Went with swift only cuz very few co's took new from school students. Grateful ONLY for that. They bought school I went to, & these a-holes keep calling. I drove for swift over a year. U got your $ back from me. Lots of co's now taking new students. STAY AWAY FROM SWIFT !  CRST AS WELL ! LIKE THE PLAGUE !

They claim only a small amount will be deducted from the trip pay. However the truth is they delay putting new student drivers in their truck which puts the student so far in the hole they end up driving for free for possible a year, or more. The way they run their log book operation you could be driving up to 20 hours a day. The reason there are so many "big rig" wrecks is because according to the senior staff"this is no eight hour a day job". One of the trainers will drive the students around the city by the training site to show them the temporary labor office they can  go to "when they fail", and say high to her hooker friends. They are also so Homo Phobic there was a fight between a Gay student, and a student that did not like gays. The non gay student was sent to jail, and almost caused him to loose his new car plus all his possessions. The Gay guy from South Florida was deliberately stressed out so he would fail. He tried again to pass their entrance exam after he got his learners permit, and the trainers said "give him to me, and I will make sure he does not pass". It is a way to legally get d5rivers to work for free.

They claim only a small amount will be deducted from the trip pay. However the truth is they delay putting new student drivers in their truck which puts the student so far in the hole they end up driving for free for possible a year, or more. The way they run their log book operation you could be driving up to 20 hours a day. The reason there are so many "big rig" wrecks is because according to the senior staff"this is no eight hour a day job". One of the trainers will drive the students around the city by the training site to show them the temporary labor office they can  go to "when they fail", and say high to her hooker friends. They are also so Homo Phobic there was a fight between a Gay student, and a student that did not like gays. The non gay student was sent to jail, and almost caused him to loose his new car plus all his possessions. The Gay guy from South Florida was deliberately stressed out so he would fail. He tried again to pass their entrance exam after he got his learners permit, and the trainers said "give him to me, and I will make sure he does not pass".

yeah its swift trucking collecting on bogus loans for bogus training...you could be there for one day
and they will try to get thousands out of you..

yeah swift is seriously bunk..

check out the ripoff reports on them for phoenix lol

Not sure what they wanted

My aunt, who lives 1500 miles away got a call for my husband. WE never got a call from this company, so I'm not sure why they are calling her. We don't even talk to her anymore. Anyway, it was from Jay as well. The company my husband was going to work for and never did was not Swift, but another one. What a joke they were. And NO, the drivers are not allowed to drive more than a specified amount of hours a day and they can drive 7 days if need be. Thanks.

Shut up, BEN JOHNSON! I get called by these people everyday, and tell them myself they have the wrong number. I have zero affiliation with this company. You're obviously not a smart consumer or a very bright individual. Read what petmommy posted and learn a little. Get offa' here with your hate, since you obviously have nothing smart at all to say. BTW, hope your cozy little secure world topples over.

Got a called from this number today...from Sally Flowers@ ext 253

I would like to join you in reporting them to BBB.

these are the rudest people ever. I would love to have them get a police scare or something. They are calling me by mistake and I tell them Brian doesn' live here and takeme off your list and he hangs up on me. I call back to tell him that was rude and he starts yelling at me and hangs up. What a sorry form of life.

I see clearly now.SWIFT JOKE!Thannks for the heads up.

It is a Collection Agency called Partners Financial. These are a set of the rudest people i have ever spoken to.  Go to FTC.gov and report them.

They said they were looking for David. It is a collection agency or so they said...No one here by David...I think it is a scam to get a persons phone number.

Debt Collectors – Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
 Account #  

Dear  :

I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice shall result in a complaint filed and submitted to, the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  

Sincerely,



Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

If anyone should need help with Lawsuits regarding Collection Agencies/Debt Collectors and/or Credit Cards; I may be able to help you.  Please contact me at tlcpetmommy@gmail.com.

© petmommy copyright 2009 All rights reserved

Thank you so much for this information and all of your hard work that you obviously did on this subject.  I am sorry for you and your husband and completely understand the loss of a job or hours.  I have recently lost 3% of my pay for a minimum of 2years. That doesn't change any of my bills or regular expenses. None of those got cut 3%.  And in fact our electric company just raised our rates 9.5%. Our taxes on our home went up $900.00 a year and then there are all the small unforseen things like brakes, tires and a new rood that happen unexpectedly.  I have had these collectors tell me its not their problem or that they do not care or want to know my personal affairs they just want their money.  I had one tell me that a $300 loan turned into $1785 because they added on charges for my not paying.  I said how about I give you the original $300 and we call it a day. NOPE.  they wouldn't hear if it they want the money in full!!  But of course are willing to work with me to get a fair payment plan!  So I thank you very much for the info you have supplied to this site and your hard work will be very useful to me.

My email to the Company: Bill McNabb is suppose to be the manager/owner.

Just about every day we receive a call from a person at your company that identifies himself as Bill McNabb. The message says that you are looking for Jaheasha. Since there is no person by that name, at my number,  we have continually told  your organization that no one exist by that name and asked to be removed. Each time we are cursed at, yelled at, called horrible names like dumb a** and hung up on. I did finally spoke to Bill today and he claims using foul language is ok because its in the BIBLE, yelled into the phone and hung up.

Your organizations complete and irresponsible behavior must stop immediately.  If you’re acting that way to me, then you are doing it to others.   A reasonable person would have simply said something like, “I’m sorry to have bothered you, we will remove your number and it wont happen again”.

Its clear that your organization does not meet the standards your organization tells its customers, “The Best Customer Service Possible”, since any decent organization would terminate a person for talking that way to anyone. I’m sure your customer base would also end your contract if they knew you were representing them in this horrible way.  You are expected to act properly and thus far you have not.  If I receive another call from your organization, I will take action in every state you do business in, to ensure they know of your conduct, so all customers can make a better decision in deciding if your firm is representing them properly, in addition to filing complaints with the US Attorney and Better Business offices of each state.

ARE ALL OF YOU STUPID????? IF YOU JUST PICK UP THE PHONE AND TELL THEM THAT THEY HAVE THE WRONG # THEY WOULD REMOVE IT...... THE ISSUE IS NON OF YOU DO THAT!!!! YOU JUST LET THE PHONE RING AND THEM LEAVE A MESSAGE UNTIL YOU GET UPSET, AND IF THEY DONT LEAVE YOU A MESSAGE, THEY CAN CALL BACK 10 TIMES IN ONE DAY IF THEY WANT BECAUSE IT IS A NO CONTACT UNDER THE FDCPA/FTC!!!!! ALSO IF YOU WANT THE CALLS TO STOP, PAY YOUR BILLS.

Anonymous: The drivers are paid by mile so the Wage Hour Laws are avoided. The owner of SWIFT is not overly concerned about the law, and even has a hand in opening up the US to Mexican drivers. First it was Mexican drivers can drive till they can afford to test for the CDL American drivers must have BEFORE they can drive. Now Mexican companies do not require any form of actual physical buildings to conduct business in the US. All they need is standard letterhead with official company stationary. The only solution is for a real company to take up the battle to protect America, and American workers. When I say a real company would be like one of the companies which I had projects called Hughes Aircraft who junk sold the project "Space and Communication" I was on for between 5, and 9, billion dollars.

My email to the Company: Bill McNabb is suppose to be the manager/owner.

Just about every day we receive a call from a person at your company that identifies himself as Bill McNabb. The message says that you are looking for Jaheasha. Since there is no person by that name, at my number,  we have continually told  your organization that no one exist by that name and asked to be removed. Each time we are cursed at, yelled at, called horrible names like dumb a** and hung up on. I did finally spoke to Bill today and he claims using foul language is ok because its in the BIBLE, yelled into the phone and hung up.

Your organizations complete and irresponsible behavior must stop immediately.  If you?re acting that way to me, then you are doing it to others.   A reasonable person would have simply said something like, ?I?m sorry to have bothered you, we will remove your number and it wont happen again?.

Its clear that your organization does not meet the standards your organization tells its customers, ?The Best Customer Service Possible?, since any decent organization would terminate a person for talking that way to anyone. I?m sure your customer base would also end your contract if they knew you were representing them in this horrible way.  You are expected to act properly and thus far you have not.  If I receive another call from your organization, I will take action in every state you do business in, to ensure they know of your conduct, so all customers can make a better decision in deciding if your firm is representing them properly, in addition to filing complaints with the US Attorney and Better Business offices of each state.

And how does SWIFT expect new drivers to eat and live? I thought it was illegal to drive 7 days/week.

I know they operate for a trucking company SWIFT TRANSPORTATION INC. The 18-wheeler trucks with a big SWIFT on the sides set up the trainees for a company loan, loaned to company driver trainees, for a class by the company, that trains new company drivers who repay the loan to the company. The trainees are guaranteed that it is only deducted at the rate of $75.00 per week, with no interest, from their pay. The actual result is the trainees are sent to their home states till trucks are available. Once the trainees are in their own trucks their pay is deducted to bring the balance up to date. One of my net pay statements shows I received $2.00 plus change out of over $360.00 after the loan deduction. Some of the student drivers got nothing from their pay for all their miles traveled. The drivers are paid by mile, work up to 17 hours a day, for 7 days a week straight.

The number in question is a Company called Partners Financial and they callers are skip tracers trying to nail down people who are delinquent on loans.

They are skip tracers who hunt down people who are delinquent on loans.

Debt Collectors ? Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I?ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
 Account #  

Dear  :

I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice shall result in a complaint filed and submitted to, the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  

Sincerely,



Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

If anyone should need help with Lawsuits regarding Collection Agencies/Debt Collectors and/or Credit Cards; I may be able to help you.  Please contact me at tlcpetmommy@gmail.com.

© petmommy copyright 2009 All rights reserved

i think it may be paypal

I think is is PayPal

GOT A CALL AT MY DESK AT WORK FROM 800-926-1303 I DID NOT ANSWER IT...I HAVE NO IDEA HOW THEY GOT MY DESK NUMBER I HAVE NEVER GIVING IT OUT...REGARDLESS THEY LEFT A VOICEMAIL ...JAY WAS HIS NAME AT X109...I WILL NOT CALL BACK...I HAVE NO LOANS OUT AND I DO NOT KNOW OF ANYONE WHO DOES...I STILL CANT BELIEVE THEY CALLED MY WORK PHONE AND MY NOT MY CELL...

Called my cell phone... I can't hear so I cut the call off. They left 5 voicemails.

got a call from 800-926-1303 5 times today . i do not usally answr 800#'s.
but this time i did big mistake. there were looking for somwone i never heard from . when i told them that they called me a liar?
i told them not to call my phone no more. they said they would call everyday until they get a call back for who they were looking for?
this si BS . what can i do to get them to stop harrassing me?