850-494-2309
FL, US
Lee
Lee
2012-10-18 19:42:53
Debt Collector
ESM Enterprises in Pensacola Florida....a debt collections agency.
.38 Special Lady
.38 Special Lady
2012-06-19 18:35:39
Debt Collector
EMS is not Check Assist. We dealt with Check Assist of Pensacola when my Hubby's business failed and everything screwed up.... ugh! Anyway... we had around $400ish in checks and charges to take care of. Re: Check Assist: They do mail you all the info. They do not call you. They never called us... the only time I talked with them on the phone was when I called them! They do try to work with you. and>>>>> they were nothing but nice, well mannered, cordial, courteous..... and quite frankly, understanding.  
As far as I know, EMS is a collection agency only. Check Assist deals with checks only. *shrugs?
anyhoo.....

I found this site because I got a call earlier from the EMS number looking for the former tenant. My phone number, MY phone.... but for someone else (don't know her, just her name) that had previous lived here. wth?!?! We have lived here for 7 months. Quite the desperate folk, huh?!  Somehow connected this number to this address... our number is suppose to be private..... yeah, right! Only 5 people know this number... family only... not used for any type of business or transactions. Tell me companies don't sell your phone numbers.... even the private ones you pay for.

The nicest I can say this.... because I am sick and tired of the way things are going in the world.....
"Stop the world, I wanna get off!"

btw.... some damn good posts on here! damn good! *fist pump

EMS=  extraordinary morbid scum! ha ha! Lame, I know, I know..... (a game use to play with my kids)
rawd
rawd
2012-05-26 05:27:03
Unknown
i got a voicemail that was left at 930 am from efm and the callers name was erica saying hello my name is erica it's important you contact me at 888-477-6558... im not sure if its a telmarketer or debt collector and what debt they would be calling about cuz all i got our school loans which arent due yet lol
DavidA
DavidA
2012-05-03 19:33:23
Unknown
I have been a Collections Supervisor for 20 years and I would never allow my employees to abuse the FDCPA.  There are Regulations for every state that vary from state to state.  Keeping in mind that I am stating my opinion as a nuetral party, I think it is the responsiblity of all, Consumer and Debt Collector alike to know what the Regulations and Rules are.  For every state there is "Statue of Limitations"......of course collection agencies will argue that this is "only" in regards to LEGAL ACTION that can be taken against you.  What Collections Agencies need to understand is "When does this become harrasment?"  How many years can a company or "third party" continue to "attempt" to collect a debt.  The FDCPA was signed into legislation for a reason, to keep it legal and fair to both parties alike.  And I do agree that the employees should not have to bare the brunt of the yelling and complaining.  But that is what you are there for.......that is what you decided to do as a living.  Supervisors should take escalated phone calls and "you" the representatives should not keep those calls from them.  All this said, I do have something to say about ESM Enterprise.  And that is, I too have had to deal with them..........and being in the collections field myself.....I know that per the FDCPA it is regulated that all Collection Companies/Agencies are required to state the company name and who they are calling for.  Of course if they get an answering maching, they can hang up and call back later.  But this company is notorious for not contacting the correct person.  Just today, 05/03/2012, they called my house, asked for Cory and when I said this is he, the person on the line started reading the mini miranda, did not identify herself and started "attempting" to collect a debt that became delinquent back in 2002.  The caller did not verify my address, full name or even my social security number to confirm that she was speaking to the correct person.  Cory, who happens to be my roommate was at work.  But being a collections supervisor, I still attempted to get this resolved on his behalf, keeping in mind that she assumed that she was speaking to the correct person, I explained that this debt was over 4 yrs old and the statue of limitations ran out to collect.  She argued, like all collections agencies do, that the limitation is only in regards to LEGAL ACTION that can be taken and that they can still attempt to collect for upto 7 years. I had to remind her again that this debt was 10yrs old and therefore should have purged from their system.  She argued that it would not purge, but that she would note: "Do not call".  As a collections supervisor, I can say that it is our responsiblity to research the accounts and ensure that any account over 4 yrs is not contacted.  Since the statue of limitations has run out and we can no longer "legally" collect, why would we contact them.   Maybe it's because companies like these.......call debtors trying to get them to agree to make payments not knowing that they legally DO NOT HAVE TOO!  But misinformed debtors do not know that even if the statue of limitations has run out.......if they are julted into agreeing to submit payment or make a payment over the phone to avoid further scruteny......the timeline starts all over and the statue of limitations is now void.  Don't let this happen to you.  Burden of proof DOES NOT fall upon the debtor.  We have the right to demand DEBT VALIDATION.  Any collections company/agencie has to "VALIDATE" the debt PRIOR to any further collections attempts.  Do not simply dispute the debt.......demand that it be "VALIDATED".  The company will be in violation of the FDCPA if they do not do this and still call or harrase you.  If this happends, do not let them get away with it......contact your Attorney Generals Office and file a complaint.  If enough complaints are filed....maybe a Class Action Lawsuit is needed!
DavidA
DavidA
2012-05-03 17:52:09
Unknown
The company has moved........something alot of illegally operated business do when they are getting alot of complaints or a fire is light under thier a***s.  

The new address is;
10  E.  Texar Dr.
Pensacola, FL  32503

Like others have posted......contact your Attorney Generals office regarding thier continued harrasing acts and let's get them closed and out of business!  I'm thinking a Class Action Suit will be quite taxing on them!
MT Pockets
MT Pockets
2012-04-12 16:59:49
Unknown
I just enjoyed reading your rant and I came to the conclusion that you are an A$$!

Go back to school, learn to read and write which includes proper punctuation and spelling. Get out your coloring book with the large letters, put on your clown hat and go and entertain some kindergarten dropouts like yourself.

P.S.
Extra points for coloring inside the lines. :0)
M.B.
M.B.
2012-04-05 20:17:30
Debt Collector
They continue to call my cell phone  916 475-8484 looking for a person name Jerome, it has been going on for about 5 years as long as I had this phone # when I ask them to stop calling and that I am not Jerome they continue to call anyway. My girlfriend has to get rowdy they say they will remove me from they list but they continue to call. Please make it stop! I need to rest I work nights. thanks for you help!
What???
What???
2011-11-14 19:46:22
Unknown
Received a call from 850-494-2309 on my cell phone from a recording (female voice with foreign accent) wanting a call back so I did. The number was busy. I'm 17 years old and have never had any credit cards. WTF!!!
J. Anderson
J. Anderson
2011-11-14 18:56:46
Unknown
Receive numerous calls on my cell phone from 850-494-2309.  The voice mail says "this is a message for Spring Valentine by  Deluca.  This is not a sales or marketing tool.  To retrieve your message please call us back at 888-477-6558.  Thank you".

Don't know a Spring Valentine and certainly don't know a Deluca.
Adriane
Adriane
2011-11-10 17:09:32
Unknown
Do not call my cellphone again! You are rude and didn't know who you were exactly trying to reach. You also would not reveal who you were so I have no need to talk to you! How did you get my cell # anyway?
Ramon Cordova
Ramon Cordova
2011-10-12 16:46:03
Unknown
They are looking for other person.
Mari
Mari
2011-09-28 18:40:00
Debt Collector
This number keeps calling after I have told them they have the wrong number. Now it's harassing calls
Tracy
Tracy
2011-09-28 18:33:23
Unknown
They keep calling me, I don't know what is the call about. I have nothing to do with anyone out there
Bandido
Bandido
2011-08-12 14:45:42
Unknown
WOW, Another bill collector with a 3rd grade education.  Go back home and brush your tooth, comb your one hair and kiss your mother/wife for us dead beats.
Bills are paid
Bills are paid
2011-06-21 20:40:14
Unknown
People really need to realize that they don't have to be victimized by bill collectors.  I have successfully sued 3 times.  The tactics they use are illegal and it is quite easy to sue them.  Keep a record of the calls, detailed notes on the conversations.  Request that they contact you by mail only.  I have a Google phone so every call they make to me is listed and the transcripts of the voice mails are easily accessed.  Even if you are in debt you don't have to be subjected to the abuse these people heap upon you.  They are truly troubled individuals that love to spread their hate and anger.  They are the bullies that grew up and ended up in a dead end job that allows them to continue bullying people.  But they do have to pay when they are sued.
Ann
Ann
2011-06-06 21:00:36
Unknown
We've received calls from this number looking for a person who does not live in our household for probably at least 5 years.  I think it is a collection agency, not a "federal protection agency."
Bill
Bill
2011-06-06 21:00:36
Unknown
repeated calls from 850-494-2309 the past 6 months numbering greater than 50 calls. Now they have called my brother in Fla and my sister in Neb. They say they are a "Federal Protection Agency" and have continued to harrass me.
JOHN Celesnik
JOHN Celesnik
2011-06-06 21:00:36
Unknown
Caller ID   Says  EMS Enterprises  -- Because of our medical equipment in the house we first thought it was a medical co.  Is Not.......
collector h8r
collector h8r
2011-06-06 21:00:36
Unknown
I just saved the info and treat this number just like I treat all unknown numbers. If it's urgent they will leave a msg because I will not answer.
collector h8r
collector h8r
2011-06-06 21:00:36
Unknown
I just saved the info and treat this number just like I treat all unknown numbers. If it's urgent they will leave a msg because I will not answer.
collector h8r
collector h8r
2011-06-06 21:00:36
Unknown
I just saved the info and treat this number just like I treat all unknown numbers. If it's urgent they will leave a msg because I will not answer.
Nichole
Nichole
2011-05-25 21:00:45
Unknown
Hey learn how to freakin use grammer idiot!! Your message could've been good, but it hurt to read it.
Mr Smith
Mr Smith
2011-04-20 13:57:05
Debt Collector
Ok, so ESM is actually CheckAssist...

http://www.checkassistflorida.com/
hgdahsdg
hgdahsdg
2011-04-18 19:39:34
Unknown
YOU ARE AN IDIOT!  These middle eastern accent folks are scammers!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I have proof.  Phone numbers are bogus, they change their #s all the time, they are NOT debt collectors!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1 You are a fool to think these folks are you they say they are.  phone # 8504942309 and they use # 5122345174 and many more.  Good luck
hghjghghfhgfgh
hghjghghfhgfgh
2011-04-18 19:35:08
Unknown
They are scammers who have your personal information that would appear on any type of application such as name, SS#, address, employer info,checking account #, rounting #, savings account #, bank name, etc.  They will ask you are you (your name), is your SS# (your SS# ) then if you answer yes to any question then they will eventually take money out of your account rather that be now, tomorrow, in 6-8 months from call date, in my case 2 yrs later after call.  Change your bank account numbers by closing the account they have info on immediately!  Report the phone #s they calling from because they call from all kind of numbers like (8504942309) (5122345174) and many other toll free #s.  Report them and spread the word like I am doing now.  They a middle eastern accent individuals using different fake names (american names).
Pensacola resident
Pensacola resident
2011-02-23 20:16:21
Unknown
Well for starters before you start calling people deadbeats and losers. You have no clue what has happened you ASSUME that you know when in reality you have no clue. Did you ever stop to think that that person might be a victim of identity theft? I guess not because debt collection agencies are normally employs by undereducated degenerates that think because they were losers in high school that they now have some kind of power. The fact is there no better than anyone else. Maybe one day they too will become a victim of identity theft and get the bull from a collection agency.
I personally have a high credit rating well over 750. But it wasn?t always that way because of identity theft. And yes I had the scum calling me but they were all safely way about 4-5 states away. I do take things personal, and would have no problem tracking them down treating them like s*** in public in front of their friends and family as well as broadcasting to everyone who they are and where they work. In other words make their lives miserable as well.
I have had those that called and were civil and would listen. Those people were few and far between, but they would work with you to resolve the problem. The others I would end up talking to their bosses boss, not the floor supervisor but the person with the private office as well as lodge numerous complaints against the person and the collection agency.

Dan Pollak is the Owner and he lives in Pensacola, FL and has a facebook account as well as on Linkedin.

2189 Keats Dr
Pensacola, FL 32503
Company Information;
State of Record: FL
State Reference ID: P00000111252
Registered Agent: Dan Pollak

File Date: 12/4/2000
Active: True
Filing Type: Domestic for Profit
Other Company Information.
http://www.corporationwiki.com/Florida/Pensac ... nc-2333246.aspx
Griz
Griz
2011-02-15 18:46:04
Debt Collector
I received a voice mail on my cell from a Dave Wilkins, who did not identify himself as calling concerning a debt, which is not in keeping with the rules of FTC, or someone.  I will report him and I'd suggest everyone do the same.  They told me to call back at 888-477-6558
Amazing...
Amazing...
2011-02-07 20:58:17
Unknown
Being one who apparently has debt collectors called so frequently as to have devised a game to play with them, do you really feel as if if you are in any position to criticize people for a particular job they have chosen?

People who live in glass houses...
norys
norys
2010-12-08 18:51:24
Unknown
need to find this person, i let him use the dump truck and know his number is off. he never sent me the information i ask him to by fax, help!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! he lives in the pensacola area and says he has a bus. name smith conts. and paving all i need is his address to pick up my truck thank you
R
R
2010-11-10 18:41:37
Unknown
One word .....paragraphs
1-909-259-5672 1-926-784-3255 1-425-310-2807
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy