I received a phone call from an unknown caller ID; call back number was 1-855-666-8851; Vanessa Reed, ext. 101. They left me a voicemail saying I was going to be served papers due to fraud and they were going to go to my residence and/or work as necessary with a correctional officer. When I called then back they said I was being charged with fraud because I had closed a bank account without notifying the loan company that was receiving EFT monthly payments. I got suspicious because I never received letters or phone calls from the loan company. Also because I had already paid off this loan prior to closing the bank account. They couldn't answer my questions. And when I told them to send me the papers, the woman quickly mumbled, "Okay so you are not authorizing to pay off the debt so be prepared to go to court" and then hung up the phone. When I tried to call them back, phone number is now out of service. Total scam!

716-923-7408 or 855-735-4666

Marval and Associates

200 John James Audubon Parkway
Buffalo, NY 14228

Located near the Amherst Police Department

Also goes by AFB or Audubon Financial Bureau audubonfinancialbureau.com

They are an illegal collection agency that is not licensed in any state and has no compliance officer

Scum Bag owners name is Adam March, Dan Valentine may also be part of this office

Start the sue fest have fun people its your early Christmas present

Do not send your money. They are a scam. They refuse to mail a letter, but rather email it. Cashnetusa, too said they were scam!

Wasn't aware this was a scam unitl I did try to call the 855-666-1467 #. It doesn't even ring and no one ever answers. I then view all these posts on the web site. I wish I could speak to one of these callers because they would get an ear full from me. No one is doing anything about these calls? REALLY

Have received several messages from this #; when I call back....they are very unprofessional and refuse to give company name at first.  Advised them if I have a debt to settle send it to me in writing.

Got a call at work from Chris at AFB saying I owed a $1500 CashCall Loan and what was I going to do about it. I told him nothing at the moment, he then proceeded to ask me was my supervisor here, which I said no. Then he asked me what time I would be home. I told him I didn't know and he said "have a valid id ready" and hung up the phone.  I do have a loan in default with CashCall, which I am aware of. I later tracked down the company by calling Cash Call, who said they sold it to GB Investors. GB said they outsourced it to AFB. A lady at AFB answers, I tell her the story and asked her why this guy would tell me to have my id ready. She said she didn't know but that was his way of doing things. I asked her specifically NOT to transfer me to him, and she evenutally puts me on hold and this a-hole picks up. Whole thing again, they want me to pay them $450 and $250 a month for 6 months.  I said I don't have it, no way no how. I can pay $100 a month and that's it. I'm willing to work it out and pay what I can. He proceeds to place me on hold and then some 'director' picks up - John Abrams - who is an even ruder a-hole. He tells me I can't call and state my terms since I defaulted on a contract. I explained to him that all creditors I have worked with have been willing to negotiate as long as I was making good faith and paying something. He said his client wouldn't accept it, that I 'robbed peter to pay paul' and all this bs, badgering and berating me over it. I told him if he would not do anything then I would like to know if he's call the state, US, whatever Atty General to begin civil suit to garnish my wages. He never answered this question. We did this round and round for about 30 minutes, slowly escalating as I continued to explain I could pay $100 a month. I don't want to get back into the same boat. I have kids to feed and bills to pay that are way more important than this, I don't receive federal assistance, I'm going to do whatever I have to do to take care of my children and that's how I got here to begin with. Finally he basically hangs up on me. I call GB Investors and repeat this story to them. The gentleman there set me up @$100/mo to be re-evaluated in 6 months. He was pleasant, and well mannered. He also said they are launching an investigation and his next call was to the compliance department to see if there was a recording of the conversations, and disciplinary action would be taken.  Point is: These AFB folks are a***oles, but I do believe they are a real company. If there was any way I could prove the convo, i would file a suit. When I asked the Abrams guy why this person would tell me to have my id ready and hang up , he said for (in so many words) a subpoena. I told him that was a threat b/c he didn't explain this to me, just threatened me and hung up.

I just purchased and activated my 5th grader's cellphone this morning and, just moments after she returns from school, this UNNAMED company calls her cellphone asking for 'Armando Gutierrez' and demands 'he' call them back at 1-855-666-1467. I have marked the number as SPAM in the cellphone's contact book and told my child never to answer unless her father and I call. I suppose the pre-fix '666' should have been a clear warning!

They are calling themselves ABS and Associates now and somehow got my co workers personel cell number after I had put him down as a reference on a pay day loan that I had paid off. I did not give anyone my co workers personal cell. This is illegal and once I can track down an address for them i will send them a letter requesting they provide proof of debt and tell them that calling a third party on his personal cell phone is illegal as I never provided it.

This is the complaint I filed with the BBB NYon 6/13/12 against Audubon Financial Bureau:

Better Business Bureau, Inc. (Upstate, NY)
100 Bryant Woods South
Amherst, NY 14228
Email:
Web: www.upstateny.bbb.org

Nature of Complaint:  Billing or Collection Issues - The company has unethical collection practices  

Problem:  This company is calling about a debt for my brother in law. When I called them (number left on my voice mail: 855-666-1467) I asked them not to call my cell phone again. I told them they did not bother to call and check my brother in law's references when he applied for the loan, so please do not bother to call me now when trying to collect the debt. The lady told me they can legally call me once a day and was rude and hung up on me. I called back and tried to explain to the gentleman who answered, said he would transfer me to the lady I was speaking with, cut me off (or hung up intentionally). I called back and asked to speak to a supervisor, was told "no" and hung up on me again. I called the local number that appeared on my caller ID (214-484-0064) They answered twice and hung up each time without saying anything, the next call they answered with"F*** off" and hung up. I called back 4-5 times and it was just pick up and hang ups. I called from my work desk phone and spoke with a gentleman, who was nice enough to help me and said my number had been removed.

6661

????? ????? ???? ????????

THEY'RE CROOKS, Do Not Send Your Money. They're out to rob you. I almost fell victim but thanks to the posts here I realized that It was a scam.

THEY'RE CROOKS, Do Not Send Your Money. They're out to rob you. I almost fell victim but thanks to the posts here I realized that I was a scam.

THEY'RE CROOKS, Do Not Send Your Money. They're out to rob you.

NO DO NOT PAY THEM ANY MONEY. This is a scam and you need to ignore them.

I have been receiving calls from Audubon Financial Bureau for weeks now. They claim my account was sent to them from Cashnetusa. And that if I don't pay I will be served with papers and my wages will be garnished. Now, I know I owe money from a loan I took out. But I wanted to know who I am actually paying this to. So I called Cashnetusa and they told me my account was sold to Debt Management Partners. When I contacted them they said Audubon Financial had my account now. So it sounds like they really do have my account. But they refuse to send me anything in the mail showing proof of my debt. I want to pay this off and stop all these calls.. but do I really pay them when they are refusing to even send me a letter of collection??

Here's the thing.  I'm posting my experience with these people.  They claim they are from Audubon Financial Bureau (Very Fancy, lol).  They called about a couple of outstanding "payday" loans that i took out in 2008.  That was the last time I remember taking out a "payday" loan.  In any case, I settled those payday loans already.  They didn't want to hear it.  They said there are bad checks from my old bank account from 2008 (for security purposes, I cannot give the financial institution's name).  I told them, that's false, because after I paid back those loans, I immediately closed that account and opened a new account with another financial institution.  They didn't want to hear it also.  They use 'scare tactics' on me because they seriously believe I was born yesterday. In any case, I have not nor will I ever give them any information or authorization simply because the issue was taken care of already from my part.  Some people advised me to report them to the Better Business Bureau, local Law Enforcement and the FBI.  I might end up doing so.  But then again, nothing happened to me so far and nothing ever will.  A word of advice from me, please be calm, cool and collective when they call and don't be "bullied" by these people.  You know your finances very well, and there's always going to be that one person(s) that try to bring you crashing down.

Why haven't they been arrested already. They keep changing phone numbers to avoid being tracked down.
They are very crafty scammers . Please people don't fall prey to these scumbags.

These crazy people called my job threating me and my coworker about a debt that didnt exist and that they would garnish my wages and take my license if I didn't pay a debt I don't owe.  I contacted the company that I said I owe and no such debt existed. When my coworker and I called back after contacting the attorney general of TX about the matter the number was disconnected. This was 2 days later. Talk about a scam.

yeah they have been harrasseing me since january stating my ex took a loan out and he used me as a co signer and i needed to get the debt paid and take him to smalls claims court i have asked repeadedly for then to stop called local police the FTC as well as the credit places and reported this has got to stop they threatened to take me to court to garnnish my wages they are rude and hang up on me when i call them back there even more rude asked to talk to there supervisor or manager was told they have one on site they have my information and my address what can you do but keep reporting them

If these losers want to call and use illegal scare tactics to try to get me to pay - they aint getting paid. If they send me a legitimate bill and be reasonable and negotiate a payment arrangement- they will get paid. They chose to use the scare tactics so screw you and have fun calling my number and getting NO RESPONSE!

Yeah dont let these jugheads scare you. I was told that they were calling from my town in the processing and summons division and that it was regarding an outstanding debt. I had to call them back to make arrangements, OR , they would revoke my license and arrest me on check fraud. I just want to call them back so BAD and tell them that these lies and scare tactics dont work with me and laugh at them, but then again I dont want to even aknowledge them because then they know that they have the correct phone number and that they "got my attention" with their ILLEGAL scare tactics. SO, I will just ignore the calls. So, people please dont let what they say get to you because everything they are saying is a lie DO NOT send them money because they CANNOT arrest you or take away your license. The only thing they CAN do is if you legally owe the debt, is send you to collections and send you an actual valid bill and give you time to respond. SO DONT EVEN RESPOND TO THESE PINHEADS!!!!!

This person/persons continue to contact my grandparents leaving messages...but the phone number on the caller id is not the same as the contact number they leave

Keep getting calls from "Audubon"  company saying I have an outstanding account that has already been paid and receipt given.  Trying to report them to other places and agencies.  What a scam!

The person, James Mitchell from this number is from A.F.B.I. and is saying I am default on a loan with cashcall & have several bad checks which result in my arrest or some agent coming into my work to serve me papers to pay the debt or get arrested.

I have recently had to deal with this audobon company unfortunately. They called a couple of months ago stating that they were an investigative company and court papers were about to be filed on my husband in the county were we live. I asked the young lady what for and she said for a payday loan with cashnet. My husband did have a loan with cashnet about 4 years ago and it had gotten delinquent, but about 3 years ago I settled this debt with another company. I explained this to the young lady and she stated they saw no record of any payment  was showing. I got very upset at this point and I told her there was no way I was paying this debt again. She then informed to get proof I payed it by 2:30 the next day or this was going to court. I said  I would contact the bank and get the proof because there was no way I was paying again. After this call I did not hear from anyone again for a couple of months so I sat nervously waiting for court papers that never came. Just a week ago I started getting calls from a local number I didnt know. They left the 855 number on my voicemail so I called it back. The guy who answered did not say any company name or even his name when he answered. He just said yeah hello. I asked him where did I calland he responded yeah we are looking for you. I was like excuse me who is this and he stated who me or the company. I said both and he told me his name and  was like look we are trying to reach you. I asked who he was trying to reach because I had not been asked my name and he said my husbands name and I asked what are you trying to reach him for. He gave me the same story the lady had a couple of months ago. I again stated that this debt was settled and I wasnt paying again. He said well yeah we see you paid $840 dollars but you have balance of 300. I told him no way we settled that debt for the $840 so how can you now say we owe anymore. He was like well it does look like a settlement but it doesnt say settled so we ca n sue for the rest. I told him I would call the company I paid and ask them to call him and let him know it was settled. He told me tbe same thing as the young lady that I had until the next day or this was going to court. Well I attempted to reach the company I had settled with over the next couple of days and audobon kept calling me every day. I searched internet blogs about debt collectors and read about alot of the tricks these people use. Well I figured it was a scam so when they called me again I answered. I told the young lady I had spoken with one of her associates the week before and that I was not paying this money. I told her that my lawyer was looking into the matter and that they can't sue us for a debt we settled. Well when I mentioned a lawyer then everything changed. She was like oh I do see here you settled your debt someone should have notated that. She told me she,would take my number out of their system and then hung up before I could say anything else. I have not heard from them since ans I hope I never hear from them again. Beware they are scam artists!

They have called me everyday...They say that court papers are about to be served to me...I ask them what for and they tell for a payday loan...I tell them I don't know what they are talking about and then they get indignant...

They leave a message stating that they are calling from some audobon financial services and it is very important to call back.  I do call back and leave a message and they never call back, This happens like every 2 weeks.  When I leave a message I state that per my credit counselor I cannot pay anything until I get a statement.

Received a voice mailcalling themselves Audubon financial bureau. Prerecorded message saying that I or my lawyer needed to call back. Called from a local number leaving this 800 number. These people need stopped!