Ian called and stated he was with "Legal Affadavit Unit" from a Law Firm regarding a lawsuit that they had.  They called 30 times in 5 minutes Said it was regarding a US Cash Advance Network (never had one) when told he did not need to call that often get got very mean and harassing and said "If you would pick up the phone on the first ring I wouldn't have to"  Would not answer what Law Firm he was with

hey peter do you have other numbers your calling people from like 856-900-37654 or 213-400-40126 just got a call from you people yea thats right you people ( meaning sand niggars ) you want to call me then learn how to speak english. Trac my IP because if you can find me then ill i have an m16 waiting for your a**hole punck. And go USA Military my brothers and I are kicking your countrys a** and if you like juggling then Juggle my balls b***h because I never got a loan from cash advance us or anything.

I have been receiving calls all day on my cell phone and work phone saying I owe money to Cash Advance America and if I didnt pay them I would be sent to court and possibly jail.  I am so scared!  He said that Cash Advance America has tried to contact me through email numerous times....I do not delete ANY of my emails and I have not found anything from Cash Advance America, even in my JUNK mail.  I was told to call 360-930-3395 to resolve this issue, so I did, and when I asked for Cash Advance America's phone number so I could speak with them, he gave me 813-319-2654...which apparently is the SAME companys phone number!  They are just trying to give us the run around so we end up paying!  First they said I took out a loan for $300 and refused to pay.  So I will be tried in court for Theft by Deception and Fraud.  With all of the loan fees I was to pay $1057, I do not have that kind of money just laying around so he said if I didnt pay TODAY the fee would go up to $5000!!  But, being the nice guy that he was, he transfered me to MY state collection representative to work out a deal...If I could pay, $529 today and $529 by the end of the month, and send a fax to them with my info apologizing for the missed payments, they wouldnt forward my info on to proceed with their lawsuit.  So, me being suspicious person that I am, I typed in these phone numbers and found all of your comments...Thank you so much!  You just saved me $1000!  I was so scared!  I didnt want to go to Court...Jail....
Thanks again for your posts!

I have been harassed by these same people. However I want everyone to know, not only do they use different names, they have another number from which they call too. It was a fluke that I kept this number from "Peter", from a call about 3 months ago. I recieved a call from "mark Smith".. with a VERY thick accent... from another number, yesterday - 661-674-4579 - same exact company, same scam. They are using different numbers and names so be aware of that. Also that post above from "Peter" is a form letter that is also posted for the other number (661-674-4579)the EXACT same post, from a "Jacob" that time.
I also asked them to send me something in writing and on letterhead, that I wanted to file a counter-suit, they told me to send them my attorney's info. I again insisted that they send me something in writing, so my attorney could contact them... they hung up on me! They do not like when you ask them questions.. a legitimate company, would be more than happy to send you something in writing. This all a big scam!
They also have information that they shouldn't about me. It worries me also that they have it. If there is a lawyer out there that knows if anything can be done.. especially with these people obtaining social security numbers.. please let us know.

Just wanted you all to know about the other number (look it up, more people are going through the same thing)and don't give them any more info, if you can, continue to document when they call, come back on here (I was thrilled to learn that I was not alone on this) and contiue to tell people. Hopefully these people can be stopped.

These guys are pathetic a**holes.  They threatend me saying they will file a legal suit against me because my friend who they are after won't take their calls and I am helping a criminal.  They called me 50 times in one day.  I am suing them for harrasment.  I work at a law firm.  They are messing with the wrong person.....Simon and Peter....Watch out....God can only help you now...BASTARDS!

Dear Peter: i contacted the Better Business Bureau in Florida, there is no record of your company. Your worker's are violating the Federal Trade Commission laws. You try to scare people into thinking that they are going to be arrested. First of all, there are not enough jails, let alone jails that put people away for owing money. Second of all, there is no such bank as - US National Bank. The bank does not exist. So, please stop abusing the American citizens that you are harassing. You and your company are a big scam. All you have to do is google - Legal Affividavit and google the two phone numbers that you use. IT'S ALL A SCAM. So as you told me, God help me, no peter, God help you. How do you look at yourself in the mirror each day? Or how do you sleep at night?

First of all this is to bring to your notice that we are working hard to trace your IP.
Because we are very firm that you are shooting this kind of blogs on the internet to make and feel people negative impression about our company.
But for your information's we are registered with FTC and BBB.
And further more We advise to go ahead to the attorney general office and inquire about our company.
If you got guts then call us on the same number and give us your information's where you are located and your phone no.
which are demanding since a long time.For your information, our intentions are never ever to be rude with anyone. Our staff is very professional and they talk with good antiquates.
Even though, If you have felt rude or bad then we really apologize.
In fact, our clear intention is purely to help you out and resolve any issues coming upfront.
We represent our clients and our clients reserve all the rights to proceed adhere with any actions according to the guidelines of the FDCPA.
Now furthermore for any inquires and clarifications kindly call us back on the same number that u have.

With Regards,

People with very strong Asian accents have been calling me now for months.  First they claimed they were from the law office of Thomas Franklin and I owed CashAdvance USA $350.  Being that I own my own business and have never used a place like this in my life, I knew it was a scam.  However, when I told them never to call me again they actually increased the calls and become increasingly nasty.  I never answered the phone when they called and it eventually stopped.
Then a month ago it started again-now from the law office of Jeff Anderson!  They constantly leave nasty messages on my voicemail and just won't go away.  Do not talk to them-it just makes things worse-that I can tell you!  The last message they left had this number on it to call back so I wanted to warn others about them.

Ian called me on my cell and my place of work NUMORUS times on 9/30. Said that I took out a payday loan of $250.00 and never paidit back and that I was going to get sued unless I authorized a phone payment with him.
He said it was on behalf of US national bank and that the loan was through US cash advance. I told him I wanted proof from his company and US national bank mailed to me so I could see it. Hesaid he didn't have to do that, and that he wated my lawyer's information.
The really scary part is that this guy already had my banking info, ss#, and dl#...BIG TIME scammer...now I have to change everything!!! He said I will be behind bars if I don't give him authorization to take the $250.00 from my bank account. I hung up and he kept calling me back. I told him repeatedly to stop calling me and eventually he did. Everyone beware of this scam!!!

Called and were supposedly part of "David Gray" attorney.... well I asked to be transferred to said atty and was transferred to the first person I actually spoke to. Asked for their address and they hung up on me.  Called them back and again asked for the address and they hung up on me again.  So I called them again and said I knew they were stammers and I was going to report them and they said "go ahead and do it right away" and then hung up on me.  Called them back again and stated they were NOT to call me again.  They called 53 times in a row according to my caller ID.  This is definitely a scam as any reputable atty would give you their address when you asked.

Ian called and stated he was with "Legal Affadavit Unit" from a Law Firm regarding a lawsuit that they had.  They called 30 times in 5 minutes Said it was regarding a US Cash Advance Network (never had one) when told he did not need to call that often get got very mean and harassing and said "If you would pick up the phone on the first ring I wouldn't have to"  Would not answer what Law Firm he was with

This number called me stating they are some kind of legal company and transfered me to a "restitution officer" who in turn told me that I borrowed money from Cashadvance USA (which I didn't) and never paid it back. I did just have a payday loan out thru a different company but it's fully paid and I have proof of that. When I asked for info about this, this Peter guy got very harrassing told me that he was sending a legal notice to my work, my references (had my mom's name and boyfriends name), etc... Told me that I would loose my job and end up behind bars. Then he hung up on me. This freaks me out for the simple reason that he had my name, phone number, moms name, boyfriends name, ..... somehow someone has gotten my information over the internet.....it's the only thing I can think of. I don't know what to think or do!

hey peter do you have other numbers your calling people from like 856-900-37654 or 213-400-40126 just got a call from you people yea thats right you people ( meaning sand niggars ) you want to call me then learn how to speak english. Trac my IP because if you can find me then ill i have an m16 waiting for your a***ole punck. And go USA Military my brothers and I are kicking your countrys a** and if you like juggling then Juggle my balls bi*** because I never got a loan from cash advance us or anything.

These guys are pathetic a***oles.  They threatend me saying they will file a legal suit against me because my friend who they are after won't take their calls and I am helping a criminal.  They called me 50 times in one day.  I am suing them for harrasment.  I work at a law firm.  They are messing with the wrong person.....Simon and Peter....Watch out....God can only help you now...B*****DS!

This scam has been going on for well over a year, now and has been recognized as such by the BBB:

Chicago, IL ? August 5, 2009 ? The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don?t pay immediately. Claiming to be lawyers, the scammers say they are with the ?Financial Accountability Association? or the ?Federal Legislation of Unsecured Loans? and are equipped with a disconcerting amount of personal information about their potential victims.

?Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,? said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. ?Thousands of people may have had their personal information compromised, and given the scammers? tactics, it appears that those who have previously used payday loan services could be particularly at risk.?

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn?t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim?s Social Security, old bank account numbers or driver?s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

http://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245

...and, many, MANY more.

Yes a foreign man keeps calling me as well. Told me good luck to me and god bless me if i don't answer this phone call.

This foreign guy called my work so I called him back and he told me I was being sued for defaulting on a payday loan. Had my bank info and everything. Claimed he was with U.S. Bank.

.