan from Aegis (sp?) receivables wants me to call 1-800-363-4816 to discuss a matter regarding American Express.  So I called...

Nathan wasn't around, so I spoke with Alex.  He was nice at first...but his mood soon deteriorated.  I told said "Hi, I'm the guy from the number you called, what is this about a matter with American Express?"  He said there is an uncollected debt I  must pay.  "Impossible", I exclaim.  "My credit is flawless, and I check my credit report often.  Like it's my hobby!".  He asked me for my Date of Birth.  I refused.  I asked him what date of birth he shows.  Does not match.  He asked for last 4 digits of my soc.  I refuse.  Does not match.

"OK, so you obviously have the wrong person with the same name.  Please take me off your list."  He say's he can't do that.  "Why", I ask?  He says "because you are the person at this phone number."  The complete break in logic just silenced me. "Huh?" my head spinning.  "Your name matches this phone number, so you must pay!" he replied.  I snapped back "But...I'm not even the same person!!"

He tells me if i do not agree, that I must send a fax with my name and address to dispute the claim.  I refuse.  I don't have a fax machine and I'm not going out of my way for these people either.  "This call shall serve as my request to be taken off your list." I hiss.  He then proceeds to tell me that if i don't know how to work a fax machine, i should have someone show me.  The exchange at that point got heated.  
I told him I'll contact American Express to sort this out.  

He wished me luck...and says they will continue to call me.  (and they do).

I called American Express, Filed a dispute report,  gave them Aegis' phone number, and was assured by AmEx that I'm in the clear and they will handle everything.  I sure hope so.

Oh..my phone just started ringing.  Damn, it's India.

recieve repeated calls trying to collect an American Express bill that reputedly belongs to my aged parents, they do not nor have ever had AX card. Threatens legal action, calls almost daily, id as Steve of Aegis Global, a collection firm. After follow up on Google I find this is an agency in India, I think it is a scam, I am not sure how they acquired personal data...they are truly harassing.

My ex-sister-in-law received a call asking about me and then my neighbors across the street also received a call. The calls were within one week of each other. Both were from a strong Indian accented man named "Eric Johnson".  The number given to both of them were 1-800-363-4816 ext 34207.  Fortunately because neither of the people called could really understand "Eric" they refused to give out any of my information.

Calls from AEGIS (Global Vantage) are no stop and harrassing.  I advised them of my filling for Chapter 7 bankruptcy and gave them my attorney information several times.  They continue to call a minimum of 2 times a day

Called looking for my brother who has NEVER lived at this address.

some guy left voice message with this call back number ,  i cannot understand the message  even after replaying the same for 10 times,( dont talk abt Indian accent, i am a Indian living in US). I called back the number , the rep asked for my cell , i give it to him then he asked me for JONG LEE , i told him , i am not JONG LEE, now he want to know my name!!! i just hung up on him...

asking my personal data birthday and addresses.

http://800notes.com/Phone.aspx/1-800-363-4816

Received a call from this number and lady identified herself as been with the Recording Receivable Agency and her name, Christina Smith, she could not speak english at all(broken).  It was hard to understand because she had a heavy india accent.  She wanted to speak to spouse which I ask for her name, number and she gave me 1-800-363-4816 & ext.# 31583.  She would not tell me what she really wanted from my spouse.  They all use american names with a heavy india accent, that's a clue, not to give any of your personal information. Scam!!  Scam!!

yes, got the same thing.  A dude with a heavy accent but he left a message on my VM and asked to call back at this number. The number he called from was unknown on the caller ID.  I had to replay my message a few times to get his name, which was American once I could make it out, but in general his accent was way too thick.

the info is on the internet about this bottomfeeder


COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY


RCS Centre Corp

Aka Global Vantedge
INDIA Debt Collectors

700 Larkspur Landing Circle Suite 235
Larkspur, California 94939

Phone: 888-638-7866 - (415) 925-2777
Fax: (415) 925-1706

In India
Global Vantedge Private Limited
77-B, Sector 18, IFFCO Road
Gurgaon- 122 015
Haryana, INDIA
Telephone: 91-124-4195700
Web Address: www.globalvantedge.com
 Head Debt Collector:
Dennis P. Scholl




--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

American Express and Capital One must have finally gotten word that Americans will NOT deal with debt collectors calling from India with  such names as ?Bob Rogers? and ?Lisa McDonald!

Anyone who hires collectors form INDIA should be aware that no one in America wants to deal with them. These people are far removed from any type of training that gives them credibility and how DUMB an organization do you have to be to move all our private information overseas?

I urge anyone receiving calls from this or any other overseas debt collection organization to NEVER deal with them. You can waste as much of their time as you want because they will talk to you forever. Make them spend as much time as possible on the phone, tell them to send you validation notices, then tell them to do it again, they are NOT that savvy.

I doubt you will ever get involved in a lawsuit because once programmed, INDIA debt collectors run on auto pilot forever, so instead of getting mad,  have fun with them. Keep them at arm?s length; let them think payday is just a few days off, then start all over with the validation. The more of their
time you waste, the more money you make them spend, the less chance of anything escalating. These are VERY nice people, just in the wrong business. They get paid whether you send them money or not, so DON?T send them any money. Make their handlers pay for all the wasted time, calls and documents. NEVER give them you?re banking information.  

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  




















Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm
From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

A few days ago my wife's sister got a call from a guy with a strong Indian accent who asked to talk to my brother, who lives half-way across the country from her and has met her maybe twice. The guy said his name was John Coleman (very common Indian name, no doubt) and that he needed to talk to my brother about an "important personal business matter." He was very evasive when she tried to question him about it, and he said he couldn't discuss it with anyone else until my brother had "authorized" them. He requested her to have my brother call him at 1-800-363-4816. Today I got a nearly identical call from a similarly evasive Indian-accented guy who said his name was Henry James (yet another common Indian name) and asked me to have my brother call him back at the same number. I asked the guy point-blank if he was trying to collect on a debt, and he said "No, nothing like that, it's just a personal business matter."

The caller with heavy indian accent called my home number and ask to talk to me. Wy wife refused to give him my phone number and instead she took his name (Charless Gibson !!!) and the famous 800 number.
When I called that number and asked for him, I was asked for personal information such as driver's licsense, date of birth etc. When they realized that I was not going to provide any information, they said they knew all my details, then provided a fake DOB and social, which I told them were wrong. They pretended it was an error, appologized for calling and asked if there was anyone else that I knew with a similar name. They tried to sound like a collection agency, but all they cared about was phifing for personal information!!!!!

Received a call from 1-973-555-1212.  I did not answer but listened to the message left.  Claimed his name was John Anderson and he was with Aegis, a collection agency for American Express.  He said to call him at 1-800-363-4816.  I believe this is a scam and I won't pay them anything, and I advise anyone else not to pay them anything.  American Express will come to agreement with you if you go to them with a resonable offer.

They would not give me any info unless I told them my info (to verify my identity) 1st - I refused and told them that their company has a lot of complaints on the internet.  they said they had the wrong number and hung up.

These freaking people called my grandparents home...i have never lived with my grandparents or anything
i'm not calling those freaks

Keeps calling, and wont say what its in regards too. Cannot understand their very broken english. 800-363-4816 ex 5303?

Indeed gvedge.com is the company calling my house repeatedly.  If you go to the website, they very plainly list who their American CEO is (they're an India based company).  So after a little research, I have the CEO's contact info.  Which as follows.  Feel free to call him and tell him how sheisty his companies practices are.

Richard Ferry

7880 Bent Branch Dr, Ste 150

Irving, TX 75063-6045

(972) 830-1800

Listing Details
Job title: Chief Executive Officer, North America

Company: Aegis Comm Group

Some guy Name Mike called and wanted to talk to me for a personal business matter. He has left a message with a ref. number and asked me to call back. I have checked all of my accounts that I already know in good standing.

Please, Please be careful from such phone calls and never give out your information.

THEY WILL USE YOUR INFORMATION FOR IDENTITY THIEF!

DO NOT GIVE THEM ANY INFORMATION!!!!

Wanted me to give a message to my sister.

those people are CON ARTIST SCAMMERS!
They called me and said I have an outstanding American Express and they are from collections and wanted me to pay.

THEY  WILL USE YOUR INFORMATION FOR IDENTITY THIEF!

DO NOT GIVE THEM ANY INFORMATION!!!!


first time I hung up on them to verify with my card a few days later they called again and I put them on hold for 1 hour.

I made the indian sounding guy repeat everything 3x and then I keep putting him on hold while I look for my credit card to pay. but I keep giving him more excuse to stay on hold.

after an hour I jsut hung up on him.

The call probably came from California-based RCS/Global Vantedge's calling center in India. Here's some background information on this sleazy company, including the contact information and advice on dealing with them:  http://budhibbs.com/debtcollectorpages/rcs_centre_corp.htm

For more information on dealing with shady debt collectors and, if need be, suing them for violating debt collection laws, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

Idiot calling himself Arnold Williamson called twice instructing my wife to have me call him at this 800 number extension 7191 amd discuss file number 249486. He was very pushy and claimed he had called numerous times ( a big fat lie)from So and So Receivables (broken English) and that he wished to discuss delinquent account. I have no loans whatsoever so this is scam, sham or B.S.

Someone called today looking for a relative of mine. They couldn't speak english well and were very pushy... She used an American name...Sandy Davis..She was obviously foreign. It seemed like a hoax to me since they were using the relative's maiden name and she's been married for years... They would not tell me why they wanted her, so I took their number.. Does anyone know if this is a legit company?

Sandy Adams called from Global Vantage looking for my Sister-in-laws EX husband (as of TEN years ago).........said I was to give him a message; I NEVER met the man!!!!

A guy with an indian accent and a pushy attitude called and asked for 2 of my friends, he had a heavy indian accent and gave his name as Jimmy Adam (???). I told him I can get the message to them, he wanted their phone numbers (???) which I did not give him and he did not like that, but he left a message with the phone number 800-363-4816 x 5110, and a business file #.

A guy named Sam Taylor (Jamaican accented person) called here a few times, looking for my brother-in-law who lives in different state. This person said it was a "business matter" and that it would be great for me to inform my bro-in-law or his soon-to-be-ex wife to call this number with ext. 5303.

I informed this Sam Taylor that I have nothing to do with his problem(s) and not to call here again.

Some guy from "Global Vantedge" - have no clue what he wanted as all my accounts are current.
http://www.gvedge.com/ - they call from India and do collections for US companies.