http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Yes, lets get it straight, your phony address has been busted.. There are 5 business's registered there and yours isn't one of them! Street view is very nice as well!  I'll bet if one of us calls the Security guard outfit with your claim, they will never have heard of you either.  The only story teller here is you!  Email, fax nor phone call is legal proof..  

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."

Then why, on your "website" under 'Complaints" do you have your business address blacked out on the copy of the letter from the BBB regarding a complaint????? Things that make you go "Hmmmmmmmmmmmmmm"........ pretty shady and sketchy, IMO.

First of all I don't have a PAY DAY loan never and I have never had in my life. So this is a scam.

Debt collectors get a "bad rap" because they have earned it. Your colleagues have a rather nasty habit of threatening people with criminal prosecution over unpaid payday loans which is illegal and not sanctioned by your industry's own trade association:

In US law, a payday lender can use only the same industry standard collection practices used to collect other debts, specifically standards listed under the Fair Debt Collection Practices Act. The FDCPA prohibits debt collectors from using abusive, unfair, and deceptive practices to collect from debtors. Such practices include calling before 8 o'clock in the morning or after 9 o'clock at night, or calling debtors at work.[18]

In many cases, borrowers write a post-dated check (check with a future date) to the lender; if the borrowers don't have enough money in their account, their check will bounce.

Payday lenders will attempt to collect on the consumer's obligation first by simply requesting payment. If internal collection fails, some payday lenders may outsource the debt collection, or sell the debt to a third party.

A small percentage of payday lenders have, in the past, threatened delinquent borrowers with criminal prosecution for check fraud.[19] This practice is illegal in many jurisdictions and has been denounced by the CFSA, the industry's trade association.

http://en.wikipedia.org/wiki/Payday_loan

The facts are straight - you're working as part of a scam operation.  Too bad, so sad for you!  Guess this phone number's blown now - good!

They have left several messages now each more dire than the previous.  They even said they showed up when for a fact they had not.  This is a scam.

Again please get your facts straight. We are at 3125 Walden ave in Depew  NY suite A . and yes there is another business here that does security training that also does private investigations. You can look up the correct information ...

The facts *are* straight - NO ONE gets a heads up they'll be served.  EVER.  And if you are so "legitimate", then you can post the legal company name, physical address and website if any.  Per federal law - the FDCPA - debt collectors MUST mail proof of debt/proof they have the legal right to collect said debt within five days of their initial contact with an alleged debtor.  Per the FDCPA, refusal to do this means that an alleged debtor should NOT PAY.  You should also remember that shills from companies and scammers also post here - and are immediately called out.

First of all lets get the facts straight. We only call legitimate payday loan accounts. We do not scam or threaten anyone. All info that we have come over on the accounts from the original creditor.  Debt collectors always get a bad rap. How about the consumers who open up the payday loan and the FUNDS are deposited into there personal checking accounts within 24 hours. Yes they sign electronically via email , so they are responsible to pay back the original amount and the high interest that they agreed to pay back . Ending I would like to say anyone can post negative comments so remember  everything you read always has two sides to it.

I see you're still posting the address of a security guard training center..... lol

http://www.bbb.org/upstate-new-york/business- ... en-ny-235974703

BBB has seen a major increase in collection agencies
setting up businesses in the Upstate New York area over the past several
years.  In an effort to keep consumers informed about which collection
agencies are operating in accordance with Federal Law,
we are asking for specific information from all
collection agencies operating in our service area.  The requests includes
the following:

:Federal Employee Identification Number-EIN

:Proof Of Licensing, bonding and or registration by the
city, town in which your business is located.

:Proof of licensing required by any state in which you
operate by mail or telephone or email.


This collection agency has not responded to our
requests.


BBB advises consumers to be aware of their legal rights
in regard to collections.  The Fair Debt Collection Practices Act is a
statue enacted in 1978 which seeks to eliminate abusive and harassing behavior
by any debt or collection agency.  The act states specific practices and
rules under which debt collectors must abide by.  There are penalties for
agencies found breaking these laws.  Some of these laws state that a
collection agency is forbidden to harass a debtor, which includes threatening
violence or legal action.  They may not use crude or offensive language or
identify themselves as anyone other than by their business name.  If a
consumer believes a debt or collection agency has violated any of the FDCPA
laws the BBB encourages them to file complaints with the BBB at bbb.org and Federal Trade Commission at ftc.gov.

Sorry, Bub, but I don't think the comments about scumbags coming to your place of employment to "serve" papers are lies. It's the bottom feeders who try to pass themselves off as lawyers, law enforcement, etc., who are the liars. Read too many posts with collectors threatening the same thing, over and over. Funny how thousands of people are getting the same threats from other "collectors" all over these comment threads.  Giving fake names-another lie. Trying to collect on debts that are way past the SOL-I guess that would be considered a huge lie.  Offering a "notarized copy" of a debt might make you sound on the up and up, but most folks want the Validation of Debt, which you slime balls do not have, and will not/cannot provide.  Don't preach about ethics, brother, because you really need to take your own advice and work on yourself and those employed by you before you can point fingers.

No, the legal way to find out if you owe a debt is for the DEBT COLLECTOR  to mail the mandatory letter to the alleged debtor.  Per federal law, the debt collector bears the burden of proof to show that an alleged debtor owes them money, not the other way about!

BTW, your repeat copy and paste nonsense has been reported again.

Folks, if you receive a call from this "company", they MUST - by law - MAIL proof of debt/proof they can legally collect said debt within five days of their initial contact with you.  Refusal to mail this documentation within five days is a violation of federal law.  And per the FDCPA, no written, verifiable proof of debt mailed to you - do not pay!

Lady's and Gentleman please use your heads and don't believe everything you read on the internet. Global United Arbitration is a real company and exists, that can be verified by calling the ny state secretary of state incorporation division. I am the owner of the company, if you have an issue you can email me http://www.globalunitedarbitration.com/contact.html also our physical address is 3125 Walden ave Depew Ny 14043 you can find that information also on our website. There is 2 proper ways to find out who has legal rights to handle your delinquent account, one way is to call the originator of the debt and ask them who has your account the other way is to go to https://www.annualcreditreport.com/index.action and pull a free copy of all 3 of your credit reports and call the number on your credit report. Also i have no problem providing anyone with a notarized copy of the debt notarized means its 100% real and legitimate. You can chose to believe uneducated people and their slanderous statements but at the end of the day that's all they are is upset uneducated immature individuals who are upset that they have to deal with the consequences of their actions now. So the only way they think they can hurt us is by posting lies about us on a  forum. At the end of the day the truth always comes out believe what you want but do your own research make your own determination call your original creditor check your credit report and only deal with company's that will provide you with a notarized proof of debt because if they are legitimate they will have no problem doing so. As of the people posting all these lies just remember your debt wont go away until you decide to be a mature adult and pay your bills it will only get worse i suggest you re evaluate your ethics and be a productive member of society because as long as there is people scamming the system this country will be in the financial destruction that it is in. i hope this post helps the honest people and gives them assurance that they can do their own research instead of believe stupid people

http://800notes.com/Phone.aspx/1-888-302-5835

read the comments there.  SAME SCAM different number

I got it a few min ago as well.  calling my job

they don't warn you if you are about to be served

I got the same call today.  this is BS

Can anyone tell me anything about this number I've been receiving messages from?

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
******************
http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
*******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
*****
http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

I received the same VM from a man yesterday saying he had sealed documents to deliver to my home or employment. Said I would need to identify documents or supervisor or HR signature and told me I needed to call 8552013026 to stop the documents.

Received 2 vm yesterday and today from an unknown number  girl said her name Diana Shapiro saying she would be going to my place of employment with papers?  And that I needed 2 pieces of valid ID and a witness to sign?  Told me to call the 855 number if I wanted to prevent her from showing up. Has anyone else received such a call??