I too got a call from the same idiots....saying the same things tht u just mentioned....so unprofessional

See post above from me.  the link got cut-off when I copied and pasted


I am 90% certain this is the same David Harbour listed on the last page of the link below:

Here's the link:

http://www.finance.idaho.gov/ConsumerFinance/ ... nd%20Desist.pdf


Cell:  (480) 221-4485
Home:  (480) 473-1055

I am 90% certain this is the same David Harbour listed on the last page of the link below:

http://www.finance.idaho.gov/ConsumerFinance/ ... nd%20Desist.pdf

Cell:  (480) 221-4485
Home:  (480) 473-1055

This number called me about four months ago about a pay day loan that my ex husband took out and they said that I was also responsible.  I told them that per my divorce all of his debts are his sold responsibility and asked them to mail or email me the paperwork within 24 hours so I could submit to my attorney because I was sure that I didn't owe anything.  I never received anything in writing and they quit calling until today.  I got the voicemail stating that an officer was coming to serve me..blah..blah..blah...it's garbage.  I have filed a complaint against this company and will do so each time I get a message.

they are calling me and saying they are serving me for a check from back in 2010 - i have no idea who they are

This company is harrassing me and will not call my bankruptcy attorney.  I have no idea who they are.

I received a call from an Ashly Kag & Associates stating the had two complaints filed in my name and they would need me to contact them at 855-238-6529 I had 24 hr, if not they would file in my county and have legal documents served for my appearance. left a file number  and ext115 to to contact her.  this is my final warnng and good luck. These calls come to place of employment, have  called several times with the same message, but never leave anyother information. Also stated would need to see if could get the order could be stopped. How can you stop any order that is already in place, if so true,and 24 hrs have passed several time and you keep calling. This has to be a scam, they want to try to get you off guard & get your information.which could lead to IDENTITY THEFT. be carefully. who are these people. never heard of them, New Year, New way of scaming people, New criminals.

*NEVER*NEVER*NEVER* give info to STRANGERS who call you.

In recent years, third party debt collectors have been buying up old debt for pennies on the dollar and telemarketing collection calls to debtors to get what they can from their "investment". This old debt is sometimes legit, sometimes not (expired statute of limitations for example). In parallel, scammers have also been making extortion calls using bought/stolen/phished loan data, sometimes to debtors who may or may not have already paid off their debt, sometimes to random people, while pretending to be legit debt collectors. Problem is, both employ similar tactics to scare debtors/victims into paying legit/fake debts. If you don't have debt, you know for sure your caller is a scammer. If you have debt, you have to figure out whether it is a legit third party collector or a scammer -- not a comfortable position to be in but here's how you can perhaps tell the difference:

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. A 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector and not an owner and must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
You can tape phone calls per your state law described here http://www.fairdebtforconsumers.com/Recording-Laws-Summaries.html
You can tape, then sue collectors (google "fdcpa attorney") for violations described in sections 805, 806, and 807, per section 813 of the FDCPA.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

So are these guys a complete joke and should I just ignore them? I don't feel safe calling them back or giving them any information. What do you think?

I just got three calls from them (two to my desk phone and one to my cell), but didn't answer them. Then the front desk receptionist is calling me telling she has a message and I need to come down there to get it verbally. She asks if I know anything about court documents or someone coming to serve them, to which I said no. Then hands me a note with this number. He said it was for a payday loan in March of 2012 and that it was going to be difficult to make an arrangement at this point. They ended up doing it, but I had to make the arrangement for tomorrow.

Just rec'd the same message at my work saying they are going to serve me documents if I do not respond in 24 hours.  This is completely illegal what they are saying and doing.  This is harrassment and they are threatening people at work.  From the dates on all of these complaints they are starting the new year with threats.

I am getting the same phone call threatening.  I do not like this.  Who can stop these people calling your work and cell phone.

An abusive debt collector or a SCAMMER. No legit server calls before s/he comes to your door, they simply show up unannounced. If they call, heavens! you might run away.

WHo are these people they just called stating I need to forms of valid ID to testify in court and they are coming in the next couple of hours to my home or my work to serve me papers. REALLY????

Yeah i keep getting calls at my work that I need to have my DIRECT SUPERVISOR with me when I get the legal documents served to me. First of all, there would be no reason for my SUPERVISOR to be with me, by law I am the only one who can accept and sign for it. I called them and said I am sick of your harrassing phone calls, and your threats, I said I want to speak to a supervisor, he said he was the floor supervisor, REALLY?! Like I don't know sales or customer service, EVERYONE is a supervisor......

same thing here - time will tell

These people call saying I was going to be serve for a bill

I received a voicemail message from a lady that she was a legal courier calling from my county. Said that she had papers to serve me, they would come to my residence as well as my place of employment. She left a phone number that I could call to stop the order. I have been getting this same call for a week now. I called the number that was left on my voicemail. I spoke to a rude and nasty man who told me that this was for a payday loan that I took out in 2009. I told him that I had spoke to representatives from his company or whatever company that keeps calling me. I did not take out a loan from that company, the man named the bank that I banked with at that time. He said the funds totaling the about of $600 were deposited in the account and withdrawn from the account. After court cost and fees the amount would be $2580 I told him that I would have remembered if I took out a $600 loan. I told him, I believe they got my information from online, He said, oh no this was not done online, I said it was not? I told him, now I know this is a scam, because in the state where I live there are no payday loan companies where you can walk into. He then told me good luck and hung up on me.

This Business is not BBB accredited
Vandelier Group LLC
Phone: (866) 564-6020
PO Box 411056, Kansas City, MO64141

F On a scale of A+ to F
Factors that lowered the rating for Vandelier Group LLC include:
BBB does not have sufficient information to determine how long this business has been operating
88 complaints filed against business
Failure to respond to 85 complaints filed against business
2 complaints filed against business that were not resolved
Overall complaint history with BBB
BBB does not have sufficient background information on this business
Business has failed to resolve underlying cause(s) of a pattern of complaints

BBB file opened: August 10, 2011
Business Category
PAYDAY LOANS
Alternate Business Names
Shorline Online CWB Services, LLC Anasazi Group, LLC St. Armands Group

http://www.bbb.org/kansas-city/Business-Revie ... ity-mo-99161475

This Business is not BBB accredited
The Kaden Asset Group LLC
Phone: (888) 884-8524
3719 Union Rd Suite 217, Buffalo, NY14225

Rating: F on a scale from A+ to F
Factors that lowered the rating for KADEN ASSET GROUP LLC include:
Length of time business has been operating
Failure to respond to 2 complaints filed against business
3 serious complaints filed against business
BBB does not have sufficient background information on this business

Additional Information
BBB file opened: June 07, 2012
Business started: 01/01/2012 in NY
Business Category
COLLECTION AGENCIES
Alternate Business Names
The Kaden Asset Group LLC

http://www.bbb.org/upstate-new-york/Business- ... lo-ny-235968576

I got a call from a county courier she said from my county, and that I needed to call this  Kag & Assoc. number and give them a case number to see if I could get a "Stop Order" on it. I took out a pay day loan back in June of this year but tried multiple times to make payment arrangements with these people to no avail, and then i get a call at my work from a supposed "courier" of my county and told me to call the number above, who then said they were attorneys for the Vandelier Company and that they wanted to sue me, and he got really nasty with me telling me that it wasn't a joke and that it was very serious and they were going to sue me and it was interstate fraud, and all kinds of stuff. I hung up. But they are calling my work now.

I got the same call, I'm still waiting for them to show up. I got a feeling it's going to be a long wait, it's already been 2 months.

Got a call from these idiots,  call was blocked but this is the # they left.

Said someone was trying to contact me and some legal documents needed to delivered and to have my valid ID with me at all times, that if they didn't catch me at home they were coming to my employer.

LOL.