Well you are completely misinformed if you think that the CFPB investigates whether you owe money or not.  That is not their job, their job is to handle consumer complaints about debt collectors and the practices they use to collect those debts (i.e.: compliance with the Fair Debt Collections Practices Act).

It is the debt collectors responsibility to follow these laws which state that they must send you a letter within 5 days of first contact stating who they are, a physical address, the amount of the debt, and the creditor they are collecting for.  This letter must also contain your right to dispute the debt in writing within a thirty day time limit.  This means that when you send that dispute letter out, the debt collection agency is now responsible for verifying the debt and for having the creditor mail you said verification

Please do not post your own version of the facts in that it may actually confuse and misinform people.  Please also do your research and completely read and understand both your rights in these matters and what these respective government agencies do.  You will become both knowledgeable and a better person by doing so.

Just submit complaint to http://www.consumerfinance.gov/complaint/

The consumer financial protection bureau will investigate it to let you know whether it is in fact an outstanding debt that you're unaware of or if it is just a scam.

Let big brother do it's job to protect us consumers!

they got your number from tlo or accurint pay yo bills fool

just pranked that number 50 times. lots of howard stern stuff that i always wanted to do. i feel good now...

I understand completely.  I am in the same situation. Its very hard right now. I'm struggling between food...lifhts....creditor...which is more important??? That would be food and electricity for sure. My credit jjust gonna be bad. My kid comes first.

I keep getting calls from this number and they refuse to tell me who they are without verifing my information and I am not comfortable giving them the information they want I have asked for a supervisor but keep getting the run around and put on hold.

http://www.bbb.org/greensboro/business-review ... oro-nc-33048105
Send them a Cease & Desist letter via US certified or return receipt mail. Follow the steps in what you need to know:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
BBB

Google results:
http://www.bbb.org/greensboro/business-review ... oro-nc-33048105

This Business is not BBB Accredited
FirstPoint, Inc.

(336) 378-6300
View Additional Phone Numbers
Additional Phone Numbers

  (800) 678-4580
  (800) 288-7408
  (336) 431-6100 ext 3112
  (336) 889-0929
  (336) 431-6100 ext 3056

Additional Fax Numbers

  (336) 431-5001

- See more at: http://www.bbb.org/greensboro/business-review ... h.iImqv9pU.dpuf

225 Commerce Place, Greensboro, NC 27401
http://www.firstpointresources.com
http://www.firstpointresources.com/div/collection-resources
BBB® Non-Accredited B Rating

47 complaints filed, 43 of which are billing/collection issues


Related threads:
http://800notes.com/Phone.aspx/1-800-609-5666/6

Send them a Cease & Desist letter via US certified or return receipt mail. Follow the steps in what you need to know:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
BBB

Google results:
http://www.bbb.org/greensboro/business-review ... oro-nc-33048105

This Business is not BBB Accredited
FirstPoint, Inc.

(336) 378-6300
View Additional Phone Numbers
Additional Phone Numbers

   (800) 678-4580
   (800) 288-7408
   (336) 431-6100 ext 3112
   (336) 889-0929
   (336) 431-6100 ext 3056

Additional Fax Numbers

   (336) 431-5001

- See more at: http://www.bbb.org/greensboro/business-review ... h.iImqv9pU.dpuf

225 Commerce Place, Greensboro, NC 27401
http://www.firstpointresources.com
http://www.firstpointresources.com/div/collection-resources
BBB® Non-Accredited B Rating

47 complaints filed, 43 of which are billing/collection issues


Related threads:
http://800notes.com/Phone.aspx/1-800-609-5666/6

Keep calling, cell phone, automated voice says this is an important business matter, please contact 866-869-8608 if I am not the person they are looking for but call 877-412-4706 if I am so we can discuss the matter. Ridiculous... I don't owe anyone any money that has not been paid. So I am not calling them back and their number will be blocked... I am tired of them wasting my time when there is no way they are calling for something legit...

Same thing happened to me. I told her I will not confirm anything until I know what this is about and she gave me attitude!

Got a call this am and they kept trying to verify my information but wouldn't tell me who they are or why they were calling. Extremely rude male.

Harassment is illegal, when no facts to support the claims they cloak their number but they are shysters.
here is their official info.....
First Point, Inc.
225 Commerce Place
Greensboro, NC 27401
800-288-7408

I am still wondering how they got my number. I don't owe anyone anything and pay ALL my bills on time. It is very difficult to talk with an answering machine to get some kind of response. The voice mail said the company was First Point Resources Inc. Not real sure if this is a REAL company or some one posing to be a company.

They continually call me how do I get them to stop

I have been receiving calls from this number sporadically for a few weeks.  I am usually at work and cannot answer my cell phone, but I don't answer calls from toll free numbers or numbers I do not recognize.  They don't leave a message...so it can't be important.  I tried to call back from a land line, but the lady who answered would not tell me what the call was about except the name of her company is First Point Resources.  I told her the cell phone they have been calling belongs to my daughter who is a minor, and she still would not give any information stating she could not give any personal information unless she was speaking with my daughter (like I'm gonna put my daughter on the phone with her...right).l  How do I stop these harrassing calls?

I pressed redial (sometimes technology works to our advantage!) about 50 times in a row. Every time someone answered, I just turned up the TV and let them listen to some worthless commercial. I figure if they want to waste my time, the least I can do is return the favor. Fight fire with fire.

same here...my daughter...my husband didn't even fill out the paperwork for her i did but they call my phone...get a s****y attitude...then hang up on me (2 people)
one smart nice man...
daniel
we are

p****off. who are you to judge some one you dont even know about their situation.

4-10-2014.Just got a call from the scum of the earth.Firstpoint Collection Agency.I don't owe them crap.So-SAM if you read my post,get a real job.and quit bugging people.

Sounds like a scammer.  Asking for my address and last 4 digits of my social

Some of us are hard working folks, struggling to get y WITHOUT the help of EBT cards, section 8 housing, obamma cell phones, etc,etc,etc! But we're NOT STUPID A**HOLE!!!!

This is a collection company who uses many numbers and many names.  If you haven't heard of them it is because they buy bulk write offs and over-due accounts (mostly $25.00 or less).  Most medical facilities write off these amounts because all they have to do is make a good faith effort to try and collect co-payments, deductibles, and co-insurance/out-of-pockets. (It would cost more to send bills to collect or hire someone collect after 90 days of non payment.) Once they have attempted, they will just write it off as a bad debt or uncollectable accounts receivable and take it a loss on their taxes. (So they do not lose anything anyway.) These scum suckers come in and offer xxxx amounts for their list of write offs.  Then these jerks LIE to you saying they are collecting for the medical facility when you actually don't owe the debt because it no longer exists. (The medical facility and IRS does not acknowledge the debt.) Collection Company is only out of pennies on dollar for your Name and write off amount.  (That is why they ask for your SSN, mailing address, etc because medical facility cannot give it without violating your privacy rights.) Medical facility will not see any money if you pay this company!  If you want to pay anyone, send the money to the doctor or medical facility. NOT THE BOGUS COLLECTION COMPANIES!

Thanks for the information everyone. I haven't been answering my phone when this number appears, but today received a letter from FirstPoint claiming that I owe $25 to an insurance company that I have never heard of and certainly have never had an insurance policy with. Sleazy. They will get nothing from me.

I get this message that they are First Point and a collection agency.  I don't know of any debt I have that  is outstanding and that won't tell me what companies they represent unless I verify who I am with information I don't want to give out when I don't know who they are !  I am worried about my credit rating though so I would like some idea of the companies that use them.  Any help or suggestions would be appreciated !  Thanks.

they call me everyday its a cryptic recorded message about a "business transaction" I finally got thru to a live person who wouldn't tell me what company they was or any identifiable info, googled number and found first point. the guy was rude to me and when I told him I didn't know who they wanted and to stop calling me he said this is a 50 second call that should have been 10 and hang up on me

I do not want this person calling me anymore.

I get junk numbers to stop calling me by answering the phone "north carolina highway patrol, this is sgt matthews, what is your emergency?"  They hang up and dont call back

THEY CALLED ME I CALLED BACK AND THEY IMMEDIATELY ASKED FOR PERSONAL INFORMATION WITHOUT GIVING THEIR INFORMATION OUT I REFUSED AND THEN THEY HUNG UP

Received a call from :  800-609-5666
Caller ID shows  :    Toll Free Caller

ROBO call by computer :
   Received a call from this number......It is a COLLECTION AGENCY  ....   " FIRST POINT"  , I called them back and advised them they had the wrong number. The person they are looking ....does not live here.

I am registered on the....."DO NOT CALL LIST"......   CRIMINAL HARASSMENT....at its best,

I think it's real s****y that you have to wake people up right a t 8 am. like you can't wait till a better time like 9 am or even better 10 .I think it's so f****ng rude I tell you what why don't you give me your home phone number and let me call you bright & early If I did have your f****ng number I would call at 3 am 4 am 5 am just to piss you off .I think you all are tude f****ng a***oles.