800-720-3507
PO'd in NB
PO'd in NB
2011-06-06 20:58:19
Unknown
Who are these idiots?  They've been calling me for the past month, asking me to contact them about a "personal business matter."  Yeah, sure, like I'm really gonna fall for that line.
DW
DW
2011-06-06 20:58:19
Unknown
Mandy left message for me on May 7th leaving her phone # as 1-800-720-3507 x 2080 - said that she was from NCO Financial and for me to contact her regarding an important financial matter.  she left a file # but she talked so fast that I couldn't write it all down.  I called this morning but a man answered and said that she will be in later this afternoon.  When I gave him the partial file # he could not find anything.  When he said that she most likely called me in error, I said that she said my name on the voice mail.  I said "Someone with my name must owe you money"  His reply was who said anything about money - I said NCO FInancial - he played dumb.  I will call this afternoon and ask that me name be taken off of any lists.
Not Me
Not Me
2011-06-06 20:58:19
Unknown
Returned thier call and it was for a Finacial Agency looking for someone who owes money with the same last name. They removed my number from their list.
annoyed too
annoyed too
2010-06-10 18:17:22
Unknown
we/ve been getting messages from Crystal, Hillary for my daughter to call back with a ref number, my daughter is too young for collections, except for a Fido bill, she cancelled but they had a buyout amount approx $80.
lamet
lamet
2010-02-03 17:05:55
Unknown
File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009


http://www.budhibbs.com/collectorpages/nco_financial_systems.htm

Agency Details NCO Financial Systems, Inc. ( Also goes by the name of
NCO Portfolio Management)
TRANSWORLD?
507 Prudential Rd
Horsham, PA 19044-2308
Phone: (215) 441-3000
Fax: (215) 441-3923
Web Address: www.ncogroup.com
866-287-2543

Check out the CBS4Boston Report on NCO:  Link



   



TEXAS



RESIDENTS
IF YOU'VE RECEIVED A NOTICE

OF ARBITRATION FROM NCO

CONTACT Bud IMMEDIATELY!

817-348-0818



Other Offices:
150 Crosspoint Pkwy
CrossPoint Business Park
Getzville, NY 14068-1602
Phone: (716) 404-2100
Fax: (716) 404-2120
And many more...

--------------------------------------------------------------------------------

Bud Says              Consumer Comments Below

ONE OF AMERICA'S WORST

COLLECTION AGENCIES!

While NCO Financial has earned what seems to be a permanent slot in our exclusive list of America's Worst Collection Agencies, it's really difficult to classify them when held up to others in the industry.

On one hand, NCO aggressively peruses and takes over other collectors in a bid to be the world's largest.

Meanwhile, corporate collection policy seems to sway daily, depending upon the wind.  One call might bring threats to our active duty military personnel and their families, on a level reserved for terrorists.  The next call will be gentlemanly, helpful and not-at-all like the NCO of old.  You never know which one you'll get.

On some occasions, NCO takes the debtor into court, scratching and fighting for pennies and spending thousands to get it.  On others, they fold like a paper tiger at the hint of consumer counter activity.  

Perhaps the giant is learning from the mistakes of the past.  Perhaps the sting of some many fines and penalties caused stockholders to crack the whip.  We do know that two years ago, our email box and phone were overflowing with NCO complaints.  At that time, every other complaint was about NCO.  Now they just trickle in.

What's lacking in this big agency is a resolution department.  If they had a team of 3 people to handle consumer complaints, put out public relations fires and resolve problems - someone with the authority to make decisions - they'd not only disappear from our list of America's worst, they'd do themselves much good.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.
Torontonian
Torontonian
2010-02-03 15:16:18
Unknown
One more thing, they claimed that they are NCO financial services. I googled it. Here is the link to their contact page:

http://www.ncogroup.com/Contact/Feedback_-_Info.html

Looks like a collection agency.
Torontonian
Torontonian
2010-02-03 15:07:04
Unknown
Got a call yesterday. And then got a message this morning. Called back and spoke the caller named "Barbara". She asked for a name that is similar to mine, the same last name, wrong first name. I told her so. She reponded that "then we have a wrong number".

Such a crap!
Not Tonya
Not Tonya
2010-01-07 15:21:55
Unknown
These bozos call every couple of months looking for a Tonya and the usual spiel about calling back with a reference number. This has been going on for many months. If they're a collection agency, I guess they're not very good at their job if they still haven't tracked her down.

My answering system allows me to program specific responses for numbers and to build my own call tree. I think I'll program the Unknown Caller one to say, "If you're looking for Tonya, press 9 now." Then I'll program a message saying, "I'm sorry to inform you that Tonya has committed suicide. She was depressed at the constant calls from unknown numbers who refused to identify themselves or why they were calling. If you are one of those people who contributed to her suicide, press 9 now and leave your complete contact information so her estate lawyer can return your call."

I wonder if that will get them to stop calling.
Tman
Tman
2009-12-12 15:23:49
Unknown
Received a call @ 1:41 p.m. on Dec. 11th. Same dumb message ... "as soon as possible to discuss this matter" (what matter and who the h*ll are you anyway?).
Hi
Hi
2009-12-12 01:25:00
Unknown
They called twice and left a MSG on the machine. The name they used was from the phone book and Iman or whatever his name is couldn't pronouce the name at all.


So far it's been 2 calls over 3-4 days. I don't know what they are calling about all the time.
Tman
Tman
2009-12-03 23:36:15
Unknown
Another call today @ 2:47 p.m. just when I was beginning to think that they had misplaced my telephone number. LOL
Annoyed79
Annoyed79
2009-12-03 18:18:24
Unknown
Called twice in last few days, left message from Shannon concerning a "personal business matter" and a reference number.  I dont' have any outstanding debt, and I dont' intend to call them back.
Shifty016
Shifty016
2009-11-27 00:47:03
Unknown
Today(Nov 26) I received 3 calls in less than an hour. I wasn't home but I got the same message but they had my first name wrong. not going to call back it seems like a scam to me. Getting really tired of 13 messages a day on my voice mail.
Tman
Tman
2009-11-18 23:08:58
Unknown
Another call today @ 12:15 p.m.

I was beginning to think that I was the only one reporting calls from this number.

STILL DON'T KNOW who is calling and/or who they are trying to contact.

Not very professional whoever they are.
Bussness
Bussness
2009-11-13 14:36:53
Unknown
They called twice

The fact is I don't l know anyone by that name

When I called back to ask why the call they were evasive and ended up being rude.

  Does anyone know no how to stop this intrusion !
KB2009
KB2009
2009-11-12 20:27:20
Unknown
I have recieved this call numerous times over the last month.  They are looking for someone who has a similar name to mine and they leave the same message to call back Iman and quote a reference number.  Once I was there for the call and told them no one here by that name yet they continue to call.
DENVA
DENVA
2009-11-12 05:35:32
Unknown
I got a call from them today.
Left a voicemail with a ref #.
Tman
Tman
2009-11-09 18:10:33
Unknown
Received another call today @ 12:30 p.m.

Looks like I'm the only one getting calls or at least reporting them on this site.
Tman
Tman
2009-11-04 18:23:09
Unknown
Received another call today @ 12:08 p.m. Still don't know who these people are.
Tman
Tman
2009-10-30 17:44:03
Unknown
Received a call today @ 1:30 p.m. Call display said "Unavailable No." They don't identify themselves or who they are attempting to reach. They just leave this telephone number and a reference number.

Ironically, I received a call from 866-287-2543 with, I believe, the same reference number a few days ago.

Don't know at this point if it is the same company calling or not.
Dudelove
Dudelove
2009-10-30 14:04:15
Debt Collector
Apparently it is a collecting agency looking for someone that owes money...they have called twice. I got the infor from a website...weird what collecting agencies are up to now...
AnotherFraud
AnotherFraud
2009-10-28 20:15:19
Unknown
DON'T CALL THIS NUMBER, PERIOD!
Tman
Tman
2009-10-26 22:55:22
Unknown
Received another call today @ 5:58 p.m. Same message. Call display said "Unavailable No.". They don't say who the call is for, who they are or why they are calling unless you think "regarding a business matter that requires attention" is sufficient information. The reference number they give is meaningless. I hope that they are not holding their breath waiting for me to call them back. LOL
stash17901
stash17901
2009-10-24 16:16:54
Unknown
Got a call to call them back on an urgent matter.  No one there to recieve my call when I called them.
Zhivago
Zhivago
2009-10-23 00:40:37
Unknown
A lady named Imam has called twice in the last 2 days. Just like with Crystal, they knew my name and requested that I call them back "regarding a business matter that requires attention" and they provided a reference # to use. No company name was left and caller ID showed "long distance, private name - private number". I don't plan on calling back. So much for the value of the "do not call registry".
Crystal
Crystal
2009-10-21 22:45:42
Unknown
Received a call oct 21 at 630 pm they knew my full name and requested that i call them back "regarding a business matter that requires attention" with a reference # to use. No name or company name was left. I do not plan on calling back.
Tman
Tman
2009-10-16 17:54:46
Unknown
Received a call on October 16, 2009 @ 1:36 p.m. with a request to call them back and use a reference number they gave me.They did not identify who was calling or for what reason.When they start acting professional, I may return their calls.
Dada
Dada
2009-10-15 11:24:45
Unknown
I had a call x 2 from same number on my answering machine with asking to call back. I did call and demanded to know what company or business did he/she represented and what business he had to call me for.
Each time it was a lady or a man and they would ask for my name and my date of birth, I refused to provide and I would insist on they identifying to me who they were. They would hang up. I tried 4 times and they hung up when I would not provide my name or other information they were asking for.
What should be done to report this to Fraud Bureau - Police? I live in Toronto.
1-713-283-5260 1-800-829-7750 1-800-479-0874
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy