Got a call to my place of business stating I was being served with a subpoena and sued for an old credit card that was charged off. They claimed I was being sued for double the amount that is on my credit report and what I owed but would settle for half. I asked for proof. They faxed me letter and after I did research, I found out it was a scam. I believe my information was compromised off a recent auto loan application. SCAM!!!!

i paid these f****rs 480 im kicking my own a** right now

CANCEL ur debit card and ask for a new bank account # as well. These people are snakes and will find any means to find out ur personal/private info. Safe guard urself from these pesky bill collectors.

General rule of thumb...

NEVER do anything based only on a phone call.  A legitimate collector should be willing to put agreements in writing BEFORE a payment is made.

They left a message w/ my sis.  She told me.  I called and set up payments.  I paid them $250 up front.  When I called them back a few weeks later 855.212.9405  was not working.  i called the bank to get the ph# added to that transaction.  it was only busy. called dir assist/ the no# says they are not available.  i may have been had.  l did not give them my bank acct# so if I cancel my card no# can they still go into my acct?

Outsource Legal Prep, LLC
PO Box 765
Amherst, NY 14226
Phone: 855-350-5491
Fax: 716-691-5412

Payday loan collectors.


Here we go again.....

Another Buffalo, NY debt collector using the typical "Buffalo Style: tactics of collecting debts with threats, extortion, contacting third parties and other serial FDCPA violations.

They have no license or bond anywhere we checked.

This has all the appearnces of another typical junk debt scam.

Save your money, you will never be sued or have anything else done they threaten.



KEEP THIS THREAD GOING! Make sure u all filed complaints!!

JUST FOUND THIS ON A CRIMINAL JUSTICE WEBSITE!!  Posted 16 June 2011 - 11:28 AM

Outsource Legal Prep, LLC
PO Box 765
Amherst, NY 14226
Phone: 855-350-5491
Fax: 716-691-5412

Payday loan collectors.


Here we go again.....

Another Buffalo, NY debt collector using the typical "Buffalo Style: tactics of collecting debts with threats, extortion, contacting third parties and other serial FDCPA violations.

They have no license or bond anywhere we checked.

This has all the appearnces of another typical junk debt scam.

Save your money, you will never be sued or have anything else done they threaten.

Caller's name was.... " Tom Marcus "..... called two days now... saying he will be stopping by to give me some legal papers .... and if they cannot get me they will be stopping by my place of work and the supervisor incharge will have to sign off as a witness...! And if I need more info on this matter I will have to contact the folowing party at   855 350 5491.

I will be reporting this guy and his phony company to yhe FTC

I am getting the exact same message, tells me to call back but doesn't leave his number...multiple ones on my work phone. Then I actually answered and Louis Torres states he is a courrier..when I press him for what service, he says he is an independent courrier.  I asked him who the sealed documents are from and he doesn't know.  He states he will have to have my supervisor sign as a witness if I don't meet him someplace...ok, am I supposed to bring her with me? lol.  I asked for a phone number and he asks me if I am crazy..I think so.  I told him to stop calling my work and suggested we meet at the local police station.  The phone number that he does give as the originator of the sealed documents is for Outsource Legal Prep.  All sorts of nasty stuff online about them as well.  I reported to my lawyer, local police and the FTC.

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint.
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

How did they send it? Mail or electronic? Do you have a return address or email info from the person that requested it?

Update... No "courier", nothing to sign. Will be getting a case number form the Attorney General.

Question, did these people once say how much you owed? Not me. Keep this thread going. Under the FDCPA, you can sue them for up to $1,000.

Received a call on June 16,2011 from a Ms. Woods saying they were trying to get me some papers to sign and if I did not call them back they were going to deliver them today between 12:00 and 5:00.  Also they sent a verification of employment to my Human Resourses department and told them that they had to send it back within 24 hours.  I refused to give them any information and also I have reported them to the Federal Trade Commission.

they call they said from legal management. they are calling about the payday loan i owe. they told me they wil serve you a court date or i will pay them. the number is 855-350-5491. is this real or what.

Just called my cell and left a message about coming to my house tomorrow to get me to sign papers. PLEASE!!!!!!. Googled the local number that showed on caller id and its a pay phone. Tell me people don't really fall for this stuff?

This company has gone as far to send a Verification of Employment to my job.  I told my job do not give out any information about me to this company because I do not know who they are.  What should I do?

They called me and i fell for it paid 60 and set up payments. Lucky when i called to make my second nobody answered and i looked this up. I canceled my card and they have yet to call me again. Crazy the number was 855-212-9406

yes they are awful people! I had an LPA look them up by phone number and she said no such company exsists. I then spoke with the fraud dept. of the original lender and she said she had never heard of them and also looked them up and sent me fraud verification. They are SCAMMERS!!! do not give into them!! Your info was sold to them. they have only bare minimum of info on you, they are hoping you give up the rest!! CRIMINALS!!! file a complaint with the FTC the Attorney General and the FBI.... these scams are being investigated across the country. I also sent a cease and desist as well as had my cell number changed (thats the only # they had....which was fishy to me....if I really owed money wouldnt they have ALL my number??) JERKS!!

DO NOT GIVE IN to these people. DO NOT CONFIRM anything what so ever!! They want to confirm your personal info especially your bank account. They will use every lingo and scare tactic in the "FALSE STATEMENT" book. UNTIL they can provide you a LEGIT DEBT VALIDATION LETTER just send them a CEASE AND DESIST letter because they are most likely breaking every FDCPA LAW to man kind. Mail and fax them a letter stating that you want communications done in writing and that a debt validation letter is needed however look into your specific state to see if this so called "client" of theirs can even lend in your state--pay day loans. IF it's for any other debt it's a good idea to take time to research and don't forget every state in the USA has a JUSTICE DEPT with ATTORNEY GENERAL'S. FILE a claim if you have to! It's unfortunate people make a living off old, sometimes false debts. They are what you call bottom feeders. They take a debt and quadruple the amount for their own immoral benefit.

OUTSOURCE LEGAL PREP
PO BOX 765
AMHERST, NY. 14226

FAX# 716-691-5333 (I wonder if this fax# works!!??)

cancal your debit card and get another number

They got me yesterday but are using the numbers 855-848-4850 tracked this one down myself, and # 855-212-9400.
What do I do if they have my debit card number?

Okie, Did they serve you papers? I just received the same message.

Okie, Did they serve you papers? I just received the same message.Caller: debt colloector

A man by the name of Jacob called from a withheld number.  He stated that he would be coming to my house to deliver a letter and that I needed someone as a witness there and if he couldn't reach me at home he would come by my place of employment and have a supervisor sign off as a witness.  He left this number to call back so that he wouldn't have to come.

These people are CRAZY.  They say the work for attorney's......NOT!!!!!

yep! I think so as well!!

Company does not give out company's name.

They will also call from mobile numbers. idiots!! They bothered me so bad that I had my number changed!!

THIS IS AN EXTORTION SCAM. Scammers use bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

They are doing the same thing to me. Obviously, if they were going to serve me they would've done it already. The message states, "My name is Michael Mason and I will be stopping by your place of employment late today so please make yourself available." I've been here everyday and they haven't done it yet. I think my info. has been sold to them.

Mama, make sure you file with the FTC!! They are making lives awful for people! I dont even know how they got my cell number!! I have never used it on any past or present paper work!! I hope they go down!