I agreed to them sending me some magazines a couple of years ago and I had to close my debit account because they continually charged my card and my account reached negative levels.  At the time I was without a job and had no way of paying.  I continued to receive phone calls from them, their sales person told me I owed over $400 dollars for their service! I told him I refused to pay since I never use their services and I don't even read the magazines they send me, I asked them to immediately take me off their database, that I no longer want to be part of it.  I even sent a strongly worded letter to their company stating that I did not want to continue receiving their magazines.  Its been about two years and I still receive their magazines, I continuously receive phone calls from a blocked number and I have reason to believe its them because they always request to speak with me.  I don't know what to do about it anymore, and it really worries me.  I feel very stupid for ever agreeing to any of it, but I refuse to pay for something of which I didn't fully understand or want.  They trick you into accepting ridiculous offers, and they word things in a way you aren't sure what you're getting into.  I'm very afraid of what this might do to my credit score.  Should I just continue to ignore? are they a legit company or just out to scam? an ideas or insights? please it would really help.  I changed my checking account and bank, am I still at risk? Thanks, appreciate all the feedback.