The "worthless" DNCR has for ten years helped to keep my phone lines 99% free of illegal sales calls, which comprise the only category it was devised to address, which is a fact that your worthless attention span missed when you registered.
National Do Not Call Registry Q&A
There are millions of people with debt problems or alleged to be in debt and only a few dozen people in state and federal offices to help combat abuse. You've had laws on the books for decades to help *you* solve your own problems. Choosing to remain a victim while bitching that "da gubmint does nothing" feels easier, but it's precisely that apathy which keeps abusive collectors employed.
I got a call and I'm not late plus I' m ahead on my payments... Hmmm
I just called US Bank Customer Service and they told me they don't recognize this number. The person that made the call would only identify themselves as US Bank and stated they had a matter to discuss with me and would I please give them the last four of my SSN. They didn't say what dept they were from nor would he tell me what the matter was regarding until I offered up the last four. Customer Service said they would never call and not identify themselves more completely and say what the call was about. Sounds like a phishing expedition.
I received a call from this number every day for the last 4 days. My "nomorobo" intercepts this number and cuts them off after one ring. Since no message was left for the prior 3 days, I never called back. But today I was near the phone and saw the caller ID come up as US Bank. So I called them to find out why they were calling me. They wanted my account number but I refused to give it. I told them they called me and to check the number they just called. They said they would but would still need the last 4 digits of my social to call up the account. I said o.k. Then Zach came back on the line and said that it was for my wife and they could not talk to me. So, I said fine. We will not resolve any issues they have over the phone. Told them to send my wife a letter and maybe we will respond. Meanwhile, "nomorobo" will keep disconnecting them.
Also, for me it was legitimate, and the guy was able to give me enough to recognize that without my giving him anything past my name, which he already knew. I never make payments over the phone. Always be careful, and if you're not sure if the call is real, call the main number of the bank and go from there.
Not a hoax. It's US Bank. We were accidentally late on our payment, so they called to remind us of the grace period.
The only annoying thing is that they call 3-4x/day (sometimes twice in the same minute), and they continue to call the day after you make your payment, even online. I told the guy we'd paid yesterday, so I wasn't sure why he was calling, and he said their online system takes time to catch up.
You are a very quick one to judge aren't ya. Sometimes there are legitimate reasons why people wind up falling behind, for example in my case chemo therapy and auto pay. I was sick and not working and forgot to remove the auto pay so I didn't overdraw my account, all it took was one months worth of bills to hit and I was sunk no matter what I put into it. Fortunately they were willing to work with me, relieve some of my stress and help get things back on track.
This is not a scam, this is us bank recovery. I know as I am working with them to settle a debt and keep my account open. IF you have had any issues with your checking or banking account due to being overdrawn or whatever, they are the ones to deal with. It is a new program it started mid year 2013. Rather than close accounts down and try to collect the money they work with the customer to eliminate the debt keep the account at a positive balance and make payment arrangements. So please if they are calling you, it is real, they are trying to help it saved me almost 900 dollars and kept my checking account active. Yes they have to have a way to verify who you are, otherwise they are giving someone else your information or vise verse, how would you like them to identify you?
One other note ... I called the number ... it appears the software is intelligent enough, or the representative that initially answers the call is smart enough to know that you are playing him (or her) that they will actually forward you to the REAL US Bank in order to perpetuate the fraud. e..g. if you enter in a wrong credit card number during the prompting, they will forward you to the real US Bank number. So, probably some people posting here did end up speaking with real US Bank people in the end, although the first number is a definite scam to get cc numbers and personal information for identity fraud.
Very professional scam for identity theft. Google it. And the responses that indicate this is really us bank are part of the scam. Call the 800 number on the back of your cc if you dont believe me
All the persons that are replying to this chain of responses saying the number is ok are actually part of the scam. Ask yourself. Why would a US bank worker patrol the internet to say "yes, this is a US bank number". Our company just sent out a mass email to indicate that this 800 number is a scam since all employees who travel use a US bank credit card. This is a very professional scam that makes you enter your credit card number, asks for other info, and has hold music, and very good English speaking people on the other end. THIS IS A SCAM. Call the real 800 number on the back of our card and ask if you don't believe me.
Wow, "your" hard.
Your wife loves me
your a MORON with the IQ of a 3rd Grader
Learn to spell then mind your own business f****ng beaner
that is true however 877-872-2625 is the early stage collection department of usbank.
This is a number that just called my friends house and wanted her social security number. SCAM
Theresa A. Sexton
I have banked with Us Bank 800-872-2657 for along timem
This is a scam, check out the BBB ntoice here:
http://www.cin.bbb.org/article/bbb-alerts-con ... bank-scam-25089
Wikipedia is not a reputable place to obtain "facts". It is a legitimate number and has been for years. Please do not mislead people! You could be endagering their credit or getting their cars repo'd with your 'advice'!
Caller ID is programmed by your telephone provider, not the caller. You should complain to them so they can update their system if you don't want calls to come up as "toll free".
Actually it's collections from US Bank. It's not a hoax.
800-872-2657 is customer service. They do not handle collections
Scam for sure
A call to my local US Bank proved there was no problem with my account. Glad I didn't give them any info!
This is not true. I found this link while wondering how to stop these calls. They call us on the due date of the payment. This is ridiculous. We are set up to pay on Bill Pay the day before it is due and while it processes the calls are incessant.
11-20-13 Scammers Who shoul;d be stopped from disturbing calls (twice) but our Feds are to busy
to take notice that it is these scammers are who WE in the USA pay them to stop!
Take notice FCC FTC FBI and DO SOMEHING worthy of My money that you receive!
Yes I am on the Worthless FED NO CALL LIST !!
it is US Bank Collections Dept.
I will pay when I want up to the Grace Period date.
Got called by this number - did not answer - they hung up with no voicemail.. Read this thread. Our business has no relationship whatsoever with US Bank and never has, so that could not be the reason for the call. Assuming this is a scam of some sort. Number blocked. Thanks to all who posted identifying the type of call this really is.
Learn to spell and use proper punctuation - you're not much of an advocate for the US Bank scum...
Try again -
You should learn to spell and use punctuation and your responses may be taken more seriously.