This company is a SCAM. How I know because I know some people who actually worked for this POS company and when we realized what going on the "OWNER" let them go. The Owners of this "company" Name is Jason Bradley and his wife Debra Ryhba- Bradley. He uses several companies including ROSEN and Keller, Goldstein and A**, Friedman and A** and Persolvo Group. There actual adress is 30 E Adams St Chicago IL 60603 Suite 201 the number is 3122088287. They use illegal tactics to collect debts report them if they call you.

I sent Winthorpe and Associates 24 accounts and 18 of them were collected in 3 weeks. I did recieve 2 calls from the debtors and they were upset because Winthorpe tracked them down and tried to get me to let them make small payments. Winthorpe told me about the assets they have and I called them back and told them I needed all my money. Winthorpe collected both of those accounts. If anyone calls and they are placed with Winthorpe refer them back to them. I am a nice guy and these debtors have almost caused me to go out of business. THEY DID EVERYTHING THEY PROMISED AND WERE VERY PROFESSIONAL. ONCE AN ACCOUNT GOES 60 DAYS THEY ARE GOING STRAIGHT TO WINTHORPE. They get the job done.

You cant go to jail for civil fool......................

What a loser......Pay your bills and you wouldnt need credit repair. Next time use the $300 and pay some of the bad checks off you have written for pizza, grocerys, etc.....

CONSUMER INFO
Important information you should know when dealing with debt collectors and junk debts.

NEVER give a debt collector your banking information. They could take much more than you authorize, or even empty your account, then state that you gave them permission. It will end up being your word against there?s.

NEVER give a debt collector your credit/debit card information as the same holds true they could charge or take more than authorized, then state you gave them permission.

NEVER send a debt collector money via Western Union, Wal-Mart or any other source unless you have a letter from them, on their letterhead showing their name address, the account, the creditor and sign by management stating it represents payment in full or payment on your account. If not, they can later claim you did not pay, or missed an agreed upon time other common debt collector lies.

NEVER do anything based only on a phone call. Any legitimate collector should be willing to put agreements in writing BEFORE a payment is made. There are many legitimate collectors who act in an ethical and professional manner. Those who do not are usually the scammers out to take your money, with threats, extortion and lies.

NEVER Send money to a junk debt collector on a payday loan based on their claim that you committed a crime, or are about to be served a lawsuit. Payday loan collectors are the worst liars, con artists and extortionists in the industry. They cannot take legal actions, have no authority, which is why the resort to such drastic measures to scare you.

RECORD conversations with collectors (where legal) so they can be held accountable if they break the law.

BEWARE Paying a collector will NOT get anything removed from your credit report. Debt collectors do not have that ability and their lies about disputing it with credit bureaus after you pay them is not true, they are liars trying to take your money, most will say almost anything.

COLLECTION ATTORNEYS who collect debts make a large profit in almost every case when a lawsuit is filed and you do nothing about. You lose by default, they get legal fees, costs and commissions that average at least 25% of what they collect. That judgment allows them to empty your bank account at any time, garnish your wages, levy against your home and personal property, where allowed.

CONSUMER ATTORNEYS defend against these junk debt and bottom feeder suits, normally for a small percentage of what you will end up paying on a judgment.. The reason most are successful in getting junk debt cases dismissed is because the documents they use almost always contain hearsay, or lack credibility. In addition, once dismissed, the debt dies with the suit, no judgment in your credit files, no worries about having wages garnished or bank accounts seized.
We know some of the best consumer law professionals in America who can talk to you about your options if sued by a junk debt attorney. Let us know where you live, who filed the suit and we?ll try and refer you to someone close by.

CONSUMER LAW
Public Law 95-109, the Fair Debt Collection Practices Act (FDCPA), enacted by Congress to protect consumers from abusive and deceptive debt collection practices.
THE FAIR DEBT COLLECTION PRACTICES ACT MAKES IT ILLEGAL FOR COLLECTORS TO:
Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages
Call consumers at work when they know the consumers' employers prohibited such calls
Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent
Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer
Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so
Call consumers at times or places that they knew or should have known were inconvenient
Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor
Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts
Use obscene or profane language

?CONSUMER ASSISTANCE
The following federal agencies are charged with enforcing laws and protecting rights of the American consumer. We urge you to file complaints with them when warranted. Your complaints do matter, they are useful for the agencies in determining abuse, deceptive practices and abuse of consumers.

Federal Trade Commission- (FTC) The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace. The Bureau:
Enhances consumer confidence by enforcing federal laws that protect consumers
Empowers consumers with free information to help them exercise their rights and spot and avoid fraud and deception
Wants to hear from consumers who want to get information or file a complaint about fraud or identity theft .
http://ftc.gov/bcp/index.shtml

Consumer Financial Protection Bureau ? (CFPB) The consumer bureau is working to give consumers the information they need to understand the terms of their agreements with financial companies. We are working to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can follow the rules on their own.
Congress established the CFPB to protect consumers by carrying out Federal consumer financial laws. Among other things, we:
Conduct rule-making, supervision, and enforcement for Federal consumer financial protection laws
Restrict unfair, deceptive, or abusive acts or practices
Take consumer complaints
Promote financial education
Research consumer behavior
Monitor financial markets for new risks to consumers
Enforce laws that outlaw discrimination and other unfair treatment in consumer finance
If have a complaint about student loans, we are ready to hear from you. For the first time, a single agency is now responsible for watching out for all students and families who choose to borrow private student loans.
http://www.cfpb.gov/
United States Postal Inspection Service -If you believe you?re a victim of fraud related to the U.S. Mail, including mailed sweepstakes, lotteries, on-line auctions, work-at-home scams or chain letters, report your concern to the U.S. Postal Inspection Service as mail fraud.
(Bogus 1099-C forms?)
All information is voluntary, but the more you provide, the more likely it is that we can help you. We may share your information with other agencies if it comes under their jurisdiction. See the Privacy Act Statement for more details. This site uses secure methods to transfer data.
The Postal Inspection Service will contact you only if more information is needed. We gather data on mail-related crime to determine whether a violation has occurred. While we can?t guarantee we can recover lost money or items, your information can help alert Postal Inspectors to problem areas and possibly prevent others from being victimized. Inspectors base their investigations on the number, substance and pattern of complaints. We ask you to keep all original documents related to your complaint.
If you would prefer to mail in your report, click here to print a Mail Theft Complaint. If this is an urgent matter, contact your nearest law enforcement agency.
Report problems with mail delivery or service to the U.S. Postal Service


CONSUMER CREDIT REPORT- FREE ANNUAL CREDIT REPORT- This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.
www.annualcreditreport.com


https://www.annualcreditreport.com/cra/index.jsp



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Fort Worth, TX




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Los Angeles, CA



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Houston, TX



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Fort Worth, TX




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 Stewart R. "Randy" Miller
Dallas, TX



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B loomington, IL



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·Michael J. Scott
WARNING: DO NOT EVER SIGN A SETTLEMENT AGREEMENT FROM MICHAEL J. SCOTT.
·Regent & Associates
Files suits on behalf of junk-debt buyers using paper mill to churn?
·Brachfeld Law Group
Erica Lynn Brachfeld-Shubin is licensed to practice law in CA. (not in TX or OH)
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·Medical Bills
·Judgments Against Consumers
·Truth- The Ultimate Defense in Internet Postings
·Dumbest Collection Letter



·Welcome to Our New Sites!
·Bud's radio interview with Ernie Brown on Recent Data Breach that Compromised 1.5 Million Credit Cardson
Kevin P. Branigan & Living well off America's working class?


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Gavin Alexander from Winthorpe and Associates called me yesterday as well!  He proceeded to SCREAM at me telling me that i was a low life, a loser, a thief, and that i was a pathological liar telling me that i was scum and that if i obviously had hit rock bottom and there was no way i was going to pull myself out because i was a worthless person who steals from people. when i asked him if there was a reason he was speaking to me in such an abusive tone of voice, i told him it was unnecessary and ridiculous.  he just continued to threaten me telling me he was a LAWYER and that his law firm was going to file a judgement against me and that he would recommend i be thrown in jail! he said that if i obviously wasn't raised to act like a lady! he was so highly offensive and abusive i just could not believe my ears. even though i repeatedly told him that i wanted to settle this and pay back this debt he just kept calling me names and telling me i was a low life loser and a liar. i told him i did not understand the abusive tone and demeaning scare tactics he was using.  then i told him that i thought men in Texas were raised with manners. who speaks to a woman like this? he ignored my comments and continued to scream!!! when he screamed at the top of his lungs, as he told me his phone number to call him back the following day, as he read each number allowed, i asked him, "is there a reason you are screaming?!" he kept telling me the number and i said, "what? i can't hear you.  why don't you speak up Gavin!"

HE WAS SUCH A HORRIBLE PERSON TO SPEAK TO! I LOOKED ON HIS WEBSITE http://winthorpecollects.com/Resources.html

and it states right at the bottom...
Winthorpe & Associates is a collection agency not a law firm.

So who's the liar now?

Gavin Alexander from Winthorpe and Associates winthorpecollects.com called me today looking for my Brother,  He assaulted me for 3 and a half minutes telling me I was my brother, that I was and my entire family were pathological liars trying to getpersonal information . I went to their website and sent an email to the address listed.  It came back as undeliverable.  Our IT department said it was a bogus address.  I would never use them if i needed to collect.  Any company that treats individuals that way should be shut down.  I'll let our corporate attorney look into it.  Steer clear of this company!

I would refer these guys in a minute. They did everything that was promised. Very professional. This is the first time I used a collection agency. If we have another debt in the future it will be sent to Winthorpe and Associates!

Same exact thing happened to me.. Omg!! I was
referred to him by a close friend, so I'm assumed everything was legit.
Obviously, he is getting over on people.. Wow.. I'm only out $300.

I received a voicemail from a woman named Stacey on 3/27/08 from 1 800-916-0542, her extension is 230. I have very good credit and do not owe any creditors. I always pay my credit cards in full every month and have no other debts of any kind.

Really "Bob"? Then what made you look up the number on here in the first place? "Happy customers" don't ever need to come here to a site where people try to find out what kind of scam is happening on their phone. But we see posts from incompetent bill collectors like yours all the time.

LOL no wonder you can't get a real job!

The world is starting to get very cold when it comes to money. I allowed people to have some breathing room and it came back to haunt me. I sent the debt to Winthorpe to collect. They collected 17 accounts out of 23. The next time someone gives me a story it will be faxed to them that Day!! I will always to be loyal to Winthorpe in the future. You saved my bacon.

For the first time in 7 years a collection wagency did the work that was promised to us. Winthorpe got involved in our collections and within 48 hours our customers were calling us to pay. Make sure you refer all calls back to Winthorpe. We tried to ork with one of our accounts and all they did was try to string us along. Dont buy into a sob story. That is what stops you from getting piad. I learned my lesson and will let Winthorpe know to go after the money (agin) . Sorry guys, you are doing a fine job.

Just got off the phone with this company. They were very helpful. Very respectful. Helped me find a way to pay of what I owed. I dont believe anything that has been posted about Winthorpe that may be negative. I get calls all day long because of the money I owe. These guys are the only ones that I have paid. Thanks for your help.

JUST GOT A CALL FROM ONE OF WINTHORPE'S X-EMPLOYEES. HE ASKED ME TO GO TO THIS SITE AND LOOK AT WINTHORPE BECAUSE HE WANTED TO DO WORK FOR ME. HE HAD NO REFERENCES OF ANY KIND. HIS SALES PACKET LOOKED TERRIBLE. NO LICENCE OF ANY KIND.HE NEVER TOLD ME WHY HE WOULD BE THE BETTER CHOICE JUST TRIED TO RUN DOWN WINTHORPE. I DID MY RESERCH ON THIS COMPANY BEFORE I PLACED DEBT AND THEY HAVE A GREAT TRACK RECORD WITH MANY REFERENCES. I TOLD HIM THAT I WAS HAPPY WITH THEM AND THAT THEY DO A GREAT JOB AND ADVISED HIM THAT IT WAS OBVIOUS HE WAS THE ONE TRYING TO POST THINGS ON THIS SITE IN ORDER TO TAKE AWAY CLIENTS FROM HIS X-EMPLOYER. I CANT STAND IT WHEN MY X-EMPLOYEES TRY THIS SORT OF THING OUT OF DESPERATION. JUST WORK HARD AND BE HONEST. IT IS THE ONLY WAY YOUR COMPANY WILL WORK. LOOKS LIKE YOU ARE STARING YOUR SO CALLED COMPANY OFF ON THE WRONG FOOT. KEEP UP THE GOOD WORK WINTHORPE. I GOT YOUR BACK .

Penn Credit,

You are probably working for or on behalf of Winthorpe.  But if not, you have not done that much research or you would know that Winthorpe and Associates is owned by the same man, Gregory Wells, that owned Howell and Associates.  Howell and Associates had a "F" on their BBB rating and is being sued by the Attorney General of the state of West Virginia for coersive collection practices.  He is bankrupt and his house was forclosed.  Gregory Wells now lives in a dump rental house and runs Winthorpe out of his garage.  I would not drop an nickel on this collection agency.

you have left the number 800-900-1372 in your complaint. That is for Penn Credit and they dont have anything to do with Winthorpe and Assocites. They have not ever worked together (you can call the number and speak to Penn Credit at the number you mention 800-900-1372).  So when you write SCAMMERS-------------------PLEASE TELL US WHOM YOU ARE COMPALINING ABOUT------- I am doing my reserch into Winthorpe. They were refered to me by a company I trust. All of the comlaints I have seen are about Howell and Associates----Penn Credit ----- Goldstien and Associates----trust me when I say I have done my research. We are about to drop 632k on a collection agency and we are going to place it with someone we can trust. That will most likely be Winthopre.

I turned over our bad debts to Winthorpe & Associates to collect, but haven't received any checks yet.  How long did it take for you to receive your checks?

Looks Like you Work for  these SCAMERS. If I owed Money to Anyone Let Them take me to Court. 1800 900 1372 These People are SCUM No Profetionals lack speeking skills what soever.DO NOT GIVETHEM ANY PERSONEL INFO. Ask Them who are they calling for. when they say who are they calling for tell those leaches that they have the wrong person and to stop calling You.

JUST GOT $29,830  FROM THESE GUYS------THEY DID MORE THAN WE THOUGHT THEY COULD----- WE WOULD REFER THEM-----WINTHORPE AND ASSOC------

These guys checked out. They do not have anything with the BBB and found out that is a good thing for a collection agency. The only way the BBB would have any record of them if they had complaints filed against them. No client complaints no customer complaints. The references boasted about them. I am going to give them a try. Will let you know something shortly.

i sent my collections to 3 other collection agencies before using Winthorpe---- they where the only company that got me any money---- i wish they would have collected all of it ---but they did collect 3 out of 7---nice to see someone finally walked the walk----tired of talk the talk

Got my first check from Winthorpe $4720.13. Looks like I can get caught up with my bills. Lets hope the next one puts me in the black.

I got a call from winthorpe and associates. They confronted me about a debt that was owed. The guy that I spoke to was firm but took the time to show me why I owed the money. I then told the guy I was having money problems and people owed me . He then helped me collect on my accounts and I paid the money I owed. Just got a check for $3113.00 . Maybe all collection companies are not the same. They did what they said they would do.

I CALLED THESE PEOPLE BECAUSE AN EX BOYFRIEND HAD OPENED AN ACCOUNT WITH NTELOS UNDER MY NAME AND NEVER PAID IT. I GOT A LETTER IN THE MAIL SAYING I OWE THESE PEOPLE MONEY FOR THAT PHONE BILL, SO I CALLED AND THEY SAID THAT I NEEDED TO PAY THEM $560.00 TOTAL OR IF I WANT TO SETTLE IT THEN PAY THEM $364.00 AND EVERYTHING WILL BE CLEARED UP. WELL I DIDNT HAVE THAT KIND OF MONEY I HAD JUST STARTED WORKING. SO I CALLED BACK THIS MONTH TO LET THEM KNOW THAT I WOULD HAVE SOMEONE CALL TODAY WITH AN ACCOUNT NUMBER AND EVERYTHING SO THAT I CAN FINALLY HAVE IT PAID OFF. I SPOKE WITH SOME WOMEN NAMED JUDY OR JANE I COULDNT REALLY UNDERSTAND HER SHE WAS IN A PISSY MOOD AND GAVE ME A LOT OF GRIEF AND WAS EXTREAMLY RUDE TO ME. SHE TOLD ME THAT IF I DONT PAY BY 4PM TODAY THAT I WOULD BE TAKEN TO COURT. OH WELL!

WHAT IS WRONG WITH THESE PEOPLE DONT THEY KNOW SANE PEOPLE DOES NOT FALL FOR SCAMS EXPECIALLY THOSE WHO ARE BOOZERS WAKE UP AMERICA<<HOWELLS>>DAVIS ROCHE=DAVID WEST STACEY MR HILL MR ALLEN  ITS TIME FOR ALL YOU SCUM BALLS TO FACE THE MUSIC AND THE FAT LADY IS FIXING TO SING  SEE YA

We received a call awhile back from these people and they wouldn't give us a name or who was "suing" us. They were very rude and sarcastic. Then we received a call from a "Mr. Hill" also. He gave a 1 800 call back number. Now I have in my hand MAIL sent to me from this Howell and Associates claiming I owe them $210 from the creditor Advanced Communications. I do not know this company. I wonder why..... scaaaaaaaaaam!

i recieved a message at work to contact robert Lindsey with this number attatched. i called it back it was howell and assoc. i have no reasons for this person to contact me. it seemed very sketchy.

My experience is different from everyone else here. I got the same "suing" phone call but in my case the debt was real and I called the people that the debt is for and they confirmed that Howell & associates is in fact collecting for them. They did, however, took too much money out of my bank account and they don't have a refund program but NTELOS (the people I had the debt with) said that they will repay me. I did research on Howell & Associates. The company is real. They are based in FL (which I live) BUT!!!! They do threaten people illegally AND try to take too much money without reporting the collections to the people that they are collecting for. Although this company isn't a complete scam... they WILL scam you if you don't watch them closely.

said i was being sued a mr johnson called