The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

harrasing threatenong me to pay the debt that  they say i owed way back 2008. i dont owe any debt collector and i paid whatever i owe so i am clear from any deby

Your callers are probably scammers.  From other posts, it appears they're trying to scare people into paying debt they don't even owe.  Per the FDCPA, you should not pay any caller who refuses to MAIL - do not accept email or fax - a debt validation letter showing that you owe a debt and that your callers have the legal right to collect said debt.  Refusal to mail this DV letter within five days of their first call is another violation of federal law.

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I got the same call, really scared me.  Is this really a scam?  If so can you just ignore them if they've already threatened you!

Another call from these guys. using a different number no less!  You're right, no company name given, same robo message.  I was already getting calls from NRC (sometimes they call themselves CRC, I suppose Canadian Recovery Collection?) the other number is 855 855 1944.  
.
I've tried to explain to them some 6 months ago, that there is not <firstname> <mylastname> never was, never will be, and I don't know anyone by that name. They told me their lists would be fixed, and my phone number stricken. Nope, after a 2-3 month reprieve, it's started all over again.

Sorry Bell, I'm terminating my land line. AND I'm no longer providing phone# (cell or other) to anyone who asks. They'll get an email address instead.

Thanks to the providers of this site for providing us this excellent tool !

Have been plagued with calls from "NRC" it's actually National Recovery Centre Corp. a debt collection agency.  After repeated calls to them that met only with recordings that they were closed I finally got a live person who told me that a person (would only give me the first name) had used my phone number on a financial application.  I told her we have had the phone number for 6 years and nobody by that name ever lived here nor is known by us.  She assured me our number has been removed.  Let's hope as they have been a real PITA for the past several months!

National Recovery Company (NCR)
This number is indeed a scam, they try to scare people into paying them to secure your "breached" accounts.

Never use your real phone number online unless it's a reputable company, don't use a real number for any of the following:
Contest Sites
Free Stuff Sites
Coupon Sites
Alot of these sites merely use the guise of winning something or entering a contest to data mine your information & sell it to "sucker" lists.
If the company you sign up to is reputable and well known generally they won't require a phone number to enter you in their contest, they'll contact you by email if you win and THEN might require a number for further verification, but not until then.

1-844-700-5200
National Recovery Service.

The thing that really pisses me off is you can't add this number to your call block service to silence them. Telus and Shaw's *80 service doesn't recognize this number as being valid.
So if they don't use a valid number it's obviously spoofed to an invalid number, this tells me it's a scam company.
They try to scare people into paying them to "help recover" your identity.

i also had these same problems, i just googled it and am grateful to know its some kind of scam, i'm glad to find lot's others who have posted about this issue thank you

Very frustrating. They call everyday. I wish I could block the number but my cell phone does not have a feature to block numbers. Sick of this number calling.

Keep getting called by this number on my cell phone. Sometimes is says there's been a breach of obligation, sometimes it just says it's an urgent message from the legal department of NRC.

Says to press 1 to speak with an agent, or call back at the number 1-844-700-5200.

Looks like a scam to me.

Calls EVERY SINGLE DAY mutiple times, dont know what it is but i obv dont answer when they give no indication of who they are, what they are offering/wanting to talk about other than theres been a breech on my account. Does not specify what account or what kind of breech. OBVIOUSLY a scam or some way to get sensitive info.

Same for me today. Now it's the "legal dept at NRC" instead of no name at all.

Got same message on my answering machine . Saying this is an urgent message from NRC.
never heard of them, all accounts are up to date .
Just have to keep ignoring it I guess?

Same thing - calls for about 2 weeks saying breach of account, and today's call was different - they identified themselves as the legal dept of NRC.

I get the call everyday at 935 am, today they recording identified the company as NRC

Same as above post. They saying," It has come to our attention there has been a breech of obligation on your account, press 1 to speak with a live representative or call our office at ........"
All my accounts are in good standing and they don't even say what company they are. VERY suspicious .
I thought I would at least listen to who ever this is so I pressed 1. was on hold for a while, none answered.
So I called back and it puts you straight on hold saying someone will be with you shortly. But no mention of who they are!

I got a message saying there has a "breach in obligation" regarding our account (not sure which account they are talking about) and I am to phone 1-844-700-5200.  I called the number back but it says the call can not be completed as dialed....??????

You get a call indicating an issue with accounts are placed on hold & no one answers after 3 or 4 minutes. If you call back you get an answering service??? WTF???

They are a recovery collection agency in Cambridge Ontario, Canada
I got the same message wasted my time checking my bank accounts,to see if they were breached.
Thats how that company gets people to call them.
Fred

Keep getting calls asking me to hold for live agent for sometype of account breach. Msg asks to call them back at the same #. But they never mention any company name. I want to know which company this is.

the calls from this number  started  yesterday  saying  i broke some  contract and to  call them .. i  have no  idea who they are

What is this phone numbr? i keep getting call from it