I got scammed for the $5,000 loan and put up 2 payments of over $900 and saw nothing! Currently their 855 number is off the hook. I sent $$$ by western union as collateral, but just got off the phone from the fraud dept. and I will not see that back. Company website and salespeople looked & sounded legit but it is a SCAM SCAM SCAM so please stay away from these people!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Yes Darius is the name they used ,did you send your money to him western Union and it was sent to him in Manhattan NY
You receive a call saying they will loan you money, but you have to pay a fee upfront?
That is illegal:
"If the offer of the loan is made by phone but you have to pay before you get access to any money, it?s illegal. It?s illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they make good on their promise."
So all such calls are 100% scam.
I got scammed for the same 5000 loan and we put up 1400 as a "princpial payment", ive called my bank and disputed the charge, if you used your debit card to pay the western union funds you may be able to get he money back, file a fraud claim with your bank, ive also reached out to a lawyer to see if i can sue for a contract violation
Darius is who you sent it to ?We did the same thing and got scammed few weeks ago.
Just got scammed for $587.00 and $46.00 they asked for when I western Union my payment , after they got my money for a so called $5000.00 they turned around and called me the next day saying there was an issue with my loan and they realized they needed the same amount resent becasue it was enough after they ran my credit.I am elderly and got taken by Certified Finacial Fake company the names the gave me was Kevin Hagan, James Pearson and Darius Pearson ,the numbers only allow u to go to the extensions they gave n you get voicemails
I am so screwed over
Almost got me
I received emails from the company as well.The company is listed with the Better Business Bureau Chicago( just listed 8/8/2013 with a "F" rating) and not listed on the Illinois Business of Financial and Professional Regulation and I called to verify if the company was licensed/registered and their not. The company will not provide their licensing information. Please file a complaint with
http://www.bbb.org/chicago/business-reviews/a ... ago-il-88599807
the federal trade commission and www.idfpr.com
They got me too. Last week 4/2/13. Told me i was approved and everything. I sent the money like a dummy and was told i would get a refund by 9/1/13 since I didnt want to send anymore money.
They got me for $906.00. Now my family is severely struggling because of empty promises! It is most definitely a SCAM!
This company is definitely a scam. I was offered the same loan as the other comments. I was told I had to pay 5 months upfront. The "rep" said I could make the payment to the lender directly through western union. Red flag. Links on their site lead you to believe they were recognized by well known news stations when they are just links to those sites red flag. Google the address and its a virtual office. Red flag. The rep said they had been in business since 2001 but he couldn't give me their licensing information or the lenders name. This is as am for sure! Do not send them money. Report them if you did.
Certified financial. Certified financial.org
Rep name listed was Alfred Newman
If you where taken advantage off by a scam you should report it too http://www.stopfraud.gov/report.html
And http://www.ftc.gov/. (Federal Trade Commission)
I too have received emails from this company, that I was approved for a loan of 5K and to call the Senior Account Executive at this numer extension xxx. They said with my credit I would need a title loan, consigned loan, or to pay the first 4 months upfront that it was not a fee but used as your first 4 months payment. I too have tried to search the company with no luck other then this small strand of posts.
THIS IS A SCAM!!!
I found out the hard way .I paid the 4 months after we signed the loan papers only to find out the next day they said they needed more money .I refused and now they wont respond to emails or phone calls .
It is ILLEGAL in the US to require any kind of upfront "fee", "tax", "installment", "insurance" etc - do NOT send/give them any of your personal information, and do NOT send any money - you'd be out the money you sent and never see a penny of the fake "loan"!
Any kind of "advance fee" loan is illegal - so this is definitely a scam. Also the fact that the phone number showed up as invalid is another red flag.
THE CALLER SAID IT BELONGS TO CERTIFIED FINANCIAL, A LENDER. THEY PROMISED TO GIVE ME A LOAN IF I PUT UP SOME SECURITY: A CAR, A CO-SIGNER( 700 CREDIT SCORE) OR 4 MONTHLY PAYMENTS UP FRONT, PUTTING OFF MY FIRST PAYMENT FOR 4 MONTHS. I GOOGLED THEM AND FOUND NOTHING , TRIED TO GOOGLE THE PHONE NUMBER AND WAS TOLD IT WAS INVALID. THE ADDRESS ( 500 MICHIGAN AVE, CHICAGO, IL) CAN BE USED AS A VIRTUAL OFFICE, SOUNDS TO GOOD TO BE TRUE ALTHOUGH I AM TEMPTED( BADLY NEED THE LOAN) TOO MANY RED FLAGS FOR ME: I DON'T REMEMBER FILLING OUT AN APP WITH THEM, THEY CONTACTED ME, THEY SENT OFFICIAL LEGAL LOOKING LOAN DOCUMENTATION TO SIGN AND FAX BACK WITH EVERYTHING FILLED OUT, WHEN I CALL IT SOUNDS LEGIT, HOWEVER I ONLY HAVE 15 DAYS TO DECIDE THEN THE OFFER WILL BE REVOKED, ANOTHER RED FLAG. IF ANYONE HAS ANY INFO PLEASE POST.