You are full of s*** ucg...upg...apr associates

Sorry this is long but hopefully will help someone. I recently moved into an apartment next to my aging parents. A man named Micheal Enders from Mariner Group called my elderly father and asked for my phone number which he gave. I never got a call from them and didn't know they had requested contact info from Dad. They called him again but this time told him that I owed $2500 on a PayDay loan from Bay side Cash. They really scared him into thinking that I was in serious legal trouble. My Dad is very smart but these people can be very convincimg and have enoigh info to make it sound real. They told him that they could settle it for $1260 if he would pay it on my behalf. He gave them his debit card number. Mom convinced him to talk to me about it that day. We called the bank right away and had his card blocked. Unfortunately, the transaction was already in process. The bank flagged the transaction and helped him file a dispute. I called the number Dad got and Michael happened to be out of the office. The gentleman I spoke with told me he couldn't help me but did give me the company address. I asked to speak to a supervisor but he was unavailable. I asked that he call me and was told someone would call me that night or next morning. I never got a call. This company has never contacted me nor have I ever received anything in writing.  I filed a complaint on the CFPB website and also with the Attorney General office. I the Mariner Group the next day and only got voicemail, no one was there. I told them that I had filed complaints and my next step would be an attorney if my parent's money wasn't returned. Thirty minutes later we checked the bank account and the funds were returned to their account. This whole thing made me just sick. My Dad, who is a smart man, felt so dumb. This type of scam is not something the older generation is familiar with and these people can be so convincing. Please educate your aging parents about these scams!

I have received several calls from them and other so called collection agencies. Each time they said I owed a pay day loan they changed the date and year when I told them that the account was not even open when they stated the money was deposited into the bank account. Several times they called and said they were on their way to serve me papers, I told them to come on I would be home waiting for them ; guess what I have been served yet. Last week I received a call about a payday loan on a made up bank account from 2010. I told them stop calling, you keep saying you are going serve papers, serve the damn papers and don't call back we will settle this in court, I am ready for you. They hung up in my face. This nothing but a scam to get your bank info and clean out your account. I have waited 10 times or more to have papers served and have not gotten them yet. I reported them to MS State Attorney General Office, FTC and BBB. Every time it is a different company calling. I keep a written record with date, company, phone # and each time they say I made a payday loan; also make sure I write down the name of the person I am speaking to., OH, yes this is a good one they even accused my wife of doing it if I didn't do or it had to be one of my children that did it..Watch out for them, they just trying to get your money. SCAM, SCAM!! Then if they are not calling for me they are calling for one of my sons and even calls his mother's cell number. She told them my sons may give out my home phone but not my cell  and do not call it again, they got smart and told her they would call anytime they want. I will not give you her response because it was not pleasant at all. Don't pay any of them a copper penny unless they provide you proof that you owe this and please give no BANK info. You never receive any type of letter like you do from other companies you owe. Just think about that.

are you still getting the phone calls i call the number bak and no one ever answers

Did you ever find out if all the claim against you was valid or if they ever took you to court?  S

Recovered a voice mail from a Kevin Thompson stating I was being sued for a pay day loan company . I referred him to my attorney said that he was not going to call them. I asked him to send me something via certified mail he said that he didn't  do that.i called my attorney he said it was a scam I then called this person back and told him what my lawyer said. He stared that they would be  going after me

Going from what other posters have said here, looks like it's a scam operation.  NO ONE - EVER - gets a heads up they'll be served a court summons - if you really were going to be sued, the process server would just show up!  These scammers use all sorts of illegal threats, including threat of lawsuit, to scare people into paying a debt that's either bogus or has already been paid off.  Per the FDCPA, you should NOT pay any caller unless they MAIL - do not accept email or fax - a debt validation letter showing that you owe a debt and that your caller has the legal right to collect said debt.  (An invoice or bill is NOT proof you owe.)  Refusal to mail this DV letter within five days of the first call is another violation of federal law (the FDCPA).  More here:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

A guy named Nicolas Munn called me at work and my personal phone too. Threatened me if I don't pay up. He said he will have somebody serve me with county paperwork or some sort. Does anybody have the same info? Scam? Please help

Mariner Group, LLC.
3840 East Robinson Road,  Suite 243
Amherst, New York  14228
Telephone: (855) 543-4300      Facsimile: (716) 264-4570
E-mail:  Legal@Marinergrpllc.com

Keith,
There are two listings for Pierce County, one in Wisconsin, the other in the state of Washington.  This thread appears to be a extortion Scam Operation. Its still a good thing you have a attorney at this point and your caller couldn't be more wrong on this, you can and are.. :)  I also googled the name you gave, and two popped up, one is a apartment management company, the other is a real estate business lending further belief that your caller is abusing a legit name with a spoofed CID and a scam.

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
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To report Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Consider buying a call blocking device or phone..
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&field-keywords=call+blockers

It's a scam. Either trying to collect for old zombie debt. Ask for debt validation letter and hang up. They have to provide that. Statute of limitations for debt in Washington state is 6 years. If it's older they can go pound sand. They cannot sue to collect. Pierce county is in Washington state by Seattle!

I received calls from the same number from a man named Larry Walker he could not tell me the original balance only that I owed like 2300 dollars and that it would go to Pierce County court when I asked him where was pierce county he could not tell me I will have my Bankruptcy Lawyer call him and see what this is really all about

There Is  a gentleman Named Larry Walker who has been constantly calling my siblings and my elderly mother, claiming to be from Mariner and associates

Got numerous calls from a gentleman Named Larry Walker he even went so far as to call my elderly widowed mother I called him today and told him I was in the process of filing bankruptcy and I would give him my lawyers phone number he told me I couldn't do that and it sounded like I was trying to get out of paying the debt. BTW he is from mariner and associates I will be contacting my lawyer on this one and oh yeah does anyone know where Pierce county is?

They call me my job my ex husband and his family and also my current husband family is crazy al day and night what to do??

A person by the name of Nicholas Numm called stating that I had an outstanding debt with a payloan totaling 1251.00. The total includes fees. He states the original balance was 352.00. I am not aware of this company.

If this company is harassing you please give our office a call for a free consultation.  We are investigating this type of debt harassment.  Find out what your rights are!  (951) 293-4187.

I have received several phones calls from them and then today I get a phone call from a process server warning me that they are going to serve me with papers at my job site in the next few days but that she was giving me a courtesy call so that I could have a chance to clear this up.  REALLY!!!  I am kind of torn on what to do next.  Could some one tell me if they have ever gotten papers from these people or if anything ever happens with the law suit.  

I received a message on my cell phone from this number and was told there was a judgment against me and they are going ahead with the lwsuit and i have to contact them right away or my lawyer can contact them. I get about ten calls from that number a day!!!!!

This Company is a scam run by a scam artist. after much searching my attorney has identified this Mariner group. Hope this brings justice to those in dire straights. I had $719 robbed from my account only to wait a month to get it credited back to my checking account. they run from a shell company :

Hartford Management Group, LLC

Owner - Moya Kovic

physical address - 25 NorthPointe pkwy  STE40 Amherst, NY 14228

they use a PO BOX AT the FedEx store on Robinson Rd, buy its a PO box only. Wow!!! I was shocked. Hope this helps as in these tough times, we cant be taken advantage of with these usury type loans and shaddy businesses

I spoke to this Fabio guy today. HE refused to give me any information about the company Mariners Associates address phone or fax numbers. He said he didnt have this information that administration had it he couldnt mail it to me but he could email it to me..............still waiting!!!  I originally spoke to a Ms. Kingston, after I told her I needed their info including their debt collectors licence she transferred me to her supervisor Fabio.

Fabio from Mariner Associates left me a message earlier letting me know that he is just about done filing the paperwork and will be sending it to the county I live in?? Also to go ahead and let my attorney know about this....Seriously!!!! These people are a joke. I have no idea what this phone call was in regards to.  I called the number back and recording says to dial certain extension numbers depending if there is a wage garnishment, lien, etc.  What a joke, I pushed 0 and a man answered the phone and would only say that they are located in New York, would not give me any other info until I confirmed my social security number.  I let him know that I was filing a complaint w/FTC and he told me good luck and hung up on me. I have no idea what this supposed collection is about but I have never received anything in the mail from any collection agency so I'll assume these people are scammers.

Hey, you idiot shill.  You aren't very smart are you?  To illustrate this, I want to show you a few asinine claims you made that you can't verify, as well as give you the chance to clear your good name by responding

>>>>> Either way if all of you look stupid!!!!
Really, how is that so?  Please enlighten us

>>>Even if they are a pdl collection  company had YOU idiots budgeted your money better you would NOT have had to take out a PDL!
Please show me where anyone claimed to take out a PDL?  Please provide evidence that folks here do not budget their money.

So ultimately they are just doing there job while you are busy SCAMMING PDL companies and not paying them back they money they LOANED YOU!
>>>> If you can't prove anyone here took out a PDL, then how on earth can you prove anyone of them is scamming.

Trying to change reality is getting you no where shill, we already know who the real scum is.. go look in the mirror and you'll see it! Nobody's falling for your scum scams and hot air.

Wow! Your post is so full of shill hot air you could sail around the world twice in 80 day's..

YAWN (again)!!!  Same old, same old.

"...and never paid BACK!!" -- PROVE IT! Send the DEBT VALIDATION LETTER and documentation that the debt is not time-barred!

"So ask yourself whose the REAL scum of the earth here?" -- ANSWER: "Reality101," all the other FAKE DEBT COLLECTORS, all the "debt collectors" that ROUTINELY AND AGGRESSIVELY violate the FDCPA.

"Had you not "scammed" the loan company by falsely acknowledging you'd pay back the loan you..." -- again, PROVE IT!

Better luck next time, SHILL!

Obvious troll is obvious....

Most of the people posting here did not take out a loan from you or anyone else.  They do not owe you anything.  You are harassing them to pay a debt they don't owe.

Your posting ID should be "unreality101".  You are nothing but a moronic shill for these fake loan collecting scammers.  From the reports of other posters, your outfit violates the FDCPA as the way you do business.  Nobody is arrested over unpaid debt, even more so over fake debt that they do not owe.
You are the only one looking stupid here, nitwit.  This website must be hurting your scam for you to post your crap here.  Good.  It's time for you to go back to the boiler room and continue being a failure at scamming people.

The same ol? broken record, from the same ol? stupid third way baloney;
ring, ring, ring; ?pay your bills (they are paid) pay your bills (they are paid) pay your bills (they are paid) . . . .
 
At least try to grasp this premise; The telephone is a really poor way for your industry to conduct debt collections
Only one incorrectly placed call is Using Corrupted Information. You have Files of Compromised Personal Data in your system, and there?s no Law declaring a Consumer, Citizen, or Immigrant must help you with your problem. Whether you use robos or not, there?s no Law requiring a Consumer to call you back, to be interrogated about anything, let alone someone else?s debt.  Past experience with your industry makes any conversation possible evidence, since here is no Law requiring Consumers to clean up a new phone number just to reasonably use.

When those debt collectors are very, very, very polite, told ONCE and only ONCE- party is unknown, & Off the phone, Done, we usually wont save the recording, & may not be documented.
That giving your kind credit, however its the ones that want to play ?who?s interrogating who??  that will be made an extreme public example of.