I didn't answer the phone...they left a msg.  "Hi this is Lisa Smith.  Mail has been returned as undeliverable several times.  This is in regards to assets and employement verification (stated my name).  It is extremely time sensitive and you must call back at 855-208-1888.  The client wants to pursue this matter legally"  I've worked for the same company for over 10 years...so I don't need to have employment verification.  No company name was ever mentioned.  Total scam...

This Business is not BBB accredited
Rossi and Lombardi
Phone: (855) 289-0725
3842 Harlem Rd. , Cheektowaga, NY 14215
F On a scale of A+ to F
Factors that lowered the rating for Rossi and Lombardi include:
Length of time business has been operating
119 complaints filed against business
Failure to respond to 3 complaints filed against business
10 complaints filed against business that were not resolved
69 serious complaints filed against business
Overall complaint history with BBB
BBB file opened: April 10, 2012
Business started: 02/01/2012 in NY
Business started locally: 02/01/2012
Type of Entity
Limited Liability Company (LLC)
Business Category
COLLECTION AGENCIES
Alternate Business Names
R&L Capital
Industry Tips
Debt Collection
Three Day Cool Off

http://www.bbb.org/upstate-new-york/business- ... ga-ny-235967954

Yay! Im not scared anymore. I spoke with an attorney and my bank president and both told me this is a scam and they got my info from a credit check website. I do hate how they are calling my clients phone tho bc I returned a call from their phone :(.

Actually, if you had had a overdraft fee, your bank would have sent you several letters at that time!  NEVER pay someone unless they have mailed you proof you owe the debt to them.  I would ask your bank to reverse the charges as fraudulent.  Again - NEVER pay for a debt that has not been proven to be yours!

Why would you  pay them anything unless they sent you via mail proof that you owe the debt to them?  DO NOT PAY THEM!  If they were legitimate and working within the bounds of the FDCPA (read it and learn your rights), they would send you a debt validation letter proving you owe this debt to them and that they can legally collect said debt.  Bottom line - if a caller refuses to send you documentation proving you owe them this debt (legally required per the FDCPA) - you owe them NOTHING.  

Report the caller to the FTC, the FBI and your state's Attorney General.  Tell the caller that all calls they make to you are being monitored and recorded by the FBI (this may get them to quit calling).

Ive got the same call but they called my boyfriends phone asken for me foe a dept I owed fifth third bank 6 years ago which I dident even know my boyfriend 6 years ago and they were very rud to me on the phone and they also refused a payment plan inless I gave then a houndred dollors a week.

The strang thing is this number did call me sayen 5/3 bank was swen me for a past due over draft fee but they called my boyfriends cell phone which I thought was weird. So I called fifth third bank and thry gave me the number to but when I talked to these poeple they were very rud I they would not agree ganish my wadges they wonted my debt card # so I gave it to them so did my sister they took 100 dolor from the both of us so we canceled the cards not sure if it is a scam or not if anybody can help me figure this out it would be awsume I'm willing to pay my dept but not if I have to some friends told me they onoy have so many years to collect the dept and then they can't anymore and this is what these bottom feeding law ferms do is buy the account and try to collect even if they can't anymore.

what makes them legitimate?

I have a lot of info on them on my site: stopnandg.blogspot.com

R&L Capital. Legitimate collection agency with shady tactics
I spoke with a man about a debt I knew of from fifth third bank.  I paid off what I owes ($327) and 2 montgs later...BAM...they randomly charge my card $537. Going through disputes with my bank now
So...if you so pay them don't use your card or bank account. Pay with money order or a prepaid card that you don't use for anything else.  They really screwed me over.

Scammers for sure be calling several weeks asking and demanding a call from someone who does not live here.  deadlines per aggreesive VM come and gone. reported to Attorney General today.  Leave a derogatoory message on my phone for someone else name wanting address.   Always a new number and same message or caller name.  Also reported to BBB today.

There's a lot of info about them on my blog.  You should report these calls to the FTC.

stoprandl.blogspot.com

Since about mid March R&L Capital has been calling me 2-3 times a day.  It's always the same thing...my phone rings and its a pre-recorded message stating that they've tried reaching me several times and the my failure to co-operate with them will bring about legal action.  I've received this call even after I have spoken to one of their representitives.  And to top it off...this is for a bill that I have already settled.  I gave them the contact information for the company that I dealt with and all they say is "well they stole your money, you still owe on this".  Even after speaking with someone this morning telling them "fine take me to court" I still received another call saying i failed to contact them regarding this matter.  Total scam.

I get calls from this 855-208-7341 number and they harasse me but want me return the call to 716- number.  I just let my voice mail pick it up and saveing them for the A.G.O.   I don't think R-L Captial is a legal company.  3 months I been getting final notices every day,   they ask for information NO ONE gets.  My bank account.  That is my use only. They refuse to give me a mailing address.  Why would I give them access to my account.  They refuse to work a payment plan,  Then, We have nothing to talk about

I filed a complaint with the FBI after i saw this http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

You must work for the b*****ds

We have been receiving these calls and I suspected they were bogus because the person never asks for or makes reference to a person.   He only states that we will be turned in as not cooperating with the investigation and papers will be filed.  I turned my answering machine off but of course they let it ring for 15    times or more to automatically turn the answering system back on.  These posts here have just confirmed what I suspected-SCAM!   If a creditor needs to contact you, I am sure they would contact you through the mail as well as calls and would ask for the person on the account.

These people keep calling me too 3-4 times a day.Again with the reference to the packet I supposedly was supposed to recieve. When they called saying that I was about to be served or what ever, I should have said well I waited all day and you didn't show, so here is my bill..They are just trying to imtimidate you so you will fall prey to their scam. I have got the same call about going over page 15 for the last 2 daysfrom 2 different people at different numbers.

Please have them stop calling me at work and on my cell

Stop

Responding to  "This is silly"     Sure  I would like to pay my debts, that's if i had an income.  Some  people lose their jobs, get hurt at work, get laid off, etc...  WOW   Are you that stupid to judge people whom you know nothing about, let alone their financial situation.  .   So   unless you have walked  in someone else's shoes,   maybe you  should   keep  posts  like this to  yourself.    thanks and hope you never get laid off, lose your job or get hurt on the job.

Aha...The Old  "They wanted to go over page 15"  trick.  My gosh,  this scam should have gone away by now.  Even the Government warned about it quite some time back.  Don't call them back.   That's what they want so they can try to scare the beejeebees out of your and make you do something not in your best interest.   Any collections company, that operates within the law and on the up and up,  does not conduct business in that manner.

YOU ARE AN IDIOT LADY!!! This scam has been going on forever....The FBI warned us of it in 2010.

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

If you owe a debt pay it and you wont recieve calls!!!! Simple as that!!! Use some common sense!!!! If you owe a creditor money, pay them.....If you can somehow prove that this isnt your debt, the wrong number has been called or that you paid the account, dispute it properly to the company and they will stop calling you. I guarentee it. The reason they have your personal information is simply because you owe the loan with the original creditor and they are trying to collect the deliquent balance. Also be sure to check your credit report in alot of cases the accounts are on your credit report and are affecting your credit. Use your heads people!!! This is def not a scam. The are debt collectors.

Just got done arguing with these a***oles!! Stephen Rossi told me I was pathetic and I should be ashamed of myself. I did research called him back and told him what a piece of s*** he was and how he would be the only one getting sued when enough people get fed up with their harassment and scams. Told him to bank his money bc it won't last long. He said okay yoi stupid broke a** bi*** and hung up. He could at least pretend to be professional. His scam might last a little longer then! I wanted to jump through the phone and rip his face off!!!!

I just got a call today from this number.  I get them about twice a day but today he says that he is with R & L Capital and I am charged with Check Fraud.  (Charging me with my name and SSN) and I should call 855-208-7341.  The number that called me was 716-362-7607 but left the 855-208-7341 number for me to call back.  I have two banks and I dont even have checks with one of them and the other I know would call me if something was up.  Then i read all this and i know its a scam.  Just like the rest of the country, i am late on bills but it isnt nothing near being anything like CHECK FRAUD. WTF!! Really people!! Some people are real do***e bags!!!

I received a phone call that my ssn ending in xxxx (which isn't my social anyway) refers that I have been deemed a person of interest in a fraud case.  I am scheduled to be served a summons today but before they come to my home or work he must give me this # 855-208-7341 to call and discuss the allegations with Mr. Marksbury.  Blah blah blah.  I feel bad for people who fall for this.  This company makes the phone call sound so intimidating I'm sure some people really think they've done something wrong.  What a bunch of bull.  I can't wait to tell these idiots they have the wrong person and tell them what I think of their practices as well.

I too have been received these same calls from this company. when I call them I do not give them my name or any other information except the telephone number  that they call. I cannot get them to verify that they are looking for me. I submitted a complaint thru the BBB.org site. Seems they have an F rating (not surprising). But if you take a look at all the other complaints-i find the companys response very interesting. Its always the same thing:

Business Response: The debt associated with this complaint and the account associated with it in our office has been forgiven.  The individual employee involved in this case has been sufficiently reprimanded as to insure no further complaints of this nature.  It has been made known that any employee using such tactics as stated in the complaint will be terminated immediately without question.  our company strives to follow all FDCPA laws and regulations.  we take any and all violations of this kind very serious and are sorry for any inconvenience this may have been to *** ****** case has been located and, as stated, is now forgiven.  all attached phone numbers have been removed and his account has been closed.

very interesting. If you are still being harassed it looks like this might get it to stop.

Rossi & Lombardi is listed with the BBC as a collection agency.  This company (based in Cheektowaga, New York)  which identifies itself as a law firm uses robocalls to scam people.  

The dead give away is that the call is recorded and they never say your name.

The best thing that any of us can do is to not call them but call or file a complaint with the FTC and the BBC.  If we all do this, this bogus law firm in its present form will be put of business.

rude man keeps calling with threating messages