Debt collection agency. Name of spokesperson: John Friedmann, Attorney,
Tel # 855-895-8956. The numbered dialed is for Secure Capital Management.
location?

The calls are for our granddaughter and threatening her with summons from Lee County, Alabama, if she does not settle debt in 24 hours. We want to help but not sure if this a scam. How can I verity if I am dealing with an honest person.  

I am not sure if this is a legitimate collection agency??? or a scam.  

A guy named Robert called me saying he's calling from Hrs&associates left a msg to call phone # 855.895.8956 ext 314. He said that a payday loan company wants to file a petition of judgment to the court. He said i should call and offering me a out of the court settlement out of it. How can u stop them from harassing people over the phone?

Guess what? I've had this same experience and I'm on SSI.  The company made the mistake of telling me that he wished He could be scammed like this. When he said that I said well then you will not mind talking to the Attorney General's Office, the FBI, the Better Business bureau and the media because I know who you are and where you are and the police is on their way to pick you up. By the way this phone number belongs to my parents and since you recorded it on your end I have a live person listening on an extension as a witness to your every word. Sit tight and have a nice day. The person never called back nor the company that he mentioned has bothered me since. I did report the number with name, company name, address and phone number which Hyperion denied he worked for. Hyperion said they were returning the account back to the company. Funny how you can reverse the situation on them.

The "busted" logo is meant to indicate the post is fraudulent --- in this case a shill.  Long story short, the poster is acting on behalf of scammers planting false information to confuse folks such as yourself who are looking up the number on the internet.  In other words, the poster was a liar trying to make the scam look legitimate.

No, the caller is not collecting a legitimate debt.  There are no "arrest" warrants (debt is a civil not a criminal matter).  No one ever calls to give you the heads up you are being "served".  They use threats to panic and confuse victims.  They blow up your work phone (as well as the phones of relatives) to use embarrassment to extort you into paying

So what does the "busted" logo mean and are this place legit?  I just got a phone call from them at work.  Thanks!

Maybe "you should look more at" what the FTC and CFPB have to say about the crass, hurtful lies reportedly told by your friends. We don't need their "credentials", we need their *obedience* to validation requests and cease-comm demands and their controlling laws, else we need to watch them squirm in front of a judge.

People "should not listen to everything they read", partly because reading does not require ear drums, and that notion runs just as far in your direction. The payola-loving triple-B has proven repeatedly not to be a reliable barometer of any company's worth or honesty. You've no room to whimper and play the wounded while your extortionist pals stand accused of illegal terror tactics which are Standard Procedure for agencies which simply cannot prove their claims.

beware!   a  call  from  this  number  is  a  debt  collection  scam ~ they  are  " phishing "  for  info  -- AND --   using

" scare  tactics "  to  get  money  from  you ~

give - them - nothing.

                                                           H A P P Y       H O L I D A Y S .....Everyone,  Cheers !   : )

We are glad to hear that!  Have a great holiday season

I'm so relieved to read that this is some sort of scam.  The voice mail I was left even included a "docket" number, which was/is 66485.  The message also said it would be "delivered to my door".  I try to call the number back and it's disconnected??  How do they even call me?  Weird.

Anyway, I think you saved me from a terrible scam.  Thank you again, you all have a Merry Christmas.

These losers don't like or agree with predatory and cowardly business practices designed to intimidate, abuse, or exploit the elderly vulnerable, children, or uninformed, coward!

You said, quote: "800 NOTES IS JUST A BUNCH OF LOSERS TRYING TO GET OUT OF PAYING THEIR BILLS."

Right and wrong at the same time. The only losers here are the trolls,shills and scammers like you! No one promotes folks not paying their bills either so long as the laws are being obeyed. And in almost all of these threads, laws are being broken and most are on the collections side.  Not to mention the frauds perpetually posting fake claims. No one is going to pay a fakeroo debt and shouldn't.

Yes people should pay their debts, as long as they are *real* ones and not a fakeroo extortion scam..

Now go back to your room in the boiler room troll!

This isn't a discusssion as to whether or not we should "Pay our bills"--

This is about consumers' rights when it comes to the collection of debts.

Thanks for playing.

1) Can you prove anyone here owes a bill ?
2) What brings you to this particular number ?
3) Why is it you shills can never come up with anything original?

*Yawn* New day, same song & dance.

You are an illiterate and morally reprobate shill.  If you could actually read you would understand that no one in this thread even had a debt.  The real losers are the scum buckets who try to steal from others --- liars and thieves such as yourself.  It must feel really bad to be a scammer who can't ply her/his trade because sites such as this raise consumer awareness thus making it harder for you to steal from others.

YOU GUYS ARE SOMETHING ELSE, YOU HAD NO PROBLEM GIVING YOUR INFO OUT TO GET THE LOAN, JUST PAY YOUR BILLS, AND THESE THINGS WOULDNT HAPPEN TO YOU. I FOUND THEIR WEBSITE AND THEM ON THE BBB, 800 NOTES IS JUST A BUNCH OF LOSERS TRYING TO GET OUT OF PAYING THEIR BILLS.

I received a call stating court papers were being delivered to my job

Continually calling me throwing out big words and long case numbers. Referred to himself as the "big dog in the office". Threatened state and federal charges for a delinquent pay day loan. Last phone call today he advised me to have my legal counsel call him back.... LMAO!

The following is posted for informational purposes

Hyperion Recovery LLC

http://www.bbb.org/upstate-new-york/Business- ... ok-ny-235968811

Hyperion Recovery LLC
PO Box 17, Spring Brook, NY 14140
HYPERION RECOVERY LLC
GETMAN & BIRYLA, LLP
800 RAND BUILDING
14 LAFAYETTE SQUARE
BUFFALO, NY 14203-199
Phone: (855) 402-0693
(877) 340-0409(Phone)
Fax: (716) 771-3236
Business Management - Miss. Annette Lancon, General Manager

They have an "F" rating from the BBB
Factors that lowered the rating for Hyperion Recovery LLC include:
Length of time business has been operating
Failure to respond to 6 complaints filed against business
12 serious complaints filed against business

Here is the domain registration information for their webiste
Domain Name: HYPERIONRECOVERY.COM
Registrar URL: http://www.godaddy.com
Updated Date: 2013-03-09 11:47:11
Creation Date: 2011-03-08 13:00:11
Registrar Expiration Date: 2014-03-08 13:00:11
Registrar: GoDaddy.com, LLC
Registrant Name: Joseph Francabandiero
Registrant Organization: Hyperion Recovery LLC
Registrant Street: 2827 transit rd
Registrant City: elma
Registrant State/Province: New York
Registrant Postal Code: 14059
Registrant Country: United States
Admin Name: Joseph Francabandiero
Admin Organization: Hyperion Recovery LLC
Admin Street: 2827 transit rd
Admin City: elma
Admin State/Province: New York
Admin Postal Code: 14059
Admin Country: United States
Admin Phone: (716) 359-2589
Admin Fax:
Admin Email: jfranco1216@gmail.com
Tech Name: Joseph Francabandiero
Tech Organization: Hyperion Recovery LLC
Tech Street: 2827 transit rd
Tech City: elma
Tech State/Province: New York
Tech Postal Code: 14059
Tech Country: United States
Tech Phone: (716) 359-2589

Defendants in at least 4 FDCPA cases

http://dockets.justia.com/search?query=Hyperion+Recovery%2C+LLC

Dispute them and close those accounts down..  And file complaints with the appropriate authority's, such as the State Attorney General, FTC and FCC as well.  Its illegal to misrepresent themselves also..  Even a Attorney has to have a license for debt collection..  A phone call, nor email or fax is not legal proof of debt either..

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

A Mr. Frink called my parents phone in which my brother answered for my mother.  He told my brother he was an attorney representing Charlotte County and he was trying to get a hold of me for a debt I owed. He scared my brother half to death and we are both very sick. It scared my brother half to death and he came and told me who was on the phone and what he wanted, that's a violation of the FDCPA. I had asked CashNetUSAto leave me alone, who is involved along with Enova International, LLC (CashNetUSA is a payday loan company that doesn't have a license to do business in VA as a payday loan business and the other is a mortgage company doing open-end line of credit with a payday loan APR of 299%). I could not find anybody that knew who Mr. Frink was or even heard of an attorney by that name, may not have gave real name or is even a lawyer, that's a violation. He threatened me with criminal prosecution, that was a violation. He talked very fast and made various crude remarks to me and wanted me to give him my debit card or credit card information to set up payments. There has been text messages left on my cell phone several times a day, but with different numbers which I found go back to this one.  There was a Thomas Marshal that I called the FBI and was advised not to talk to him and wasn't given a reason why. His number I is linked to this number.  He said something about a payment plan of $50 a month, then changed it to $100 a month asking for my debit or credit card information that they wouldn't accept a check. CashNetUSA took Hugh debits that I didn't authorize out of my account.  They sent me a Bussiness license for Kansas and couldn't verify they could do business in Virginia within 30 days. They continued collection activity after I asked for verification of the debt and they didn't stop.  I told them if they failed to provide the verification they were to close the account and remove it from my credit file and send me a copy of the deletion. Now I'm having to pay $100 a month on something that I don't owe, because I was tricked into saying yes I owed this when I was talking about another account I had which was the bank account they withdrew funds from.

Really I do not spend my whole day on here aimlessly looking to post negative things about people or companies.  You can find their credentials if you really need them.  It is not that hard to find them being such a smart know it all .. YEAH RIGHT.  Anyways i do not have time to sit here all day every day and respond to your posts.. I don't really care what you have to say about the company all I was doing was to make people aware that they should not listen to everything they read.. If you have an issue with them call them and ask them for the credentials or anything else you are questioning.  Instead of hiding behind posts all day.  GET A LIFE. Maybe some of you should look more at the BBB on them instead of just looking them up for the grade.  You will see they have responded and made good on any complaint they had.. Read a little further than your nose leads you to.

I love how shill posts are long on BS and short on detail. Why do they never, ever, ever post any of the contact information for the company, court case numbers (which are public record) or anything else that would give any credibility to their stories? Oh, that's right, it's because their stories are a crock of the brown stuff.

Matt Dawson is also a retired English rugby union player who played scrum half for Wasps and Northampton Saints.

(Could be a Rouge Name)

"They" weren't professional.  Neither is your shill piece - not even close.

Shilling doesn't work here..  And I agree with Gunnar, if they are so legit, post up their info! ...


Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
***********************************************************************************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

If you were served, you have all of their credentials. Post them here. We'll be waiting....you won't post a thing. I wonder why?
Skeff Ett Liv!
Gunnar

I too was served at my job.  They are by far not a scam.  I know there is a lot of things being said but believe me you do not want to ignore these people.  I found out the hard way.  Some people do not carry themselves as being professional and that makes for people to wonder if they are ligit.  But as I said when I did call the filing party I was able to work out an arrangement and they were very helpful.  I don't know who the process servers are but they are not very professional but again don't let that make you decide to ignore them.

The same William Everett, threatened my husband, for a fraudulent payday loan ( We have never done payday loans) when my husband then disputed it and requested documentation, he did not put the account is dispute, he then proceeded to tell my husband that he was going to jail for grand larceny, and then set up a payment plan for him @$150.00 a month, but first needed to do a small payment for the month of Septemeber to make sure his debit card is "valid"...told him he would be "served" at his place of employment if he did not set up the payments, so he scared my husband into paying, advising him he committed a criminal act......long story short, my wonderful hubby is married to a manager of a collection agency, we have FDCPA training classes bi-weekly, and these people have violated 12 FDCPA laws!!! And also left threatening voicemails....be very aware of these people, also if a bill collector leaves you a message that is not the FOTI LAW MESSAGE, that is required by state and federal laws, they have voiolated your rights, also any mention of coming to your job to serve you, or criminal charges of grand larceny is an FDCPA VIOLATION, and is a violation of your rights as a consumer, watch out because my husband was horrified by this call! I honestly can't believe with all these laws that are for consumers, that this sort of company is in business, and has not been shut down, in the meantime, our attorney couldn't wipe the smile of his face.

First my Mother received the call from the "process server" who wanted to know how to reach me (we won't discuss the "heads up" from the "process server" or the fact that he didn't know my address).  He then left a message on my cell phone.  I called back and when he returned my call the next day he informed me (as he had my mother) that some company had fraud charges against me and he was attempting to serve me but would connect me with the company for clarification (doesn't seem like he was too hard pressed about the serving of anything).  Once connect with "William Everett" I was told by him that I received $1050 on 12/5 from a payday loan company (they had a pretty good amount of information about me) HOWEVER when I called the bank (whom he stated they had a signed affidavit confirming the deposit from) on another telephone and asked them about the deposit........I DIDN'T HAVE ANY DEPOSITS IN DECEMBER AND ONLY ONE IN NOVEMBER (from my job, direct deposit)...at this same time the guy has me on hold "talking to his supervisor" and he comes back on the line telling me instead of paying the $1100 they were seeking in their suit that they would "settle" for $614!!!!  The hell you say!  I went on to explain to him that I have the bank on the phone and their findings and he tells me "Hon, I'm not going to go back and forth with you. I was trying to help you out but you can just get an attorney if you don't want to take advantage of the opportunity to settle the situation"  I asked him for his number and guess what it was......855-895-8956!!!! The bank verifies and triple verifies the information they've given me and mails me copies of all my November and December statements for my records.  Then I google the number and see all these statements and I'm in disbelief.  As a single mother of five, nothing about someone trying to take, not only from my mouth but from the mouths of my children truly pisses me off.  Of course, I didn't give them any information but DAMN there has to be some better scam targets out there.  For Christ's sake, we're barely getting by financially as it is, imagine if I'd given them access to the little we do have!!  SMH

Matt Dawson also called me as well..who is he? A fraud?