Calls and leaves voicemails about taking legal action. Has done this for months. All threats and no action.

I just got a call from 814 631-1517.Seems it's related to the number here.  I didn't answer it as the number was not familiar. They did leave a message from a  Stan Berran at Ecapital saying that I or my attorney had to contact them immediately regarding a lawsuit that would be filed against me in my state. They gave me a case number. Glad I can block calls like this on my iPhone. Ignore!

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I agree with everyones comments. These people sound like con artist. I would pay no mind to anyone who calls from this number. They called telling me the same BS they are giving everyone about paying a bill that has not been paid and from I card I have never own. So glad I looked up this number and came across these comments.

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
***************
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics

This guy Mike Larry is calling makng threatening phones calls by stating if I dont reply he will have to take actions.

just got a call from this guy for a chase credit card opened in 2004 and "suddenly stopped paying" in 2009. I've never had a chase. 814 631 1517. I do not have any outstanding debt. I hate these people

Starting getting calls from them yesterday. They have last four off social but mom current address. They say this is a credit card from 2002 that I paid until 2008 an suddenly stopped paying. Dot recall that....don't do anything till u get something in writing

received a call from ecapital, who told me that I had a credit card that was opened in my name then paid for seven years. he told me it was now in default and they were going to take legal action against me if I didn't pay in full by the end of business the next day. I would've been 16 when that card would have been opened in my name, so I know its a load of crap not the same number as the rest of you got, but almost the same. mine was (814) 631-1517

Yes just got a call on my cell from this number saying ecapitol regarding a citibank card that was in default. Never had a citibank card and my bills are paid on time all the time...told him that and he said isn't the last 4 of your social.****? I told him I was not giving him any information and he could put something in the mail. Really wanted to tell him someplace else to put it. Tired of all of these calls!!!!

same guy called (a black man), looking for someone named 'greg robinson' & said a lot of people wew looking for him.
Told them they have the wrong # & to stop calling, they also use the # 814-631-1545

Just got a call on my cell. Guy said his name was Michael Arey  from ECapital.  He said I had pending allegations against my name and social security number and I needed to call him back right away.  YEAH RIGHT!  Sounds like a SCAM to me since I don't have any legal issues.  Where do these SCUMS SCAM artist get your number.  It's time someone does something about these idiots and their FALSE claims!

Got another call from Mike Larry at this #, but this time saying he was from ECapital instead of Check Systems.  Same spiel, same voice....  

Had a couple of calls last week - no one there.  Call from ecapital or ecapitol  press 1 for an agent!  I don't even press 1 for English.
Today, same number but a person?  'Larry' by name.  ecapital or ecapitol by company.  Sounds like a high pressure collection agency.  Explained that if they wanted anything to send request via USPS.  We have no outstanding  debts - but there is a company that has been trying to 'con' us into paying for something we do not owe.  If they send us anything we will just file the necessary papers AGAIN.

Okay, lets try posting this again since I didn't do it right the first time...
Looks like Check Systems has a new phone # of 814-631-1525.  It showed as unknown on my caller ID, but that was the # I was given to call back by Mike Larry an appointed mediator for Check Systems.  Has anyone else been getting calls from/to this number.  I'm pretty sure this is the usual BS just different # since I'm not finding any posts on this # anywhere on the web.