John Fernandez this is the same as 909-580-8968 and this is a scam

I got a call from a number about 6 weeks ago, the man of Indian decent w/an American name stated he was w/the FDIC and that EZ Payday had wrote my loan off as a loss, but there were charges against my SS# for internet fraud and theft earlier this week I got a call from the same exact number, same accent but a different American name stating he was w/the United States Legal Department and both times they stated the message was time sensitive and I needed to contact him immediately or charges would be pressed and ended the call w/if you choose not to return this call all I can do is wish you good luck as this situation unfolds on you...and said God Bless You!

the number 352 861 8555 is a dr's office. i let them know

Michael, new phone number i got called from today from mr jenkins. threatening me again with his bs, 650 963 4918. the number on my caller ID was 352 861 8555. these scammers dont quit!

Michael, some lady here in Indianapolis went to the TV station here with this scam. she even had a recorded msg the guy had left on her cell. she said at first it scared her,then she realized it was a scam. its on channel fox59 news here in indianapolis. maybe we should all do the same thing?

michael, one guy posted on one of the scammers phone numbers to call them and ask them if they know that 18 USC 1343 OR 15USC1692-1692P has been amended and then ask them where they can accept service. i did this on number 315 294 9466-one of many numbers. if they were a law firm like they say,they would of known what it was. the guy said to me'we are a law firm' we have no idea what that is. also called them back and ask for their legal dept. they got flustered and hung up. its funny to mess with these scam folks. it really works!  they dont know how to react when you say this stuff to them. they scam us-we mess with them.

I received the same call from a Leo Fernandez. This is a scam people, these idiots are not even in the country. Do not pay them a cent, I took out payday loans and paid them back in full. I have the email records to prove it and confirmed it with the companies from whom I borrowed from. They confirmed that my loans were paid in full. These idiots are scammers, I cannot wait for them to call me back so I can make fun of them and threaten them back, it will be so much fun. In fact, I am trying to call them back and there is no answer.....

beaware another new phone number 443 333 1201 anna walker is the name

Watch out they have a new phone number!!!  My wife has just got a phone call from 858-248-4830 about collecting some money and getting a lawyer and calling them back.  He had a heavy indian accent.  He could not talk about anything without a lawyer.  



****************WATCH OUT NEW NUMBER 858-248-4830**************************

very heavy accents and they want me to pay money back to a payday loan company. they say they are lawyers -yeah right. i told them never to call me again because i have the atty general notified in their area and they are nothing but scammers. they wanted to say something else and i just hung up on them. will see if any more calls come in today.

I got the same call from both 858-248-4848 and 858-248-4838.  Yes from India.  These are so bogus it's not even funny.  I will never return the calls because they tried the same thing back in December.

Disgusting men or man....heavy thick indian accent although his name was Leo Fernandez.  Never had a loan and threatened me with law suit...I told him to bring it on....when I asked for information he said he would continue with suit....I told him to go right ahead. Claimed he can make it go away for a payment of $600 - what a joke......

heavy indian accent.  they are going to "down load" a case against me.
they want me or my attorney of record to call back.  if i dont they only can wish me luck as this situation unfolds on me.

I need to correct the number! It is 858-248-4838! Sorry!

I was threatened by these people today, to repay a loan(Easy Cash Advance), I've never received! I was threatened with being taken to Court; and needing an Attorney, and charges were being pressed against me! I did save the message they left! The guy; Mike Jones(an Alias I'm certain), would never disclose full details of this loan! He said it was for $540, and I now owed $5,400! After I had finished "cussing" him out, I made some calls(the Authorities)! They advised me on what to do next! I called the "Con-Artists" back, and told them a few things! In addition, I informed them, the Authorities are aware of whom they are, and their "days are numbered"! The "fool" had the audacity to debate with me on this! By the way; during my second conversation,"Mr. Mike" was suddenly unavailable! "Daniel" took over! In the beginning, I went through many motions! Now, I'm "freaking'" MAD! This is a California-based phone number!

I have had 2 messages on my home phone from this number saying the same thing,,being threatening saying he wishes me luck and to get in touch with my attorney,,he has a very strong indian accent. Very Very Threatening!!!! I am now going to change my home number because this isnt the first time they have called me!!!

My number 858-248-4838 (the caller id is 901-248-1060)
They have called my work all day saying they are from a lawyers office that I owe money.

This number called me at work threatening me and saying something about a cash loan i never got. he said he had proof that it came out of my checking account. He was reading off my numbers. He was telling me to get my attorney, Anyway i never said yes or no to anything i just said i dont know what you are talking about and hung up finanlly. Now a month later he calls me on my cell phone. this is a scam!!!!!!!

Cell phone traced to Poway, CA

TOTAL SCAM
Claims to represent EZCash.net

This is a scam completely.  I got calls from a different number on this several months ago.  Started up again today.  A new number.  I am going to change the number on my phones...  That is the only way to get them to stop calling.

Also they are more than likely outside of the country so charges wont help...

They cannot do anything to you, except threaten. Report the number to the Attn. Gen. of your state. It is ILLEAL to impersonate an attorney!!

people calling saying they are a law firm needing money that i owe. They call work and home how do you make them stop???

got a threating msg from this phone number last nite. something about a court date and i owe someone money from a cash advance. called them back and read them the riot act and said i have turned there number over to the atty general cuz we know they are a scam

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO
LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer placing false postings as Marco Polo (real original)
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer placing false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer placing false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer placing false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer placing false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio  



Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

They have my account info, ss#, everything.  They said I took out a payday loan which I never took.  They say they are going to sue me.  Who are these people?  What am I to expect?  HELP!

They keep calling my number and left one threating message.  They keep calling.  I work for a law firm and I have one of the attorneys checking into this because they are a scam.  They took me already for some money and they will not do it again.