Collection co Berlin Wheeler called a work number to collect debt
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Things must be slow in the boiler room, eh, shill? No one believes your lies here.

Like most of you in here I also looked up the telephone number to see who it was calling first. I have to say most of these statements are not to be what my experience with this company was like. I talked
to more than one person and they were nothing but kind and respectful, they were also empathetic of my situation. Like most people I'm not proud of not having my bills paid but I believe the collectors that I spoke with helped me to their full potential to get my debt resolved. Also I would like to mention that most of these people are hard working people just like anyone else and I'm sure they have families to take care of as well.

Stop calling me. Called me twice within 30 seconds 573 634 3030

Would want someone to do this to you if this was your buisness?!?!?!?!? I don't think so! To post this is beyond ridiculous and immature!

I recieved a call eroneous???????????

Yep,  got a call..   No message was left..  Wonder how many wasted calls they make in a day..

This company has medical clients - doctors and clinics, surgery centers - who have NO patience, they can't wait a month or so for payment of even small amounts. The medical profession in the Jefferson City area is the cheapest, money-hungry bunch around. They get paid thousands by medicare and insurance then want another $30.00 for piddly stuff and they have to have it RIGHT; NOW!   You'd think they were starving. And, they are so cheap they don't even provide a return envelope when they send a bill.

I told them: I don't pay collection agencies. (Bill collectors). I pay who I owe, when I can. If they turn it over to a bill collector, it goes to the bottom of the list. I pay other bills first.

Debt collectors

This company called me at work.  They should never call me at work.  I don't even know why they are calling me.

According to the Fair Collection Act, if you tell them not to call your work, they MUST stop, or they are violating your rights under this Act and you can take legal action against them.

I don't know why these people are trying to get ahold of me but they called my mom's work number looking for me.

I can't believe these people. They called me at work but called the wrong office!

Just got a call from them on my cell phone...How'd they get that #?  I didn't answer and they did not leave a message.

Called my cell. I don't have any debts that aren't up to date (I even checked my credit report to confirm...it's all good). They didn't leave a message. Hopefully, they won't call back.

Just got a call from 1-800-366-2373. Didn't answer call and they did not leave a message.

They called and tried to collect on money I had already paid to St. Johns and said St. Johns didnt place the payment on the account and turned it over to them for collection.  Now I have to try to find cancled checks and receipts for past two years.
They also keep calling my family members saying they can't find me.

They wouldnt tell me who they were for just asked if my father was dead,when he died and who if anyone had power of atterney. I gave her the estranged wifes name lol

I got a message that said it was important that I call a Holly Baker back, and she didnt tell me were she was calling from or anything so I just left it alone.  I have had collectors call me and they say i am so and so and i am calling because of so and so.   These ppl are wacked if they think that they are getting anything from me!

for 3 months FAX LINE CALLS have been coming in to my 87 year old neighbor's phone. Sometimes 12 midnight, some times 6am and all sorts of other hours. It took me 9.95 to find out it BERLINWHEELER, out of Topeka,KS. I have called the listed numbers but no one answers. I just want to help her to stop the fax calls. It scares her to death. She even tried to get help from AT&T to stop the calls and they want her to pay for a block call or change her number. She has had this phone number for 60 years.

My next step is to fax the company and request that the calls stop and they refund us the $9.95 it took to find the SOB's.

If they continue I will be contacting my lawyer and proceed to sue them for mental harassment of the elderly.

Someone needs to kick Joey Leydenshome (Pres of Berlin Wheeler) last known phone number 573 632 7061, 810 Wildwood Dr, apt 210 Jefferson City, Mo  BUTT to the curb.

MQ with help from SAS

Called my cell, I didn't answer as I did not recognize the number, and they immediately called my work. I had a co-worker answer, as I just knew it was them, since their number was blocked.  Left 800-366-2373 with the name Carol Meadows.  Their message was, "She knows who I am so just have her call me please."  Had no idea who it was until I googled the number.  All of my numbers are on the "Do Not Call" list, even my work numbers, as I am in beginning stage of bankruptcy.

Never send a personal check to these people they will take advantage of you by drafting money from your account without your permission

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

harassing me constantly at work

pain in the butt, they keep calling my work and harassing me, I am getting so aggravated

You are right. They called my mother in law and said that i gave them her number. B***s***! I didnt give anybody my mother in laws phone number. I don't even know her number. Made me look like an a**. And the thing is i filed chapter 13. I have already started paying back my debt. So these people are full of s***.

Called my work number.

dr office bill that hosed my surgery now they want another $600. I think ruining my life was enough.  Insurance paid and I paid deductiable now they want what the doctor didn't get paid because his fees are so inflated! People who have insurance paying for those who don't have it.....well to hell with them and to hell with the doctor.  he will jsut have to settle foe his jag to drive instead of a bently!

Called My work.

LET'S CALL THIS GUY.  HE'S THE PREZ--

Joey Leydenshome

810 Wildwood Dr, Apt 210

Jefferson City, MO 65109-6845

(573) 632-7061