How are they!

"Wendy" called I called the 800 number back and told them to remove me from the list.  We shall see if that works.  Very annoying.

CBE is still up to whatever they seem to be pulling. We get calls all hours of the day/night from someone named Cheryl. When I answer the phone and it's them, I don't confirm who it is they're speaking to and when I ask what the call is regarding, they tell me to call the same 800 number. If there is somewhere to complain to, I'd definitely appreciate someone letting me know where it is. I know we have no debts in collections so there's absolutely no reason for them to be calling us.

To get them to stop call you must send a CEASE & DESIST letter. All you need to mention is the phone number they are calling, don't put a return address. Send it to:

CBE Group
131 Tower Park Drive, Suite 100
Waterloo, IA  50701

These people are calling my cell phone concerning MY SONS Affairs he is 25 why call my cell phone

This is the CBE Group, a Collection Agency.

Received a message from someone who gave this as their return number.  Very cryptic call.  Wouldn't give information to receiver as to who was calling or what it was in regards to.

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

Do not call list does not apply to creditors so that is a invalid complaint.

A collection agency cannot tell anyone that they are a debt collection company. You cannot release this to anyone except the spouse(excluding some states) and a few other select people who are related to the debt so your post is incorrect per FDCPA. The most they can do is release the company name if asked to and state that it is a business matter of the consumers.

Yes a collection agency can tell you who they are, what they can't tell you is who the original debt is too.  The law requires that they tell you they are a debt collector and they can tell you the name of the collection agency they just can't tell you who you owe the monies too.

My husband got a call on his cell phone for me, by name. He said it was for me "about a personal matter" and for me to call Wendy "Waters". I even got a last name. But alas, when I called 800-899-7051 I got a guy on the phone, didn't give his name, from CBE group. When I asked for Wendy Waters, he said there's no one here by that name. He started to ask me my name...................yeah right. I hung up.

I called "Wendy" back after numerous time of her calling my cell phone.  I told them to remove my number... We shall see if that works.

"Wendy keeps calling!!!!!! "She" leaves messages if we don't answer the phone to call 1-800-899-7051 but the number being called from is 1-515-453-2976. I called the toll free number and an answering machine states it is Bibson Lewis, what ever that is. I am reading it might the CBE. I don't know why they would be calling me. They sure are persistant and annoying though!!!!

I have a company cell phone, and this company started calling my company cell phone number about 3-4 months ago.  Obviously an auto-dialer, because it cycles through at different times over the course of the week(s).  Currently it is "Wendy" that is calling, but it has also been a man calling (forget what he called himself).  The message that is left says to call 800-899-7051, but the Caller ID reads 800-697-1234.

I think the CBE Group is some sort of collection agency in attempt to collect some sort of debt.

We receive messages from Wendy too. We do not answer any unkown calls on our cell phone, let alone to talk with any freakin telemarketers. Who the hell is Wendy? I would like to call her 5 X a week at her home or on her cell phone then try and sell her crap. Seen something on You Tube that pranks a telemarketer, it kinda funny.
Tom Mabe Phone Call - http://www.youtube.com/watch?v=un_PjRXV5l8

Hi, I just thought I would let you know about your post, collection agencies cannot identify the company they are from on voicemails.  It is against the law to let anyone that may be around you to hear that an agency is contacting you.

I keep getting calls from this agency, they are relentless. I seen others have said they are going to file a complaint. Who do you file a complaint to because I can only get CBE Group and the woman who calls me is named Darcy.

I've have been getting the same calls from a Wendy.  Thankfully after reading all the other comments posted and deciding to research the phone number, I'm glad I haven't returned the call.  I am also on the do not call list (lots of good that's doing) and will also look into filing a complaint.

I keep receiving call from Wendy. Before that it was "Mike" I think, but always the same number to call back "to speak to a representative". Anyway, I  am sure I don't owe any money to anybody, so there isn't any reason for a collection agency to call me. And they call at any time, early morning, late evening... I am just really tired of them!
And worst thing is they don't say who they are, I just learned it was a collection agency on this website.

Call from "wendy".  Thought it was about a Jr. Bacon Cheese Burger with baked potato at first.  Its a collection agency and although I am not debt free I cant imagine why they would call our #.  I told them to mail whatever they think I owe to ??? and NOT to call AT ALL EVER AGAIN.  They requested my home address to send the bill in question to.  I responded that if they had my name owing someone they would already have the address.  Hmmmmm.....  To cut to the end they were very unpleasant and demanded personal info (ie. address, work #, ss#, etc..) and threatened to ruin my credit.  They still call!!!

I keep getting the same call from this number on my answering machine several times a week and I am on the do not call list.  I have filed a complaint with the do not call registry.

Continuous phone calls from Wendy.  The CBE group had already used another 800# and I told them to quit calling me then.  We have written to them and called them to advise they had the wrong person but they continue.  It is time to take further action.

This company has been harassing the person who lives in my old house with a completely different phone number! He has told her that I do not live there, but she continues to call and ask questions about me. I have no idea who it could be and frankly, am afraid to call and find out--especially after reading these other postings!

This call is a message from "Wendy" requesting us to press "1" (which I will not do, of course) or call the number 800-899-7051.  They do not identify themselves.  It calls at least 3x per week.  BIG TIME nuisance!

This number keeps calling my ailing elderly mother after being told they have the wrong person. The person that used to live in her apartment before her had the same number and they think she is lying. It is a small town and that is just the way they do things. I called this number and told them that they have the wrong person and they told me off, not cool, I think this company needs reported, but they won't give me the name.