Fun stuff, considering that they never send out detailed, itemized lists of creditors and the dates of the charges.  I found a creditor tacked onto the list that there is no way possible I could have had as I do not live in the area where the bill allegedly came.  Unless I see itemized and detailed information I deny any and all of it.  So far, they have yet to send me a detailed, itemized list.  I have no way of knowing what is mine and what is not so I deny them all until I get what I need to prove they are my debts.  Mr. Parry, if you are reading this, I suggest that you start compiling itemized lists and sending such more meaningful lists out to all who you claim owe money to those whom you claim to represent.

I also have started gathering evidence for FCRA violations on the part of creditors like this.  So far, one creditor I am dealing with has racked up enough violations to garner me $12,000 if the lawyer representing me decides to take this to trial.  The amount claimed to be owed? A few hundred dollars.  I have just gotten started.

It is starting to look like Parry has also possibly committed a few FCRA violations.  If I find that evidence is strong enough to show Edwin B. Parry involved in actual FCRA violations, I will be sending them my bill, followed by court documents.  I will then pay them out of what I get for their violations--if I actually owe them anything, that is.

They will send it to the most evil debt collector lawyer in the state. They are cominf after me for my exes medical debt. Thwy added my name r o bill when i called them in response to mail from him.He had medicare n medicaid I'm not responsible legally I've checked.

That's called having to pay your bills... nothing illegal about that.

Do not give your info to this person it is a scam. Trying to get your info and steal your identity.

This is absolutely collections. Express Recovery Services also known as ERS. They will hound you and act as if they'll take your first born. Do NOT tell them you're married, working, own a home or having any type bank account. IF you do, they will garnish your wages, or spouse. They can also take money out of your bank account if you give them that info and do it w/out your consent. they can also put a lien on your house. Sucks doesn't it? Be careful out there. Hope this helped.

I don't buy it.  For some reason I have this bill that I don't know what it's for from that number and it's on my credit report $78, and my husbands.  I don't even live in Utah, and didn't when it was reported to my credit.  I'm thinking Identity Theft Protection.  Who's with me on getting together to sue this crazy Cara person.

This has to be a prostitution ring who keeps calling. The guy leaves a message calling himself 'John', and various female voices all leavE a message with the name 'Liz'.  When asked what they want, they all say it's of a 'personal nature' and they can't say.

I have news for them...my dad who they keep asking for has died and maybe they should call and ask what he died of!  PIGS!

They called me and it is "Express Recovery" - I am assuming it is a collection agency

Yes, its Tara or Kara - she is from Express Recovery and they are telling my daughter who is not working that she has to pay $400 for a medical bill - her response to my daughter was "so if you aren't working how are you paying your other bills? I expect $400 in my office next week" - they call my home 6-7 times a day every day including Saturday & Sunday.

The gal that left me a message was Tammy.  All she said was " Hi this is Tammy, please give me a call back"..........I am sorry but if I don't know you and you don't state who you are and your business I am not calling you back.  I am more apt to return a call to a collector if I know who they are and what they are trying to collect.  There are too many scams out there for them to think otherwise, what a stupid way to do collections.

someone also by the name tara or kara left a message on my parent's voicemail asking for me to call them back without stating what business they were from. so my parents assumed she was a friend of mine. But i have no clue who this person is.

This was a woman named Cara that called my mother-in-law. It is a scam. Stay away.

It's Bill Collector.

It is not a "scam," unless you think that signing your name for services, agreeing to pay for the services, and then ignoring the bills as they come to your house, is a scam.

Someone owes money! - maybe not you, but somebody at your house or apartment received (most probably medical) services, and now they want to recover what that person agreed to pay.

Sounds like you are the one making these phony phone calls from 801-412-4341.  This is a scam.

Express recovery is used by the University of Utah as an outside collection agency for medical bills. However, they're about as professional as most collection agencies.

Chances are that you're delinquent on a bill- I found the number because they called me when my ex-wife put me down as the guarantor- and it was a genuine number.

That said- I'm personally more or less opposed to the system under which these guys operate and the fact that they tend to ignore the controls placed upon them. So- read the Fair Debt Collection Practices Act. They have very strict rules they have to abide by. If they don't abide by them, sue them. They need to be put back in their place- plus debt collection attorneys work on commission. However, also do this- record the calls (they have to make certain statements or it's illegal), record how often they call (trial law has established that more than once a day or calling beyond the hours of eight is illegal), and forward it on to an attorney.

That said- do pay your bills. And if you can't, talk to the original creditor- they'll usually work with you. I've never had anyone be impolite about it- and I had 20k of medical bills in one year on a 60k salary- I had to work out a lot of these deals.

But if these guys start harassing you, don't pay the bill, let the debt collector rack up bad behaviors that you've recorded and sue them for it. I consider it a civic duty. I know that they are guided by laws- but most of the public doesn't- and unless people hold them accountable for breaking the law, they have no reason to follow it. Litigation is kind of a crappy solution, but it's better than letting them run amock.

The woman that called is named Kara. Would not leave detailed information about who she was with or what the call was regarding.