855-419-1544
Jenny
Jenny
2013-11-14 23:22:06
Unknown
Now I find out they have also called my ex fiance's parents claiming that his address is my last known address. They say they are a processing company with a legal document to serve to me from a state I haven't lived in for 20 years. If it was an actual notice to appear in court or something like that wouldn't they contact the local police? Her exact words were "I don't know what she got herself into but she needs to contact me or will be in even more trouble"
Andrew
Andrew
2013-11-14 22:54:47
Unknown
I got a very similar call they called my aunt then my uncle on their cellphones stating they r looking for me to serve me some papers . They told my aunt and uncle they are known people to me that why they better give them my address and phone number right away or else major action will be taken against me .
Elspeth
Elspeth
2013-11-14 18:03:37
Unknown
Read my post and Tamianth's post above.  Report the caller to the FTC, FBI, Dept of Justice, and your state's Attorney General.  Advise the caller that you've reported them and that you're recording all calls they make to give to your attorney for your own lawsuit against THEM (doesn't matter if you actually have an attorney or not) for multiple violations of the FDCPA.  Keep a log of dates/times they call as well.
T Zach
T Zach
2013-11-14 17:30:16
Debt Collector
this number keeps calling my working and harassing me asking me for an address to be served. How do I get this to stop?
Tamianth
Tamianth
2013-11-14 05:01:30
Unknown
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
another skeptic
another skeptic
2013-11-14 04:16:47
Unknown
These people called MY mother-in-law today, too.  I live in Oregon, she lives in Montana.  I've never lived in Montana, and I'm very easy to find in Oregon, as evidenced by all the other junk mail and junk calls I get.  My guess is these are fraudsters who got hold of old debt lists, and instead of going after the debtors (who are probably paid off by now anyways) they're harassing distant relatives in the hopes they can scare up some money.  As you say, if they were legit, they'd have other, better channels of pursuing repayment.  They probably hop around to a new phone number every so often to help them evade being tracked down.
Elspeth
Elspeth
2013-11-13 20:45:49
Unknown
Your callers are typical scammers.  You can't be "served" via phone, voice mail, text, email or fax - a court process server just shows up - they NEVER call ahead of time.  If they were legitimate, they would already HAVE your phone number and address.  

Report the callers to the FTC, FBI, Dept of Justice and your state's Attorney General.  If they keep calling your step mother, tell her to advise them that she's recording all calls they make to her (and do so), and that they've been reported for multiple violations of the FDCPA.  

My guess is they won't identify themselves, because, again, if they were legitimate, they'd already know where you are and wouldn't be harassing your step mother.  They'd also have MAILED you proof that you owe a debt and that they have the legal right to collect said debt.  Per the FDCPA, refusal/failure to mail proof that you owe a debt to them means they are owed nothing.
Jenny
Jenny
2013-11-13 20:39:21
Unknown
Someone called and left messages with my sister then my step mother stating I had to call this number to be served? My step mother called back and spoke to someone who gave a docket number and was extremely rude, threatening to arrest me if I don't return the call or arrest her if she does not give them a number or address, neither of which she has. I have not even been in that state for over 20 years and it sounds fishy if they can't find me, I can easily find myself online. Who are these people?
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