800-570-2147
lisa
lisa
2011-06-06 20:58:06
Unknown
I also recieved a call from this number and they left a message that this was in reference to one of my neighbors. I however did not call them back but instead looked up the number on here first to see what this was all about. Seriously is this kind of crap ever going to stop? I have been hit not only by this one but that stupid flordia number about a credit card. I thought this kind of crap is illegal.. I wonder if anyone will ever do anything about it?
Jeff
Jeff
2011-06-06 20:58:06
Unknown
Recieved a call from someone named Roger at Triad. He said that my brother in-law put me down as a reference on a application, and wanted my to get a hold of him and have him call back. What a crock. Must be some kind of creditor or something. Just don't know how they got my number. "Roger" said it was in regards to a business venture!!
AM
AM
2011-06-06 20:58:06
Unknown
Same story as with others...calling my cell phone and asking weird questions. Beware, however, when they ask you to confirm something and your reply is YES, they might record that and use it against you! Say they offer a credit card, persmission to withdraw from your account, etc., if such happnes, they will simply say 'Well, we have your approval' and this is when they playback your 'Yes.' Avoid such answers!!!!
Trish
Trish
2011-06-06 20:58:06
Unknown
Triad has been calling my cell phone off and on for about a year in regards to getting in touch with my ex-sister-in-law who I haven seen nor heard from in just as long. I have told them repeatedly to take my name off their calling list of references for her, since I had no way of knowing where she is or how to get in touch with her. AND they continue to call.  I even had one of them tell me, "I see that you don't have any contact with her and you've asked to be taken off the list, is this correct?" Then two days later get another phone call!  What???  These people need to get a clue.  Next time there will be an ear deafening air horn on this end of the phone!  Caller beware!!
mickey_d
mickey_d
2011-06-06 20:58:06
Unknown
Woman called from this number at my job looking for my coworker. She told me her phone indicated he had just called from my extension. If you call from any extension in my company, the number that is indicated on the other phone is the main number for the company, and not the extension, so it was a lie. Told her never to call here again and hung up on her.
MM
MM
2011-06-06 20:58:06
Unknown
Got a call from Ms. Bryant asking me to contact a friend of mine to have them call her. Was not aware that this was a scam. I don't have time for this crap! Somebody should set up a call service and call them looking for their friends/family......
mj
mj
2011-06-06 20:58:06
Unknown
received a call from this number asking me to call as they had an important message for my neighbor. May I add that we just moved here and have not even met the neighbors yet. I agree with the thought that this might be illegal and I am going to research further.
bob
bob
2011-06-06 20:58:06
Unknown
Just got called by some gal from Triad asking if I know someone with my same last name (my ex-step mother who I hadn't seen in over 10 years, and she has since changed her name back to her maiden one...).  When I said I hadn't seen her in years, the Triad gal said thanks and hung up.  I have no idea how they got my cell phone number.  My ex step-mother doesn't even have it!
Anne
Anne
2011-06-06 20:58:06
Unknown
I had a message on my cell phone from Rich at ext 53530 from this company. He didn't identify the company just said that I was listed as a reference for my brother. Seemed weird to me so I looked it up here and elsewhere. If he calls back I'll tell him that it is illegal for him to solicit me on my cell phone since I have to pay to receive the call.
James
James
2011-06-06 20:58:06
Unknown
Got a call from Scott at a company called Triad. He said I was a reference for a friend and they wanted me to contact her for them. Now that I know who they are I'll give the SOB a piece of my mind next time and tell him I'm not his messenger service.

Actually cindan50 calling the States Attorney's Office might not be such a bad idea,but as I live in Florida, I'm going to call the State's Regulatory Board governing debt collectors instead. I think they might have a bit more power and pull to resolve this issue.
cindan50
cindan50
2011-06-06 20:58:06
Unknown
I also recieved a phone call from someone at Triad about a neighbor wanting me to give them a message to call Triad! I called Triad back and asked how they had gotten my name and number -was told she looked up the address near the party they were trying to locate and she was calling the neighbors. This is a deceitful practice and invasion of privacy, they have absolutely no business contacting anyone other the person whom they are trying to reach. They have violated several laws when they called my home instead of the party they were trying to reach.I am going to call the attorney generals office and report this. If enough people do this they will do something about it!
disgusted phone call receiver
disgusted phone call receiver
2011-06-06 20:58:06
Unknown
these people called me looking for eve gray... I dont even know how that is.
Neighbor
Neighbor
2011-06-06 20:58:06
Unknown
I got a call from these people, saying that they had an Urgent message, and were trying to contact my neighbors. Here I was thinking it may have been a health concern, like a hospital or something. I am very upset that I was used just to collect on bills.
Jonnyb
Jonnyb
2011-06-06 20:58:06
Unknown
I just got a call from Triad, someone at ext 53241 wanted me to walk over next door and give my neighbor a message to call them. What a moron! BTW, their caller id-name shows as "0" on my phone.
Neighbor
Neighbor
2011-06-06 20:58:06
Unknown
Loise from Triad called asking me to get a message to my next door neighbor to call her back.  Excuse me?  Is this not illegal?
sharon
sharon
2011-06-06 20:58:06
Unknown
I got a call and they used my full name and said they were calling me for my relatives (used first and last names) and that it was urgent to let them know that they had called me from Triad.  I returned their call and said I had no family by that name.  They immediately asked me for my social security # and I told them absolutely not.  I asked them who Triad was and they hung up on me.
Nixachick
Nixachick
2011-06-06 20:58:06
Unknown
my mother got a call from Triad and left a message on her answering machine....said if she was in contact with [name of my ex-husband] to have him call Triad at 800-570-2147.  She has not been in contact w/my ex-husband in over 14 years.
Claire
Claire
2011-06-06 20:58:06
Unknown
Got a call asking my daughter to tell her friend to contact Triad 800 570 2147. (Prefer not to list names). Have no idea how they got my daughter's name nor how they knew her friends first and last name. Did not respond.
T
T
2011-06-06 20:58:06
Unknown
Triad Financial In House Collections Department.
Patty
Patty
2011-06-06 20:58:06
Unknown
This is a car company and the will call your references if you are behind on your payment.
Carolyn
Carolyn
2010-07-12 19:43:12
Unknown
I have been trying to get ahold of this person.
Omar
Omar
2010-03-30 14:30:15
Unknown
Hi All!

Triad Financial Corp is all over Craigslist advertising for employees.  Those of you with problems from this company should complain to Craigslist.  See example below:

ENTREPRENEUR LOOKING FOR NEW TRAINEES (albany)

--------------------------------------------------------------------------------
Date: 2010-03-09, 1:45PM EST
Reply to: see below

--------------------------------------------------------------------------------

C3M8

200K 1ST Year Potential

2 Yrs Sales Background preferred .Free Review

Only 2 Positions Left For March

Leave Message For Chris or Angela 1-800-570-4765
LAMET
LAMET
2009-09-23 17:25:55
Unknown
Triadvantage Credit Services

1160 Centre Pointe Dr #1
Mendota , Minnesota 55120

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  

Email for Assistance


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with this Agency  

We will not publish your personal identifying information.




 Comments from consumer emails.  Messages edited for brevity.

Bud Says                         Consumer Comments Below

This is one of those VERY irritating organizations  you NEVER want to deal with.

Triadvantage Credit Services is a rapidly expanding division of Alliance One Inc, the 6th largest Account Receivables Management organization in the country, reason enough not to deal with them.

They are a VERY frustrating company to work with, under-trained employees and a host of problems. It starts with their *%#@* phone system. I have NEVER encountered a worse telephone system than the one used by Triadvantage. It's a wonder if they make any money with this screwed-up system.

If you do get through, be prepared to be hung up on, over and over.

They used to be called Triad Financial, now they favor this (Triadvantage Credit Services) Does their psychological fixation with Triad tell a darker tale?

Creditors, there are BETTER collection agencies than this.

Debtors, keep your money, they apparently don't have a clue what they are doing.


CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.
LAMET
LAMET
2009-09-23 17:24:45
Unknown
if you nevee bothered to report them to the government - what do you expect them to do?  They do not know you are receiving unwanted calls UNTIL YOU TELL THEM YOU ARE


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February
john
john
2009-09-23 15:03:40
Unknown
These crooks are bothering me for two years. They are looking for some guy y the name Gary. I have no idea who Gary is but I have called about twenty times and asked them to remove my number from their list. Today I got another phone call. I have exhausted all common sense options and the law obviously can't do much to protect us. What's next? Maybe drive a truck through their office?
ca_atty
ca_atty
2009-07-14 20:50:58
Debt Collector
Called at 8:54 am, left message that they were trying to reach a distant relative, and important that I call back.  They placed another call at 1:46 pm, when I answered, phone went dead on other end.  I have asked them in the past not to contact me, apparently that means nothing to them.
Omni...
Omni...
2009-06-25 16:46:15
Debt Collector
It is imperative that you call...blah blah blah
Nancy
Nancy
2009-03-16 19:06:09
Unknown
Received a call on 3-16-09 @ 9:11 a.m. central time. Female asked if I knew the people who lived in 2511 which is my next door neighbor. I told her "no". Then she said she needed to get ahold of them but she since I didn't know them it was Ok and hung up.
Guest123
Guest123
2009-03-05 13:59:06
Debt Collector
This number has left multiple VM messages on my coworker who is on maternity leave's phone that I am monitoring. They finally "zero'ed out" and reached me on my desk phone here at work. They asked for my coworker, and I explained she is on maternity leave. They called back 5 min later and called me by my coworkers name. I said 'No, she is on maternity leave", and the lady said "WELL YOU SOUND JUST LIKE HER!". Then she called back 5 min later, requesting to speak to our human resources dept (we don't have one... very small company) to verify employment.
BJ
BJ
2009-01-16 20:45:41
Unknown
Have called twice in the last several weeks looking for Betty/Betsy. Thw woman says her name is Alice.  They know my name, but it is not about me.
1-515-369-5703 1-231-224-2009 1-661-380-3000
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