I receive 2-3 calls each day from an auto dialer identifying themselves as MCS Financial Systems, a debt collection agency. Since I declared Bankruptcy in 2011 I have no debts past due. How do I get these people to stop calling without opening a can of worms by actually calling them back and admitting that I had whatever debt they are chasing was discharged?.

The name of this company that keeps calling using this number is NCO Finanical Systems. They Aare a debt collection agency. Very annoying and rude. They love to call you with my different phone numbers. Also at many different times of the day.

I have received many calls from this number and do not owe anyone money.  The computer that calls leaves an ID number along with the phone number provided.  I called them and asked who they are trying to reach.  They gave me the name of someone I do not know and who probably had my current phone number before me.  They agreed to stop the calls to me.  So much for the problem.

NCO Financial Systems, Debt collector Ed Blanchard keeps calling asking for a person I've never heard of, I've told them repeatedly I don't know that person, and that I'm the only one that has ever been at this number, but they continue to call.

Debt collectors are the lowest form of scum on earth. They continually harass innocent people who don't even have any debts. What gives them the right to do that?  Go to hell, scum!

I just spoke with someone on their end and they told me that someone has been placing calls from their number for a couple weeks and they can't find out who it is. She gave me a corporate number to call....800-550-9619. They call here and it's dead silence on the line and you can't even hang up the line...it won't disconnect for like 2 minutes

Recording offered a business stimulus package, just had to press 1 to be connected. I am a business owner, didn't press 1....

I get a Verizon prepay phone and frequently i get call from this number 1-800-688-7929
say to contact to Ed....or whatever
all my purchases are in cash and Debit card ... so

how I could have any debt

any one here know how to say them  ... don't continue screw up me
Where you get my phone number ???

they always call us.when the phone rings i just expect it to be "Toll Free SVC"

1-800-688-7929 calling from 6:00 AM to 8:00 AM every few days.  They hang up when I answer. I'm on the do not call list.  I have an unlisted and protected number via court order. I've only had this number less than a month and now this person is harassing me non stop.  I've contacted my lawyer and phone company to track down the issue. So far a trap and trace is on the line and we will see where this goes.  As far as I'm concerned it appears to be a stalker and I will prosecute as such.

It is a collection agency. Typically works with Paypal

These people call CONSTANTLY and are rude when I call them to let them know it's a business line and not an individual. They are working from an autodialer.

Yes, I received a ton of calls from this number as well as 5 other numbers traced back to the same bill collectors working on behalf of ebay and paypal. I learned a great trick to get them to stop calling, so pass it on:

Save all of the different numbers in your phone of different bill collectors. Using conference call, speaker and mute, call each one and put them into a five-way conference call with your end muted. Each one asks who is this, can I help you, etc. etc. and then eventually hangs up. As each one hangs up, redial and connect them again. I know they know it's my number calling, and that's good!
Since I've been doing this every few days, they NEVER call me anymore, in fact, it's my hope that they block my number from their system entirely.

Plus, it's funny as crap to hear them try to figure out how they got connected to each other.

Around here, I do the f*cking.
Joe Con eBay

I received a letter say I owed PayPal some money.  They said in the letter they were trying to collect the money.  I called PayPal and talked with their Security Department to be sure I did not owe them anything.  They told me I did not and that Next time I was called to tell them not to call again.  Didn't hear from UCO for about 30 days not were back to receiving calls again.  Guess I will just have to turn them in.

CAVICCHIA v. AMERICAN EXPRESS et al
Filed: May 31, 2011 as 2:2011cv00714
Plaintiff: MARK CAVICCHIA
Defendants: AMERICAN EXPRESS and NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: Arthur J. Schwab
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Western District Court
Type: Other Statutes > Consumer Credit

AUERBACH v. NCO FINANCIAL SYSTEMS, INC. et al
Filed: May 27, 2011 as 2:2011cv03433
Plaintiff: PAUL AUERBACH
Defendants: AQUA AMERICA, INC. and NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: EDMUND V. LUDWIG
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

FUQUA v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 27, 2011 as 2:2011cv03440
Plaintiff: EVON FUQUA
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: ANITA B. BRODY
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

MAESTAS v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 27, 2011 as 2:2011cv03444
Plaintiff: DAVID A. MAESTAS
Defendant: NCO FINANCIAL SYSTEMS, INC.
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

MANSFIELD v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 27, 2011 as 2:2011cv03441
Plaintiff: JUSTINE MANSFIELD
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: LOUIS H. POLLAK
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

SMITH v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 27, 2011 as 2:2011cv03438
Plaintiff: MARION SMITH
Defendant: NCO FINANCIAL SYSTEMS, INC.
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

Bloom v. NCO Financial Systems, Inc.
Filed: May 26, 2011 as 2:2011cv02589
Plaintiff: Elizabeth A. Bloom
Defendant: NCO Financial Systems, Inc.
Presiding Judge: Arthur D. Spatt
Referring Judge: E. Thomas Boyle
Cause Of Action: Fair Debt Collection Act
Court: Second Circuit > New York > Eastern District Court
Type: Other Statutes > Consumer Credit

Platek v. NCO Financial Systems, Inc.
Filed: May 25, 2011 as 5:2011cv02541
Plaintiff: David Platek
Defendant: NCO Financial Systems, Inc.
Presiding Judge: Howard R. Lloyd
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Northern District Court
Type: Other Statutes > Consumer Credit

Walkes v. NCO Financial Systems, Inc. et al
Filed: May 25, 2011 as 1:2011cv03580
Plaintiff: Esther Walkes
Defendants: NCO Financial Systems, Inc. and Zwicker & Associates, P.C.
Presiding Judge: Harold Baer
Cause Of Action: Fair Debt Collection Act
Court: Second Circuit > New York > Southern District Court
Type: Other Statutes > Consumer Credit

FORMAN v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 24, 2011 as 2:2011cv03356
Plaintiff: JOSEPH FORMAN
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: MICHAEL M. BAYLSON
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

ISAZA v. NCO FINANCIAL SYSTEMS INC.
Filed: May 24, 2011 as 2:2011cv02953
Plaintiff: JUAN P. ISAZA
Defendant: NCO FINANCIAL SYSTEMS INC.
Presiding Judge: Jose L. Linares
Referring Judge: Claire C. Cecchi
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > New Jersey > District Court
Type: Other Statutes > Consumer Credit

SOSA v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 24, 2011 as 2:2011cv02955
Plaintiff: ALVARO SOSA
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: William J. Martini
Referring Judge: Mark Falk
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > New Jersey > District Court
Type: Other Statutes > Consumer Credit

BECKMAN v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 20, 2011 as 2:2011cv03328
Plaintiff: GEORGE BECKMAN
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: NORMA L. SHAPIRO
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

SILLETTI v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 20, 2011 as 2:2011cv03327
Plaintiff: ANGELO SILLETTI
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: RONALD L. BUCKWALTER
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

CLARK v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 19, 2011 as 2:2011cv03263
Plaintiff: DALYS CLARK
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: CYNTHIA M. RUFE
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

POISSONNIER v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 19, 2011 as 2:2011cv03261
Plaintiff: SARAH POISSONNIER
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: ANITA B. BRODY
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

RAY v. NCO FINANCIAL SYSTEMS, INC.
Filed: May 19, 2011 as 2:2011cv03262
Plaintiff: EMERSON RAY
Defendant: NCO FINANCIAL SYSTEMS, INC.
Presiding Judge: EDUARDO C. ROBRENO
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > Pennsylvania > Eastern District Court
Type: Other Statutes > Consumer Credit

ARCA v. NCO FINANCIAL SYSTEMS INC
Filed: May 18, 2011 as 2:2011cv02848
Plaintiff: LUIS ARCA
Defendant: NCO FINANCIAL SYSTEMS INC
Presiding Judge: Katharine S. Hayden
Referring Judge: Patty Shwartz
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > New Jersey > District Court
Type: Other Statutes > Consumer Credit

ARCA v. NCO FINANCIAL SYSTEMS INC.
Filed: May 18, 2011 as 2:2011cv02981
Plaintiff: LUIS ARCA
Defendant: NCO FINANCIAL SYSTEMS INC.
Presiding Judge: Katharine S. Hayden
Referring Judge: Patty Shwartz
Cause Of Action: Fair Debt Collection Act
Court: Third Circuit > New Jersey > District Court
Type: Other Statutes > Consumer Credit

I received the same sort of message that everyone else has reported, saying it was NCO and call them back about some debt that  I know nothing about. And no, I don't owe ebay or paypal any money. Never have.
Now that didn't surprise me but what did was the fact that they didn't say it was a message for anyone in particular. They never said one persons name that they were trying to reach. Not once. Didn't ask for anybody. Do they really think someone is going to contact them back under those circumstances? Call came in showing Unavailable which is why I let it go to Vmail. Glad I did.

Get calls from these collection people all the time... Some of these calls are about debts that are like 8 years old!!! Ha ha ha...

NO I'm not going to pay you. Call ALL YOU WANT, I'm NEVER going to answer your stupid call!!

Yea, I'm Debt Free... I stopped paying my Debts, so everything I owed was FREE!! Thanks!!! Now go F yourself!!

Yes, I'm serious and I also don't spend a dime of my paycheck servicing debt to make the banks ever richer. Yes I did borrow the money, so did the big Mortgage Banks and they get to walk away from their debts so why can't we all do it as well??

Screw paying debt. Now I NEVER used credit. If you want a car PAY CASH.

i'm so tired of them calling me everymorning every afternoon every day. want can i do.

have no idea who they are. they call early am or late evening. never leave message

NCO Collectiom Services

Ebay/Paypal Collections

I received a phone from this number also saying it is debt collector trying to collect a debt but i am paying my bills and have everything under the max so i don't think it is me

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044
http://www.ncogroup.com/index.html


Send them this letter demanding validation of the debt they are calling about. Send it VIA certified mail and request a return receipt:

Today's Date

Your Name
Your Address

Collector's Name
Collector's Address

VIA CERTIFIED MAIL

Dear {insert name of collector or company},

I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

I respectfully request that you provide me with the following information:

(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).

Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:

because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.

you do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA;
Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.

I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.

Signature here
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ute-letter.html

I received a call from this number saying they were NCO Financial and I owe a debt. Gave a Ref #.  I do not owe a debt!!!!!  I let my answering machine take the message and do not plan on calling them back!  Will see what happens and if I get more calls from them...

Got a call from this # and I didn't answer it. My voicemail picked up the last half of the message which was a recording with a males voice telling me to call this # back and enter a Ref. ID #. I don't know what the company was or who it was. Weird. I never tried to call it back.

The number 800-688-7929 is a collection agency that work with PAYPAL...

I also received a call from them today. Yes, the are NCO Financial. I believe at least one of the clients that they collect for is PayPal and any PayPal related companies. They called me, and the debt is legit. I do owe PayPal $91 stemming from an eBay auction gone awry. They are rather easy to work with and are willing to set up payments for you if you take the time out to talk/work with them.

This is NCO Financial Services; they leave me voicemails and do not specify who I owe the debt to, how I incurred it, how much it is, or the reference or contact people. When I do pick up, they are aggressive. Report this to the FTC if you are getting these calls!


Here's how:
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Company Name: NCO Financial Services
Company Address: 507 Prudential Road, Horsham, PA 19044
Company Phone Number: (215) 441-3000
Company Website: www.ncogroup.com

You need not fill in all your personal information for this complaint FYI. You may just put your name. Let's hope they stop!

I get this call every day as well looking for a friend who used to live here.  But this is in litigation.  They call to harrass me and they have his contact information.  Yet, they keep calling.  They should be removed from business if they keep this up.  Often they're rude and have no reason to call other than to look for my friend.

i receive calls from this company everyday - i get recorded voicemail messages it is NCO Financial but they never say what they want.  I don't call people back if I don't know the # and why they are calling.
Anyone know clients they supposedly collect for??

Received a call this afternoon.  Since the voice message was cut off, I called to find out who they were.  NCO Financial.  When I asked them to removed my number from the calling list, I was told that my number was not on their list to call, so they "couldn't" have called me.  Which is odd, since this is the second call I've received from them.  I told the woman on the other end that if I received another call from them, I would report them to the Texas Attorney General and the FTC.  She snapped back that, "It's not illegal to call someone," and hung up before I could respond that, yes, it is indeed illegal to do so if you have no valid reason and you have been asked to stop.  So I just cut to the chase and reported them today.