800-753-0633
Edward S.
Edward S.
2013-12-17 19:37:33
Debt Collector
Some guy named Robert Hammer, Paul Stewart and a Pat Dann called from this number saying that he was from American Coradius International, he just called and threatened me that if I do not take the 30% Settlement by the end of the month of December on my NCO /AES Student Loan, regarding my $84,000.00 student loan debt that is outstanding, that me and my family will be out on the street by New Years Eve. He also said a comment about how it is cold in Pennsylvania. He hopes we find a new place by then. Said that the Sherriff will be at my home selling items in a Sherriff sale by 8am on the 31st. Can they do this? I called National Collegiate Trust and they told me they can no longer help me and that this matter is being handled by ACI. Reps from agency called from, 855-224-5187, 716-418-7200, 716-418-7205, 716-418-7211 and 716-418-7212, 716-418-7185, 716-418-7182, 716-418-7176, 716-418-7195, 716-418-7194, 716-418-7191. They call 3-4 times from different numbers every single day but Sunday.
Alex P.
Alex P.
2013-12-17 18:27:15
Debt Collector
Some guy named Robert Hammer called from this number saying that he was from American Coradius International, he just called and threatened me that if I do not take the 15% Settlement by the end of the month of December on my Citi-Bank Mortgage, regarding my $419,000.00 mortgage debt that is outstanding, that me and my family will be out on the street by New Years Eve. He also said a comment about how it is cold in Pennsylvania. He hopes we find a new place by then. Said the Sherriff will be at my home by 8am on the 31st. Can they do this? I called Citi-Bank and they told me they can no longer help me and that this matter is being handled by ACI. Man Robert Hammer called from 800-753-0633 and 716-418-7200, 716-418-7205, 716-418-7211 and 716-418-7212. They call 3-4 times every single day but Sunday.
gb1
gb1
2012-03-06 23:12:08
Debt Collector
Darrell
you are such an a**
Nobody wants to hear what u have to say about complainers that have an axe to grind.
My guess is you work for ACI  you suckass!!!
gb1
gb1
2012-03-06 23:04:44
Debt Collector
rude a**, asked what service ACI preformed for the public. said they could not answer due to privacy
laws.I said I could not answer any questions due to privacy. Stale Mate. HUNG UP !!!!!!
ac
ac
2011-06-06 20:58:22
Unknown
Some one called me about an old roomate's "personal business" matter. I told them it was a wrong number and to remove me from their call list. Guy said "not to be intimidating, but the calls aren't gonna stop." ha ha

I called the number back and they said the number was ACI International - a call routing company.

I'm guessing it is about debt collection.
leave alone
leave alone
2011-06-06 20:58:22
Unknown
A man called my home looking for my Mother that lives in Michigan my wife took the information down I called him back he wouldn't give a reason why. I live in Kansas
the number is 800-753-0633 Eric Jierdina
Indiana
Indiana
2011-06-06 20:58:22
Unknown
Ms. Lodestro called my house this morning looking for a relative.  She was very rude and wouldn't give the reason for her call.
Confused
Confused
2011-06-06 20:58:22
Unknown
I just got a call from this agency to collect a debt.  As far as I'm concerned I have no outstanding debts.  If I did I wouldn't have been able to finance an $89,000 vehicle.
H.T.
H.T.
2011-06-06 20:58:22
Unknown
Someone from ACI called my home today for someone that does not live here any longer and was very rude to my wife when she tried to find out the reason for their call.  

I want these phone calls stopped.
sa
sa
2011-06-06 20:58:22
Unknown
this company is very rude.
b k
b k
2011-06-06 20:58:22
Unknown
A man named Eric jordina called from cell number 716-418-7194 wanting my son.  Gave this number  1-800-753-0633 and said to call him back.  Would not give me any other info.         WATCH OUT!!!!!
b k
b k
2010-09-16 22:10:12
Unknown
I got a call from a cell phone (an Eric Jordina - 716-418-7194)) asking for my son.  Would not give out any other info.  Said to have him call this number - 1-800-753-0633
Freddie's mate
Freddie's mate
2010-08-20 20:07:10
Unknown
A green falg for color-blind people, buddy.
Joe Mama
Joe Mama
2010-08-20 20:04:46
Unknown
Fred, What's a 'red falg'?
BBY employee
BBY employee
2010-06-23 21:34:41
Debt Collector
i work at best buy and we get automated phone calls constantly from this place, if you get hasstled from them just tell them you are a business and that you want off there list of phone calls , i was tired of getting phone calls from them they have no business having us on there list!
None Of Your Business
None Of Your Business
2010-01-14 15:22:46
Unknown
YOU MUST WORK FOR A COLLECTION AGENCY!
Darrell
Darrell
2009-12-07 15:25:17
Unknown
I received a call from this company regarding a Circuit City credit card that I owed money on.  Frankly, I had forgotten all about it.  I had no clue who "ACI" was so I never returned the calls for several weeks.  Before I returned the call I checked ACI out on the Better Business Bureau website.  It seems that ACI is one of the very few Collection Agencies that receives high marks from the BBB (an A- - one of only 13).  I did find nearly 100 collection agencies that received an F from the BBB.  After I did a little research and verified with Chase Bank that this company was for real did I return the call and make arrangements.  The agent that handled my account was very persistant to be sure.  But I think that many of the complainers have some kind of axe to grind.
i know
i know
2009-11-19 22:26:13
Unknown
this is all a part of a chain of credit card frauds that are in india..so don't bother calling your states attorney. these people were employees of the credit card company chase. they got fired from there and they copied the files they had with chase and moved to india. i've had a call from someone that claimed to be chase and now a call from this number and ask for the same exact person
Jack C.
Jack C.
2009-10-04 21:26:04
Unknown
Wrong. What is IMMORAL is attempting to involve innocent third parties (friends, neighbors, relatives) in collection schemes. Although I find your pity for the poor, maligned banks and collection companies heartwarming, I can't help but question your intelligence. Speaking as one who has never in his life been in collections (knock wood), I really resent it when debt collectors call the wrong number, accuse me of lying, demand that I "prove" to them who I am, attempt to extort my co-operation in their investigation of a debt that is not mine, and so on.

I am not being compensated by debt collectors for my time, and I have no moral or legal responsibility to assist them in their investigations of debts that are not mine. They are not law enforcement, and have no standing to demand even a moment of my time, let alone any information they think I might possess about another person.

Collectors are not performing a public service; they are a public nuisance. My assisting them will not make the world a better place for us all, nor will it lower anyone's interest rate or enable banks to make credit more available. And if you believe that co-operating with the bottom-feeding knuckle draggers in the collection industry will facilitate any of those goals, then I have a bridge I'd like to sell you. Nice bridge. Great condition.

Thanks for playing, Fred. Help yourself to a parting gift on your way out. And don't let the screen door hit your backside.
fred
fred
2009-09-30 23:48:14
Unknown
Just more debtors blaming the debt on the finance companies and anyone else without accepting responsibility.  The lack of civility in the responses should be a red falg to anyone with morals and ethics.
lamet
lamet
2009-09-25 15:04:58
Unknown
BS from an employee trying to justify their ILLEGAL COLLECTION tactics on those who do not owe money or can't pay at this time because the FINANCE COMPANIES TRASHED THE ECONOMY AND COST 10 MILLION PEOPLE THEIR JOBS!  

 
Pacific Towers ? Suite 726
235 East Broadway
Long Beach, CA 90802

Telephone: 1 (562) 299-9600
Facsimile: 1 (562) 299-9624


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February
jglock12
jglock12
2009-09-25 13:45:32
Unknown
Dude, you are a tool. It is NEVER ok to call someone regarding another's debt. For you to try to justify this behavior is idiotic. Get a life. Go after the debtor and ONLY the debtor. During this economic crisis the MAJORITY of people who owe have fallen on incredibly tough times. The MAJORITY of "these people" have every intention to pay back their debt but simply can't because of a lost job or something similar. You have lost all touch with reality. No wonder you come off as such a bully.
Star P
Star P
2009-07-21 15:54:58
Unknown
I didn't answer the phone. It rings and rings for 5 minutes!!!
kiki
kiki
2009-06-12 12:57:36
Debt Collector
so this is the place to vent.  I have not lived in new york in 7 years, currently on the other coast and they are accosting my sister since she divorced and went back to her maiden name.  it pays to be unlisted. for those reading and thinking wow, she does not pay her bills and allows fam to take the annoyance of calls...think again. 3 lay offs and restarted by life more times to have a way life that was not on the streets (no exaggeration) this was my wake up call. no credit cards..a mantra that will stay a very long time..no credit no credit no credit..all together now...no credit...just not worth the stress.
elite
elite
2009-06-11 01:25:20
Unknown
i will sleep like a baby
sickofidiots
sickofidiots
2009-06-03 01:57:15
Unknown
Have you ever been called over 100 times including morning, nights and weekends?  I can guess not from you stupid post.
Fred
Fred
2009-05-13 13:38:43
Unknown
Lighten up - just pass the message on to your neighbor and be done with it.  The fact is that unpaid debts of your neighbors is hurting you!!!  Until all of us wake up to the fact that the unpaid debts in our society are causing everyone else to pay more (higher interest rates, more fees, higher costs, lower availability of credit, etc.) then the responsible people that pay their bills on time will bear that cost.  We must as a society send the message that it is unacceptable to take on debt that one can not afford.  It is far too "in vogue" to gang up on the banks and the collection agencies and make them out to be the "bad guys".   There was a time in this country before "plastic" was so readily available that people actually saved their money up before making a purchase.  I can remember my grandmother paying weekly on a club at the shoe store or furniture store.  Then when she had enough in her account she would make the purchase.  Now the purchase is as easy as taking out your piece of plastic.  As a result people don't "feel the pinch" of how much it is actually costing them.  And, hey, if you can't pay the bill ... no big deal... just walk away from it and blame the banks, blame the economy, blame the president, blame the collection agency and take no responsibility.  Our society has surely evolved from the time my grandmother belonged to those store clubs.  We have eveolved alright - to a society that out of individual greed screws over the banks and therefore all of us.  A society where personal integrity has gone by the wayside.  So, vent and complain all you want on this site and others.  Just hope you all can sleep at night.
Scott
Scott
2009-05-05 21:55:36
Unknown
I put the wrong number on the caller ID it was actually showed up not available.
Scott
Scott
2009-05-05 21:53:51
Unknown
They called me 12 times in a one hour time span, they was looking for someone that I don't even know, I asked them to stop calling me and the guy told me no and said that I was a liar. I asked them to remove my number from the list and he said no. I asked to speak with his supervisor and he told me no as well.
The guy that left the messages was Mark Koontz Ext. 2319
pissed off
pissed off
2009-03-12 22:45:55
Debt Collector
This company left a message on my answering machine asking me if I knew a person(my neighbor)and asking me to please pass on a message to them and have my neighbor call them back. I don't even know how they got my phone number. This man named Richard Colburn from ACI at 1-800-753-0633 ext: 2256 is bothering me over my neighbors debts. Unbelievable!
1-888-878-2654 1-701-509-8703 1-800-606-6602
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy