Thanks to everyone here.  Luckily I did a little research before heading out to Walgreens to get my Green Dot card.  It sounded too good to be true, but I needed the extra cash so bad I ALMOST fell for it.  Not sure who to report them to, but they should be reported.

Thank you everyone for posting, I as well am I single mom living on a tight budget.  When I received an email that I was approved for a loan, I have a trip next weekend, and thought it would make things better!!!  I was working on getting the down payment when I googled the number 845-834-4786, and saw your post... Thank you again and God Bless.  If there is anything we can do I will join the band wagon to help!!!

I want to thank all of you for your comments. I consider myself a pretty street smart women, and single mom like the rest of you in a real tight spot... I was going to leave at lunch today an purchase a green dot money order for this same company 845 834 4786 ..

OMG I would have been in some real HOT water because I am already broke ...

Thank you for stopping me.. Your comments and situations to this scam  and I so sorry for your loss of funds helped stop this from happening to another person..

Thank you

this number kept calling me saying I was approved for a loan when I told them I am not paying any money upfront, the lady became nasty and hung up saying well I will cancel your loan. 2 days later she called back but I didnt answer. I also been receiving calls from a 619-638-8591 saying I was approved for 1188 and money will be in my account in 4 hours to call them back number kept going to vmail....guess they got scammed because I gave them the wrong bank info so they called back two days later.....these people needs to be found, fined and prosecuted to the fullest extent of the law....ALL INDIANS.

I got several calls from this number. They say there from Pay Days Of America. They are annoying and persistent.

So they just called me thank u everyone for saving my money because I was on my way to walmart to get a card so glad I googled the number first

5 calls today alone ..  No one talks ... My guess LOAN scams

Anonymous, I was taken too, and I cannot believe it. The same David Jones indian guy from 214-814-5828 called 9/02/2013 told me I was approved and need to load Green Dot card with $305 first and give to em over the phone and $5k loan with the good faith $305 money will be wired in 45 minutes. After he got money, another called from different indian guy same number saying before wiring of money, I need to load a Vanilla Card with another $500 for transfer and insurances...we argued about it over and over between 3 calls and eventually gave em $400 instead because that's all I could take from bank that day, he said $5k loan with a total of $705 added opn will now be wired in 15 mins, said hold on, then call disconnected.  A day or 2 later, I called about my money and some indian guy said "awl yea, you must call IRS dept because you're borrowing $5k dawler with fees, they will take care of you before wire money...yea", So he gave me 713-487-6895. Now mind you, by this time after giving up the $705, I had already googled and read everything about these phone numbers how they were scamming everyone out of their money and how the 3rd step will be talking to some 'IRS Dept', so I was prepared.  Called 713#, another indian guy calling himself Kevin Lyde or Lyle claiming to be an IRS rep said I had to pay yet another fee $205 for IRS costs and loan will be wired in 15 mins...I then told em I demand my money be sent back asap or the CIA and FBI who was tracking them will arrest them, he laughed saying I cannot get money back and cursed at me repeatedly. Then they called back repeatedly later in the day and next day saying loan will not fund without IRS fee promising there will be no more fees just as they promised before...so yesterday played a game telling this David character "sure sure, I will hurry and load another Green Dot card then for $205 and call back so I can get my loan wired as soon as I get off train from work". Wow, he called every 10 mins thereafter from 7pm to 8pm prior to me getting home...I called back after 8pm, no answer, because see I had made up a GreenDot money card# very similar to original one I unfortunately gave them first time and was gonna giv him that. Left his makeshift office for the day right? So this morning, he calls me and says"hey Meester John, what happened? I am tryding to wire yur money but you neva call back". Lol, so I say "what?", He repeated himself again, I said, "oh yea, thats' right, let me give you that card#", sounding all interested, "and and uh you will wire my money soon right sir cuz I needs it and with no more fees right?", he said no no, I promise you meester john, no mo fee"...lol, so I gave him fake GreenDot card#, I asked him to then call me back when loan is ready...he said "hold on hold on", cam eback to phone seconds later saying"Hey, Meester John, verify cod#, not working", so I read fake num again, " not working again". Then he had the ordasity to say..."why are you tricking me meester john, you did not load cod with $205 IRS fee, I am trying to help you...this is a wrong cod# you gave me right?" I literally blew up at em and demanded my money back instantly because all calls are being recorded and then I hung up...he calls me back saying I hung up and he doesn't believe me about call record bla bla bla...I told him to give me my money since I do not want loan and receiving no services, he said he will not do that and hung up!!! These guys have what they think is a smooth operation, passing you off from 1 indian guy to the next for each supposed phase in some loan process...THIS HAS GOT TO BE STOPPED IMMEDIATELY AND BRING THEM UP ON CHARGES!

I meant money pak stupid spell check

Guys anything with a money oak is a scam. They do it that way because it can't be trace and you will lose your money. With a bank account you are able to dispute it and get it refunded.

I received a call from them saying I was approved for $2000 and I need to pay fees to get the money. They ain't getting s*** you need to wake up real early in the morning to fool me. Too many scams. Even get fake Indians law firm office calling me that I owe money to payday loans and I gotta pay them or I go to jail. Yes that Hindi didn't like when I told him I am a police office and I am going to invest age what is the name of his law firm. B*****d hung up on me.

Either I am left a message, or they just call back later.  I get numerous calls a day, mostly differnet numbers, but all have claimed to be from US Cash Loan Company telling me my application has been approved for $5,000.  They keep asking for someone who does not have this phone, I tell themthey have the wrong number every time I answer.  They apologize, then I swear the same person calls back an hour later.  I just want it to stop!

It's illegal in the US to make someone pay upfront to receive a loan.  Report the callers to the FTC, the FBI and your state's Attorney General.  Since the callers are most likely outside the US, you probably won't get your money back.  FYI - please be aware that since they've scammed you once, they'll most likely sell your information to other scammers who will call saying you got a loan and never paid it back.

This is a scam... I wish I would of did my research before I lost 483.00... I even called the Money Pak card and they even seem shady. Told me to file a police report ect... I think; we all need to pull our resources and go after this place and get our money back... How is this even legal, to pay for something and not receive it, or even say you want to cancel and not even be able to refunded.... :(

this number called me and claimed it was threw a law suit and threw pay day loans they kept calling after i hung up and started making threats so i will be waiting lol the lady was a real c*** bi*** lol but i won in the end and  called the police department so she hasent called back

just letting everyone know...

IF you have given your phone number out to anyone (questionnaire, survey, asking for information about schools, anything at all) on the internet - the DNC registry is no longer going to stop them from calling because you 'asked' for this information.

Your number can be sold and you can be called by anyone that buys the information and that removes you from being able to say that you are on the list...

BUT you can just repeatedly tell them that they need to take you off their list and never call you again and they will hang up :D and I know this because I have been getting these calls. Don't hang up on them...make them hang up on you. If you hang up first - they can and DO claim they didn't hear you say that you don't want them to call you anymore.

8/22/13 I GOT A CALL FROM THIS GUY NAMED DAVID JONES. THEY SAID I WAS APPROVED FOR $5,000.00 AND NEEDED TO CALL BACK W/MONEY PACK CARD W/$530.00 ON IT. I CAN'T BELIEVE I FELL FOR THIS SCAM. OF COURSE I NEVER GOT THE MONEY IN MY ACCOUNT AND THE NUMBER 214-814-5828 DOES NOT ANSWER ANYMORE. TODAY I GOT A CALL FROM 845-834-4786 W/ THE SAME BS. I REALLY COULD NOT AFFORD TO LOOSE THAT MONEY, AS I WAS IN A TIGHT SPOT IN NEEDING TO BORROW MONEY IN THE FIRST PLACE. NOW I'M REALLY SCREWED, BUT GOD WILL PREVAIL. THIS IS ONE OF THE COLDEST SCAMS I'VE EVER SEEN AND HOW I FELL FOR IT IS BEYOND ME. THEY EVEN SENT ME AN E-MAIL WITH THE DETAILS OF THE LOAN, PENDING THE LOAN DISBURSEMENT FEE. I'VE NEVER BEEN PLAYED LIKE THIS BEFORE IN MY LIFE AND I THOUGHT I WAS A PRETTY SHARP PERSON.. GOT TO BE MORE CAREFUL......

keep getting calls from the number above.  Would like it discontinue

This number 845-834-4786 is the same fake company as the one that called me earlier this morning: 209 479 7731. India based call center, fake American names. Promise you a loan if you wire them money through green dot. It's a scam. They go by Gas Payday loan, Green Tree Cash Advance...They keep calling my number asking for the same guy's name regarding a non existing loan. They used different phone numbers and different company names....and my number is listed on the donotcall list!

Remember - it is illegal in the US to require an up front fee of any kind (first installment, processing fee, insurance etc) in order to get a loan, either online or bricks and mortar.  Doesn't matter if you have bad credit - if you have bad credit, you still wouldn't be required to pay a fee upfront.

Its an online loan company. They preapprove you for a loan and make you pay processing fees. After you pay the fees you never receive your loan. Then when you try to call them back they dont answer, all you get is voicemail. Now im out $400 and im getting evicted because of this place.

what company is this ..don't trust them its a scam