Do a search under the phone number 496-656-7520 you will see the responses there.

This is hardly a company, this is a Scam. Every call is different but the same. The name of the company changes and the names of the employees change; but the same scare tactics remain. They state that there are companies that are going to sue you and put you in jail. Then they try and squeeze you for information and get your banking information and take your money. I have done a little research and it seems that the group was operating out of California, but now they are in Tampa, Florida area. They have several cell phones with all different area codes and numbers. Every time you call one of them it is the same guy it seems. If you catch them unaware them you will get a woman who's name also changes frequently. Here are a list of "employees" and phone numbers that these scamers are using:

Alex Barker
Sarah Jones
Nash Brown
Mike Wilson - "Attorney"
May Johnson
Miguel Zerra
John Johnson
Curtis Jackson
Arnold Watson- "Attorney"
John Smith
Frank Jackson
Joseph Williams
"Nancy"
Jonathan Smith
Michael Stevens

Of course these aren't the only names they are using, and they can make up new ones very easy. Here Are their Phone Numbers.
813-489-2927
813-283-0610
813-283-0611
315-770-0405
772-228-4008
813-388-4935
813-283-0641
954-639-9313
not working any more:
496-656-7520
916-233-0467
991-279-9100

These numbers can be searched throughout the internet and it's all bad news. whocallsme.com is a good one, but there is many. I have tried to obtain a mailing address and they will not give. They are violating many rights of many people: old and young, rich and poor; but mostly the poor. I have been calling these numbers using *67 to protect myself and I have found it very enjoyable! If these guys have harassed you then try calling them (protecting your number), and if it is a girl ask for a guy and if it is a guy then ask for a girl. Try and get a mailing address - that's the golden ticket. Never give your real name or information, these guys are somewhat serious. Please help stop these guys.

John Doe

Just got a call from an 813-441-0108 number and they informed me that I was being sued for a payday loan from July 2008 from Advance Cash USA.  I told them that I never got a payday loan from anyone and I wanted to see documentation of the lawsuit.  They hung up on me three times and finally he said that he would email the documents to me.  I could barely understand what he was saying.  What is this; some type of scam?

I too have been receiving multiple calls from this company. The Gentleman calling me is Brian Lincoln. A few weeks ago he called me at 6:00 AM!!!! I told him it was illegal to call at this time and asked who he was, then he started with his rundown, I hung up on him (because of the time he called), he called right back and left a message stating how rude it was of me to hang up on him (but not rude of him to be calling at 6:00 in the morning).  Ever since then I have received 4-5 calls a day from him.  He calls my cell phone first, then my home number. Leaves a message on both. One Saturday morning he called and I answered and heard who it was then I hung up (knowing this was a scam) and he called me 22 times in a row!!!!!! Next time they call me I will give them the number to my lawyer and tell them that I have filed his company with my local police department and with the FBI. I just want this to stop. They have my address (which is not in my name), my full Social Security Number, date of birth and my last place of employment. I do wish they would catch these guys.

DO NOT GIVE ANY INFORMATION TO THESE PEOPLE, THIS IS A SCAM!!!

The callers have a very think East Indian accent, they call and claim that you owe a large debt and that if you do not give your credit card or banking information that they will send someone to arrest you.

1.  A valid debt collector WILL NOT demand payment via Bank or Credit card ONLY.
2.  It is illegal for them to threaten to arrest you or harm you in any way.
3.  A Valid Debt collector must produce, in writing something showing that you owe the debt, if it is a 3rd party collector they must show who the original debt is owed to.

This company is NOT a division of  the FDIC as they claim.  Do not be intimidated by them.  Ask them to send proof of the debt by e-mail, if they send by e-mail you will be helping when reporting this to the appropriate agencies, the IP address can provide alot of information to the agencies with the ways and means to investigate.

REPORT THESE CALLS TO THE FOLLOWING AGENCIES:

1.  Your Local Police Department
2.  The Better Business Bureau
3.  Your State Attorney General's office.
4.  The Federal Trade Commission (FTC)
5.  The Internet Crime Division (this is a division of the FBI) www.ic3.gov

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

I received a call 2/23/2010 from some foreign guy named bryan with a hindu accent possibly from India on my caller ID the location given was Michigan and the number they called me from 810-675-783* last number missing for some strange reason. The number the left on my voicemail 201-221-3658. He told me he was a lawyer and I was being sued for a cash advance that I got in October 2009 (totally false since I have never received a cash advance in my life) anyways he goes on to tell me that I owe $510 to them or that I would be arrested and the case would go to court. That they wore also going to contact the local sherriff department and notify them to arrest me. Well lucky for me my dad works at the sheriff department and I explained all this to my dad and he called "bryan" letting him know that he needs to via fax send his crudentials stating the company he works for his name the address and etc. This guy kept going with the bluff stating that he would do as requested. He desperately wanted to know though on who's behalf was he calling on. My dad told him that it was just a concerned citizen that there was no further communication to be taken place until he can prove that he is a legite person and company. "bryan" then hung up i geuss he googled the phone number to the local sheriffs department (geuss he thought we wore bluffing) and called back to speak further more with my dad and once again my dad told him he has no time for games and that he will not take him seriously until he can prove his identity. These guys really will try anything to get money out of you. They are completely fake and do NOT believe and there phony threats. Especially since they do not want to send any kind of documentation to prove that they are a legite company. Ignore the calls and contact your local law enforcement agancy let them know that a company is attempting extortion on you. Let everyone know so that we are not subject to these scams

These fools started calling (completely out of the blue) about 2-weeks ago, asking for a name I have never heard of.

I tried to explain they had the wrong number but they kept calling anyway so I finally said I was the guy they were asking for and what do they want?

These freaking foreigners started telling me a bunch of BS about a "sibling" (then a friend in other calls) of mine that was in desperate trouble and that "they" were going to help out.

These fools have goofy foreign accents, can barely speak American English and would never be hired by any type of law firm or even collection agency anywhere in this country.  Even if they were (hired) they certainly wouldn't be the ones making these types of calls.

Since they were calling me from Manhattan (hence the 212 area code), I asked them what street they were on. (they said they couldn't tell me), So I asked them to name 5 major streets in the city (I mean even a tourist could do that), NOPE, couldn't do that either!  WHY? Because these jerks are nowhere near Manhattan, up-state, California or anywhere else in this country.  Don't fall for any of this

Remember, I REALLY AM THE WRONG NUMBER but I played along.  They wanted me to "help" my unidentified friend by sending money. They asked for my credit card information, banking info, social security number, pin numbers, addresses, phone numbers, all kinds of things while all the while trying to appease my sense of loyalty and responsibility for getting my friend (still unidentified) out of trouble (also unidentified).

When I would ask for my "friends" name, the a-hole would always tell me he would have to look it up and get back to me.  The same is true with the type of trouble "he" was in.

I gave them everything they wanted!  Made it all up!  Just to see what would happen, I balked at giving them a made-up pin number so they started "intimidating" me by threatening me with imminent arrest!

Told me, they would file a charges against me for falsifying information, continued with abusive attacks and more threatening "legal action" if I would not start cooperating! Oh yeah, and they were sending the police to arrest me if I didn't follow their instructions to the letter!

Told them I was VERY SCARED of all this and that they should send someone to pick up some money immediately to "make this all go away".  

I work in an extremely rough area of the Bronx and told them to meet me there -- my friends and I were going to open the most extreme can o' whoop as* that you could ever imagine.

For you foreign f#cks who are reading this entry, google whoop as* and see what would have awaited you!

Sorry to say, no one ever showed.  We had bats, chains and a whole host of other un-pleasantries awaiting our friends arrival.  They would have wished the cops would have shown up if only to scrape the pieces up and get them the hell out of there!

For any potential victims who may be reading this.  DON'T BE AFRAID!

None of their threats or intimidation are real.  They can neither hurt you or have you arrested or sued. They can't do anything to you or your family.  They are silly, barely literate foreign bottom-feeders who would be banned from entering this country if they even tried.  Do not fear them.

If you don't wish to engage them, never return their calls no matter what they say, or at worst, change your phone number.  They will never be able to touch you, I PROMISE.

The phone numbers showing up on your caller id are FAKE, they are not in NY or CA or anywhere else in the U.S.  Don't let them get to you!

Tell them to shut the F up and go away.

The thing that seems to have finally made them go away, is an AIR HORN blast EVERY TIME they have called.  No hello, no what do you want.  JUST AN IMMEDIATE AIR HORN BLAST!!!!

Numbers they have called me on:

212-372-7274
810-675-751* (the last digit seems to be missing for some reason ;-)
ID Restricted (what are you afraid of a-holes)


see:  http://whocallsme.com/Phone-Number.aspx/2123727274#pyupEeuNpGgBIOAjMPx9btA

these people called me in June and threatened me with prosecution regarding a pay day loan. I had no idea what they were talking about. They wouldn't even give me the name of the pay day loan company or their address.  I finally got Advance Cash USA. No record on my bank statment form 2008.They said to send them the money and then they would send me the documentation. Well, they didn't. I did get a statement of settlement. No name and adress for them on it. The phone number came up from Plant City, FL. They originally told me their address is Buffalo New York. The attorney General couldn't find them.they said soimething about EME Marketing in Jacksonville FL. My bank statement showed money taken from Jacksonville,FL.

These people are relentless. I argued with one guy a week ago, told him to send me documentation and he refused. Told me to give him my lawyer's name. I said no, you send me the papers and I'll give them to my lawyer. They threaten to call my boss. Is there any way to stop these annoying calls?

I AM SO SICK OF THESE PEOPLE.  They called me about 6 times yesterday, at my job.  Last week they called, and I told them to stop harrassing me and I hung up on them.  This week they keep calling, and I keep hanging up.  The indian guy starts talking, and then he transfers you over to a woman named Lisa, who supposedly gives you a bank account number to where you're supposed to leave money in.  They threaten to have the local police department lock you up at your job.  The first time they called me I was scared and I was actually gonna pay them the money, until I googled the number, and read all about this fraud.  I hope they all go to jail.

I have received a call from this number. It took me awhile to figure out the number. The guy was foreign and told me that my name and identity is in jeporady for fraud with a payday loan company. I have not called them back because I have fallen for this once and will not fall for it again. I just want these calls to stop. He said he was from ACS. I do not believe them for one minute.

I get calls everyday from a number that is not a complete number. Example 495953, 0639597664, 052497347 and the message that is left is "This is Bob from ACS Legal Dept Affidavit Consilidation Services. There is a serious and urgent matter that has come across your name and as well as on social security number. As of now I cannot disclose so Ms Hatcher I need you to call me back on my number 813-441-0108". The is a lot of noise in the backgroud and the gentleman has a very deep accent. I have not called them back nor will. I have not received anyting in the main from this company so Im thinking this may be fraud. I know if this is an attempt to collect a debt they usaually send a notice through mail also. When I try to find a website for this company I only can fine complaints on this company.

He left a message on my cell phone saying his name was Bryan Taylor from ACS, had a indian accent, said something about my email and society number was being used in a claim against a immediate dating site on the internet and to called him back at 813-441-0108 right away. I look up this number and read all this about. So I never called him back.

I have been recieving calls beginning the second week of July from 813-441-0108.  They speak with a thick accent and stated that his name was Bryan Taylor, but on the answering machine, he stated a different name.  He stated that a relative of mine committed internet fraud and that they used my name as a reference.  He stated that he was calling from ACS affidavit. When I spoke with him, it sounded like he was calling from within his house and not an office.

receive calls at work and at home from Mark Spencer (yea right)with Indian accent.  I must call back immediately.  He wants to help.  Concerning a loan that I have not paid.  Don't know what he is talking about.  After reading these posts, I just ignore.

I RECEIVED CALL FORM THIS NUMBER ALSO. 813-441-0108. SAID HE WAS CALLING FROM FLDA COLLECTION AGENCY. I OWED MONEY TO LOAN COMPANY FROM 2008. THE NAME WAS ADVANCE . I TOLD HIM IF HE CALLED ME AGIAN I WOULD HAVE HIM ARRESTED. I WOULD SUE HIM. I AM ALSO GETTING CALSS FROM SOMEONE NAMED SEAN EASTMAN. THAT NUMBER IS 866-570-0132. HERE IS HOW I GET THESE CALLS. FIRST FROM 773-681-5642 IT IS A NON WORKING NUMBER. THEN THEY CALL ME AT WORK. I TELL THEM I WILL NOT PAY THEM ANYTHING.

ITS A SCAM - READ ALL ABOUT IT FROM WEST VIRGINIA ATTORNEY GENERAL

Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.


Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.


File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.


File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov


File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en



If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983

these guys are scammers - the do not follow the law.  

YES WE KNOW THEY ARE REQUIRED TO PROVIDE WRITTEN BACK UP - they refuse to do so.  Because they can't!  They don't have anything to back up their claims.  they will attempt to threaten with arrest - but they can't do that either.  its an empty threat!  

report them to the fbi, local police state attorney general etc.  
When they call back tell them THEIR SCAM IS ALL OVER THE INTERNET AND NEWS AND YOU HAVE FILED THESE COMPLAINTS.  


just a tiny amount of the information about this scam all over the internet.  One of the links is the West Virginia AG office..

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.wvago.gov/internetloanscam.cfm
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

I have my attorney looking into this phone call and I will post more information when I get more.

Send NO MONEY unless the loan is proven to you that it is yours, and it is unpaid.

I just had a similiar call.  The caller called me and left a message stating that I had broken three laws and am being subject to a lawsuit for an unpaid Payday loan.  He identified my email address and my cellphone number. Later I found out that he had actually first called my sons cellphone and my son had given him my cell number.  
The caller stated that they would not send documents to me either and that I should look back at my bank statements to verify that I had indeed taken out this loan.  
Then they hung up.

I called them back.  Asked them again to send me information on this debt.  I told them that I belong to creditreport.com and that I found it surprising, first of all that something that I never did (take out this loan) and secondly, that it never showed up on my credit report for this long.  By the way, they did have my correct home address as well.  

They didn't ask for me to pay them anything, so I am confused about the reason or how this scam would work.  Are they leading up to me giving them banking information?  

There is a collection law, I have been informed of since this call this afternoon.  This law is called the Debt Verification law.  Any collector would have to prove that the collection is owed to them, not the other way around.  

The number that caled me was the same as above.
813-441-0108

Mark Spenser was the caller.  He sounded foreign.  I am sure that would not be his real name.

THey called and left a number, I called back and got a recording that no one was available.Message stated that they had come across an urgent matter in regards to my social security number. Called again today, horrible broken english and said I owed for a payday loan in 2008 and gave me a name of Advance Payday something or other. Told me I had violated several laws and and two options. Asked them to send me the documents to my address and then I would take to my attorney. A different voice then responded and said "You will get no documents".

They stated that I owed for a Payday loan.