I received a phone call from Kauffman and Assoc today also.  They threatened that they were sending paperwork to my local district court to file charges of class e felony fraud charges for unpaid dept from a payday loan place where I lived 4 years ago.  Never got a payday loan.  The bank account had been closed already for over a year.  I insisted they give send me proof and all I got to my email was a fishy letter.  I called back and they insisted that I have to pay it without any proof of documents which they had already tried to send to my old address.  I advised I had put in for a change of address with the post office when I moved, therefore, it would have been forwarded to me.....strange, red flag!!!  I then advised that I never got a payday load and it must be fraud of someone else who used my information, they stated that it doesnt matter, I will have to look into that after its paid, if I dont pay now, they will file the charges for the fraud felony litigation. They answered the phone as "Attorneys office".....fishy too.  Didnt state what company upon intro.   Im going straight to my local police department after work to report this and put a block on the number.

I called them back and told them I was recording the call and the told them I talked to the DA's office and the FCC..when she heard this she put me on hold and hung up!

If you have been called by any of the groups listed in this thread

The proper local jurisdiction to file police reports would be the Charlotte-Mecklenburg Police Department
http://charmeck.org/city/charlotte/CMPD/Pages/default.aspx

You can make a report by telephone - If calling outside the Mecklenburg County, the Non-Emergency Crime Reporting: 704-336-7600

You can also make a police report online at
http://charmeck.org/city/charlotte/CMPD/Pages/ReportACrime.aspx

RU #%&@ing serious.  This is a SCAMMER!!!! The people calling with this number is a SCAM ARTIST and trying to take peoples hard earned money for a bogus loan!   This is not real.  Get with the freaking program!  I had calls from many different phone numbers with this call back number, with the same @#$@#%W#^ing message and a different Claim # and with the same threat that i have 48 hours to contact them or i was going to get a summons in the mail and i could get a warrant against me if i do not show up for court!  Well guess what i started keeping track of all the phone numbers that have conatacted me with these messages since last June, but it has been going on since way before last June, but this is when i started keeping track.   I have yet to receive a freaking summons in the mail.  I am really sure that i do not owe 30 different pay day loans that went unpaid!!!!!!! It seems that you are on here not because you received a bogus phone call, but because may be you work for these SCUM BAGS!!!!! This is in response to your message and to the person who agreed with you.  GET A LIFE AND STOP HARRASSING PEOPLE!!!  Sooner or later your kind will get the message and stop contacting me and realize that i am not going to give you people any of my information so you can SCAM ME OUT OF MY HARD EARNED MONEY!!!!!!

I GOT THE SAME CALL, SINCE WHEN DO THEY CALL TO TELL YOU THEY ARE GOING TO SEND SOMEONE TO SERVE YOU WITH COURT PAPERS, I THOUGHT THEY SEND THEM WITHOUT YOU KNOWING SO THAT YOU GET THE PAPERS AND DON'T TRY TO HIDE FROM THEM?

Received a call from this company threatening to arrest me for credit card fraud. (I just got my first credit card 6 months ago and am actively paying it on time and using it so i immediately know it was fraud.) Then she proceeded to tell me she was with the county arbitration office for my county (i worked for the county, i have all the phone numbers, her texas number shock of shockers wasnt for my county) and i had a warrant being issued (nope, i checked the coumty warrants department). I hung up on her at that point and sent her next call to voicemail to use as evidence. I contacted my state attorney generals office and the texas attorney generals office for review.

Out of Indonesia - I found the domain information below about your post - definitely a scam.

Domain Name: ACGGROUP.NET
Registry Domain ID: 1839012810_DOMAIN_NET-VRSN
Registrar WHOIS Server: whois.godaddy.com
Registrar URL: http://www.godaddy.com
Update Date: 2013-12-13 07:23:41
Creation Date: 2013-12-13 07:23:41
Registrar Registration Expiration Date: 2014-12-13 07:23:41
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: abuse@godaddy.com
Registrar Abuse Contact Phone: +1.480-624-2505
Domain Status: clientTransferProhibited
Domain Status: clientUpdateProhibited
Domain Status: clientRenewProhibited
Domain Status: clientDeleteProhibited
Registry Registrant ID:
Registrant Name: Bagus Santoso
Registrant Organization:
Registrant Street: Minggiran
Registrant City: Yogyakarta
Registrant State/Province: Yogyakarta
Registrant Postal Code: 55142
Registrant Country: Indonesia
Registrant Phone: 08112500324
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: bagus.santoso@gmail.com
Registry Admin ID:
Admin Name: Bagus Santoso
Admin Organization:
Admin Street: Minggiran
Admin City: Yogyakarta
Admin State/Province: Yogyakarta
Admin Postal Code: 55142
Admin Country: Indonesia
Admin Phone: 08112500324
Admin Phone Ext:
Admin Fax:
Admin Fax Ext:
Admin Email: bagus.santoso@gmail.com
Registry Tech ID:
Tech Name: Bagus Santoso
Tech Organization:
Tech Street: Minggiran
Tech City: Yogyakarta
Tech State/Province: Yogyakarta
Tech Postal Code: 55142
Tech Country: Indonesia
Tech Phone: 08112500324
Tech Phone Ext:
Tech Fax:
Tech Fax Ext:
Tech Email: bagus.santoso@gmail.com
Name Server: NS55.DOMAINCONTROL.COM
Name Server: NS56.DOMAINCONTROL.COM
DNSSEC: unsigned
URL of the ICANN WHOIS Data Problem Reporting System: http://wdprs.internic.net/
Last update of WHOIS database: 2014-4-23T16:00:00Z

This isn't a case of some agency's, most adhere to the laws with exceptions and most of those are well known and constantly in the news and have lawsuits for flagrant violations of the FDCPA and easily verified to legitimate existence. Extortion scams are really obvious also. No one here tells anyone or recommends to not pay bills. If you owe it fine, pay it if you can or file bankruptcy.  But no one should ever pay someone just because the call and claim you owe X amount! Debt validation as per the FDCPA law requires proof to be mailed by US mail. No debt validation, no legal verifiable street address, no legal business name.. asking for a green dot or similar payment method that is untraceable are all red flags of the scammers. 90% of the complaints here are on Extortion Scam Operations.

Ignore them.  Report them.

See previous comments.  They are throwing around legal terms that are pretty much meaningless.   There's no crime involve and no district attorney is involved.  No one gets arrested for ordinary civil debts  Don't give them ANY information.  Do NOT give them any money.  DO NOT LET THEM INTIMIDATE YOU!  

Tell them you are on to their scam and you are reporting them.    Contact your local police and attorney general.  

They keep calling you, tell 'em to go to hell!  Do it loudly!

See:  https://www.consumer.ftc.gov/articles/0149-debt-collection

Total scam.  Debt collectors cannot issue warrants.  And warrants are only issued by judges for use by duly constituted law enforcement agencies.  These people are your standard kitchen-table debt scammers working out of someone's house.    

They call you again, tell 'em that and tell 'em to go to hell!  Do it loudly!

That's all they understand!

Also don't answer calls you don't recognize.  Use a call blocker.

I have been receiving calls about payday loans for over 2 and half yrs about a loan I had between 2008 and 2009. I paid those loans and closed bank account. At first they did scare me, so I paid these people every time they called. I was terrified because of the type of job I have. I was threatened with being arrested on my job, served with a summons, jail time, saying it was same as writting bad checks and it was a felony. I have been called on my job, messages left with my boss and automated voice messages. They would have my info as last four of ss number, address, phone number, name of bank and even relatives. I kept trying to handle this on my own and it was to much for me so I finally told my husband about it. For about a yr now he is the one who talks to these people and they try to tell him the same thing but he refuses to give them info unless they give info and when he went back through the ones I paid from the email payoff they sent me, the phone numbers aren't any good or the person who answers have never heard of the company. They have said the are attorney's, summons dept, legal assistants, you name I've heard it.
Then yesterday I have a message from they say pre-trial and summons dept from the number 855-791-2353. My husband calls and a lady emails him a letter with kaufman and associates on it with an address out of charlotte nc. She would not tell him anything said it was already sent out to my district attorneys office but she wanted him to tell her the name of bank, said it was the bank trying to get their money back thru chexsystems. The calls just wont stop and its been 2 and half yrs...

As per Shill Kill:

For at least the last year, an illegal group of debt collectors have been terrorizing consumers, their family, friends, and employers threatening to arrest the individual of an unpaid loan or other debt (their generally don't even owe).  Be aware debt is a civil matter, not a criminal matter, and you can't be arrested.  The threaten a warrant if the victim does not pay a sum of money by the credit card over the phone.

Although when pressed the callers give the victim an address in Columbia South Carolina (usually a vacant lot).  They are actually out of the Charlotte North Carolina area.  The scammers are using the following business names

Kaufmann and Associates
Sanderson Blaine & Associates
McKenzie Reid Associates
Kennedy, Kline, & Associates

Here is a set of links to a variety of threads on this forum that document this group and its behavior.  They include the experiences of victims as well as a former employee or two that quit within a week of finding out exactly what was going on.  They also include responses from consumer advocates and people who are really criminal justice professionals advising victims of what to do

http://800notes.com/Phone.aspx/1-855-748-8367
http://800notes.com/Phone.aspx/1-855-719-1725
http://800notes.com/Phone.aspx/1-855-676-3492
http://800notes.com/Phone.aspx/1-855-805-5549
http://800notes.com/Phone.aspx/1-855-751-1084
http://800notes.com/Phone.aspx/1-855-803-2349
http://800notes.com/Phone.aspx/1-855-775-2417
http://800notes.com/Phone.aspx/1-855-775-2418
http://800notes.com/Phone.aspx/1-855-755-3417
http://800notes.com/Phone.aspx/1-855-746-3946
http://800notes.com/Phone.aspx/1-855-676-3485

Each state has caps on the amounts they can charge period. In some states these loans are actually illegal You can check your state here:
Payday loans
http://www.paydayloaninfo.org/state-information

To file complaints:

Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

You know nothing, the whole payday industry is a legal scam, they charge the whole original interest every payday,depending of your payday, now they have to tell you that, compound the debt and never you can afford to pay the whole amounth, they seize your bank account, and you already paid off the debt 4 times, YOUR SOLUTION:CLOSE YOUR BANK ACCOUNT AND DEFAULT, BY LAW THEY ONLY CAN SUE YOU FOR THE ORIGINAL DEBT, AND YOU CAN PROBE YOU ALREADY PAID 2-5off TIMES THE ORIGINAL DEBT.

I took a loan from ACEcash advance of $500.00 and I pay faithfully $100.00 monthly for 7 months, but they gave me only $375.00, one day I was not the manager and asked the new person a print out pf my debt$ I owed in 7the months $1,285.00, instead of going down my debt it went up. I went to Legal Aid and they told me to DEFAULT so they cannot charge the "payday" interest fee anymore.Every payday the charged their fee because I had a balance, now compounded. For $375.00 Ipaid in 7the monthsas if received$500.00, the interest of $500.00, they took my rent money from my bank$ $1,300.00 AND YOU WHO KNOW OR NEVERnot BORROWED, KNOWS ABSOLUTELY NOTHING ABOUT THIS PEOPLE JUDGE THE VICTIM

You are so wrong.  They don't have accurate information.  They might have the last four of your social.  The scum bought the information from some other scammer that only knows an amount and maybe a bank name.  They do not have anything else and 99 percent of the time they will change the name of the debt but if you press them they will give you the original company name which will be something that is already paid and not a debt.  Ask for a fax number and see what you get in response and you will be shocked when you look it up.  Some of them are using hotel fax machines and others just give out bogus fax numbers.  Every call I get goes to the attorney generals office along with a copy of the actual voice mail so they can hear the message.

You are obviously one of the fake collectors that wrote this message.  These bottom feeders call and harass people that don't owe anything and even have proof of payment.  Most of the collection scam companies will not give you an address or a good fax number to send documents to if you offer proof of payment.

They called my phone stated I took out a payday loan and I will be threaten with a Warrant. This is a scam. You don't go to jail for not paying your debts period. They told me there was a warrant out for my arrest. I called the police department and asked if I had a warrant. They told me no there were no warrants issued. They asked me why and told them about the phone call. The police told me it will be impossible for a ADA to file charges due to debt being a civil matter. They told me to file a police report to make sure if they did get a hold of your information. They called next day and told them I don't owe any debt. I have a Identity theft report I can fax over to them and my own police report from my police department. They gave me a fax number and I faxed it over. Since then they stopped calling since they know what they are doing is illegal. I had to go this far because this has been going on for over the past 8 months. I even changed my number 3 times to dodge these people and they somehow get it. It seems they get it from my credit report since there is no other way for them to retrieve my number since I never use my cellphone number for purposes of employment, apply for credit, or for anything online.

I filed a Identity theft report and police report. They stopped calling since then. Every time they call I can ask them for fax number and fax my police report and Identity theft report. They will not barge or fight with me. I told them I can get the police officer on the phone and talk to him directly. They hang up and stop calling.

You have to be aggressive on these people. I would highly suggest you do file a Identity theft report and police report if they tend to get hold of your number multiple times. This means your identity has been compromised and they want to get your Social Security Number to start applying for credit or use it against you for fake documents etc.


If you get garnishment subpoena, call the court of clerks and get a verification if the Subpoena is valid from that state. Most the time these scammers can make up a Subpoena form. Also please have your employer verify that garnishment with a offical seal that is not copied. Employers are not allowed to accept copied Subpoena's. They must have a offical subpoena from the courts with the seal and notary on the bottom to make sure it is authentic. Your employer is not allowed to garnish your wages without that offical Garnishment Subpoena.

If you guys are getting your wages garnished, you will need to call the court of clerks ASAP and also get the copy of that garnishment from your employer. They are required by law to give that to you. If your employer doesn't they can get sued for misuse of garnishing your wages.

Do not wait and stop those garnishments ASAP.

My teenage son just got a call from 1-855-791-2353  and threatened him with a bench warrant because he refused to give them his name or info is there not anything that can be done about these losers. He has had his phone for over a year with the same number and they have no right to do this.

Received a message from 855-791-2353 and 702-998-3416, which is a NV number, that a case was being forwarded to the district attorneys office for charges to be filed.  1st FDCPA violation, when I called back to speak to them, they simply answered the phone "Attorneys Office", yeah right.  They stated that is was a federally recorded line, 2nd FDCPA violation, they did not state that it was an attempt to collect a debt, 3rd violation.  Stated that I had an unpaid PDL from 2008 with JHS marketing, a company I have never heard of. I informed the lady that I had filed bankruptcy in 2010, she stated that the company chose not to be included, lie, no creditors filed to protest the bankruptcy.  She then stated that I did not list the debt on the bankruptcy, ok, maybe because it is non existent.  Could not provide a date of the debt, just stated it was charged off in 2008.  Asked her to mail me info, stated I would get all info I needed in court papers, violation #4 of FDCPA.  I asked her for their address, and she gave me:

13850 Ballantyne Corporate Place
Charlotte, NC 28277

This is the address of a virtual office facility.  Their website: www.kaufmanandassociates.wix.com is totally cheap, and the three attorneys listed are not registered with the NC Bar.  This is not a company that is on the up and up.  Do not disclose too much info to these people.  Stated I would get served in the next 24-48 hours.  Well I'm waiting.

Just a note - it is illegal for anyone stating they are attempting to collect a debt to threaten you.  Look up the Fair Debt Collection Act.  If this company is doing these things they are breaking the law.

I'm in the same position as you.  I've received numerous calls all saying a similar thing.  And these folks must be working for some scammers to have the nerve to try to guilt somebody into paying what they don't owe.

DO NOT GIVE THIS COMPANY YOUR INFORMATION, THEY ARE SCAMMERS TO GET YOUR SOCIAL SECURITY NUMBER. AND FOR WEAK PEOPLE WHO WILL PAY FOR SOMETHING THEY DONT OWE.

I wouldn't have even called them back and waste your time. Also NEVER send anything via a fax to these lowlifes
T.M.I. you gave them

have received a phone call last week, a woman claiming to be denise wright ( another generic bs name) leaving a message basically stating that my husband has a warrant being issued, linked to his name and social security number. okay now when we think warrant we think arrest right? these morons are leaving these threatening messages just to get a call back!
the debt they are calling about has been paid and limitations is up on it anyways. my husband has all his ducks in a row, the letter saying that he has paid and these scammers are still calling!
DO NOT FALL FOR THESE HARASSING VOICEMAILS.
My husband called them back and asked for "denise wright" and was transferred by someone. (now do you think they have two different companies working it? one to answer, then when they state the name they transfer to blah blah blah?)
denise wright gets on and they argue she hangs up abruptly then later my husband calls again cause he wants to over and done with this, and he gets heckled some more...until finally he gets a supervisor on the phone. the supervisor tells him to provide documentation that it is paid. My husband is reluctant, cause why should he have to, but he does anyway and the email hes giving him doesnt work! he keeps trying, verifying that its right with this supervisor keeps coming back saying mailer daemon. supervisor gives up and says okay ill send you an email stating this this debt is paid and will not be sold to any other company. then the guy jokes that he bought the junk account for a measly 12 dollars. very funny huh? when youre bugging people at home and work!!!!!!!!!!!!!
the company was called acg processing llc
the email was info@acggroup.net or com one of the two....
well we got another call today! i called back and i think they were closed but i left a "nice" message for them. ; )
my husband going to call again tomorrow to hassle them for their real business name...we get that well have a lawsuit on their door.

Interesting - because according to federal law, those tactics are illegal!  Per the FDCPA, no proof of debt owed to the caller = no debt.  IT'S THE LAW!

For at least the last year, an illegal group of debt collectors have been terrorizing consumers, their family, friends, and employers threatening to arrest the individual of an unpaid loan or other debt (their generally don't even owe).  Be aware debt is a civil matter, not a criminal matter, and you can't be arrested.  The threaten a warrant if the victim does not pay a sum of money by the credit card over the phone.

Although when pressed the callers give the victim an address in Columbia South Carolina (usually a vacant lot).  They are actually out of the Charlotte North Carolina area.  The scammers are using the following business names

Kaufmann and Associates
Sanderson Blaine & Associates
McKenzie Reid Associates
Kennedy, Kline, & Associates

Here is a set of links to a variety of threads on this forum that document this group and its behavior.  They include the experiences of victims as well as a former employee or two that quit within a week of finding out exactly what was going on.  They also include responses from consumer advocates and people who are really criminal justice professionals advising victims of what to do

http://800notes.com/Phone.aspx/1-855-748-8367
http://800notes.com/Phone.aspx/1-855-719-1725
http://800notes.com/Phone.aspx/1-855-676-3492
http://800notes.com/Phone.aspx/1-855-805-5549
http://800notes.com/Phone.aspx/1-855-751-1084
http://800notes.com/Phone.aspx/1-855-803-2349
http://800notes.com/Phone.aspx/1-855-775-2417
http://800notes.com/Phone.aspx/1-855-775-2418
http://800notes.com/Phone.aspx/1-855-755-3417
http://800notes.com/Phone.aspx/1-855-746-3946
http://800notes.com/Phone.aspx/1-855-676-3485

What a joke there website is Kaufman It looks very cheap and made up

Just about daily we get these calls. Some to my husband and some for me. We have never got a online loan. We even got calls for my mother in law. I am so tired of this. I have finally got to the point that I tell them that they have already tried to scam this number and hang up. They always have different names when they call. I now let answering machine ge it.I am really ired of this and about to change number.

They harassed my mother's phone, threatening a lawsuit for a loan, which l have NEVER taken, asking for my social security number.  Highly unethical.