Now Now Kyle,  you shouldn't bad mouth our hard working scammers....  ;)

May be they just now opened their new business in the past month or so.  I read where some Credit Card svcs and Car warranty svcs scammers using robo calling  "Rachael,  Heather, and Megan" just this month got sentenced to 17 1/2 years in prison for the Leader of the pack.  I guess when scammers hear about that kind of stuff,  it probably makes them bump and run for a while and look for new business methods...I think their toe nails should be pulled out and they should get daily Ice Water Enemas.

Hay Lisa... guess what!  Luchay and associates has a toll free number, (as in 1-800)  posted on their website.  I took the liberty to call them and  visited a while.  They told me that they have been getting regular calls,  just like mine,   concerning scam activity and threats made to people.  The Lady I spoke with told me that they were certainly not involved and that the scammers have apparently been spoofing their company name....They have reported it to the authorities.
She said you might want to recheck your facts about your repo.  or see a doctor about your delusions.

I also phoned a Leechy and Assocs. and visited with them.  The same thing with them.   Said they were embarassed at the calls they are getting because of this scam.   Said their company certainly did not deal in any kind of repos or any of the other scams mentioned here.  They too have had their company name spoofed and are kind of Pissed....

Angry one,  They are infact scammers and don't let them scare you into giving them your financial information.  This "Payday loan and the like"  is pretty new to people and it scares the hell out of them.
This is how the scammers work.  They hit you with this,  threaten to take you to jail and make it all sound official and legit  in order to scare you into a frantic decision (without thinking or researching)  and unfortunately some people fall for it and hand them the Gold....There is no such thing as Debters Prison!!
NO BODY GOES TO JAIL.....except the scammers when caught.
Angry one......This is a Scam!!!  Do not even talk to them anymore.  These Boards are the most effective way for people to inform others about these maggots.  Keep others advised and maybe save someone from making a costly mistake.
Good Luck..

This has got to be a scam people.  First of all the automated message gives you 2 different numbers to call Leechy and Associates and to beat it all, I got two totally different numbers than the one you have gotten calls from.  The numbers I got are 855-393-4944 and 855-678-0744.  When I spoke with a "representative", she gave me a third number and extension to call when I made my decision what I was going to do (pay $702 restitution or retain a lawyer and pay court costs over $4000).  The funny part is, she supposedly got the file on me from the attorney's office, but couldn't tell me a thing about the case, the supposed loan origination date, the court date, nothing.  The only thing she did tell me was it was a payday loan from Payday2Go (never heard of them), that the account I had at a different bank than my present one was closed and they couldn't get their money, and that it was when I was working for a different employer.  Never got a loan from a Payday2Go anyway and any payday loans I did get were paid back in full.  Another company called Providence got me once for $260, but I be doggone if another one will.  So thank you to all of you posting what I was thinking...these people are scam artists trying to dupe us out of our hard earned money.  We can't let them get away with it and we do that by keeping our credit and debit card info to ourselves.  I liked what one of the other posters said; "tell them you'll see them in court and ask how you'll recognize them."

Lisa,  you need to first master english grammer before trying to sell your garbage.   Both of your post sound like they were written by an illiterate 1st grader.   Learn when to use WAS  and WERE.  You used "were" when "was" is the correct choice.  Our scammers need to use better English Diction or quit their trade.

Ha Ha,  Karen,  you slay me.....   :)   I see the light!!!  I too will pay the next lucky 360  caller now that we have the facts about  Look See,  Leechy,  Luchy,  and assocs.

I think I would thank someone willing to repo a car that is worth less than dragging it off.  :)
What a  story teller ...that lisa jones.   Ha,  I no longer believe the rest of the people here.  Now that lisa jones and that Roger guy has cleared my mind,  I now will pay up to anyone who calls me on the phone,  any amount and without question about what the debt is about.    I need aspirins....   go away  lisa,  go lay down Roger....

Oh Bull Crap.....Roger,   I  mean lisa.  (One of the same)  

SHILL ALERT!   SHILL ALERT!!!!!!    I don't give a rats patute whether its Leechy,  luchey or look see...
No body is buying into your  posts here  Roger,  aka Lisa....  Get a Job somewhere and get a car worth more than the towing & fees.......And get some brains about  "Dollars = Value".....as well as how to write a convincing  lie...

First off, If your car was repoed,  you obviously weren't paying your legitimate debt.  When you don't pay your legitimate debts then you deserve to get your car repoed.  As far as paying fees,  well sis  that comes with the territory.  They don't do anything for free and just hand it back to you if you legitimately incurred the expense.   Oh yes,  a couple of points. Why would you pay more in fees and interest to reclaim a car that was worth less???  And what are you doing posting on this board about a repo when the subject is unknown telephone numbers calling and questionable tactics to collect on non-legitimate debts?  What brought you to this board if you weren't telephone solicited to pay a debt that was not yours or an attempt to scare you into paying something that was not legitimate.  Why did you come here to post about a Repo Car.  I don't care what your gripe is,  No body,  No Body can use the tactics eluded to on this board and legitimately collect or even be legitimate.   I'm afraid I smell another rat in the shack.
I think you are about as phoney as your post and the others who've tried to legitimize or boost the scam .    Here's the deal...when you owe something and don't pay,  you don't have the right to complain.  And your phoney little post about your car repoed is a bunch of bunk to make it sound like "These guys are for real".
And you would also be amazingly stupid  to think people here would buy your Bull S***.

Lisa, give me the name and number of these people right now. I WILL call them immediadetely. I'll be waiting.

Was that AFTER you got the employee discount?

LOL

FAIL

bummer the name of the company is luchey and assocs not leechy and my car were repo by these guys they cost me alot of money ..... lisa

hey guys this s*** is real i had my car repo by these guys and before i can get it back i had to pay for locater fees att, fees intest which were more them the car were worth.......lisa

Leaving harassing and threatening messages on my voice mail

Great job 1812!    There is a Leechy and Assocs.,  attys  in California but in my search I didn't find one elsewhere.  In most all cases the  Hard Core Debt Collectors will use telephone threat tactics but reputable attorneys don't work that way.  When the debt collectors can't scare people into paying,  and if the amount justifies the effort,  they will turn it over to whom ever handles the legal end of the collections.  The attorneys may contact the debter by phone in a more cordial manner in an effort to avoid legal proceedings,  but mostly they will do it by mail.  And if the phone call doesn't work,  they definately follow up by mail.

These people pretending to be leechy & assocs.  are definately scammers using that particular law offices name as part of their scare tactic  to add validity.  Based upon what is going on here, I think I would tell them to Provide me with a valid address,  a phone number,   a contact,  proof and validation of the debt and their legal right to collect,  or  get the hell out of my life. They tell them if they don't like what I just said, sue me,  but their not collecting one penny without proving the debt and  their right to collect.
Gosh I hate the thieves out there in this world.  I'd like to roll up a newspaper and go around swatting them on the nose......just to piss em off......
Keep smiling

Let me add also if these people been around why is it everyone is just starting to get calls this month. I research them on the computer nothing came up but a private investagator thats in california. I called his office myself and they have no clue who is using there name and is looking to file charges as well. Whats wrong with people hacking into computer systems to information and take people hard earned money.

I just recieved a second called from this company. They almost got me but I spoke with my attorney,and local police department. I was told by both if they continue to call I have to get as much information and file a police report. I had a loan I paid off and full and they tried to bully me saying I didnt when I had the proof in my hand. Like my attorney and and local police department said you have to get notifiedby mail first. Also they was not willing to give an address whem my attorney finally called they could not provide him with any attorney id numbers as well as they did not allow him to talk to any lawyers. When he asked for there address the only thing they said was they was located in south carolina. So if they call again get as much info first then report them to your local police department. Another number they will call from is 855-393-4944. If you look this number up you can view comments other people left as well. also an attorney went on and said it was a scam cause he to called for his clients.

Tell ya what Steve.  I'd be willing to betcha that even though Leechy & Associates does exist in California,  these are not the Bacteria that's calling everyone and demanding payment on an unknown,  unvalidated, lack proof,  and I will see you in court kind of debt. (If they were legit and  had the validation they would have gladly given it to you in order to expedite the claim and collections. Attorneys don't want to work any harder than they need to...just like all of us.   When this kind of approach,  especially from supposed attorneys happen,  it's an attempt to scare you into paying up for something that you most likely don't owe. A Scam.  Now a zombie debt collector will use these tactics plus shoot your dog to get you to pay.  I am certainly not an attorney but I am lucky enough to have 2 beautiful  neices who are,  both of my brother,  who specialize in civil cases. (I do get freebee consulting services).  They do collections for legitimate businesses and claims in addition to other civil matters.  Like other attorneys who respect their own reputation,  they would never use these tactics or anything but the most civil approach to collecting.   Virtually all collections by them are by mail.  Rarely does it mover on to the court unless it have passed it's moment of expectation and involves a great deal more than $400.00.  

Steve,  I admire your willingness not to accept these bullies trying to extort your hard earned money.
Do your research on the internet,  take advantage of free legal consultations,  put on the boxing gloves and swing back  at these maggots.
best of luck

It was a debt collector.

Tim,   I believe they are allow to contact family members, friends  and/or neighbors in an effort to establish contact with you...BUT ONLY ONE TIME.  They are not allow to discuss any aspect or question them about anything concerning why they are contacting you.  They are certainly not supposed to lie about anything.
I hope you can stick it to them.  I have never had any trouble with any collectors.  I have always had great credit and have been lucky enough not to be picked from their lottery of unknown debts for attempted collection.  I have had friends and a  family member who have had to deal with them and through those experences I have developed a deep disdain for all of  those bottom feeders.   Good luck and the best to you..

They contacted family members without approval and lied about information concerning me.

LLECHY ASSOCIATES, whatever...parasites. Never called me. never got in contact with ne. But...they called family members instead. I checked; double checked my credit reports:

ALL past bills, debts paid off except for student loans which I'm payibng the minimum on now, everything by the book.

What's going on is junk debt that previous bill collectors failed to do a professiona survey on...to see that i cleaned it all up.

THEY ARE trying to get money out of me I've already paid off...and assume...they can scare the hell out of me.

Good luck.

Take your best shot with your criminal acts.

All I have to do...is file personal bankruptcy...regardless of what ti does to me for the next 7 years.

I'm starting up a small business, low overhead, as it is which can give me a pretty good cash flow within
2 years anyway.

So...I'll file personal bankruptcy just to piss you off.

It is so worth it to me.

To stop you criminals...cold in your tracks.

GOT THAT LEECHY AND ASSOCIATES?

JUST TO PISS YOU OFF.

smells fishy...

I received a phone call for another (Sondra Lyons) person asking questions and saying you were listed as a reference and there was a civil summons for Sondra Lyons, but wouldn't tell me what for. Then goes into detail about a docket number and case number, but could not give any information about courts or what this was for.

Man you are full of crap.  Your post smacks of a little trick scammers use on these web sites to boost the validity of the scam.  That trick is to put up a post to make others think that the collection of the debt and legal action is legitimate and inevitable.  Any attorney worth the time of day wouldn't walk across the street for a $400.00 debt collection.  His time and costs of collections would void any effort or notable profit.  If he did file a suit,  he would definately notify you thru summons to scare you into paying to prior to the court date. And, if you called his bluff,  he would more than likely cancel the court date the last minute before it's due. His only hope to win or gain is that you don't show up.   When that happens,  all that is claimed is taken as fact.
However,  your post is clearly BS and an effort to boost the scam.

It's not unheard of for a junk debt buyer to sue, but they are looking for easy wins, people who don't show up and make them prove their case.  The SOL is an affirmative defense.  They are required to give you certain things by mail, including their corporate address.  Having their address makes it possible to dispute the debt in writing and to sue.  That complicates things for them.  They'd rather be illegal, tell you as little as possible and try to scare you into paying, they don't even care if they have the right person.  

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm

Tell you what Roger.  I don't believe a word in your post.  First of all,  you must be notified of impending legal action.  Secondly,  it will be publicly noticed in the local newspaper.  I believe that your post was put here to help validate the scare tactics of those making the threats.  The other option would be that you are Incredibly stupid in how you handled the matter.

If they say they'll see you in court,  just say  "Great!  How will I Know you?"  
They must show Validation if you request it.  They have 5 days to provide it to you in writing and you have 30 days after to  dispute it.  It they refuse then they are trying to scare you into paying on the phone with a card,   and  they don't have verifiable proof and validation or an original debt contract signatured by you.  Either way,  get an address to send them a Cease and Desist w/signature to stop the phone calls and force them to communicate in writing thru the mail. This gives you written proof of any claim (If it exists) or threats. Demand in your C&D verifiable proof and validation of the original debt and validation of their right to ownership and the right to collect. These piss ants use fear and intimidation to extort from people.  Do your self a favor and research your rights with debt collectors, as well as their rights,  on the internet.  There is plenty of info there on how to deal with them.
Once you C&D them,  dispute the claim,  demand validation and verifiable proof of their claim,  and proof of a valid signed contract with the original owner of the debt.  Also you will want all the info you can get on the original debt and the date of the last and final payment or activity on the debt.  If it is beyond your States statute of limitations and time barred  they couldn't collect anyway,  even if the debt is valid.  Do your homework and You'll not hear from them again.  They will move on to the next victim.  
good luck

yea i had a 400 dollar debt with that same attorney office...they end up takin me to court they didnt even notify me..because if so i would had payed it....now im payin the b*****ds 3600 s*** i cant afford...