No, actually, per the FDCPA, the burden of proof falls on the debt collector to show that the alleged debtor owes the money to them.  The debt collector MUST mail - not email or fax - proof of debt/proof that the company has the legal right to collect said debt. Refusal to mail this documentation within five days of the first contact is a violation of federal law.  And, per the FDCPA, refusal to mail this written, verifiable proof, means that the alleged debtor should NOT pay the caller.

So you're "positive" this poster owes money to them? And equally sure the telescum don't know about the scam?

How long have you "worked" there?

I currently work there and no we do not call anyone more then once a day and we can collect on any account owed and if anyone claims that they paid off their debt or closed it with a zero balance then proof needs to be sent in to our company in order to stop collection activities other then that we have validation of debts if anyone is upset you should be upset at the bank for charging off accounts that you guys thought were closed at a zero balance banks have monthly fees they charge and if not paid then they send it off to collections

These Bums called my grandparents looking for. They claim this is over an accident? This is a load of BS!! Some people have no decency. Little did they know my father is an attorney, so needless to say I'm not worried in the least bit.

I have a debt collection harassment call me from well 's fargo and it is closed account and they are harassment said that they have the losangeles cop's on me  calling on the phone  and they want have the cop's come to my apt

I received a call from them today and the lady said World Recovery Service. So I had to google search who they where and found out it was an collection agency. Of course if I had the extra funds to pay off my debt I would've been done so. My current bills and my kids is all I can afford to pay as of right now. So I blocked them from calling me in the future. They will get there money when I get the money to pay them.

Reported as being AT&T offering a gift card and wanting me to login and signed up.  i know it's a scam and have them blocked on my cell phone but they keep calling from different 1-800 numbers.  Very frustrating!!!

There are legit recovery services and then there are companies like World Recovery Services.  I have been receiving automated phone calls from these people telling me to call them back about some supposed debt or other.  It is always a recording and never a live person that calls.  My name and/or the name of the person they are seeking is never given.  I have never received anything in writing from this company or any other debt collection agency and for a simple reason: I do not now not have I every accumulated any late or unpaid debts.  I have checked my credit report to make sure.  My report is correct and up to date with no mistakes or blemishes.  My credit score is above 800.  I have no intention of ever calling or speaking with anyone from this company.  When they call I add their number to my blocked calling list.  That silences them for weeks at a time until they seem to catch on and use another number.  Then I add that number to my list.  Takes only a few seconds.  

they just called me and i told them i would pay a penny a month she said we will see u in court and i said ok here is my attorneys number than she hung up on me

Ha HA dont or have never used credit in my life all ways cash, what scammers!!!!!!

Potillo also owns a financial planning company   http://www.chamberofcommerce.com/manhattan-ks ... -financial-plg/

She is saying her husband did not know, and the people DO owe the money, Potillo did not want to pay the banks for the paper, so they made up fake affidavits. It has nothing to do with the innocent employees, that are there working. It has EVERYTHING to do with the higher ups that KNEW what was going on. You, are a pig! to tell her to abort her baby. I am positive you' owe money to them.

Oh so it's ok for your hubby to trick innocent people out of money because your pregnant?

Tell you what. You get an abortion, he goes to jail. Then all the rest of the world wins!

Do you think they will shut down? I am concerned as my husband works there. He is a good guy, if he knew this place was cheating people he would have left. but now we are expecting and i just had to take leave from my job because of a difficult pregnancy. If anyone who has worked there before when they shut down please tell us what to expect. Will he get unemployment?

United Credit Recovery, American Debt Sales, Jedburgh Capital, Dalothian Capital, CS Capital, Hoffe and Associates, World Recovery Services, Windsor Law, Kwan Financial Services, LGP Financial, Nature's Flava...  The list goes on and on.  They are all owned or controlled by the Leonard Potillo that was just sued by the Colorado Attorney General for creating hundreds of thousands of fake bank documents to scam people into paying.  You can search all of the companies above and see that they all share the same addresses and are controlled by the same scam.

JUST TELL THEM TO REMOVE ALL #'S THEY HAVE FOR YOU AND STOP ALL FORM OF COMMUNICATIONS. BY LAW, THEY HAVE TOO! IF EVERYONE DOES THIS, IT WILL PUT THESE COMPANIES AND THE CIRCUS THEY RUN DOWN THE TUBES!!! THEY HAVE DEEP POCKETS...CHECK THIS OUT http://www.twincities.com/business/ci_2457432 ... ties.com...THIS BEING JUST ONE OF MANY!!!

DO NOT PAY...they will never take you to court as they are busy in the courts being sued themselves!  SCAM all the way around!!! Against ALL laws to threaten anyone, get their names and report them. Check out the BBB, they have tons of complaints against them!!

The predicted shake-out is already apparent. For example, Wells Fargo
recently filed suit after ignoring, for approximately 18 months, reports that debt
buyer United Credit Recovery, LLC, was assigning tranches of debt it purchased
from Wells Fargo after producing false affidavits of reliability that bore Wells
Fargo bank logos, forged signatures of Wells Fargo officers, and fraudulent
notarizations to make the information it sold appear more trustworthy in collection
activities of subsequent debt buyers. See Complaint, Wells Fargo v. United Credit
Recovery, LLC, Case No. 6:13-cv-01465-JA-GJK, (M.D. Fla. Sept. 20, 2013).
Wells Fargo had been alerted to the practices, according to Wells Fargo?s complaint, approximately 18 months prior to filing suit, by an email explaining
that reports of the forgeries were being published openly by industry news sources.
Id., Para. 16. Wells Fargo also admitted that it was alerted to those practices by the
Colorado Attorney General, which provided it with thousands of documents with
identical forged Wells Fargo officer signatures. Id., at Para. 17. The Wells Fargo
complaint, among other significant revelations, confirms that Wells Fargo sold
debt portfolios without warranties, without supporting documentation, and without
assurances that the debt it sold is accurate or reliable. Moreover, the complaint and
supporting documentation confirm that according to the agreement between Wells
Fargo and United Credit Recovery, LLC, subsequent ?third party debt buyers had
no right to rely on any Wells Fargo representations or warranties. . . Such buyers
had no rights under the Purchase Agreement and could not demand documentation
from Wells Fargo.? Id., at Para. 12. Terms restricting the access of subsequent debt
buyers to supporting documentation are commonly included in agreements
between banks and debt buyers that resell such questionable debt. See Holland, at
268.
Following on the heels of Wells Fargo?s lawsuit, the Minnesota Attorney General also filed suit against United Credit Recovery, LLC, to protect residents of
Minnesota and the integrity of Minnesota courts from the fraudulent affidavits
being manufactured and used to obtain thousands of fraudulent judgments. See
Case: 13-2742 Document: 116 Page: 29 11/18/2013 1095508 4319
Press Release, Attorney General Lori Swanson Sues Florida Company For
Creating Manufactured Affidavits To Aid In Collection Of Overdraft Debt
Purchased From Large Banks Lawsuit Seeks to ?Protect the Integrity of the Legal
System? (Oct. 30, 2013), http://www.ag.state.mn.us/Consumer/PressRelease
/131030FloridaManufacturedAffidavits.asp:
While made to appear as if they were individually and personally
signed and sworn to by the bank officers before a notary, the
affidavits were actually created using computer software that simply
cut and pasted into an affidavit template a bank officer?s signature and
notary from a different document. UCR then sold the affidavits to
other debt buyers. The affidavits were then used to aid in the
collection of the alleged customer debt, directly with consumers and
through presentation to courts, both by UCR in some cases and more
frequently by subsequent debt buyers to which UCR resold the debt
and affidavits.
Id.
II. Class Action Relief Is Necessary To Remedy And Deter Industry-Wide
Fraudulent Practices Used To Obtain Default Judgments In The
Secondary Debt Collection Market.
Unless claims to address the systemic abuses inherent in the debt buying
industry are brought as a class action, it is unlikely that the goals of Congress in
enacting the Fair Debt Collections Practices Act, (?FDCPA?), to deter abusive
collection practices will be achieved. The FDCPA ?was enacted to eliminate
abusive debt collection practices; to ensure that debt collectors who abstain from
such practices are not competitively disadvantaged; and to promote consistent state
Case: 13-2742 Document: 116 Page: 30 11/18/2013 1095508 43

It's unlikely that they would file charges on such a small amount. Like any collection agency, they very likely bought the account from the original creditor { if it is a legitimate debt} for substantially less that 600 dollars . It would cost them a lot more to hire an attorney than the amount they want to recover so it's a losing proposition for them. Just tell them you don't know anything about it and tell them not to call you again.

If you are being harassed regarding a debt by World Recovery Service, please contact my office.  We are actively seeking someone who has been targeted by them.

Law Office of Bret Lusskin, Esq.
20803 Biscayne Blvd., Ste 302
Aventura, FL 33180
954.454.5841
info@lusskinlaw.com
www.LusskinLaw.com

The entire United Credit Recovery / World Recovery Service racket has been sued by Wells Fargo for creating fake documents to get people to pay money and saying they are from Wells Fargo.  US Bank's VP of collections also went on record in the lawsuit and stated that these are all fake.  They were also sued a couple of days ago by the Minnesota Attorney General for creating all of these fake documents to get payment.  Here is a link to the story on Wall Street Journal.  

http://online.wsj.com/article/BT-CO-20131030-716809.html?dsk=y

These people talked so fast I had to ask multiple times who they were.I paid of all my reported debt about a year ago while trying to qualify for a home loan.I have none left that I know about. World Recovery Services is a scam unless someone has my info that I don't know about. FYI they can't take you to court, blah, blah, blah.Sh**ty, scumbags will say that just to scare people. You can just keep promising to pay them and not and they will eventually give up.

I have been getting calls from them stating I owe a bank that I currently bank with. If I owed them I do believe they would have informed me at the time my account was opened.

World Recovery Service and United Credit Recovery are calling as Windsor Law collection agency saying that United Credit Recovery and American Debt Sales is not Dalothian Capital.  They used to call as VHC law or Imperial Recovery or Regent Asset, now they are saying they are a new law firm.  I still don't owe them any money.

Im getting  calls from them now... i answered once,
they asked for the last four of my ss# to verify my identity.
I said... "try again bi***!" Im not falling for that boo!
My cell company offers a blocker app that i used to block them.

A copy of the contract you signed, showing your signature, is valid in court - however, as you stated, this does not establish that a debt is owed, merely that you have a relationship to that creditor (therefore establishing legal "claims" as opposed to illegal).  This would go along with the debt validation letter showing the original creditor, the amount owed, date incurred and when the last payment was received.  Again, you should ask for these documents to review and decide if the claim is legal and if they prove you do owe a debt.

Your made obvious error in misjudgement.    However,  yes you can be sued even though a debt is out of SOL.   No,  they cannot legally collect.   Show up for the hearing and defend as out of SOL,  and if it is in fact time barred......case dismissed.

A copy of a contract hardly seems to establish that a debt is owed.  I would expect a full accounting and proof of any alleged money owed.  A contract simply shows that a relationship existed, it does not establish a debt.  I have had 14 bank accounts over the past four years.  The deposit agreement I signed when I opened the account hardly establishes a debt.  Lets not forget that these same banks have signed numerous class action settlements admitting that they illegally charged people money for improper overdraft charges.  That in itself is enough to dismiss any claim to money owed until it is absolutely proven.  I would not consider fees a legitimate debt.  If you bounced a check and they covered it, that is a debt.  If they charged you $40 and returned the check then they just charged you a random number that in no way is substantiated by the settlements they have signed admitting fault.  Don't pay unless they actually covered a debt for you and then only pay the debt they actually covered.  These accounts are not reported on credit bureaus and nobody cares about chexsystems.  Banks are so desperate for depositors that any bank will accept you regardless of your previous history with other banks.  Dont buy the hype.  It is a consumers market.

If you dont want to post the case number publicly, you can email the info to consumer.informant@aol.com.  Many of these overdraft accounts are not owed or at least much less is owed than what is claimed.

What do you mean?  You just show up and say that you don't owe it.  How do they plan on proving that you do?  The fair credit billing act does not apply to the overdraft accounts.  Post your case number and I will have an attorney give you a call to represent you.  They will file a counter-suit for misrepresenting the character, status or amount of the debt and you will make money.  In fact, anybody who gets sued by these guys should post the state and case number on here.  I will pass your information onto an attorney that will help you get compensated for collections on accounts that are not owed or accounts that are asking for more money than is owed.