Someone named Michael has called twice saying I owe 375 to a payday loan which they have already received 312.75 from me and that he will get a judgement against me for 3 times as much and garnish my wages.  I told him go ahead and try.

Evan Perry also called me.  I told him I verified with my bank no such deposit was made.  He then accused me of getting the money and closing my account on the same day.  When I asked for the validation he said he would email it to me but that means I would confirm I owed this debt. I do not and refused to.  He said that they would be coming to serve me papers at my work today or tomorrow.  

I got a call as well demanding $1,600 you they were going to take me to court.  I told them I would like very much to go to court they said I would be processed by the end of the week, then I got another call attempting to collect money again. The woman on the phone said it was a "federally secured recording of the call". . .I again told them I wanted my day in court.

We will see if I get served.  I will bring this blog with me if I do.

they are a group Of Hores. I hope you don't work for them or I would Cuss you the hell out. they are in new york. and im about to maKe a Special trip there. I Call there office as much as they Call me. and I Call them all kinds of Bi****s and hoes. they dont like that and the Calls have Slowed down. Im about to call them again now !

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

A woman named Monica called to collect money for a loan that I paid off months ago.  When I told her that I had documentation of payment she insisted that I had outstanding debt.

they called my Job threaten to Serve me with papers

the same thing happened to me.  they argued with me claiming to be finding out why i have not payed a bayside cash loan.  i dont know who this is they have the wrong ssn number and aregued with me.  then they claimed I rig nigged on a payment.  I told them a professional would not use this term. I hung up

i do not work for this company but i did find out they did have legal rights to the debt. i think people should start paying there bills. instead of on forums, complaining accusing everyone of a scam

They wanted my debit information.  I said I want proof of what they are asking for. They were suppose to email me.  Haven't heard anything yet.

716-923-7408 or 855-735-4666

Marval and Associates

200 John James Audubon Parkway
Buffalo, NY 14228

Located near the Amherst Police Department

Also goes by AFB or Audubon Financial Bureau audubonfinancialbureau.com

They are an illegal collection agency that is not licensed in any state and has no compliance officer

Scum Bag owners name is Adam March, Dan Valentine may also be part of this office

Start the sue fest have fun people its your early Christmas present

1st of all ...the post above from  "Earl"  obviously works at this SCAM company......people even if you owe the debt DONT PAY THEM...they are using illegal tactics and that means you dont have to pay!!!...

SCREW YOU AND YOUR DAMN COMPANY A BUNCH OF SCUM NO LIFES GET A REAL JOB

a man named Evan Perry called me at work, dont get me wrong i was very angry about the call i got at work, but once he let me know about the pending matter in my local county of Tarrant, i had to know what was going on. he was relatively nice, i refused to pay until i recieved a validation of debt (which they provided to my email address on the spot) the creditor wanted to settle at 700 but evan gave me a settlement of 400! i dont usually answer bill collection calls at all but im glad i handled this before it moved forward.  

Be that as it may, a word of advice for anyone looking up this number: always get debt validation / proof MAILED to you.



Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

  is seeking payment on a debt for a loan you do not recognize;
  refuses to give you a mailing address or phone number;
  asks you for personal financial or sensitive information; or
  exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

  Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.

  If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
  Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
  Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
  Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
  Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

This is a dept collector, for a payday loan company

My supervisor passed on a mess to me stating that a giy name michael called saying that hes with the middlesex county sherriff n that my husband doesnt call him he will get arrested at place of employment or from home .

My husband just got a call from this number stating that his name is michael n my husband will get arrested at place of work or home.

This person name Michael keeps calling for one of our employees. I informed him that we are not allowed to take personal calls and I could give him employee verification number.  He got smart and hung up phone.  

I continue to receive calls from Danielle at this #, x162 stating that I am involved in a legal situation in my county.
I have no idea what they are talking about.  This is harrassment, they should not be calling my place of employment everyday.