if you listened to what we had to say you would understand.  you cant rebuttle ignorance...

A man called asking for the owner, saying he was with merchant services for cc processing.....gave me a spiel of matrix's, tiers, interchangers...MY cc risk being SOO low...I qualified for the lowest tier next to the government! I listened...told him no thanks...he persisted...I said good-bye and hung up...he called back and verbally harassed an employee who answered the phone while I used the bathroom and called back again when I answered and he said he was going to keep calling and harass me and my company over and over again........sad...truly...sad...sad...sad....