855-855-9262
 | The-Nine 2014-01-24 21:06:42 Unknown |
You mean Shillian right?
| The-Nine 2014-01-24 13:17:31 Unknown |
Yes, I've just discovered the edit button. This is a very sophistimacated system. Almost too much so for this dimwit.
| Sir Bedevere 2014-01-24 12:38:06 Unknown |
Umbrella Recovery has been very quiet since we started exposing them, haven't they?
| Sir Bedevere 2014-01-23 22:34:05 Unknown |
My god, look at that web site:
"Buisinesses"?
"Umbrella Recovery Team has some of the best Collectors in the industrying" Yes, "industrying"
Plus bad sentence structure, confusing wording, and exclamation points everywhere. So not only were they too cheap to hire a real web designer or graphic artist they were too cheap to hire a competent copywriter.
"Buisinesses"?
"Umbrella Recovery Team has some of the best Collectors in the industrying" Yes, "industrying"
Plus bad sentence structure, confusing wording, and exclamation points everywhere. So not only were they too cheap to hire a real web designer or graphic artist they were too cheap to hire a competent copywriter.
| Lassie 2014-01-23 16:29:03 Unknown |
Here's where they got their web site design (including their staff photos!) - you'll notice that their crude umbrella logo doesn't really fit with the professional-looking graphics on the site template they used: http://templates.websitetemplatesonline.com/Architecture-3/index.html
| Lassie 2014-01-23 15:54:02 Unknown |
LOL! Their "address" is a "Pack Mail & Ship" store! Must really suck to be working out of your parents' basement!
| TSTEXGIRL 2014-01-21 20:27:11 Unknown |
My thoughts exactly. I just thought it funny how this "company" can figure out who a person is by their screen name.
| Nimrod 2014-01-21 19:24:22 Unknown |
Even if they had Tamianth's real name, I doubt they would find her in their system. From past posts Tamianth has made it clear that she is a good steward of her finances and thus would not be on any debt collector's lists.
| Fu2 2014-01-21 19:00:44 Unknown |
With all its faults (and there are many), the BBB is a thousand times more trustworthy than this Umbrella bunch.
And they certainly do "except" complaints at Umbrella. They just don't accept them.
And they certainly do "except" complaints at Umbrella. They just don't accept them.
| TSTEXGIRL 2014-01-21 18:52:40 Unknown |
Hey, just making an observation. That is the screen name of the poster not their real name. Maybe that is why you can not find them in your system perhaps?
| ShillKill 2014-01-21 18:34:28 Unknown |
The following is posted for informational purposes only
Here is the corporate registration information from Bizapedia
UMBRELLA RECOVERY TEAM LLC
Company Name: UMBRELLA RECOVERY TEAM LLC
Status: Active Filing Date: 11/13/2013
Entity Type: Limited-Liability Company File Number: 201331810226
Company Age: 2 Months
Registered Agent: Legalinc Corporate Services Inc. (c3444750)
Filing State: California (CA)
Principal Address:73280 El Paseo Dr Ste #5
Palm Desert, CA 92260
Here is the corporate registration information from Bizapedia
UMBRELLA RECOVERY TEAM LLC
Company Name: UMBRELLA RECOVERY TEAM LLC
Status: Active Filing Date: 11/13/2013
Entity Type: Limited-Liability Company File Number: 201331810226
Company Age: 2 Months
Registered Agent: Legalinc Corporate Services Inc. (c3444750)
Filing State: California (CA)
Principal Address:73280 El Paseo Dr Ste #5
Palm Desert, CA 92260
| Pissed-In-Indiana 2014-01-21 16:34:40 Unknown |
Correct grammar, spelling and sentence structure are your friends.
| CelticDragon 2014-01-21 15:14:12 Unknown |
You do realize you have a window of 20 minutes to edit unless someone replies to the post right?
| ShillKill 2014-01-21 14:54:29 Unknown |
I am a bit confused here. A respected member of the community (Tami) simply posted a linked to the BBB information regarding your organization. This forum is for "unknown phone calls", and once the name of an "unknown" caller is identified, it is normal for members of this community to post links to the BBB and other entities to provide consumers with information so they can make an informed choice when dealing with the caller. There is no agenda, either pro or con here, simply information. Of course, you have every right to reply with your take on the BBB and where kind enough to share a link.
On the other hand, there has been an epidemic of shilling (i.e., planting false testimonials) on site such as these. The posted by Jillian would be an example of shilling. Not only is shilling an FTC violation, but it deceives consumers. All the regulars want is for folks who arrive at this site to be able to make a "fair and balanced" decision.
On the other hand, there has been an epidemic of shilling (i.e., planting false testimonials) on site such as these. The posted by Jillian would be an example of shilling. Not only is shilling an FTC violation, but it deceives consumers. All the regulars want is for folks who arrive at this site to be able to make a "fair and balanced" decision.
| The-Nine 2014-01-21 14:42:59 Unknown |
I should have said "apples" instead of "apple" but you get my drift.
| Alfalfa 2014-01-21 13:54:58 Unknown |
Check this out:
Bamboozled: An overdue bill or a scam? Collections agency targets girl, 13
Heather and Tim Dobbs pay their debts.
The Morristown couple is trying to teach their daughter Kate to do the same.
So when Kate received a letter saying she was past due on a bill, something didn?t seem right to the family.
Plus, Kate was only 13.
"When Kate opened the letter she was very upset," said Heather Dobbs. "She thought that she was in trouble and that they were going to ruin her credit in the future."
The letter, dated April 1, was from a company called Publishers International. It claimed Kate was overdue on a $119.95 magazine purchase from July 17.
"The amount charged was than [sic] returned by your bank as a disputed charge on your behalf," the letter said, and it offered the last four digits of a credit card held by Tim Dobbs. "If the amount is not paid in full 10 days from the date of this letter we will be forced to serve you with a summons including attorney fees. We will also report it to the IRS as earned income to you. Attorney fees included are $1,500.00 minimum. Avoid this by sending your check in full dated 10 days from the date of this letter."
The letter was signed Mark Weinstein, in-house counsel for Publishers International.
The family thought the letter wasn?t right. They looked, and yes, there was a charge for $119.95 to Publishers International on Tim Dobbs? credit card, but credit card company records showed the amount was never disputed and was paid.
The family said they didn?t remember the order, and Kate said she never placed an order without her parents? permission.
"The only time [Kate?s] name has been on any magazine invoice was through a school magazine sale, which was paid directly to the school," Heather Dobbs said. "I looked online and it seems to be a scam."
She made that determination after seeing similar complaints on online message boards.
So they ignored the letter.
Then Kate received a second letter, dated April 25, from Umbrella Recovery Team, which appeared to be a collections agency. The letter demanded the payment and threatened reporting the debt to the IRS.
"Should you refuse to pay this we will attempt to claim the funds and any fees back in a U.S. Court of law," the letter said. "Should payment not be made in 10 days we will add an additional fee of $153.55."
"Please, for your sake, pay this bill or contact us immediately to set up some type of monthly installment payment plan," the letter said.
It said a few other things worth noting.
After the "Umbrella Recovery Team" signature, it said: "Please make all check or money orders payable to Publishers International."
It also said: "WARNING: A conviction of a bounced credit card or check payment is classified as larceny with a potential sentence of up to five (5) years in prison. SEND PAYMENT IMMEDIATELY!"
The collections letter didn?t sit well with Heather Dobbs.
"Until I received the second letter, I really did think it was a scam," she said. "After the second letter I got nervous because I researched the collection agency and it was a legitimate collection agency."
"That?s when I called you because I didn?t know how best to handle the situation," she said.
But whether or not Umbrella Recovery Team is legitimate remains to be seen.
WARNING SIGNS
Bamboozled took a look at the web site for the collections agency, Umbrella Recovery Team, which Heather Dobbs said looked legit.
The home page is neat and full of tabs to other pages on the site, but clicking doesn?t lead you anywhere. When you click the "contact us" tab, the web page offers no contact information at all.
That?s unusual for any business.
Also unusual is that the collections letter said the customer should make the check payable to Publishers International. Bamboozled, and some consumer law attorneys we contacted, had never heard of a collections company that said a customer should make a payment to anyone but the collections company itself.
The letter from Umbrella Recovery Team was missing some statements that are required by law, including the process a consumer should follow to dispute a bill, and a notification that the debt is assumed valid unless the consumer notifies the collector within 30 days of receipt of the notice that the debt is disputed.
Gerri Detweiler of Credit.com said she found many instances in the letter where Umbrella didn?t comply with collections law, including the reference to the IRS.
To report a cancelled debt, they would need to use 1099-C, not a 1099-A. And, this form is not required for amounts under $600, she said.
"We?ve been seeing this threat from a few debt collectors recently and I?ve been asking consumer law attorneys whether this may be an illegal threat under the Fair Debt Collections Practices Act (FDCPA)," Detweiler said. "No definitive response yet but it does appear questionable."
The letter also threatened to report the debt to the three credit bureaus. But by law, a collection agency cannot threaten such action unless it actually intends to report the debt, and unless it?s actually a client of the credit reporting agency.
Experian, Equifax and TransUnion all told Bamboozled that Umbrella Recovery Team is not a client. Experian said it is notifying its legal department of Umbrella?s use of its name and logo on its web site.
A STEP FURTHER
We checked with the Better Business Bureau, which didn?t have a report on either company. It did, though, turn us on to an interesting fact: a WHOIS search -- which details who has registered a web site -- showed that the Umbrella site was registered to Elliott Smith of Publishers International.
"Also, www.umbrellarecovery.com is illegally displaying a BBB accredited business seal and false `A-? rating on the rotating graphic on the `About Us? page," said Melissa Companick of BBB. "The website has no names or contact information, which BBB often considers a red flag for doing business with a company."
Sometime this week, attorneys for the Council of Better Business Bureaus will send a cease and desist letter to Umbrella, she said.
We called Publishers International, and we tried to leave messages for Mark Weinstein, listed as in-house counsel, and Elliott Smith, listed on the web site registration.
Neither name came up in the alphabetical employee search offered by the voice mail, so we left messages at several extensions.
No one returned our calls.
We went through the same process with all the numbers we could find for Umbrella Recovery Team, but we never got a person on the phone.
Both companies had addresses in Palm Desert, Calif., so we made some calls out west.
Records show neither Publishers International nor Umbrella Recovery has ever filed with the state to incorporate or create a Limited Liability Company, or LLC.
If the companies never incorporated or were LLCs, they could still do business as long as they get a business license from the county or the town.
Riverside County had no records of either company, but the city of Palm Desert did. Kinda.
Publishers International?s business license expired in February 2012, said Claudia Jaime of the Palm Desert business office.
"The owner said they were closing the business," she said.
That?s not what the letter received by the Dobbs, dated April 1, seemed to say.
Jaime also said Umbrella Recovery Team never applied for a license.
Palm Desert had three complaints against Publishers International, Jaime said, adding that the addresses for both companies were P.O. Boxes -- something not allowed under city rules.
Unusual, indeed.
A few days later, Jaime reported the city called Elliott Smith -- the man listed on the web site registration as a Publishers International contact. She said Smith at first denied the company was conducting business without a license.
She said she told him about the Dobbs letters, and Smith changed his story.
He said he wouldn?t be doing business in the future. Jaime said she then told him she?d need a corporate dissolution document from the state.
"He lied to me and said, ?Okay. leave it as it and we will find a new address,?" Jaime said.
Jamie said Smith later reported a new location to her, and he completed a business license application.
"We took the application but we?re not going to put it in the system," Jaime said, noting she would forward it to the city attorney and the local police. "We are not going to renew the license. He will receive a letter from the city attorney that Palm Desert will not allow him to open a business in the city."
Jaime also said she asked Smith for contact information for Mark Weinstein, the company attorney. Smith told her that Weinstein wasn?t located in Palm Desert, she said.
"The attorney was listed on that letter with a Palm Desert address," she said. "He needs a business license as well and he doesn?t have one."
So where does this all leave the Dobbs?
We can?t in good conscience tell the family to ignore collections letters, but we also can?t recommend they pay a bill that was already paid, to a company that doesn?t exactly check out.
We told the family it would be smart to send certified letters with proof of payment to all three addresses for the companies, and she said she would. They also said they will file complaints with the Better Business Bureau, the Consumer Financial Protection Bureau and both New Jersey and California.
"Companies like this should not be able to profit from scaring people," Heather Dobbs said. "I am really glad that I called you, not only for our benefit but for other people who have had to deal with this company. We now have information to show Kate how to be a smart consumer and question bills if they don?t seem right and especially not to be intimidated."
http://www.nj.com/business/index.ssf/2013/05/ ... ue_bill_or.html
Bamboozled: An overdue bill or a scam? Collections agency targets girl, 13
Heather and Tim Dobbs pay their debts.
The Morristown couple is trying to teach their daughter Kate to do the same.
So when Kate received a letter saying she was past due on a bill, something didn?t seem right to the family.
Plus, Kate was only 13.
"When Kate opened the letter she was very upset," said Heather Dobbs. "She thought that she was in trouble and that they were going to ruin her credit in the future."
The letter, dated April 1, was from a company called Publishers International. It claimed Kate was overdue on a $119.95 magazine purchase from July 17.
"The amount charged was than [sic] returned by your bank as a disputed charge on your behalf," the letter said, and it offered the last four digits of a credit card held by Tim Dobbs. "If the amount is not paid in full 10 days from the date of this letter we will be forced to serve you with a summons including attorney fees. We will also report it to the IRS as earned income to you. Attorney fees included are $1,500.00 minimum. Avoid this by sending your check in full dated 10 days from the date of this letter."
The letter was signed Mark Weinstein, in-house counsel for Publishers International.
The family thought the letter wasn?t right. They looked, and yes, there was a charge for $119.95 to Publishers International on Tim Dobbs? credit card, but credit card company records showed the amount was never disputed and was paid.
The family said they didn?t remember the order, and Kate said she never placed an order without her parents? permission.
"The only time [Kate?s] name has been on any magazine invoice was through a school magazine sale, which was paid directly to the school," Heather Dobbs said. "I looked online and it seems to be a scam."
She made that determination after seeing similar complaints on online message boards.
So they ignored the letter.
Then Kate received a second letter, dated April 25, from Umbrella Recovery Team, which appeared to be a collections agency. The letter demanded the payment and threatened reporting the debt to the IRS.
"Should you refuse to pay this we will attempt to claim the funds and any fees back in a U.S. Court of law," the letter said. "Should payment not be made in 10 days we will add an additional fee of $153.55."
"Please, for your sake, pay this bill or contact us immediately to set up some type of monthly installment payment plan," the letter said.
It said a few other things worth noting.
After the "Umbrella Recovery Team" signature, it said: "Please make all check or money orders payable to Publishers International."
It also said: "WARNING: A conviction of a bounced credit card or check payment is classified as larceny with a potential sentence of up to five (5) years in prison. SEND PAYMENT IMMEDIATELY!"
The collections letter didn?t sit well with Heather Dobbs.
"Until I received the second letter, I really did think it was a scam," she said. "After the second letter I got nervous because I researched the collection agency and it was a legitimate collection agency."
"That?s when I called you because I didn?t know how best to handle the situation," she said.
But whether or not Umbrella Recovery Team is legitimate remains to be seen.
WARNING SIGNS
Bamboozled took a look at the web site for the collections agency, Umbrella Recovery Team, which Heather Dobbs said looked legit.
The home page is neat and full of tabs to other pages on the site, but clicking doesn?t lead you anywhere. When you click the "contact us" tab, the web page offers no contact information at all.
That?s unusual for any business.
Also unusual is that the collections letter said the customer should make the check payable to Publishers International. Bamboozled, and some consumer law attorneys we contacted, had never heard of a collections company that said a customer should make a payment to anyone but the collections company itself.
The letter from Umbrella Recovery Team was missing some statements that are required by law, including the process a consumer should follow to dispute a bill, and a notification that the debt is assumed valid unless the consumer notifies the collector within 30 days of receipt of the notice that the debt is disputed.
Gerri Detweiler of Credit.com said she found many instances in the letter where Umbrella didn?t comply with collections law, including the reference to the IRS.
To report a cancelled debt, they would need to use 1099-C, not a 1099-A. And, this form is not required for amounts under $600, she said.
"We?ve been seeing this threat from a few debt collectors recently and I?ve been asking consumer law attorneys whether this may be an illegal threat under the Fair Debt Collections Practices Act (FDCPA)," Detweiler said. "No definitive response yet but it does appear questionable."
The letter also threatened to report the debt to the three credit bureaus. But by law, a collection agency cannot threaten such action unless it actually intends to report the debt, and unless it?s actually a client of the credit reporting agency.
Experian, Equifax and TransUnion all told Bamboozled that Umbrella Recovery Team is not a client. Experian said it is notifying its legal department of Umbrella?s use of its name and logo on its web site.
A STEP FURTHER
We checked with the Better Business Bureau, which didn?t have a report on either company. It did, though, turn us on to an interesting fact: a WHOIS search -- which details who has registered a web site -- showed that the Umbrella site was registered to Elliott Smith of Publishers International.
"Also, www.umbrellarecovery.com is illegally displaying a BBB accredited business seal and false `A-? rating on the rotating graphic on the `About Us? page," said Melissa Companick of BBB. "The website has no names or contact information, which BBB often considers a red flag for doing business with a company."
Sometime this week, attorneys for the Council of Better Business Bureaus will send a cease and desist letter to Umbrella, she said.
We called Publishers International, and we tried to leave messages for Mark Weinstein, listed as in-house counsel, and Elliott Smith, listed on the web site registration.
Neither name came up in the alphabetical employee search offered by the voice mail, so we left messages at several extensions.
No one returned our calls.
We went through the same process with all the numbers we could find for Umbrella Recovery Team, but we never got a person on the phone.
Both companies had addresses in Palm Desert, Calif., so we made some calls out west.
Records show neither Publishers International nor Umbrella Recovery has ever filed with the state to incorporate or create a Limited Liability Company, or LLC.
If the companies never incorporated or were LLCs, they could still do business as long as they get a business license from the county or the town.
Riverside County had no records of either company, but the city of Palm Desert did. Kinda.
Publishers International?s business license expired in February 2012, said Claudia Jaime of the Palm Desert business office.
"The owner said they were closing the business," she said.
That?s not what the letter received by the Dobbs, dated April 1, seemed to say.
Jaime also said Umbrella Recovery Team never applied for a license.
Palm Desert had three complaints against Publishers International, Jaime said, adding that the addresses for both companies were P.O. Boxes -- something not allowed under city rules.
Unusual, indeed.
A few days later, Jaime reported the city called Elliott Smith -- the man listed on the web site registration as a Publishers International contact. She said Smith at first denied the company was conducting business without a license.
She said she told him about the Dobbs letters, and Smith changed his story.
He said he wouldn?t be doing business in the future. Jaime said she then told him she?d need a corporate dissolution document from the state.
"He lied to me and said, ?Okay. leave it as it and we will find a new address,?" Jaime said.
Jamie said Smith later reported a new location to her, and he completed a business license application.
"We took the application but we?re not going to put it in the system," Jaime said, noting she would forward it to the city attorney and the local police. "We are not going to renew the license. He will receive a letter from the city attorney that Palm Desert will not allow him to open a business in the city."
Jaime also said she asked Smith for contact information for Mark Weinstein, the company attorney. Smith told her that Weinstein wasn?t located in Palm Desert, she said.
"The attorney was listed on that letter with a Palm Desert address," she said. "He needs a business license as well and he doesn?t have one."
So where does this all leave the Dobbs?
We can?t in good conscience tell the family to ignore collections letters, but we also can?t recommend they pay a bill that was already paid, to a company that doesn?t exactly check out.
We told the family it would be smart to send certified letters with proof of payment to all three addresses for the companies, and she said she would. They also said they will file complaints with the Better Business Bureau, the Consumer Financial Protection Bureau and both New Jersey and California.
"Companies like this should not be able to profit from scaring people," Heather Dobbs said. "I am really glad that I called you, not only for our benefit but for other people who have had to deal with this company. We now have information to show Kate how to be a smart consumer and question bills if they don?t seem right and especially not to be intimidated."
http://www.nj.com/business/index.ssf/2013/05/ ... ue_bill_or.html
| CelticDragon 2014-01-21 13:50:54 Unknown |
Nice one Nine-epic comeback!
| The-Nine 2014-01-21 13:38:09 Unknown |
You have no idea what you are talking about or who you are addressing. Tamianth is one of the most respected posters on this forum and perhaps you should have a defamation of character law suit brought against you for the things you are saying. How you like them apple bub?
| The-Nine 2014-01-21 13:36:22 Unknown |
URT = Unsophisticated Repulsive Thugs
| Tred 2014-01-21 13:33:45 Unknown |
Hi, URT,
Your post describing predatory, deceptive and unfair business practices that's separate from other state and federal consumer protection rules, regulations, and laws, caught my attention. Yes, it's odd how under debt collectors, skip tracing, associated lists, call centers, networks, networking, associations, affiliations, subsidiaries, internal / external company contacting of relatives, friends, elderly, vulnerable, and uninformed is NOT contacting third parties. The BS excuse of how you don't talk to or don't release information to third parties comes as undisclosed, confusing, distorted, fraudulent, harassing, abusive collection calls. Yes, the collections industry likes to keep all contact info "In House" under the hey, contact us via phone we're here to help you. Personally, I prefer disclosing predatory, deceptive, and unfair business practices to the BBB and other state and federal consumer protection agencies. The collections industry has No professionalism or ethics. Preying on the elderly, vulnerable, and uninformed is inexcusable. What say You, URT?
Your post describing predatory, deceptive and unfair business practices that's separate from other state and federal consumer protection rules, regulations, and laws, caught my attention. Yes, it's odd how under debt collectors, skip tracing, associated lists, call centers, networks, networking, associations, affiliations, subsidiaries, internal / external company contacting of relatives, friends, elderly, vulnerable, and uninformed is NOT contacting third parties. The BS excuse of how you don't talk to or don't release information to third parties comes as undisclosed, confusing, distorted, fraudulent, harassing, abusive collection calls. Yes, the collections industry likes to keep all contact info "In House" under the hey, contact us via phone we're here to help you. Personally, I prefer disclosing predatory, deceptive, and unfair business practices to the BBB and other state and federal consumer protection agencies. The collections industry has No professionalism or ethics. Preying on the elderly, vulnerable, and uninformed is inexcusable. What say You, URT?
| CelticDragon 2014-01-21 11:07:17 Unknown |
Oi dumbbutt! YOU are the one violating the Terms of Service for the site, NOT Tamianth or anyone else! You can be butthurt all you like but no one gives a flying FRAK because you don't follow the rules! Here, I'll even be helpful and let you know what rules you violated:
You agree that you will not post Content that:
is known by you to be false, inaccurate or misleading (MASSIVE check)
is for purposes of spamming (MASSIVE check)
claims the identity, characteristics or qualifications of another person (possible check)
is unlawful, threatening, obscene, vulgar, pornographic, profane or indecent including any communication that constitutes (or encourages conduct that would constitute) a criminal offense, gives rise to civil liability or otherwise violates any local, state or federal law
violates the copyright, trademark or other intellectual property rights
contains links to viruses, worms or any items of a destructive nature
for which you were compensated or granted any consideration by any third party (HUMUNGOUSLY MASSIVE CHECK)
http://800notes.com/nb/tos.aspx
You agree that you will not post Content that:
is known by you to be false, inaccurate or misleading (MASSIVE check)
is for purposes of spamming (MASSIVE check)
claims the identity, characteristics or qualifications of another person (possible check)
is unlawful, threatening, obscene, vulgar, pornographic, profane or indecent including any communication that constitutes (or encourages conduct that would constitute) a criminal offense, gives rise to civil liability or otherwise violates any local, state or federal law
violates the copyright, trademark or other intellectual property rights
contains links to viruses, worms or any items of a destructive nature
for which you were compensated or granted any consideration by any third party (HUMUNGOUSLY MASSIVE CHECK)
http://800notes.com/nb/tos.aspx
| Tamianth 2014-01-21 06:53:42 Unknown |
Nice try shill Jillian Umbrella Recovery! Did you really think you'd find anything in your system under my ID? Really? As Yef would say, nitwit! And my post is not a complaint either..
Don't like me posting facts found online, thats really too bad.. the links are there! Right along with the links to laws.
Shilling is illegal BTW..
What happens when you shill..
http://800notes.com/forum/ta-88747d175513656/ ... 717404327882938
Don't like me posting facts found online, thats really too bad.. the links are there! Right along with the links to laws.
Shilling is illegal BTW..
What happens when you shill..
http://800notes.com/forum/ta-88747d175513656/ ... 717404327882938
| Umbrella Recovery Team 2014-01-21 06:44:34 Unknown |
Here's that link http://youtu.be/Yo8kfV9kONw
| Umbrella Recovery Team 2014-01-21 06:43:10 Unknown |
Hello Tamianth,
We have seen similar complaints you have made about other debt collection agencies on this site including (480) 336-2607 where you posted very similar information to what you have posted here. There is no record of you as a consumer or debtor in our system. Do you work for the BBB? It appears that way on google and by your post it seems like your emphasizing how we are not accredited with the BBB. You probably already are aware of this as you post on multiple numbers claiming they aren't accredited, but in case you aren't aware, check out the 20/20 investigation on the BBB. We would love to pay $7000 to get an A rating with the BBB however, we believe paying for a grade is morally and ethically wrong. We are a collection agency therefore we do not have to respond to complaints from a third party company that misleads consumers into thinking they are a sector or "bureau" of the government. We do except complaints directly however.
We have seen similar complaints you have made about other debt collection agencies on this site including (480) 336-2607 where you posted very similar information to what you have posted here. There is no record of you as a consumer or debtor in our system. Do you work for the BBB? It appears that way on google and by your post it seems like your emphasizing how we are not accredited with the BBB. You probably already are aware of this as you post on multiple numbers claiming they aren't accredited, but in case you aren't aware, check out the 20/20 investigation on the BBB. We would love to pay $7000 to get an A rating with the BBB however, we believe paying for a grade is morally and ethically wrong. We are a collection agency therefore we do not have to respond to complaints from a third party company that misleads consumers into thinking they are a sector or "bureau" of the government. We do except complaints directly however.
| Jillian 2014-01-21 06:34:13 Unknown |
Ya don't pay them and let it ruin your credit like I did. This company may be a scam, but they have some powerful ways of making you pay. Payed it and they are off my back... for now.
| Tamianth 2013-11-22 23:17:08 Unknown |
BBB Info:
http://www.bbb.org/central-california/busines ... sert-ca-1005905
Is not acredited, has no rating
7 complaints, only 2 where ever responded to, in 5 cases, they failed to respond
74478 Highway 111 Palm Desert, CA 92260
(760) 610-3597
http://knco.com/scam-alert/
http://www.ripoffreport.com/r/umbrella-recovery-team/palm-desert-california-92260/umbrella-recovery-team-threatening-me-with-garnishment-of-pay-and-reporting-bad-credit-to-1088570
http://www.topix.com/forum/city/palm-desert-ca/TALI177UVJ6PP63AK
Read up on your rights here and what to do:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.bbb.org/central-california/busines ... sert-ca-1005905
Is not acredited, has no rating
7 complaints, only 2 where ever responded to, in 5 cases, they failed to respond
74478 Highway 111 Palm Desert, CA 92260
(760) 610-3597
http://knco.com/scam-alert/
http://www.ripoffreport.com/r/umbrella-recovery-team/palm-desert-california-92260/umbrella-recovery-team-threatening-me-with-garnishment-of-pay-and-reporting-bad-credit-to-1088570
http://www.topix.com/forum/city/palm-desert-ca/TALI177UVJ6PP63AK
Read up on your rights here and what to do:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
| Umbrella Recovery Team 2013-11-22 23:01:42 Unknown |
Dear Cynthia,
This is the number for Umbrella Recovery Team, a collection agency located in California. We are not a "Scam," we are merely debt collectors. Please feel free to call us to discuss any issues you are having.
This is the number for Umbrella Recovery Team, a collection agency located in California. We are not a "Scam," we are merely debt collectors. Please feel free to call us to discuss any issues you are having.
| Cynthia 2013-05-03 19:45:54 Debt Collector |
Scam phone calls from a company called Publishers International. See the phone number 877-884-5339 for more information. Do not give them your credit card number.
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