"Kevin Andrews" is a false name that's routinely used by collectors in the Upstate , NY area.
Does anyone know how to locate the real name of the business owner?
Would the company (UPS Store) that hosts the P.O. Box be of any help?
They've been calling my relatives and co-workers, trying to collect on loan that was fully paid off 2 years ago.

Just got another call from the same people (ADR Arbitration), different number (716-304-9459).  This time the recording said that I need to be available at my home or place of business tomorrow between 11 and 4 so they could serve me with legal documents.  Then the recording said to avoid that, I needed to push 1 to talk to a representative.  It's crazy...even though I know it's a scam..they are still able to put that little bit of fear into me!   Dumb, I know.

Ya, maybe I should post it on her door.  But she has been unwilling to look online or report it to the FTC, so she might think I wrote all of this myself :/  Oh well....I know that I DID NOT do what I am being accused of so I'm not going to worry about it.

You could print this out and post it on her door so she can read it.  Maybe reading it help her see the light.

Thanks for the info.  You are right and I won't back down.  I only wish there was a way to stop them.  Our business neighbor has been getting calls about me now...that I am wanted for fraud and that I listed her as a reference!  I barely know this lady!  And a reference for what??  Now she is freaking out and thinks I am some criminal!  I explained what is happening and advised her to report it to the FTC.   I even told her to look up the number they called her from on the internet so she could see it's a scam.  She ignored my advice and reported me to the owners of the building we're leasing!  I had to explan it all to them.  Fortunately we've leased from them for 4 years and have a good record.  And they did go online and see all of this info.  Luckily they believe me, but my neighbor won't even look in my direction when I see her!

My two nickels: Website registrant data may or may not expose an address which will accept process service. The FTC has at most three dozen people who might be tasked to manage millions of debt collector complaints and work on lawsuits against them. The worst thugs make themselves slippery, and count on victims like *you* to keep quiet and not name them as defendants like you should, like the FTC and Congress *wanted you to* when the FDCPA was enacted. If finding a direct target proves challenging, a Registered Agent or your Secretary of State might help.

If you want the bullying calls to stop, it's up to you to send your cease-communication notice by Certified Mail. If your rights are denied, it's up to you to make the cowards explain their antics to a judge. You'll get your USPS fees and your legal costs paid by the loser.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

Thanks Tamianth.  I already filed this number with the FTC online.   I just don't understand how ShillKill has posted all of their info on here, and has posted info on other "companies" that have called me, but the FTC keeps sending me notices that these people can't be found.  I don't understand...

Get a call blocking device or phone.  Stop answering them, if anything, just pick it up and hang it up. But keep filing those complaints.

I have been getting calls from these people for a couple of weeks now.  After I found out that it was yet another scam, I told the "lady" the last time that I had contacted the FTC and local law enforcement and that these calls had better stop.  Well they stopped for a total of 5 days.  But now get this....I just call a call...didn't answer of course...but this time they left a message that said that I was a reference on some case number for some person that I have never heard of!  What??!!  How did I go from being a "person of interest" in a "scheme to defraud a banking institution" and that "someone will be out to serve you papers in an hour" (which never happened, by the way) to me being a reference on a case for someone else?!  This is insane!  The FTC is probably sick of hearing from me, but I just don't know what else to do about these scumbags!

Did they leave a name?  When I receive a call from them at work they said there name is Mr's.  Wallace!!????

Getting really tried of getting unwanted phone calls at work! It's always every Monday!  This number 1-855-838-7879 called today name Mrs. Wallace and left me a message saying call back, it's urgent! I don't know how they got my number, but I wish they would just stop harassing me other people! It's driving me crazy!  Is there anyway we can make the stop of this! What do we need to say or do to make sure their not scamming us!  Well they really send u to court or jail!  How well we know if there really serious?? What should we know or say to them for proff, so that we know that they are not lieing to us!! How can this be stopped!! HELP!!!!!!!!!

These people called saying they were from the District Attorneys Office, trying to say if I didn't pay that I would receive papers from the Sheriffs office and that I could go to jail for a year.  

These people have called my daughter repeatedly, and they have called her Mom & her sister.  How do I file a complaint with the FTC?  We need to get this stopped!  It' stupid and upsetting!  Thanks!

I guess these guys are replacing the Rothman Mediation calls I had been getting...until I filed a complaint with the FTC.  Those calls have stopped, but now these started this morning.  UGH!!!  The first call came in at 7:44 a.m. and then a second call 30 minutes later.  They haven't left a message...yet.  I assume it will be more of the same...hot checks and felony charges...BLAH, BLAH, BLAH.  I guess I'll be filing another report with the FTC today.  What is it going to take to finally put these crooks in jail?!

733 Delaware Rd is a strip mall in Tonawanda.  I assume they're operating out of a mailbox at the UPS store there.  Typical telemarketing boiler room.

Thank you, ShillKill.

You know, sometimes it can be difficult to identify bill collectors:
www.youtube.com/watch?v=9wFG6X5AKjs

They shouldn't, but they are criminals and will do it anyway.

It is.  Total scam.  Ignore 'em.

These payday loan scammers always say that, but only a judge can issue a warrant and they only do it on application by duly constituted law enforcement agencies.  Which these scammers are NOT.

The following post is for informational purposes only

Here is the contact information from their website

If you have questions or want to make an appointment then contact us:
National Credit Processing
733 Delaware Rd
Buffalo, NY 14223
Phone: 716 247-5959
E-mail: NATIONALCREDITPROCESSING@GMAIL.COM
Fax: 716 247-5960
Business hours: 8AM- 5PM MON- FRI


I've ran the registrant information for the website, here are the results
Domain Name:NATIONAL-CREDIT-PROCESSING.ORG
Domain ID: D168466097-LROR
Creation Date: 2013-04-17T18:46:17Z
Updated Date: 2013-06-17T03:46:44Z
Registry Expiry Date: 2014-04-17T18:46:17Z
Sponsoring Registrar:1 & 1 Internet AG (R73-LROR)
Sponsoring Registrar IANA ID: 83
WHOIS Server:
Referral URL:
Domain Status: ok
Registrant ID:SPAG-43960062
Registrant Name:Kevin Andrews
Registrant Organization:National Credit Processing
Registrant Street: 733 Delaware rd
Registrant City:Buffalo
Registrant State/Province:NY
Registrant Postal Code:14223
Registrant Country:US
Registrant Phone:+1.8776369603
Registrant Phone Ext:
Registrant Fax: +1.7166338985
Registrant Fax Ext:
Registrant Email:NATIONALCREDITPROCESSING@GMAIL.COM
Admin ID:SPAG-43960062
Admin Name:Kevin Andrews
Admin Organization:National Credit Processing
Admin Street: 733 Delaware rd
Admin City:Buffalo
Admin State/Province:NY
Admin Postal Code:14223
Admin Country:US
Admin Phone:+1.8776369603
Admin Phone Ext:
Admin Fax: +1.7166338985
Admin Fax Ext:
Admin Email:NATIONALCREDITPROCESSING@GMAIL.COM

This phone number comes back to National Credit Processing Inc in Buffalo, NY.  They say they are from ADR Arbitration.  If you press them they say Adams, Davis, and Rothstein.  Telemarketer goes by Elizabeth Halliwell, a really arrogant A**.  They answer the phone as "Pre-legal" and say they have complaints against you that were filed with "their office."  They say the complaints are for bad checks and a scheme to defraud.  They say there will be further complaints filed if these are not resolved. They will have the last 4 digits of your SSN.  This is a phishing scheme, and a blatant FRAUD attempt to get you to send money.  The website for National Credit Processing is: http://www.national-credit-processing.org/.  If you want to make a police report, they also use several Buffalo numbers including 716 247-5960.  Do Not send these people money no matter what they threaten.  Call the POLICE.  Maybe we can get their boiler room shut down.  

They called thru a family memeber

said I was going to jail - that I owed money and that I needed to pay now or go to jail.

just got call from 716 335 9040 and heard same message, they left phone # to call back and left file # to use . ....

They told me that I would go to jail for writing a hot check! I never wrote them a check. I closed my bank account after they kept going in twice per month to take out $120 for interest payments on a $400 loan. This occurred over a period of about five months. When I asked them how to pay them back, they would only tell me that it had to be a multiple of 25!!! okay

They called about check fraud falso listed as 716 335 9040

They called my job and left a message stating my social security number had been flagged for fraud. Are they allowed to call my job?

OMG!!! This same BISH keep calling me... SMDH GRRRRRRRRRRRRR

Same thing - Bad Check/Fraud/Friday or else......

Descriptions in this thread are of extortion dressed as debt collection. Consumer debts in America, including payday loans, are a *CIVIL* matter, not criminal! Debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. My notes from October 2011 on payday loan and "hot check" collectors are linked below.

Fake payday loan collection scams
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2

See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection