855-245-6124
jj
jj
2014-06-18 14:48:57
Debt Collector
They are now calling from 864 305 1348 having you call back to 855-727-3745.   Lisa Moore was the name.     Told her I didn't know where I lived
Karen
Karen
2014-05-05 16:44:08
Unknown
A company called Accurate, more specifically April Weber with Accurate called both myself and my husband back-to-back.  They said it was imparative they locate "Linda Dix" immediately.  Neither of us know "Linda Dix".  Accurate left the phone number of 855-727-3073.  When I asked what did they want with this person: where they the police, federal officials, hospital, etc - April said "she did not know where I got my information and if I was not Linda Dix it was confidential".  I was concerned with all the weird scams going around and because she said several times it was "imparative" that they locate this person.......very strange - so I looked up "Accurate" information and here we are.  
stupid scam
stupid scam
2014-04-10 15:20:03
Unknown
Do not waste your time on these people!! They are so full of it. I even called the BBB cuz I'm having the same problem with them and the lady at the BBB even told me to not speak with them anymore cuz they are a scam, just trying to scare people into giving them money.
NOT A FOOL
NOT A FOOL
2014-03-26 15:51:49
Debt Collector
Received message from A 678#, googled as Accurate (whatever that is) on landline for someone I do not know/does not live here - sounded like a "sweat-shop' in the background.
Left a reference claim number and number beginning with 877  to call back. they state that they were going to serve me with some claim papers at my home or poe...lmfao like im stupid:  #1

#1: you have violated FDCPA by leaving the type of message that was left on my vm because you are only supposed to leave the FOTI msg or just your name or number.  That one violation is worth $1,000.

#2 you called my home and left the same message on the same day. that is also a violation of FDCPA FOR the same reasons listed above. That is another violation worth $1,000

#3 you called my phone again today and left another threatening message so that is another violation of $1000.00

So far according to my attorney, you will be paying me $3000. So just keep it up and I will rack up the violations against you and your company. Not only can you be pursued personally but your company can also be sued.

Your company is also what they call "spoofing" numbers. which is also illegal. so here we go with another violation.  Perhaps you should check out the lawsuit that was filed againt Nelson, Hirsch and Associates and what they had to pay out.

watch your step company, you are in for another lawsuit!!

Two hours later I received another call from this Accurate (debt collectors?) place from 866-447-3926, caller id as "toll free call" looking for the same person.

Scam-scam-scam and more scams!!!

I am on the DNC List...that sure works well, eh? Will it ever stop?

You are disgusting, sleezy bottom feeders of the worst kind and opportunists preying on others for financial gain illegally. Get a REAL JOB!
I will be reporting the numbers, business name, and your recording to the BBB, FTC, State Att General-Dept of Finance and the FCC as starters for blatant violations.
Others beware and report!
angry man
angry man
2014-02-20 18:53:27
Debt Collector
These clowns keep wearing me out an my mom about a payday loan, same story as above, locator gives me a number to call, i call and tell them its not me, they say they cant dispute only resolve.  Such a joke!
Susan Meyer
Susan Meyer
2014-02-15 01:52:39
Debt Collector
Someone called my place of employment from this number I have never heard of them. Very embarrassed and frustrated.
Mary Armstrong
Mary Armstrong
2013-12-16 23:41:54
Unknown
Did not receive a call from 855-245-6124
Mary Armstrong
Mary Armstrong
2013-12-16 23:40:41
Unknown
Never had a call from this number
Mary Armstrong
Mary Armstrong
2013-12-16 23:38:30
Debt Collector
I have have had 4 calls from a company called Accurate with threat for arrest for fraud.  All the numbers on caller ID are toll free and cannot be called back.

Following is all the documentation I have made:
Accurate
1-877-611-0374
Toll free number with no additional information
Ry (ext 317)
Reference number 187422

Thursday November 7, 2013
4 phone calls made by ?Unavailable? 1-608-466-1764 (land line in Beloit WI)
1.    My son Shawn Armstrong
2.       My son Mike Armstrong, at 10:30 am
3.       Two calls made to my grandson Stephen Armstrong.  (10:33 am and11:51 am)
4    The last made to me.  Nor sure of the exact time but it would have been after 12:00 pm

I have informed my son?s and grandson to call me if they are contacted again

The man would not tell any of us  who he was or who he worked for.  Shawn, his wife Denise, my son Mike and I continually called the above number.  All of us only got busy signals.

The man from ?unavailable? told me I had to call a company named Accurate as
I was being served with papers for ?fraud? for nonpayment of a loan.

I called Accurate at 1-877-611-0374. A toll free number with no information attached. Reference number 187422.  I spoke with a man named Ry (ext 317).  He told me that I was being cited for fraud by Multisource loans and if I paid the $390.00 now it would be taken care of.  I informed him I don?t have that, he conferred with someone and then told me if paid $133.00 on November 14th, the matter would be settled.

The first red flag I should have heeded and I thought it odd was when he told me the amount owed to Multisource Loans was $390.00,  I know it is more that but not certain of the amount.  When I told him I didn?t have that kind of money, he asked me hold he would confer with someone.  The second red flag was when he came back on the phone and informed me that all I would have to pay is $133.00 and the matter would be settled.  By this time I am so terrified and stupid I gave him debit card number for withdrawal from my checking on November 14.  Per a call to an attorney?s office I am working with on another case, she looked up Accurate and informed me that this Accurate is a scam.  I went to my bank voided my debit card and got a new one.  I called Accurate and left a message for Ry and informed him that this was a
scam and payment would not be rendered as my debit card was voided.  While  I had stepped out he left me two messages.  One stated that the payment for the 14th would be deleted.  Phone call was made at 3:29 pm.  Second call made at 3:32, Ry informed me that the temporary hold will revoked and I will be served.  I called him at 4:15 and left a message to inform him, per attorney instructions I was not to answer his phone calls as Accurate was not an actual company. I also informed him that if he  proceeded with the scam I would file charges.

The attorney was called for information only as what to do for nothing else.


Friday November 8, 2013
Phone call at 8:11
Caller ID showed out of area, no number came up.  After the call was over I brought up the out of area on my caller ID and pressed talk.  Heard the beebs of a number being dialed and then nothing a dead sound.  I answered the phone and the caller identified himself as JackWarner and was hired as a ?locator? by Accurate.  Why does a company hire a locator when they already know where I am.  Would not tell me where he was calling from and that he was ?self employed?.  He wanted to meet somewhere to serve me with papers.  I told him I would not meet him anywhere and this was a scam case.  He became verbally nasty and said it wasn?t the case.  I informed him that an attorney looked up Accurate and found it to be a scam and I researched online and found several listings of others who Accurate has tried to scam.  He said this was not true.  He then said I had two hours to settle the issue or else this it would be taken care of and he was calling back after the two hours.  Never called back.  I also at that time called Accurate and left a message for Ry that this is harassment.  I informed him that all calls from them or by anyone associated with them would not be answered.  Also informed him that all of this is being documented for further action to be taken on my part.  He did not respond.

Friday , November 8, 2013
Filed a complaint with Federal Trade Commission using the above information.


Monday
December 16, 2013
4:53 pm

Caller name something like Marisha

Wanted $133.00 for Multisource Loans or I would be cited for Fraud.

Explained I would pay in February out of tax refund and she accepted that.  I asked for a letter from her with company letterhead, she refused to send such documentation.

She said she would accept my debit card number in February and she stated she would give me her information.  I asked her to wait so I could get pencil and paper.  By the time I got back on the phone she disconnected the call.  I tried recalling the number and did not ring.  Did a reverse number lookup and is not  a valid number.

This is the 4th call since November from  3 different people and not of the numbers are valid numbers.  No one would tell me there job title, the location of their job.


They procede with this I would demand compsenation for harassment.
Tamianth
Tamianth
2013-11-08 00:29:32
Unknown
Please see my post above, both you and your son should file reports..
Danette Andrist
Danette Andrist
2013-11-08 00:11:22
Debt Collector
This company has called my work and my SON of all people. Told him i was in trouble! What is wrong with these people?
wayne power
wayne power
2013-11-06 16:35:37
Unknown
I want to add a few names who speak with you when you call. Nick,Sophia,Stephanie, and another guy but he sounds like the carrier that calls you.

They will say they are trying to help you. They will say we do not have an address because of the nature of their job. They will say they do not have an fax because the nature of their job.

Ask to speak with their legal department. They will say they are busy.

Tell them not to call you and you know they ate fraudulent.

Report them to the federal trade commission and the attorney General Office . File a police report.
Wayne Power
Wayne Power
2013-11-06 16:23:35
Debt Collector
Accurate is a fraud company. Do not put to much attention to this company. A carrier will contact you and give a name"Patric O Niel" or another name. They will say contact Accurate or you will be served. Then will threaten you with possible jail and you have committed fraud.

When you contact Accurate they will have your information. Let them now you now they are a fraudulent company and what they are doing is illegal.

They will then block your number. They claim they do not have a physical address or fax. They claim not to be a collection company but yet try to collect on a debt. They claim that no one is in their legal department to speak you. When you ask for proof of the loan they claim that they do not have any copies of your paper work because the carrier have it. They claim you need to pay them then they will contact the carrier and stop him from serving you papers.

Do not believe this company they are fraudulent.

If someone is collecting a debt they are to provide you with proper identification on your request. It is your right.  
Tamianth
Tamianth
2013-11-02 21:25:47
Unknown
Real legal servers do not call you in advance..  and phone,fax nor email is legal and they can't say your legally served on a phone call either,lol!  The whole sounds like extortion scam..

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
ksgram10
ksgram10
2013-11-02 21:02:59
Debt Collector
I got a call from 865-229-1365 but she left an 866 number as a return call #. She called again (she calls every 1-2 minutes every morning) and the second time left this 855 number.  When I would not give her my name (I don't give my name out to people whom I don't know or don't do business with) she started in on how I have a claim against me and she wanted my home address and work address so that I could be served.  Her last message was "You have until you contact me back regarding this claim - you have been served".  I called the first number she left as a callback, and notified them that I was not the person that she referred to when starting her call and the messages she left. They apologized and said they would fax a cease contact order to their "locator" and I would not receive any more calls. I have since received 3 more.  
makeitstop!
makeitstop!
2013-10-25 22:04:26
Debt Collector
hope this helps someone else and their various additional numbers used.....

Received message from 815-797-0361, caller ID - "unavailable", googled as Accurate (whatever that is) on landline for someone I do not know/does not live here - sounded like a "sweat-shop' in the background.
Left a reference claim number and number 855-644-3148 to call back from a Kylie Riggs. Yeah, sure....right away, Kylie....hahaha, for some claim/papers to be served against the person you are looking for.
Sorry, can't help you - seems you are you phishing for numbers? Quit bothering people and hiding your number as "unavailable" and "toll free call"
Your numbers are now blocked. "Bye-Bye!"
Interestingly, I received a new message from caller id "orlando, fl" @
321-800-4397, not 20 minutes later to reduce credit card rates - funny, I don't have/use credit cards; just another number to block and another scam.
Two hours later I received another call from this Accurate (debt collectors?) place from 866-447-3926, caller id as "toll free call" looking for the same person.
Scam-scam-scam and more scams!!!
I am on the DNC List...that sure works well, eh? Will it ever stop?
You are disgusting, sleezy bottom feeders of the worst kind and opportunists preying on others for financial gain illegally. Get a REAL JOB!
I will be reporting the numbers, business name, and your recording to the BBB, FTC, State Att General-Dept of Finance and the FCC as starters for blatant violations.
Others beware and report!
candjparker
candjparker
2013-10-25 17:37:43
Debt Collector
A company called "Accurate" keeps calling my work number, and has now called my HR department, and my mother, said it was a legal matter, and that I had better get this resolved today!  The company said they are representing a loan company Multi-Source.  I did have a loan with Multi-Source, but that note along with others have been consolidated to pay them off.  Multi-Source has never contacted me by phone or in writing about the note.  In addition this company "Accurate" refused to give me their fax number or address.  Also, some other person called "Tim" called and said he was from my state and would be serving me papers from "Accurate" if I didn't get this resolved.

The number is 866-787-2845

I have no idea how they got the HR number or my mother's number!  I am ready to file a complaint with the State Attorney's Office!
WOW
WOW
2013-10-24 16:59:45
Debt Collector
Yes accurate is using an outside person to call and harass you. They have recently called my father who I have never used on any of my small loans. The server who called me wanting information about my address so he could serve me papers. That charges had been filed against me. I have had charges filed on me before and have never had anyone call and tell me. I asked well what charges now and he gave the phone number to accurate and a claim number to use. Idiots,
freakingout
freakingout
2013-10-22 16:45:01
Unknown
I just received a call from these same people at my work. They spoke to my supervisor asking what the protocol was for having documents served to me at work over a company filing charges against  me. My boss called me freaking out. I called the number they gave and these people refuse to give me anything in writing validating the debt and when I asked that only my personal cell be used in future and no other, especially my work, they said they did not have to abide by my request until I paid. She said she had no control over where the "locator" called and couldn't release the order for the locater to contact me until I paid.
anoynymous
anoynymous
2013-10-21 18:40:28
Debt Collector

Has anyone actually been taken to court by these people??
Seems unlikely to me.


I have the same guy calling me saying the same thing. I have a claim against me for check fraud, blah blah blah and if i wont to stop legal action to call their "firm". Which is one girl answering the phone whenever you call.

calls my work too. Asks for my supervisor or manager .  I talked to my HR President and she was going to call him and tell him it is illegal to call me at work. That is harrassment. And if he continued they would seek legal action against HIM!

I told him over the phone that I would just work it out in court, I wasnt giving a credit card number. and he still continues to call and leave the same messages, over and over.....
I asked for an address to send a dispute letter and they wouldnt give it to me. I tried to give them my new home address to send me documentation and they wouldnt take it. Ridiculous!

If I thought it was a true debt and they really owned the debt I would pay , but I have had about 20 different companies over the last two years call and say the same thing and none of them have been legit so far. And none have followed through with thier threats.

Frustrating.

Bekah
Bekah
2013-10-19 01:58:52
Unknown
They did the same thing to me!!! Said I had charges pressed against me to my supervisor!
Michelle
Michelle
2013-10-17 15:25:54
Debt Collector
These idiots are pretty much resorting to black mail and illegal practices to collect a debt. I received a call from a "locator" that stated he needed to serve me with papers. Then he told me to call Accurate and gave me a case #.  When I called they stated I was being charged with fraud but the would make it go away if I made payment arrangements. I tried to give them my lawyers number but they used a bunch of double speak and said they were not a collection agency but just a " service" company. When I questioned them as to why they could make payment arrangements if they weren't a collection service, this bimbo said they could "facilitate" a deal.  I called my attorney and he said this was a fraudulent way to try and collect a debt especially since they refused to mail me my paperwork. So the "locator" called me again this morning and I told him i knew this whole thing was a scam and that I would meet him at my attorney's office and he could give me the paperwork there. He got flustered and ended up hanging up on me.  My attorney said if these guys show up at your work you can have them thrown out. They are not from law enforcement and have no right to harrass you at your place of business.
Brenda
Brenda
2013-10-08 18:13:12
Debt Collector
I've received similar message, I saved may voice message as they called me at work, they stated the message was for my manager and there is a contact order, the message was for Reda Jacobson. That is not even my name; close but not may name.

I got a call from a Spence Clark to call back at 1866-802-5873 gave me a claim# and end of VM I was told I was served. What crap is this. I thought I had some kind of law suit. Scarred the crap out of me, I called the phone# it intro stated they are with Accurate which is a collections agency in CA.

My sister had a couple law suites against companies like these and won; she had enought money to pay her attorney and pay off her debt.
Brenda
Brenda
2013-10-08 18:01:35
Unknown
You are right, 3rd party collectors have strict regulations to follow
Henry Cardaropoli
Henry Cardaropoli
2013-09-18 15:40:03
Unknown
These jerky treats have called my cell phone and have even called me at work saying they were gonna send down a locator to serve me with some legal papers! I told them not to call or to not have anyone come to my work! I do not know how they got my info! I want the locator to show up! When im done with him accurate will have to find a new locator!!!! Ha Ha Ha
Tamianth
Tamianth
2013-09-05 00:56:29
Unknown
File complaints also .. This violates the FDCPA laws..

A process server doesn't call before they show up, and this guy also needs to mail legal proof ala us mail in writing.. over the phone, email, or fax won't cut it!  

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
Hhighly Upset
Hhighly Upset
2013-09-05 00:42:39
Debt Collector
I dont know about anyone else on here but I am going to sue those fools. They called my mom and told her that I was in legal trouble and that there were legal cliams and charges against me. Also, they claimed that they came by my house to serve me  court papers and that I was going to be sued. I called the number, some David kept pressuring me to make a payment or go ask someone  to borrow money to pay them. they claimed I owed $515.00 and after yelling at him, and told hikm about his so-called locator, he suddenly decided to waive a 200 fee just like that. I did not buy it one bit. I refused to  pay and I told them that I was not goin to make any payments until that so-called letter came to me in the mail. I have grounds to sue and I will! how does my payment go from $315 to $515. So many rights violated. Wait til  I get a lawyer!
Christina
Christina
2012-11-21 19:23:46
Debt Collector
They have called several times, this is not the first I have had these calls. They claimed I had charges being brought on to me from check in go wich is a payday loan, I do owe money to. I explained to them I had no problem paying my loan but I would like a statement sent in the mail...because I would not give her a CC number over the phone. I would not give my new address since my old address has been forwarded. She just kept saying that she needed my address so their private locater could bring me formal papers. She even asked for my work address, wich I refused to give her. I started explaining the fair credit act and she was harrashing me that if she was going to take me to court then ok and hung up on her and now they have called 6 times this morning!!!!
Jaci Clark
Jaci Clark
2012-11-19 15:38:48
Debt Collector
This company called my place of employment, stating that I had some type of a claim against me. My Finance Office told me that her name was "Sabrina". I told him that if she called again, to contact my lawyer.
Liz
Liz
2012-11-16 19:29:58
Unknown
Got a call today asking for a family member that lives in another state.  Told them I knew them and Allison Davis told me he was in a bit of trouble and it would be best for him to call this number.  After looking at the other post I will choose to ignore this as well.
1-310-794-2772 1-800-881-8084 1-646-863-2835
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