Have had hang up calls, recorded calls and abusive collectors.  They even called my parents.  Husband lost work due to health and have had a hard time even paying simplest of bills( car, insurance, elect, phone, child support, even buying food). They start in the morning and don't quit till night.  At least 20 times a day. Sometimes 3 times in a row.  I feel harassed.  My parents are elderly and I told them to tell them that they had the wrong number but it done no good.  They are ruthless and heartless.

To Common Wealth Financial Sys Inc,

You have been found guilty against the legal rights of several individuals through illegal business practices.
You are being tried, with evidence, for your business (Common Wealth Financial Sys Inc) actions violating the below laws:

Fair Debt Collection Practices Act, along with FCRA, FCBA, FTCCP Rule,
FCC Do-Not-Call Rule,
BREACH OF PRIVACY ACT (for unlawfully acquiring and using private non-public information of individuals)
IDENTITY THEFT AND ASSUMPTION DETERRENCE ACT (for illegally using or sharing private citizen information through your business).

Please be aware that more complaints against your actions will result in MORE severe legal PENALTIES/fines and IMPRISONMENT of personnel, and termination or PERMANENT PROHIBITION of business rights.

They on this sight fraudin... the cops don't pick that phone up don't call don't talk... Im a victim n they think I'm skipping court but I'm not. My man got out jail n ain't call or come back home so stop trying cops ill be at court its my bday week I'm on vacation damn.Stop faking victims. Makes me feel like they against people who get hurt instead of helping us trust the system. So when an officer lies and say u contacted them w no 4ecordsof it they turn on u to save they own butts...

Cops called me from a distrect in frankford in Philly and told me to call this number for a code for my cell phone to be traced. I didn't call so it called me twice. Once from this # and then a code #99 called and beeped. I never got these calls until my boyfriend got booked & everyone I called within 5 mins got the same 800# then blocked or weird #... don't answe ITS THE COPS MAKING SURE THEY KNOW WHERE U ARE IF U HAVE A COURTDATE SOON.IFTHEY ARE AFFRAID U WONT CORPOR... i hope im wrong but only bill i have due is energy... id rather i5 be that... but Don't answer or talk more th 20 seconds .....I wont...

Called my home to look for someone just happen to have a same last name with me and not related to me at all.. I also don't even know who that is..  Try to tell him he has a wrong number.... The caller got quite rude and aggressive.  

The caller name is Bill McCause.  He was called me from
570 330 0810
he also gave me the told me number
800 835 8992 x156

800

This number has been calling my cell phone for the past 3 months.  The message says "If you are Carol Smith, press 1, if you are not Carol Smith, press 2."  I did this and told the person who answered I was not Carol Smith told them to stop calling me.  this has not resolved the problem.  I am current on all my accounts so I don't know why they are calling me.

This is a spam caller. My number is on a Do Not Call List but they call on cell phone.  We do not answer calls from numbers that are unknown to our family. We owe no one!

Have received numerous calls from 800-835-8985. I do not answer. No message left. I'm on Do Not Call program and find these calls annoying.

This number calls me numerous times a day. I would like whoever it is to stop.

Hey, moron - it's a statute not "statue"!!! That must be why you're a lowlife bill collector since you're so illiterate.  And not all debtors are deadbeats who refuse to pay their bills. Some have actually lost their jobs through layoffs and are having a difficult time finding another one in this economy! And there certainly is a statute of limitations on credit debt, the length of time depending on the state.  Do some research before passing judgment, you brain-dead idiot. In my state, the statute of limitations is 4 years. There most certainly is a time limit for collections, especially to protect consumers from scum of the earth zombie debt collectors like yourself.

What helps to stop these callers..........when they call..pick up call..blast a whistle in their ears or I turn radio up as loud as possible. Dont say hello or anything....just blast...after a few times...calls stop.

They called me all the time asking for a THelma...I am not Thelma..have no idea how they get their info. I think they hope to intimidate people so bad...people will pay no matter what.
I worked at a state revenue dept once and people were so scared of collections..they paid huge bills that they didnt even owe...many times it was mathematical errors and just needed to be corrected..

People need to have more of a back bone...
I blast the music and the calls stop.

You don't need a valid debt or a derogatory trade line on your credit reports to be hassled by debt collectors. They call third parties to alleged debtors all the time for permitted skip tracing purposes, or often pretending it's a trace to annoy and shame an intended target whose location is already known.

If you're not their intended target, you must tell them in writing. It's called a ''cease-comm'' for short, and it is best sent USPS Certified with a return card. Under federal law they must comply with your written notice. You may already be due some payback if you can prove abusive tactics or foul language was used in an effort to collect debt. You might get some legal traction from a harassing or annoying call pattern as well ... which you don't quite have unless you'd answered and had a discussion in late January.

for homework:
http://www.ftc.gov/os/statutes/fdcpajump.shtm

This description of the way debt accounts are transferred is mostly correct, but the "Professor" needs to lose his tenure for misuse of the word "debit" and entirely missing the proper regulatory structure. Really? The FCC will protect you? Their jurisdiction is quite limited here.

What you want is the FTC and its set of laws in the FDCPA, which grant private right of action. That means you don't just file complaints and wait all year for a rescue. You compile your evidence of abuse of your rights and then sue the offending collection agency into submission. If your case is strong enough, a good consumer lawyer will be able and pleased to extract his fees from the loser's hide.

State and federal laws also give you the simple means to shut up collectors who by their training refuse to believe you are not an alleged debtor and cannot help them. Start your homework and be safe.

http://www.ftc.gov/os/statutes/fdcpajump.shtm

Yes, I agree....Steven Wright, total a-hole and he is happy with this title. How does Commonwealth Financial Systems get away with the illegal activity and I do not owe them one single penny. They are nasty, rude, use fictitious names, etc. The State does not do enough to shut them down as they have been using these techniques for years. The fictitious names are Seth Shapiro and Joel Rothstein, same voice each time they call.

I recieved calls from this number daily.  I have never heard of this company, nor have ever had any dealings with them.  They never leave a message, but still continue to call.  I have nothing in collections  so not sure why they would be calling.
Feb 7th, 6:10 pm
Feb 7th, 3:47 pm
Feb 6th, 7:32 pm
Feb 6th, 3:31 pm
Feb 6th, 12:02 pm
Feb 2nd, 5:50 pm
Feb 2nd, 10:37 am
Feb 1st, 5:33 pm
Feb 1st, 3:49 pm
Feb 1st, 11:46 am
Jan 31st, 4:46 pm
Jan 24th, 1:56 pm   and so on.

This number called me looking for someone else.  It was a wrong number.  My phone is now a cellphone (It was a land line before).  They have called before & I tell them it is a wrong number, but they call again.

This is because virtually all debt collectors these days are scumbags. CFS is among the worst of them as they lie to people.  IMHO, as soon as a debt collector lies, any moral obligation to pay them just vanished.

Because the the alleged debt is statue of limitations invalid. Its a zombie debt collector trying to collect an invalid debt under the eyes of the law.

I keep getting calls from this number.

The only one who is eligible to collect child support is family court.  Collection agencies by federal law are not allowed to get involved.  Now if its court cost not child support can but 100% absolutely not on child support

Why dont you get a real job?  One that doesnt involve you harrassing others

I keep getting calls f rom this number.  When I pick up so one says anything and I get more calls with a recorded voice saying there is a message from somebody with the last name of Shepherd, if I am not that person hang up.  I hang up.  The calls stop for a few days, then start again.  I have no debt, my credit report is clear, I have received nothing in the mail from anyone claiming I owe money.  They can call all they want...I cutting off the phone soon anyway.

I received a call from 202-618-4712.  When they left a message they said they were investigating fraudulent activity with my SSN and wanted me to call back....gave me the number 866-267-8555, ext. 1009.  However, every time I call, it either cuts off on me or goes back to a dial tone.  I got through once and they said I was being taken to criminal court for something that happened 6 years ago (which I paid off) and that if I didn't come up with $600 by Friday, they would proceed with court.  I told them I would call back after doing some investigating.  I've been trying to call them back this morning but it keeps cutting me off and giving me a dial tone.  What should I do?

Trying to collect a debit. But they leave no names for whom  they are trying to collect for. They leave no other message besides trying to a collect debit. Not my name or even the collectors.

They called me looking for a different guy with the same phone number. different address different SS#. about a bill for a to a place I never lived in. I can only explain this to them 30 times. the first couple of times I was nice then not so nice. Now they call and I just mess with them. They only have my name and number not my SS# or address. These people are stupid!

I recieved a call reguarding a hospital bill for 50.00 when i asked him to tell me the name of the people i owed money to he hung up

How do you stop them from calling mobile phones?  I was contacted on my mobile.  I won't answer if I don't recognize the number.

Can these people REALLY do anything? I don't own anything and I have a crappy job...ergo the debt. I am looking for new employment, but, I still need this job in the mean time. What am i supposed to do? I live in PA. What  can they do? Do I have any rights? I do owe the debt. But, not what they are claiming.
Please help!!!!!!!!!!!!

I have had or do not have any dealings with these ;people, and the continually calll asking for *erry, even though my anwering service did clearly state my name.  Even though my phone does NOT have a decent blocking feature... I have recorded a silent voice message and used it as ring tone for numbers (about 18) listed under this heading; <BLOCKED>

They called my house claiming to be Commonwealth Financial Services, they are actually Commonwealth Financial Systems.  They are actually a collection agency.  They called me about a bill for $25.00 from over 9 years ago that was paid.  I don't have records still that go back that far and I explained that to the guy.  The guy on the phone said since it is only $25.00 why not just pay it.  I told him that I was not going to just pay it and to send me proof of the debt and I would look into it.