Called me asking for my husband. Won't tell what he wants "its personel business" he said. His name is Emanula Bastian from Attorney Michelin & Kay law offices. From other post that I have read its the same company but now using a different number. He called my cell number not home and my caller ID sowed up as 646. he gave 1-800-420-9132 Ext. #5433

These people called me and claimed to be from an attorneys office and said if I continued to refuse to pay they would start taking personal property of mine. They asked if I still lived at an address that I lived at 2 years ago and I told them I had received bills from my original creditor (Capital One) at my new address and they demanded that I tell them what the new address is and I told them that I did not trust them. If they were legitimate then they would already have my new address because my creditor had it. Then he demanded to know where i worked. I hung up on him and another guy called back right away saying that he was the superviser and he tried the same thing on me. I told him to send it to me in writing. Thank the good Lord for caller ID!

The Law Offices of Mitchell N. Kay of New York, NY, left a message with my husband on 07/07/09 for me to call them at 800-420-9132 x5238.  I googled them and found out they were a scam collection agency.  I then ordered my credit report from Experian and it came back perfect.  On 07/09/09 I received a call from them again and the man told me they were calling about the $17,000 I owed Capital One. I told the man I never had a Capital One account and that I had a copy of my credit report.  He  told me social security numbers don't lie and hung up on me.  Then I called Capital One and spoke with with Roy Marquec, ID# TFI, of the Capital One Fraud Division (800-427-9428), where Mr. Marquec confirmed that I have never had any accounts with Capitol One.  Mr. Marquec checked both my social security number and my name and address to see if there was any record of an account with them and found no accounts.  This law office has been known to freeze bank accounts. I have reported them to the NYS Attorney General (where they are already under investigation), to the FTC, and to the NYS Bar Association.

They keep calling, but leave no message...

I received a threatening call from this company.  My caller id registered "Unknown." Phone number was 800-420-9132.  The caller threated to seize personal property because of a Capitol One debt.  When I provided the caller with my attorney's name and number she informed me they are only obligated to trying to call the attorney once.  Anyone have an address?

They have called me many times, after I quit answering...and let it ring, I decided to do this
For Every call I received,,I Call Them back 25 to 30 Times and hang up, they don't like this.
Also If anyone would like to know, they have another 800 number, and a 212 number
1-800-247-4720 & 1-212-695-8155, The attorney's name is William W. Siegel

Called cell phone and left no message

He's a bill collector from the Michael N. Kay Law Firm.

They call everyday... I answer everyday and they hang up... They must use a robocall and nobody is paying attention when I answer. I called back once, they put me on hold without speaking to me and then it disconnected... I assume they are debt collecting for Capital One but I think Cap1 needs to fire these folks... I'd be glad to talk to them... very unprofessional.

Got a call from this number, no one was there. But have gotten previous calls and it was a collection agency. We asked them to take my number off their calling list because the person they was asking for did not have that number anymore. Though they still call

Lawer company talks about law suites hired by capital one bank. Called capital one and they do not know about this.

This a***ole has the audacity to call my business number for my wifes stuff.  Then tells me that i have to verify her last 4 of her social before he can tell me what it is in reference to.  I told him to promptly f*** off that i will do no such thing and that he will remove my number and i will relay no such info.

It's Law Offices of "Mitchell Kay", not Sokolove.

Let's put Mitchell Kay in jail for harrassment. What he does is against the law. Why doesn't the government take action against him?

They call constantly and never leave a message. I finally used Caller ID to return the call. They are the "law offices" (HAH) of some jerk bill collector Sokolove or something.

RUDE! I owe no one a cent. These guys are scammers. What agency can I report them to?

These people are cockroaches.

yeah these people call me at least 9 times a day 6 days a week, they are the most rudest people I have ever spoken with..
I reported them to my states attorneys office

Address is
Po Bx 9006
Smithtown,NY 11787-9006
and toll free number 1-888-647-5721
or check  www.lawofmnk.com
They been calling my cell for months now, but had not sue me yet....

I have been receiving phone calls from this number at work and they never talk and just hang up.  Sometimes they call two to three times a day.  I finally did a search to see who the number belonged to.

Unwanted robo calls

They call my fax machine several times a day. Never call my home number. I have actually answered the fax and no one is there.

Oh, I had another debt collector call and leave a message sounding really stern and that we'd better call back to their "pre-law department".  Guess they were trying to scare us into calling them back so they could harrass us.  I haven't called back and have only gotten that message twice since last Nov.

My friend sent me to:  MaximumDebtRelief.info

Not sure why they are hanging up when we answer.  Now that I know they are debt collectors I'm going to block their number on my phone.  I got a new set of Pansonic phones that will block any number you want; just type it in on the phone menu for blocking.  It will ring one time and then stop. It also has a talking caller I.D, but you can turn that off if you want. I got my set at Walmart.

I also have been receiving multiple calls from this number.  After finding their web address, http://www.mitchellnkaylaw.com/, I called the 800 number for the offices.  800-247-4720  I routed through their system to Customer Service.  I spoke to a very polite lady who did a reverse lookup on the number that they were calling.  I explained that they had the wrong number, there was no one here by that name and this was a business phone number.  She removed the number from their system.

We have been getting frequent, intrusive calls from 800-420-9132 beginning, and waking me, at 8:30 in the morning.
They are attempting to reach a woman named Alice, who is someone that I was once friends with in high school and young adulthood.  We have had no relationship in 3 decades and I have no idea where she is located.
My husband and I have both told this to them before, and instructed them to stop phoning.
When I, very quietly and  politely, attempted to explain this yet again today, the woman phoning, interrupted me scolding "Ma'am, it is just a wrong number!" and hung up on me!

I want to report these people!

We have been getting frequent, intrusive calls from 800-420-9132 beginning, and waking me, at 8:30 in the morning.
They are attempting to reach a woman named Alice, who is someone that I was friends with in high school and young adulthood.  We have had no relationship in 3 decades and I have no idea where she is located.
My husband and I have both told this to them before.
When I, very politely, attempted to explain this yet again today, the woman phoning , interrupted me saying "Ma'am, it is just a wrong number and hung up on me!"

I want to report these people!

http://www.budhibbs.com/collectorpages/kay_mitchell_n_pc.htm
Mitchell N. Kay PC
7 Penn Plaza, 18th Floor
New York, New York 10001

Shaquana Morris
Jai Paul  Mgr, Fax 212-330-9668
Collections Manager   646-205-1886 ext 5494
John Palumbo  Senior Manager  888-647-5718 ext 469
Darnel Roberts  Collector           800-509-1074 ext 7399

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

Lawyer Mitch Kay is also involved with Plaza Associates and MKM Acquisitions. His organizations have a bad reputation for FDCPA and FCRA violations. They hire under-trained semi-desperate collectors who are hell-bent on a paycheck at any cost.
CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Oops.. the number that is calling me isnt Chris Huddleston, its 800-420-9132, Im not sure what they want because I dont answer

They call me, I ignore the call, then they leave me a blank voicemail of about five seconds long and hang up!! Really sick of the calls.

I have called them several times i also told them to quite calling me today i finally got a guy named micheal and i told him to stop calling me as it is harassment and he removed my number he said we will see

I get 3 or 4 calls a day from this number. If I answer, there is never
anyone on the line. I'm on the DO NOT CALL list and I owe no money to
anyone, so have no idea why they keep up this ROBO-calling.

very rude. call at least 5 times a day.i'm on disability and under a psycharist's care. these people talk to me like i'm a dog. threating to sue wage garnishment freeze my bank account.