Not a single person who has ever reported on this board, and there have been thousands, has ever been served. There are those SHILLS/Scammers themselves who post here claiming that they were served but they are so obvious that the regulars here easily jump on and expose them. This method of scamming is getting so over used and Old that it is getting long in the tooth and growing belly hair. Most of these types of scams come from other countries, India being at the top of the list.
I AM GETTING THE SAME CALLS...THREATENING TO BE SERVED....WAS ANYONE ACTUALLY SERVED PAPERS?
I have received calls from these people wanting money...I do owe the debt....however after reading these posts I demanded that they mail me documentation...they said they couldn't do that, that they could only serve me papers and that once I was served Consolidated would no longer be able to help me.
I received a call from this number providing a claim number only. I read people do not pick telephone numbers at random, yet why am I getting threatening calls? We purchased some furniture a while back providing a lot of our information and then these calls started. Could it be that they are getting info that way? They are irritating as hell and I just wish they'd stop!!!
Please do NOT pay ANY caller unless they have MAILED a debt validation letter to you showing that you owe a debt and that they have the legal right to collect. Legitimate, law-abiding debt collectors will have no problem mailing this documentation to you. Refusal to mail this information, as well as refusal to give their address makes it almost certain that your callers are scammers. Per the FDCPA, you should NOT pay any caller who will not mail proof of debt to you. Please do report your callers to the FTC, FBI and your state's Attorney General. Here is some more info for you:
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
i told these people from consolidated the same thing I want to pay the debt , I wanted the address, amd as soon as I had the money I would send them a cashiers check. Plan and simple they state they will have documents served to me. I WANT TO PAY MY DEBT BUT BECAUSE THE DONT LISTEN THEY TREAT ME LIKE I DONT WANT TO THEY ARE RUDE AND OFFENSIVE, SOMEONE DO SOMETHING TO FIX THIS CO , I HAVE HEALTH ISSUES AND SO DOES MY KID AND THESE JERKS ASSUME CRAP DUE TO THE PROTOCOL OR A PUSHY LOCATOR