800-658-2184
otis
otis
2011-08-24 21:17:04
Unknown
Keep calling the attorney general in texas beleive me that will get them to stop.
Ashley
Ashley
2011-06-06 20:58:12
Unknown
Ashley from United Recover Systems called asking for information about a neighbor. The number on the caller id is 800 658 2184. She said she was from a collection agency and the neighbor owes money. This sure sounds like a violation of the Fair Deb Collection Practices Act.

May a debt collector contact anyone else about your debt?

If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.
LD
LD
2011-06-06 20:58:12
Unknown
Got a call from this number at my place of employment.  Caller did not identify who he was with or what the call was regarding.  When I answered he asked me to verify my address. I refused.  He then asked my for my social security number.  I refused.  He then replied, "So you are refusing to identify you are who I am trying to reach, then we will just proceed with legal action." At which point he hung up on me!!
blakley
blakley
2011-06-06 20:58:12
Unknown
Keep getting calls on my cell.  Message states this is Mr. Proctor calling for "...." If you are not him, please do not listen to the rest of this message... I am calling on behalf of United Recovery systems and this is an attempt to collect a past due debt you owe. It is imperative that you return this call as soon as possible."
This is the third call left by this company. And if you listen to the voicemail recording it plainly states MY name, not the person they are trying to reach!!
G
G
2011-06-06 20:58:12
Unknown
Don't trust URS for anything. They are bottom feeders. They use abusive language and will harass you at every turn.

Since January of 2009 they have had 26 lawsuits filed against them. Since August 2008 that number jumps up to 38 lawsuits filed against them. Most of these lawsuits are for violations of the Fair Debt Collection Practices Act. Then in 2004 they were fined $240,000 for violations of the Fair Debt Collection Practices Act. This company uses illegal tactics to collect a debt, they don't care about our rights.

My advice send a Cease and Desist letter now. And when they violate that sue them. You can get up to $1000 for every violation.
A Torres
A Torres
2011-06-06 20:58:12
Unknown
I have been receiving calls from this number: 1-800-658-2184. A woman with a mexican accent tells me that my husband has a debt with Radio Shack and that since he hasnt paid it they are collecting the debt. She saids that they are working for Citibank and that they want the debt to be paid in cash in Western Union?????? hello.... what bank or agency will ask for that. This is a scam .there are some people  I know that have been receiving the same calls. We are making a complaint in Radio Shack . This is horasment bacause they call every day and even 2 to 3 times daily.
Mav
Mav
2011-06-06 20:58:12
Unknown
call answered and nobody spoke.  phone silence for 15 seconds.
NoBigDeal
NoBigDeal
2010-10-26 01:58:57
Debt Collector
United Recovery Systems is a scumbag debt collection agency.  You can easily find out this nasty outfit by searching for them on the internet.  Don't waste your time with them, you can not trust anything they say.  Here are known numbers to block/ignore.

410-372-4856
713-977-1234
772-446-3285
800-234-3446
800-304-8855
800-568-0399
800-580-8450
800-658-1164
800-658-1175
800-658-2184
800-658-2192
800-664-3129
805-212-9054
866-227-0955
866-516-6961
866-815-0559
866-815-3211
866-815-3496
866-815-8808
866-815-8811
866-815-9333
866-891-6934
866-891-6935
866-891-6937
866-891-6938
866-891-6939
866-984-2651
877-382-4357
888-593-8401
888-733-1133
888-733-1143
888-733-1235
888-733-1243
888-733-1264
888-733-1266
888-733-1270
888-733-1271
888-763-2423
888-763-2425
888-763-2427
888-763-2429
Hello?
Hello?
2010-01-21 16:52:57
Debt Collector
Someone from United Recovery Center called and left a message at my residence at 10:09 am today for someone I know.  They called back at 10:29 am and I answered the phone.  The person identified himself as Carl Swartz from United Recovery Center in Houston, TX.  (Caller ID said the call was coming from TWINCITIES MN) He was looking for a couple my family has had limited contact with in the last ten years.  What's interesting is that I reconnected with the person URC was looking for on Facebook yesterday!  Carl Swartz (If that's even his name) badgered me for information about how to get in touch with my friends and repeatedly told me he couldn't tell me why he needed their information.  When I refused to give him their information but told him to check the white pages he said that he had their phone number but that they wouldn't answer his calls.  He asked if I would send them his contact information which I agreed to do to get him off the phone.  I went online and googled his company and discovered that they're a collection agency.  Urgh!  I haven't had contact with these friends in ten years.  Does anyone think it coincidence that I would get a call after reconnecting with the friend on Facebook the day prior to the call?
LAMET
LAMET
2009-09-14 17:27:43
Unknown
Do what you should have done a long time ago - and stop whining about they are still calling.  (Cease Communications letter - certified mail - return receipt)    Log all calls received and record calls where you can

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February
miguel
miguel
2009-09-14 17:20:54
Debt Collector
THIS COLLECTION COMPANY HAS BEEN REPEATEDLY AND UNBELIEVABLY CONSISTANCE IN HARRASSING THIS HOME FOR MONTHS. I'VE TOLD THEM NUMEROUS TIMES THAT THE PERSON THEY'RE ASKING FOR DOES'NT LIVE HERE. THEY ARE RELENTLESS IN AGGRAVATING AND IRRITATING US. I'VE ALSO TOLD THEM THAT I WAS GONNA REPORT THEM, BUT THAT DID'NT DO MUCH BECAUSE THEY STILL HARASS US.
Kay
Kay
2009-05-13 16:53:13
Unknown
Is there someway to get these people to stop calling a business? They ask for an employee that works here but this person is on route all day. I keep telling them he isn't available to take calls because he doesn't work in the office and they would need to call him at home. Now they either hang up on me or say nothing at all. There has to be something I can do.
simplicity
simplicity
2009-02-20 14:12:17
Debt Collector
I called a number thatgave me "this number is no longer in service" recording.  So when they called me the next morning (I have caller ID).  I simlply picked up the receiver and hit play on the recordng.  We will see if this works.
angry lady again
angry lady again
2008-11-30 02:27:29
Unknown
United Recovery Systems
5800 NORTH Course Dr.
Houston TX 77072
(713)977-1234
18668158808    9/6/08        10:53am
18887331235    9/5/08        10:53am    
18006581175    9/4/08        8:53pm
18668159333    9/4/08        12:39pm     CALLER ID: United Recovery
18887331243    9/3/08        12:38pm
18668153496    9/2/08        6:06pm
18887331143    9/2/08        11:02am
18887331288    8/30/08        11:42am
18006582192    8/29/08         10:24am
18887331235    8/28/08        10:50am
18887632429    8/27/08        8:40pm
18006582192    8/27/08        10:42am
18887331143    8/26/08        6:13pm
18006582184    8/25/08        6:55pm
18006582192    8/23/08        10:50am
18006582184    8/21/08        8:44pm
18887331243     9/3/08        12:38pm
18668159333    9/4/08         12:39pm     United Recovery Service
18006581175     9/4/08        8:53pm
18887331235    9/5/08        10:54am
18668158808     9/6/08        10:53am
1 8887632430    9/8/08        7:29pm
18887331264     9/10/08        10:42am
18668153496     9/11/08        8:26pm
18668916936     9/11/08        8:31pm
18668916938    9/16/08        11:51am
18887632429     9/18/08        10:20am
18668159333    9/19/08        12:07pm    United Recovery Service
18006582192     9/22/08         11:11am
18668158808     9/22/08         7:37pm
18887331288     9/23/08         12:57pm
UNKNOWN    9/26/08        8:56pm
UNKNOWN    10/9/08        6:40pm
UNKNOWN     10/22/08     10:16am
UNKNOWN    10/22/08     12:56pm
UNKNOWN     10/22/08    4:43pm
18882740160     11/04/08    3:35pm
UNKNOWN     11/13/08    9:27am
18887331143     11/15/08     8:04am
18668916934     11/17/08     8:21 am
18668158808     11/18/08    8:10am
18668158811     11/20/08     7:46pm
18887331243     11/24/08     7:21pm
18668916934     11/26/08     12:48pm
18668916935    11/28/08    11:01am
UNKNOWN     11/29/08    9:31 am
FDCPA- website to check out

How do I make this stop?  I really don't want to call them.
ds
ds
2008-10-20 18:18:16
Unknown
They call every morning on our FAX number but never fax anything.
inegotiate
inegotiate
2008-09-25 19:13:59
Unknown
They keep calling and asking for someone else - then demand to know my name - I tell them to put me on the do not call list - they insist that they are not a telemarketer.  They said that they can call because someone gave them this number with that name.
louisville ky
louisville ky
2008-09-23 21:44:36
Unknown
800-658-2184

These people are looking up address on the internet and find neighbors or relatives to call to try and get the person they are looking for. I have removed our listing from whitepages.com and hopefully this will stop.

When i confronted them about getting my number they say it was a reference used by them - not true because this number is new and no one in the family calls it therefore why would they use it if they don't know it.

These people are liars and I hope they stop calling me or I will look to take legal action.
very angry lady
very angry lady
2008-08-30 01:26:01
Unknown
Ok this United Recovery Systems place has used about 8 numbers since August 21st 2008 calling my place and leaving no messages.  This is very strange.  I really want to know what are they getting out of this?  Here are the numbers:
18006582192
18887331235
18887632429
18006582192
18887331143
18006582184
18006582192
18006582184

How do I make this stop?  I really don't want to call them.
Ashley from United Recovery Systems
Ashley from United Recovery Systems
2008-06-18 14:47:49
Debt Collector
Ashley from United Recover Systems called asking for information about a neighbor. The number on the caller id is 800 658 2184. She said she was from a collection agency and the neighbor owes money. This sure sounds like a violation of the Fair Deb Collection Practices Act.


May a debt collector contact anyone else about your debt?

If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.
Di
Di
2008-05-29 01:29:36
Unknown
They keep calling me and threatening me.  I told them to back off and that everything was good with me.  They won't leave me alone. I don't want them to call anymore or I will report them.
Dza
Dza
2008-05-08 17:18:18
Unknown
I just got a call from them asking for my mother.  And then they start asking for my dad.  I ask for clarification on the matter since I'm listed as a contact and he tells me he's bound by my state law not to disclose it so I don't even know what this is about and they refuse to tell me because they're not authorized.  But they somehow got my number.  The person was very rude and sounded very nonchalant about his "serious matter".  Something smells fishy.
Fed Up
Fed Up
2008-05-02 13:37:29
Debt Collector
It's a collection company.  They called me on behalf of "Rip-off" Dell Financial.  Wanted me to give them personal information over the phone and I refused.  I know it's not a scam but I REFUSE to give out any personal info over the phone.  I don't know them from Jack.
Michelle
Michelle
2007-11-13 18:12:04
Unknown
I got a call from this number and when I called it back it was to United Recovery Center.  I told them I had recieved a call from there number and then put me on hold and then another person answered and then again put me on hold and then another answered and she finally asked what number I was calling from and then she looked it up and they were looking for someone else not even mine or my husbands name, so I told them they had the wrong number and she said she would remove our number from the list.  So we will see if I get anymore calls from them.
Mike
Mike
2007-10-26 13:58:42
Unknown
They keep calling my office number at work, and not leaving a message, and I am the type of person who will not call someone back if they dont leave a message.
Harp
Harp
2007-10-23 01:00:22
Debt Collector
They called my house looking for a neighbor. Do not know how they got my number, but I was weirded out and concerned. I will be contacting the authorities.
Garry
Garry
2007-07-16 17:26:01
Debt Collector
They call and hang up. When I called back they answered as United Recovery Systems.

United Recovery Systems
5800 NORTH Course Dr.
Houston TX 77072
(713)977-1234
1-585-636-0010 1-951-306-1210 1-800-318-9482
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