they bought your name from a credit agency, they dont buy names of people with good credit, you were mistaken about your credit rating back then, but now years later it turns out they were right. your a roach, you cant finance a bike let alone a car, if you would have listened you could have paid cash for a home with all the interest they would have saved you.
They called at 1:40 on August 9. I didn't pick up the phone and they didn't leave a message. It's probably another scam call. On that day I also received 2 other scam phone calls from 2 different phone numbers.
Called at12:35 oct.31, 2007. I answered and they hung up.
They have called my business several times this week asking for my Wife. But they hang up when I try to get info out of them. This morning there was a message on my machine from last night. It was inadvertant because there was mumbling and then some female foreign language and then click.
Scam for sure especially when the information they have doesn't add up.
I am getting ph call from this no since two days and
Yeah, they just called me too.
This isn't the first time though.
They never leave a message either.
these are the rudest cust service reps ever. They hang up on you and they get rude when you ask them who they are and what they want. That's a great way to gain a customer! They are a debt consolidation company and their number is 1-800-310-9317 .adatoday.com call them up and tell them to remove you from their list ... or report them if you are on a no call
This company calls several times a day for past couple of months. Must use a predictive dialer system as nobody is usually on phone when we answer. Today I spoke to a man with a Jamaican type accent who was very rude and unprofessional when I questioned him about his company. Said he was with a company named American Debt Arbitration. When I asked him more about his company he said he was calling to help me and could tell I was an ungrateful person and must have gotten bit by a bug today. I told him he was behaving rudely for somebody who phoned my home asking for business. Then he told me to s*ck my mothers d*ck and hung up on me. I tried calling him back but recording said office hours are 10AM to 10PM EST. It is now only 3:00PM EST.
Actually,American debt arbitration or a.d.a. Is an actual company not a scam. and I had no problem with them taking me off the list when I just ASKED if I can please be removed.
AS far as representatives being rude thats just unacceptable, they are state and federally regulated just like any other business that does business over the phone. SO REPORT THEM!!! Actually you should try talking to them in a nice manner long enough to get the representatives name so that way if they don't remove you from the list or are rude you can get something done about it.
I rec'd a call from this number at my office - it was an automated message selling Digital Satellite TV systems. When I dialed '1' to be connected to someone (So I could be removed from the list), it hung up on me. I dialed the number back & it said American Debt Arbitration, but this is a lie. I called the real Am. Debt Arb & gave them the info so hopefully they can follow up on it themselves. The person I spoke with was very nice, but since it's not them calling us, there wasn't much he could do for me.
This number has been calling me for WEEKS now. I answer, they say ask for my husband, I ask who they are and what this is in regards to, they say they are American Debt Arbitration. I have told them EVERY TIME THEY CALL to TAKE ME OFF YOUR LIST, we are not interested in anything they have to offer. They get very rude, yelling 'have I offered you anything?!' and then hang up. When you call back there is an automated system that says their office hours are 10AM to 10PM EST, yet it is usually between 11am and 2pm, yet no one is there. I've tried being nice and they just hang up when I try ask to be removed. Their theory is, if they hang up fast enough, they didn't actually hear you ask, so they can keep calling you. So far, they have been calling almost every day for about 2 weeks or so.
thy are a debt settlement company under investigation by several states according to some google and yahoo requests for info. Ripoff report . com has a file on them and they do business w a company in california national assets or something. govt. been trying to get at them according to what I see actions going back years. they must have good lawyers. Scammers love businesses w/little regulation, these companies all over the television, investigate though and wow,,,,,,,,,
i used to work for them..and while i think the manager is a scum of the earth drug addict and alcoholic who is more concerned with "young boys" than anything else.the company is very legitemit..believe me if there was anything there i could use to knock his a** down a peg or two i would. but truth be told there isnt anything illegal or unethical going on. and by the weay idiot. raed up on your " no call list rules". it is only for people selling and they are not selling anything, just offering a free debt savings analysis.. people don't get the fact that the rules only apply to abour 30% of the company's out there right now..i remember one client who we settled a boa credit debt of 25K for only 5K, ya they paid us a fee for that.. but guuess what. at there current interest rate and payment they could afford it would of taken them 19 years and almost 123K to pay it off...all of a sudden 5K looks pretty good doesnt it..
Annoying calls to my business and then hang ups
They got your name cuz you owe debt, loser! And just because you pay your bills doesn't mean you have good credit. Ever hear of your Debt to Income ratio?
It's an F-ing dialer, you idiots!!! A computer that randomly calls people, and if you don't pick up right away it will hang up on you.
I'm getting the same thing. Some female twit just called my house. She asked for my hubby. I said may I ask who's calling. She said No I need to speak to Matthew... what the crap. I pay the bills around here. I quite simply hung up the phone.
If you are calling people on the do-not-call list (as you do) you are a scam, period. If you need to hide your company name on your caller ID (as you do) you are a scam. If you expect someone you call to give you ANY financial or identity information you are either a scam or totally ignorant of basic security practices and should in NO WAY be trusted with any such information. This is all BASIC stuff most people these days over 12 understand but obviously YOU do not. I think we are all quite tired of you people trying to convince us you only act like ID thieves but are really nice people if we would just give you a chance. Actions speak MUCH loader than words. Act like a company we can trust and maybe you will get some customers that are not mentally challenged. All your current activities are doing is upsetting the rest of us enough to start calling for capital punishment for telemarketers. If you and your kind do not get your act together you might just find you will have to move all your operations overseas till the laws change there as well. Don't believe me? We passed the do-not-call list laws because you would not act professionally. Keep by passing it and the outrage will force the telecoms and government to find a way to shut you down.
P.S. the next thing this company will do is start spoofing their caller ID to look like it is some random stranger calling you. As MANY of their sister companies are already doing. Contact your representatives NOW and demand number blocking on all phone service and outlawing of caller ID spoofing. If we are going to have spam on our phones we all must have access to spam filters as well.
Note I am starting to post the above message every time one of these idiots calls my house. I will find the number on here and add this message till all are hunted down and tossed in jail where they belong. I encourage anyone else reading this to do the same. We gave these guys a chance to do the right thing with the do-not-call list. It worked for awhile. This year ID thieves and scammers discovered spoofing and others just ignore the list figuring the fines are just the cost of business. So now we need to start tossing EVERY employee of these companies in jail when they are caught. And catch them we will if spoofing is not an option. Spread the word. If we can send someone to jail and confiscate their house for possessing 1 joint I think we should be able to pass a law to give these guys a few years behind bars.
I know that your business is unethical by the way it conducts business. If anyone requests you to remove them fron your call list you are required to do so by state and federal law. Simply because you portray thiss company as being helpful,does not make it so. The fact is if people wanted to use your service,they would, there would be no need for you to attempt to solicit business. This practice in itself is questionable. DO NOT give personal information to anyone who calls you on the phone. Make them verify who they are. Toll free number doesn't validate anything. Why not put your conmpanies name on the number if this business is to be of assistance? It does appear that your company is facing a variety of state and federal violations.... It's all Public record. I do know if you call my office again,I personally will see the ceo in court.
dude, you call strangers trying to take their money. You are scum of the earth. Go f*** yourself.
Gentleman called was very rude, asked for my husband and when I told him my husband was not home how can I help he told me I was not my husband and hung up. Now I keep getting calls from them and they just hang up when I say hello. It is very annoying especially because I have a disabled child and I answered my calls to see if it is for her, the gentleman sounded Jamaican and was very rude!!!!!
Gentleman called was very rude, asked for my husband and when I told him my husband was not home how can I help he told me I was not my husband and hung up. Now I keep getting calls from them and they just hang up when I say hello. It is very annoying especially because I have a disabled child and I answered my calls to see if it is for her
I too have been receiving calls. They do not leave a message but call 2-3 times a day. I am on the do not call list but evidently it doesn't work.
Thanks! Called the number today and was placed on the do not call list!
a compassionate employee
first...this program isnt a scam. we have been around for 5yrs and currently have 40k or more in our program. I myself have worked there 5 yrs. the fees you are referring to, are all apart of the range payoff that was explained to you on the saving analysis that the person went over with you. with ALL the fees in that range, it is FAR less than you would pay the creditors in one year with interest. (this I know for a fact). If anyone is called by us and it is their job that we're calling or a wrong number if you call us and give us the number we dialed we will gladly take it out of the system..we're here to help.. not harrass. unfortunely, unless they are on our screen when they tell us not to call or give us the number, we have no idea what the number is to take out- hope this helps you......
the company that keep making these calls is a debt consolidation company.So they say ,they want you to give your social security# and 50$ to start your paper work.Then they promise to get your debt dropped by 40-70% instantly just stop paying right now ha ha.then make arrangements to pay $400 a month for just 3.5-4 years in which the first 3 payments goes directly to them.So basically by answering this call it could really cost you if you fall for this scamming company
American Debt Arbitration is a debt settlement company in Clearwater Fl. They purchased your name and number long ago, and continue to call, because they spent money to get you name and number. They want to enroll you in their debt settlement program.
On Oct. 15th, 08, they were bought up on charges of violation Floridas chapter 501 business codes and are facing up to 40 violations I think, at least one of which is violating telemarketing laws.
If you want to help the state of Fl. stop the spread of these probabley illegal tactics, and want to add your name to the list of complaints already lodged against this company contact the Attorney General of Florida bill McCullums office and add your complaint. For more detailed information type American debt arbitration attorney general of Florida.
A most unfortunate time with all that is happening during these economic times, that potential predators, have your phone number, and will go the lengths of calling it ,,,,,,,,,,over and over to victimize you, potentially of course. If this angers you, complain to Bill McCullum, Attorney General of Florida. I'm sure he would love to hear from you.
this is the actuall company and phone number
American Debt Arbitration
2449 North McMullen Booth Road
Clearwater FL 33759
i just got a new phone and have been called by the 710 1309 number 5 times a day for 2 weeks asking for some one that doesnt live here i get the same message when i called the number about call during bus hours
after searching google i found the above information they are a telemaketer helping people get out of debt or so they say i spoke with a supervisor named tammy keane at ext 228 gave her my phone number did not request my name said she would remove it from the system and also gave me the general managers name incase the calls did not stop his name is jim myers the first person i spoke with hung up on me because i called her lady she said she did not introduce her self as lady she said her name was racheal i called back got her again and told her to transfer me to her supervisor or i would call my state dept and report them for harrasement and the bbb this is how i got tammy hope this helps anyone else stop these calls
Sorry, everyone, I'm on a mission here. I located a Desist and Refrain order from the State of California Business, Transportation and Housing Agency, Department of Corporations directed at ADA (and other sham corps).
"American Debt Arbitration, a fictitious business name owned by FGL Clearwater, Inc., is located at 12653 Pineforest Way East, Largo, Florida, which uses an Internet Web site, adatoday.com and a toll free telephone number 1-(800) 310-9317 to solicit consumers in California. It describes itself as a debt services marketing company that employs qualified debt consultants and markets a program, which is co-managed with Nationwide Asset Services, Inc. FGL Clearwater, Inc. dba American Debt Arbitration and Nationwide Asset Services, Inc. operate in connection with several affiliated companies described below."
"The Internet Web sites for FGL Clearwater, Inc. dba American Debt Arbitration and
Universal Nationwide, LLC dba Universal Debt Reduction, which are almost identical in appearance and content, represent to consumers that ?[o]ur program is a hands-on solution that will help you:
? Cut the time frame to repay your debts from 15-30 years
to an average of 30-36 months
? Save up to 50% or more of your current debt total
? Stop throwing money away on interest and fees
? Protect your rights under the Fair Debt Collection Practices Act?
The above entities represent that their services include negotiating with a consumer?s creditors to settle debts for less than the total amount that consumer?s creditors claim is owed.
The above-named entities, individuals or others, acting in concert or in participation with them, receive sums of money from a consumer for the purpose of negotiating settlement or payment plans for consumers and/or paying a consumer's creditors. Specifically, these entities pay the bills of a consumer from the funds a consumer forwards to them for that purpose, by arranging for periodic electronic funds transferred through the Automated Clearing House (ACH), whereby they initiate withdrawals from a consumer's trust account(s) for payment to a consumer's creditors.
11. To start the settlement process and in exchange for these services consumers are charged and required to pay to the above-named entities ?set up fees,? ?enrollment fees,? monthly administrative fees of $49, a ?CFG Maintenance Fees? of $7.20 per month and ?ACH/Electronic Check Fees? of $.45 per check. The consumer must also pay settlement fees of 29% of the amount consumers are ?saved,? which gives them ?an incentive to achieve the best settlements possible.?
Essentially, the desist and refrain order explains that ADA is operating illegally in CA by functioning as an unauthorized prorater, in open violation of the California Financial Code.
Definitely not a sign of an upstanding company. I am not sure of the legality of ADA soliciting business in Texas, but intend to find out.
This is the url for the desist and refrain order pdf if anyone is interested in reading it:
FWIW, I also came across some expired job listings for ADA. The callers make $10 - $30, based entirely on commission.
Just an update...
I called ADA at 1-800-310-9317 and after a long wait, I spoke to a very kind representative who confirmed my name and phone number. She asked me if I had spoken to someone from ADA and I said, "Yes." She asked if I got the name of the person I spoke with, and I told her the lady did not give me her name, but she was HORRIBLE.
The rep I spoke to this time was very apologetic for that and told me she would get me removed from the system.