http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
******************
http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
*******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
*****
http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
****************************************
To report Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Consider buying a call blocking device or phone..
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&field-keywords=call+blockers

very bad place they lie do not listen to them just hang up. they just want your money.

You are *ucking nuts

I also happened to link on to the privacy policy of bcd and I am worried because of what it says.  Somehow on something I have taken out before it must have done this same practice and I didn't read it thoroughly.  Below is just one section of the privacy policy found at bcd-group-llc-loan.aronzone.com/privacy.php


Sharing Your Personally-Identifiable Information

aronzone.com may share your personally-identifiable information (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a payday loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (not including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship.

Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions.

aronzone.com will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies.

In addition, in the event that all or substantially all of aronzone.com?s stock and/or assets are transferred or sold to another entity, aronzone.com may transfer personally-identifiable information to the acquiring entity.

I received a few messages from a Mr. Jones acting as a third party trying to collect a debt.  He threatened me to be served for two charges - 1 was trying to defraud a financial institution and the other was for breach of contract.  He said he would come to my place of business or home or wherever if I didn't get this straightened out.  Ok first, I was suspicious right away and when I called the number 877-641-8072 I mixed it up with the person on the line.  Scary thing was she knew my informatiion.  I am not happy about that.  I never verified on the phone if she had correct information or not.  I am currently already on a debt management plan for my debts and I called them.  They would not talk to him about it so I had to call them back.  So I played nice and asked for a debt valiation to be emailed to me.  They sent one stating the Original Creditor was BCD Group LLC.  They gave an original Account number and charge off date.  But no contact information for this creditor.  I looked them up and emailed them.  There was no phone number.  So not I am waiting to hear from them.  I have no memory or record of this debt and am wondering how I handle this if BCD is also in on this and decides to say its valid.  

YOU OBVIOUSLY WORK THERE, because everyone I've spoke to from there speaks in ebonics. Don't pay any attention to the FAKE DOCKET NUMBERS they give you. CALL THE POLICE ON THESE PEOPLE, THEY ARE SCAMMERS.

You must be one of the LOVELY people that work there. YALL.

Well now,  haven't they been contacting and discussing issues with relatives of those called?   Where's the power of attorney there?   Their practices are not quite legal but they want everyone else to be legal?
I think your post is pure Bull $hit....

Oh no!  another one of those shills with........Loan Dementia..........
did anyone else notice the familiar upper case typing and the  "YALL".   This boy has been around on this board just a shucking and a shilling...

And the problem with you is fraud! I'm just a shaking in my boots waiting for it!

Oh wait! I'm not wearing my boots!

THE PROBLEM WITH YALL IS THAT YOU OWE A DEBT AND DO NOT WANT TO PAY IT BACK I WAS CONTACTED AND OWED DEBT I TOTALLY FORGOT ABOUT IT NOT MEANING TO BUT I JUST DID I REALLY OWED THIS AND I PAID IT BA K SEEMS TO ME THAT ALL OF YALL WANT SOMETHING FOR FREE THAT IS REALLY GOING TO HURT U IN THE END AND THE BAD THING ABOUT THIS IS THEY CAN REALLY TAKE YOU TO COURT FOR THIS

The FTC warns about fake debt collectors here  http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

Got a call today from NCS and process server James Brown.  He left vmail stating I had 2 hours to respond or he was either going to have me arrested  or have cops come with him to serve me. Um..ok buddy.  He said it was for passing bad checks.  He left case number and return phone number.  I called back...4 hours later...woman with tv blasting in background said it was for payday loan I took out for $810 back in December from some place called ACS.  I have never heard of this company nor had loan in this amount from anyone ever.  I asked her to send me letter of debt validation. She said they only operate via email and was sending it now.  She told me to view it and call back to pay to avoid a very dangerous process server.  I viewed it...no letterhead..any idiot could fake it...says I owe the stated amount from ACS with a lengthy account number I have never seen. I immediately emailed to address on bottom of so called letter advising them debt is bogus as is validation as they should have provided proof of signature proof of deposit into my account etc.  I also stated I have notified law enforcement and they will be present for them to serve me at my employer on Monday. I advised any attempts to access my property will be denied and police called immediately.  Then I gave PD phone for them to discuss.  My identity was recently stolen and I feel this is a scam as I know debt is bogus.

Well they just called me from 8778393652.  I asked them for a physical address and they hung up.  I called back and was sent to a legal processor who would not give his name.  He asked what he could do and I said all i want is a physical address to send the informtion to, i do not want a po box.  He said well mame the po box is our address and I said no you have to have a physical location and he said either take the po box or hang up.  i took the po box which is the same 41213 Buffalo NY 14221.  I also wrote down the email from above and will let you know what happens with that.

They just call my aunt house 2 days ago and called my on today. The ladies from the corporate office i work at told my boss how demanding these people were.  I called one of the policeman i know really well to give them a call for me. They told a lie and said that all the information they had came from a processer server in the county i stay in and respond and ask who the processer was they said a lady name Melissa but would not give no information.  He said he works as a officer and donot know who that is so they are told another lie. I called back and they could not give no infomation and hung the phone up on me.  They even left a case no at my job and my husband called them today and he also told them he works at the county and they called him an a***ole and hung the phone up on him.  I believe when the law gets involve they will leave you alone. It is illeagal for them to call you on your job. I believe they are scammers!!!!!!!

I work at a law office that deals with bankruptcy, credit issues and debt settlements .  NCS contacted one of our clients today and stated:  "This is Ms. Adams at the States Processors Office" if you don't return the Plaintiff's call to 855-256-2131 within two (2) hours, we will be at your place of employment to serve you". Obviously this is a disturbing message to have to hear at work.  When I contacted NCS I found out that they are Nationwide Credit Solutions a collection agency.  I explained that we would like them to stop contacting our client directly and making threatening statements to which they replied that could not speak to until they received a Power of Attorney.  The email they gave me to send the Power of Attorney to is customerservice@nationwidecredit.biz and the email did not come back undeliverable

NCS or Nationwide Credit Solutions - PO Box 41213 Buffalo NY 14221 - These people have contacted several times and left threatening messages. The caller states that she is a process server with my state and that there is a case pending against me regarding a "bad check".  They have also contacted my ex-husband's wife, my ex-mother in law, my ex-brother in law and my ex-husband's wife's ex-mother in law telling all of them that I am going to jail for writing bad checks. I have done some research and apparently this company has been scamming several people with the same scare tactics.  I contacted them and asked for a physical mailing address and after speaking with several people and explaining that I just wanted to send a certified letter requesting verification of this debt, they gave me the address above.  I am now sending a "cease and desist" letter to this company with the request for the written documentation of the debt. I am also sending a copy of the letter to my state's Attorney General, New York's Attorney General, the Federal Trade Commission, and the Better Business Bureau.  It's my suggestion that if you receive a message from this number, that you do the same.  Also, NCS has several complaints against them on this website under a different phone number.