I got a call this morning at work from tammy what should I do and what are my rights ?

They are now using another number 844-707-7288.  Called my cell phone and left message that I was listed as an emergency contact for my daughter.  I immediately called my daughter to see if she was ok because I had a feeling this was a scam.  I then returned their call. I questioned who they were and where they were calling from.  Flustered them. Client Services and Processing was the answer, Ashley.  When I refused to answer their questions, they threatened to call the authorities because I was not cooperating. I told them to go ahead because this was a scam and the authorities need to be notified.  lol   Now home see they have called my home phone 4 times, when return their call there is an voice mail stating no one available to take call.
My daughter had this scam earlier and they are very convincing.  I plan to file complaint with FTC - thanks for that advice.

Many thanks for the follow up and information!

Thank you we just recieved the same call same information you said and he wanted the money while he was still on the phone with me

The company name is Client Affairs and Processing and they have no website because they are not a legitimate company. Her name is Tammy Larsen.

First, thanks for posting that information here.  With some readers, the simple testimony of a former employee explaining the dynamics  will keep them safe.

Any chance you would be kind enough to share the actual name of the company or even it's website?  BTW, any chance this power hungry maggot running the boiler room would have a first name beginning with the letter T?

I received a call from this number last Friday 7 Mar 2014.  The message they left said that I had been named as the emergency contact for my son and that it was imperative that I call back IMMEDIATELY!  I tried to contact my son or his wife and couldn't get a response, so I called this company back.  The guy who answered knew who I was right away.  He refused to tell me the name of the company, and started in on how he was LOOKING for my son.  As soon as I realized this was a bill collector and not and actual emergency I unloaded on this jack*** for scaring me into thinking something might of happened to my son.  He tried to intimidate me into giving him contact info for my son, but I just kept chewing him out.  He finally hung up on me.  I got a call later that night from my ex-wife, my sons mother, whom he hasn't spoken to in over 10 years.  She was freaking out thinking something had happened to her son.  She lives in California and my son doesn't want anything to do with her and has never used her as a contact.  I have no idea where their getting the info on him, but I want to take legal action if possible.  These pieces of slime are hitting new lows with this bogus emegency crap.  If anyone has any idea what the name of this organization is I'd really like to know.

Yea, I used to work for that company. I quit because of all the illegal shinanigans that were going on there. Nobody is going to jail. Did they tell you it was going to be a "mandatory 120 days on a non-bondable offense"? Or that if your refusing to pay that they will just "go ahead and process your paperwork" and it will be "sent to the proper athorities"? It's a bunch of people sitting in an office in cubicles with eCollections open on their computer going thru the list of phone numbers and calling them, not knowing who exactly the number belongs to. Just ignore them, or block the number. Whatever you feel necessary i suppose. Just don't believe them. It's a scam and a big lie and ontop of everything they add a minimum of $300 to the original amount of the loan so even if someone were to believe them and pay, they are paying AT LEAST $300 more than what they originally borrowed. Pass on the message. :)

I used to work for this company. I quit because the "owner" is a power hungry bi*** and isn't interested in helping anyone but herself. Don't stay on the phone. Just hang up. Your not going to jail. There is no warrant out for your arrest. And they aren't "processing" any paperwork to get you started to serve your mandatory 120 days in jail on a non-bondable offense. They are not lawyers/a law firm. It's a collections agency.

I was contacted by this so called company Client Affairs or something of that nature,  saying that 2 counts of federal charges would be brought upon me for a check that I allegedly wrote in 2010 to Check n Go. A Chris Howard called me and transferred me to a Stacy Poole I asked her if the documents can be faxed to me about this situation I told her it sounded fishy and very unethical  she quickly  became upset and said I will just forward everything to the sheriff?s office and she wished me good luck. I then googled the phone number and realized like the rest of you that it was a scam!  I was a little terrified in the beginning!

Called family members saying I owe a payday loan from 2011 and I was being charged with a felony check fraud. Also said I had 30mins to call back or I would b arrested

Received a phone call from this number saying that the number was listed as an emergency phone number for my husband. The guy said that his name was Chris Howard. Would not say what the call was about but just said to call him back.

I received a phone call today from this number.  They said that I had an outstanding payday loan.  And, if I didn't pay 1, 000 and something dollars that would have a warrant out for my arrest and I would spend 120 days in jail.  They also called my husbands phone and my father-in-law's phones both cell phone and home phone.  This is outrageous. This needs to stop.  I had my lawyer to call them and they hung up.

received call threatening me with felony fraud warrants. did not tell me what it was about.  wanted me to confirm my ss# I refused and informed them I was recording the call she hung up on me. company name Klein & Assoc.

My mother just received a call on her landline from this number and they asked for me...when she asked what it was about they hung up...she then called them back from her cell phone and told them that it was a scam and that they needed to knock it off..the lady on phone said it is not a scam and as soon as we mentioned calling the sheriff she hung up...but then 2 seconds later they called my mothers CELLPHONE not 5 seconds later except this time it was an unknown number...SCAM!!!

These two so called people named Stacie Poole and Chris Howard will get your information then call you about a past bill in your name saying you have to send them money gram or you will have a warrant for your arrest.I talked to business buerea and my attorney finding out this number and these two people are a SCHEME!!!!!

The person identified as Chris Howard was almost the biggest a** I have spoken to yet from scam phone callers.  They said I was listed as an emergency contact person for some who shares the same last name as I on my home phone and that I needed to return the call immediately.  This individual put some effort into reaching me because I spoke to him from my cell phone, which by the way, has a different area code earlier today and when I said I didn't know that person, he said he would notify the authorities.  So, I redialed the number and he asked who he said he was looking for and then wanted the numbers.  He got indignant when I told him he called me and should know. He said he would leave the numbers in there and call every 7 days.  

I called this company back and called them on their scam. They don't even state the company name when you call them It's creepy!! Their response to me when I called them "you pissed off the WRONG PERSON!" If that's not bad enough, they decided to start calling my ex-husbands wife and harassing her. Telling her that she "was on my contact information". These people are deceitful, disgusting excuse for human beings! They won't even let her get a word in edge wise so she can give them my correct contact information, which is EASILY available to them, if I truly had a debt with them. SO BEWARE, you piss them off, they start attacking people you haven't talked to in over 10 years and to scare you into falling  for their crap. I WILL NOT BACK DOWN!!!

If you're a banker, then you know your callers are full of it.  Debt is civil, not criminal, so no one is being arrested and/or jailed for failure to pay back a loan!  In fact, your callers have committed numerous violations of the FDCPA.  To have a judgment against you, you would have been served a court summons and had your day in court to state your case.  Plus, if you didn't take out a loan in 2008, why would you even consider paying it?  More info on this scam here:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I got a call and they were very nice. Said I had a judgement against me and that I had to pay $869.?? due to the fact that a payday loan was taken in my name in 2008. They had all my information which scared the crap out of me. I'm a banker so this would ruin my employment. They said I had until the morning to pay this or I'd be serving 121 days in jail.

These people are disgusting human beings and need to be stopped! They give B.S. information using the same dialogue with everyone they call. God forbid you call them back and call them out on their scam. I did that and they told me "I pissed the wrong person off" and 5 minutes later I get a call from my ex-husband who I haven't been in contact with for over 10 years asking me what the hell is going on. Apparently, you piss them off and they contact anyone and everyone connected to you. You need to file a complaint with the police dept. in the state they're calling from. Can you imagine if a child answered the phone and they start telling them their mom is going to jail. WTF is wrong with these people?!!?  I even went as far as calling the company they said they're representing and THEY'VE NEVER HEARD OF THEM!! DO NOT VOLUNTEER ANY INFORMATION TO THEM!!

This number just called my brother and told him I need to get in touch with them because they will prosecute me at noon today. When I called the number they said they were processing.

Got a call saying it was an emergency # for a person I did not know they said the you'll notify the authorities

they just left a message on my home number saying I was an emergency contact for a brandi someone.  I blocked my number and called them back, but somehow they were able to tell the number I was calling from.  I told them I knew they were a scam and that if they called my number again I was calling the police.  He said he would put my phone number in "the file"  I hung up after that.

I received a call from this number on the home phone and didn't answer. Then I received a call on my cell phone and didn't answer. A few minutes later my Dad calls and said someone called and said I had 2 felony warrants for my arrest.So I called them back and they answered the phone unprofessionally. I said how dear you call my family with this bs. and they hung up on me. So I called back and asked what this was regarding and yet was hung up on again. I tired calling several more times getting only a machine saying no one is available to answer your call.

update: The FTC website will direct you to file a complaint with the Consumer Financial Protection Bureau

I got a call from Eli Barry and another family member got a call from Tammy Larson (we are not sure if these are their real names because debt collectors use alias names). After some research, we have been able to determine that they are processing collections for Cashnet. The representatives on the phone have confirmed that they are a law firm but will not give the actual name of the firm. They represent themselves as Client Affairs Processing P.O Box 1421 Orlando FL 32855. They will call your home and your cell phone if they have this information- which is easily assessable on the internet. When this happened to me, I filed a complaint with the FTC. You don?t have to have any proof when you file the complaint...just give them as much information as you have.
I recorded the conversation then attached the voice recording and a picture of my caller ID showing that they called both my home and phone. Then I filed a complaint with the FTC and used those items as proof.
PLEASE PLEASE file a complaint with the FTC, regardless if you have any evidence. This company is violating FTC rules! I understand that business have a right to collect a debt using legal means but this agency is using wording that could lead a reasonable person to believe that they are representing law enforcement or a federal criminal agency...which at the very least is skating on the very, very thin edge of the FTC law. This group must be stopped before someone is seriously hurt.

I got a call from Eli Barry and another family member got a call from Tammy Larson (we are not sure if these are their real names because debt collectors use alias names). After some research, we have been able to determine that they are processing collections for Cashnet. The representatives on the phone have confirmed that they are a law firm but will not give the actual name of the firm. They represent themselves as Client Affairs Processing P.O Box 1421 Orlando FL 32855. They will call your home and your cell phone if they have this information- which is easily assessable on the internet. When this happened to me, I filed a complaint with the FTC. You don?t have to have any proof when you file the complaint...just give them as much information as you have.
I recorded the conversation then attached the voice recording and a picture of my caller ID showing that they called both my home and phone. Then I filed a complaint with the FTC and used those items as proof.
PLEASE PLEASE file a complaint with the FTC, regardless if you have any evidence. This company is violating FTC rules! I understand that business have a right to collect a debt using legal means but this agency is using wording that could lead a reasonable person to believe that they are representing law enforcement or a federal criminal agency...which at the very least is skating on the very, very thin edge of the FTC law. This group must be stopped before someone is seriously hurt.

Got a call saying I was a contact for Grayson and I had to call back immediatly. I called them back to say wrong number and this was a business line and they said they would inform the authorities.

Got a phone call from "Dan" (no last name given) who left a message saying I was "listed as an emergency contact" and it was urgent I call him back. I took the bait and lo and behold it was an attempt from a "law office" to collect a debt. When I asked why a law office would be collecting a debt, the supervisor "Tammy" said something to the effect of "wait a minute, I never said we were attempting to collect." "Tammy" also said they were about to file a "felony warrant" for my arrest over a "fraudulent check" that I allegedly wrote in 2009, to a payday loan company (Check 'n Go).

Under the Fair Debt Collection Practices Act making threats to have you arrested is ILLEGAL. Know your rights.....

http://www.ftc.gov/enforcement/rules/rulemaki ... ctices-act-text

What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
* use threats of violence or harm;
* publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
* use obscene or profane language; or
* repeatedly use the phone to annoy someone.

Debt collectors may not:
* give false credit information about you to anyone, including a credit reporting company;
* send you anything that looks like an official document from a court or government agency if it isn?t; or
* use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
* try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
* deposit a post-dated check early;
* take or threaten to take your property unless it can be done legally; or
* contact you by postcard.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
* falsely claim that they are attorneys or government representatives;
* falsely claim that you have committed a crime;
* falsely represent that they operate or work for a credit reporting company;
* misrepresent the amount you owe;
* indicate that papers they send you are legal forms if they aren?t; or
* indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
* you will be arrested if you don?t pay your debt;
* they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
* legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.