Blame the city officials who gave NBC Universal tax breaks to set up a studio there.

My heart goes out to Stamford.

Actually, Maury is now taped in Stamford, CT (along with Jerry Springer and Steve Wilkos' shows).

} Someone says wrong number ... We do not have time to fight or argue

How could you? You have hundreds more wrong numbers and people who owe nothing to pester before quitting time.

} If we do get ahold of the correct person, we verify all info

Which is it, then? Are you calling ?the correct person? or badgering all the nearbys until someone ?correct? enough replies?

} If they continue saying I do not remember this, we ask if there is someone that could have done this in their name?  Have they filed a fraud report?

My failure to recognize a debt does not instantly equal ?identity theft?. You would love for us to call it ?fraud? so you can pretend the FDCPA no longer applies. How do I know the source of the supposed fraud was not a lender, or a debt buyer, or the hustler on the phone who wants immediate payment with ?no extra questions??

} [It it?s fraud] they are still responsible for the debt, and to find out how this affects them ... they must call the representing bank

I must do nothing, I am by definition not ?responsible?, and I?m not paying for ?good faith? or someone else?s poor choices. When timely demanded, obtaining proof that I owe is *your problem*. Proving I don?t owe is not mine.

} We send a letter via e-mail but we get over it.

No, you send *electronic mail* via email, an insecure and inappropriate medium for financial disclosures. You want to print my name near dollar signs and ?debt? and scold me to be ?responsible?, you can put all that on paper wrapped in a stamped envelope like everyone else.

} There is much more out there.

Not if your grazing fields dry up from enhanced consumer caution.

} We do not want your stress, and we dont [sic] wish to cause anymore stress

The non-shill comments would beg to differ.

You want to know the funny thing about this? Marry is tapped in NYC and Lifelock is not available in the state of NY.

Can you try that again in English?

I am well aware of what Lifelock is. But there is one BIG problem with this spam post. Lifelock is not available in every state.
I monitor my credit and pay my bills on time every month. So I don't need this worthless service.

i dont think they understand lifelock is actually a company that tells you when your ssn is being used - not a company helping you get OUT of debt.  it helps you know when you are a victim - costs like $80 a year or somethin. who knows how much natasha owes but if its a lot i bet its more than $80 or maybe  more than $800 who knows but - thats 10 years of lifelock.  could have saved her lots of time and trouble

you pay them to pay your bills?  its cheaper to go to the source.

Well, golly gee, I'm glad you're so happy that you have to come here and post your "positive" experience.  People who are the victims of identity theft are NOT liable to pay back debts taken out in their name.  If you chose not to pursue legal action against your son, that's your call.  However, you shouldn't lump every other ID theft victim in with you.  I do hope, however, that OSG - which I doubt - since it's a very new "company" - gave you proof of the debt and proof they could collect, as per the FDCPA.  Somehow I doubt it.

I think the point you're missing is you should NOT pay to get financial help. There are many nonprofit agencies that will help people in debt. A lot of it you can do yourself. Do you see the irony of a company charging you - to get you out of debt?

Maury did an episode on TV with Lifelock and people who had been victims of ID theft.  I am siding with OSG on this one.  I paid my bills I bet none of you know what its like to be in debt.  It stinks and I am glad OSG worked with me to provide me a payment plan of $50 a month, no other agency would even work with me because I owed so much because my son used my information and I do not want to file charges against him

And an admission of copyright infringement beyond fair use, which is against the Copyright Law and the Terms of Service of Nolo's web site, I might add.

>>> We didnt come here for a battle, we came here to tell everyone this is a collection agency and we are here to help you with your finances. <<<

It IS precisely that -- the part following the word "agency" -- that "makes you wrong."

If you don't understand that, perhaps you need to be reeducated.  Your interests are not aligned with, and may be the opposite of those you call.  If you are, or if your company is represented by an attorney, that alone might make you or your attorney liable for disbarment.  And if you are not an attorney, you might be liable for practicing law without a license.

And if an attorney finds out about you, he may be REQUIRED to report you, or else face an ethical violation him/herself!

You said      "If they continue saying I do not remember this, we ask if there is someone that could have done this in their name?  Have they filed a fraud report?  If so, and the person in question has not been caught, then they are still responsible for the debt, and to find out how this affects them/their credit/chex systems, they must call the representing bank."  

That's where you are wrong.  Per federal law, a victim of ID theft is NOT liable for debts/loans taken out in their name!

Someone says wrong number, we say ok thanks and hang up.  No extra questions.  We do not have time to fight or argue with those who do not wish to listen.
If we do get ahold of the correct person, we verify all info before we give any pertinent information.  This way we know they are the correct person.  If they continue saying I do not remember this, we ask if there is someone that could have done this in their name?  Have they filed a fraud report?  If so, and the person in question has not been caught, then they are still responsible for the debt, and to find out how this affects them/their credit/chex systems, they must call the representing bank.  
If they say no one could have done it, we just move on.  We send a letter via e-mail but we get over it.  There is much more out there.  We do not have time to raise our voices and get in an arguement.  We do not want your stress, and we dont wish to cause anymore stress than you currently have in your life. We love what we do and we are here to help.
Hopefully this clears up any misconceptions.

That doesn't explain why operations like your call that no longer belong to the person in question and continue to do so when you are informed of this fact. I would like to see you get out of this one.

Explain this one, why do you refuse to listen when the number you call does not belong to the person in question?

We are free to post our opinion.

My hard earned money bets you look as stupid as you sound.

And just what did you "clean" this number with, A-Jax? Well what ever you tried to do did not remove the smell of shill / troll from your post.

} [deleted posts said] that your job on 800 notes is to ruin 800 numbers the best you can.

... which would be at best your ignorant opinion and at all times a wildly false statement, violating the site's Service Terms. Admin can do as it pleases with disruptive posts.

} anonymous and prank calls

Yes, and I'm sure your outbound calls are the very model of politeness and honesty, which is why repeated shill remarks were needed to convince us of this.

} if a consumer calls, we will be glad to send them written proof

Come now, you know you're not required to validate upon verbal request. I should think luring people to "negotiate" their way into a trap is your tacit offer.

} We didnt [sic] come here for a battle

Could've fooled me. Let's not have any "they hit us back first" defense.

} we are here to help you with your finances

No, an officer at my favorite bank helps me with my finances. A debt collector helps *himself* to my assets if he can, usually breaking laws and pissing me off to do so in a hurry. Your cute little sock puppet show gives me no confidence that you would behave any better.

This guy's pretty much out of gas. He's desperately searching for something to C.&P. right now. When that fails his gang of thieves will simply start spoofing another number. Then he'll get all bent out of shape when we catch that one. He just can't comprehend that, to us, he's just another fish that we're shooting in that barrel!
Live Well,
Gunnar

You tell him Gunnar! Even I am aware that it the letter has to be sent via PAPER mail THROUGH THE POST OFFICE-not ELECTRONIC mail or fax, as this bozo seems to think!

If the SOL has run out on a debt & some dolt continues to harass a debtor, the collector is now considered to be a "Junk/Zombie" collector. The lowest of the low. The collector can't sue. They will often threaten to do so anyway. Some actually try, hoping to get a default judgement when someone fails to appear in court. Some bottom-feeding collectors even resort to "sewer-service". A ploy that doesn't go well for them when they encounter a savvy consumer!
The SOLs regarding debt are actually as low as 3 years in many states, depending on the type of debt. The key to cutting a fraudulent collector off at the knees is location. Which is why fraudulent collectors NEVER reveal their actual physical location. They know that Cease & Desist letters will find them. They know that Consumer Attorneys are easy to find & that they'll take cases on contingency.
Smart consumers will check their state laws regarding the recording of calls. In some, no notice need be given to a caller. In others, a notice must be given to a caller that the call is being recorded. Either way, just simply inform the collector who's pestering you that all your calls at home, and work, are being recorded. In 99% of cases the punk-a**, fraudulent collector will promptly hang-up. Some of the boiler-room flunkies won't believe you. Which is good! Turn a few of the recordings over to a Consumer Attorney &....bing, bang!  If that collector can be found, he'll be contacted & his little fraud-shop will promptly settle for as little over that $1000 fine as possible. They consider it a cost of doing business. The "mom & pop" fraud shops will shut their doors, dream up a new name & start again from another dingy, strip-mall store front.
As I said, it's all a matter of locating the buffoons that are calling. Some of us here specialize in finding them. If they're domestic, they CAN be found! A lot of Junk/Zombie debt collectors think they're crafty. They overlook the fact that the very same methods they use are easily turned against them. And they are never bright enough to realize that if they p****off the wrong person, that person is going to be a LOT smarter than they are.
If some failure calling himself a debt collector harasses you, DEMAND the name of his company & their valid address! As required under the FDCPA. When the sleazy SOB refuses to give it to you....case closed! He's a fraud! Remind the cretin that a notice of validation is REQUIRED to be sent by MAIL. NOT e-mail or fax. When he comes up with threats & excuses...case closed! He's a fraud!
I could go on. I will if the Shill from this outfit keeps returning. My tips in tracking down shady collectors are very enlightening. We'll see how anxious this outfit is in seeing them!
Skeff Ett Liv!
Gunnar

Informational Post:

Potential Violation of the Fair Debt Collection Practices Act (FDCPA)

If you are unsure whether the debt has expired under your state's statute of limitations, and you ask the debt collector if that debt is time-barred, the FDCPA requires that the collector tell the truth. If the debt is time-barred, but the debt collector has threatened to sue you or take other legal action to pressure you into settling that debt, then it may have violated the FDCPA; the FDCPA prohibits debt collectors from threatening legal action on a time-barred debt. For more information, read Nolo's article Illegal Debt Collection Practices.
Watch Your Credit Report

If you are contacted about an old, time-barred debt, you should take a look at your credit report. Often, bill collectors or creditors report negative information about the debt as if it's recent information. This might be a violation of the Fair Credit Reporting Act. to learn more about this often-illegal practice, see Debt Buyers & Your Credit Report.

Link to article written above.
http://www.nolo.com/legal-encyclopedia/the-st ... contact-me.html

Informational Post:

If the statute of limitations (the time period in which a creditor must sue you) has run on an old credit card debt, a collection agency can still contact you and ask you to pay up. Read on to learn what the statute of limitations is, and why the creditor or collector can still demand payment from you.

(Learn more about the statute of limitations in the collection context.)
What Is the Statute of Limitations?

The statute of limitations is a rule that sets a time limit within which a creditor may sue you for payment of a debt. The length of time that a creditor has to sue you on an unpaid debt varies from state to state. In some states, it's four years. In other states, it might be longer. The time limit may also depend on whether your agreement with the creditor is in writing or not, and whether the debt is a special type, like a revolving or open-ended account. To find out your state's statute of limitations for various types of debts, see Chart: Statutes of Limitations in All 50 States.

If the time limit to sue on the old debt expired under your state's statute of limitations, that does not mean that a creditor or bill collector must stop contacting you about it. They can ask you to pay the debt. They just can't sue you (or threaten to sue you) for it.

Do let the door hit you in the hinney, its that way --->

Wow 2 pages got deleted.  Most of them were our posts where we tell you our side, and that your job on 800 notes is to ruin 800 numbers the best you can.  
Obviously we wont give information to this page because of ongoing anonymous and prank calls from your 'esteemed' registered members. Chances are when we give our information, the people who called and prank called will file a false report against us... but if a consumer calls, we will be glad to send them written proof of anything they wish provided to make sure they feel safe and secure knowing what they are doing is the correct option.  We didnt come here for a battle, we came here to tell everyone this is a collection agency and we are here to help you with your finances.
If that makes us wrong, then I guess we know now what to do better in the future.