PAYDAY LOANS WILL NOT APPEAR ON YOUR CREDIT REPORT BECAUSE THEY ARE NO CREDIT CHECK LOANS. THAT IS WHY THE INTEREST RATES ON THESE TYPES OF LOANS ARE TYPICALLY 198-225%

AS ALL THESE OTHER PEOLPE SHOULD HAVE DONE...PAY YOUR BILLS IF U KNOW THE DEBT IS LEGIT PAY IT. COMPANIES JUST DONT ATTATCH A "FAKE" BILL TO PEOPLE AND HOPE IT STICKS

Get a copy of your credit report. it will have the administrator of the account listed. You can get the number and talk to them about it.

Scammers like these look for people like YOU to prey on. People who KNOW they have an outstanding loan, and are more inclined to be bullied into paying. However, they likely do not have any authority over your overdue loan.

I been dealing with a guy supposedly named Nick C. at 855-305-7895 ext 311 I made two payemnts to him for a old payday loan. Howver after calling his number he has a muffled name on his voicemail.. then after looking up my credit report (nothing about the loan is on there) and i missed the payment i am not gonna pay this guy! they must have sold my information they threatened to have me served as well SMH NEVER AGAIN. most companies send u a letter first i got nothing from them

Anything happen with this?

I had them call me on Monday regarding a loan from last year. The loan is legit and I remember not paying it once I think about it but after seeing these posts I am just not sure what to do.

HELP!

scm has called everyday for 2 weeks about a pay day loan  name of phil brooks  went as far as to have a steven hill call say he was a process server that I was going to court  I called them back at the name of process company he gave me they had never heard of him  I call scm they want me  to set up payments for a year  supposed to be for  a loan  I have changed banks 2 years ago they have my old information  what can you do

These people called me twice today, once at my job, and again on my mobile. Stating that I have legal documents waiting to be served at my place of employment, 972-372-0283 claiming to be global process servers. They had me talk to someone name Phil ,855-305-7895. He said that I needed to come up with a form of payment like a debit card or a reloadable prepaid card, in order to avoid further legal procedure. I've done my research thoroughly, and these scumbags need to get a legal way of making money, instead of trying to cheat people. It's a SCAM!!! Don't give in, no matter how real the threat sounds.

I actually have these clowns one of the payments they were asking for but after reading this never again. I felt it was a scam but didn't know for sure.  I should've look on here first

My boss took a message today from "Sasha" with Global Processing Services - I returned the call to 972.893.9982 and she actually answered to inform me that I had a non court mandated summons to be served upon me, but they didn't want to do it at my work.  Even though she divulged what should have been "private information" to my employer.

I asked for what the summons was for, she did not have that information and instructed me to call SCM & Associates at 855.305.7895.  Before calling - I did a google search on both phone numbers...  BEWARE - MAJOR SCAM ALERT...!!!

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List
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http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

To file complaints on Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I got a call yesterday and they said I had an outstanding loan and he had my banking info, ss#, and dob.  He said I had to pay 700. By the 16 or they will serve me papers at work.  I told him I really think I am being scammed and am leary of the whole thing

I had a call from a Mark Davis, said he was with SCM and Associates.  Claimed I had a loan that is outstanding, but this is not a loan I ever made.  He had my SS#, and my DOB, but address, email address, and other contacts were wrong.  I have attempted to get further information regarding this matter from them without success.  worried this is a scam of some form.

I RECEIVED A CALL FROM SCM AND ASSOCIATE ON A LOAN THAT I HAD AND FORGOTTEN ABOUT. RANDALL EXPLAINED MY OPTIONS AND WAS VERY PROFESSIONAL. I SET UP ARRANGEMENTS HE DIDN'T TRY 2 STRONG ARM ME LIKE A LOT OF COLLECTORS DO.

I tried looking the number up and it says it does not exist